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Original price $23.99 - Original price $23.99
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Disney - Lorcana Card Sleeve (Aladdin)

Lorcana

Play in StyleElevate your gaming experience with these stunning card sleeves.Ultimate Card ProtectionKeep your cards in pristine condition during i...

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Original price $730.99 - Original price $730.99
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Panasonic - LUMIX G100D Mirrorless Camera for Photo 4K Video and Vlogging 12-32mm Lens - Black

Panasonic

20.3MP Micro-Four-Thirds Digital Live MOS SensorDelivers vibrant high-contrast photos and sharp smooth 4K video across a wide range of lighting con...

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Original price $730.99 - Original price $730.99
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Original price $44.99 - Original price $44.99
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Insignia - Display and Storage Stand - Works with Meta Quest 2/3/3S - White

Insignia

Extra stable baseWeighted base for stabilityCable managementNeatly organizes cablesEasy drop-in designSupports both standard and elite head strapsW...

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Original price $138.99 - Original price $138.99
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Sunpak - RGB LightStick PRO with Built-in Battery and Barndoors - Black

Sunpak

Portable handheld fill lightThe Sunpak RGB lightStick PRO provides soft and natural light at the tip of your fingers for added portabilityBi-Color...

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Original price $138.99 - Original price $138.99
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Original price $126.99 - Original price $126.99
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JBL - SoundGear Sense Hybrid Open-Ear headphones with detachable neckband - 2024 - Black

JBL

JBL OpenSound TechnologyOpenSound technology in the JBL Soundgear Sense earbuds provides a natural sound experience with almost zero sound leakage....

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Original price $126.99 - Original price $126.99
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Original price $157.99 - Original price $157.99
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JBL - Live Beam 3 True Wireless Noise Cancelling Earbuds - 2024 - Black

JBL

Hi-Res Audio Wireless with JBL signature soundThe JBL Live Beam 3's 10mm dynamic drivers are powered by JBL Signature Sound. Each driver is perfect...

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Original price $157.99 - Original price $157.99
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Original price $842.99 - Original price $842.99
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LG - 7.3 Cu. Ft. Electric Dryer with Sensor Dry - Monochrome Grey

LG

7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...

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Original price $842.99 - Original price $842.99
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Original price $509.99 - Original price $509.99
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Klipsch - Flexus CORE 200 3.1.2 Soundbar - Black

Klipsch

Powered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...

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Original price $509.99 - Original price $509.99
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Original price $1,184.99 - Original price $1,184.99
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Samsung - 75 Class Q8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

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Original price $1,184.99 - Original price $1,184.99
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Original price $544.99 - Original price $544.99
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JBL - Authentics 500 Smart Home Speaker - Black

JBL

Inspired retro designThe JBL Authentics 500 is inspired by classic JBL heritage designs filling any space—big or small—with superior JBL sound.Supe...

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Original price $544.99 - Original price $544.99
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Original price $322.99 - Original price $322.99
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Arlo - Essential 4-Camera Outdoor Wireless 2K Security Camera (2nd Generation) with Yard Sign - White

Arlo

Exclusive bundle -- a 425 value if purchased separately185;Includes (4) Essential Outdoor Camera 2K - 2nd Generation and (1) Arlo Security Yard Sig...

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Original price $322.99 - Original price $322.99
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Original price $188.99 - Original price $188.99
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Samsung - Galaxy Tab A9+ 11" 64GB - Wi-Fi - Silver

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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Original price $188.99 - Original price $188.99
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Original price $1,400.99 - Original price $1,400.99
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Samsung - Bespoke 6.0 Cu. Ft. Slide-In Gas Range with Air Sous Vide - Stainless Steel

Samsung

Bespoke designGive your kitchen a premium look with a stylish and contemporary Bespoke design that will enhance the look of your kitchen or add an ...

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Original price $1,400.99 - Original price $1,400.99
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Original price $1,148.99 - Original price $1,148.99
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GE Profile - 24" Top Control Smart Built-In Tub Dishwasher with 3rd Rack Dedicated Jet Targeted Wash and 42 dBA - Stainless Steel

GE Profile

Deep Clean Washing 3rd RackThis innovative third rack offers a flexible design that lets you clean a variety of items in a single load. Dedicated j...

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Original price $1,148.99 - Original price $1,148.99
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Original price $45.99 - Original price $45.99
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$45.99
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Glorious - Lubed Mechanical Keyboard 5-pin Hot Swappable Switches (36x) - Clicky - Raptor

Glorious

Works with Most 5-pin Hotswap KeyboardsCompatible with all Glorious GMMK keyboards and most mechanical keyboards with 5-pin hotswap sockets.Gloriou...

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Original price $45.99 - Original price $45.99
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Original price $44.99 - Original price $44.99
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$44.99
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JBL - TUNE520BT wireless on-ear headphones - 2024 - Black

JBL

JBL pure bass soundThe JBL Tune 520BT feature the renowned JBL pure bass sound the same that powers the most famous venues all around the world.Wir...

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Original price $44.99 - Original price $44.99
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Original price $812.99 - Original price $812.99
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TP-Link - Deco BE16000 Quad-Band Mesh Wi-Fi 7 System with Multi-Gig (3-Pack) - White

TP Link

8-Stream 16 Gbps Quad-Band WiFi5760 Mbps (6 GHz-1) + 5760 Mbps (6 GHz-2) + 3888 Mbps (5 GHz) + 688 Mbps (2.4 GHz).2.5 Gbps Wired Connection4 2.5 Gb...

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Original price $812.99 - Original price $812.99
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Original price $92.99 - Original price $92.99
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CORSAIR - M75 WIRELESS Lightweight Optical RGB Gaming Ambidextrous Mouse - Wireless - Black

Corsair

Ambidextrous Shape With Swappable Side ButtonsThe expertly crafted ambidextrous mouse shape grants maximum comfort and control to both right- and l...

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Original price $92.99 - Original price $92.99
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Original price $68.99 - Original price $68.99
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Razer - Seiren V3 Mini Wired Ultra-compact Condenser USB Microphone - Quartz

Razer

Condenser Mic for crystal-clear voice captureFitted with a custom condenser capsule the mic's impressive sensitivity can capture more detail especi...

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Original price $68.99 - Original price $68.99
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Original price $3,087.99 - Original price $3,087.99
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CyberPowerPC - Gaming Desktop - AMD Ryzen 9 9900X - NVIDIA GeForce RTX 5080 16GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $3,087.99 - Original price $3,087.99
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Original price $155.99 - Original price $155.99
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Sony - ULT WEAR Wireless Noise Canceling Headphones - White

Sony

ULT Power SoundPress ULT and feel the power of sound and bass. ULT1 delivers deep low frequency ULT2 brings ultra-bass. Set the vibe and yourself a...

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Original price $155.99 - Original price $155.99
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Original price $248.99 - Original price $248.99
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GIGABYTE - Z790 EAGLE AX (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

Gigabyte Technology

Processor CompatibilitySupports 14th and 13th Gen Intel Core Series ProcessorsDDR5 Compatible4SMD DIMMs with XMP 3.0 Memory Module SupportNext Gen ...

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Original price $248.99 - Original price $248.99
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Original price $260.99 - Original price $260.99
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GE - 250 Sq. Ft. 6000 BTU Window Air Conditioner - White

GE

Cools Small Rooms6000 BTU cooling capacity offers maximum comfort in rooms up to 250 square feet.Maximum Comfort CoolKeep home comfortable and maxi...

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Original price $260.99 - Original price $260.99
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Original price $400.99 - Original price $400.99
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Google - Nest Cam 3 Pack Indoor/Outdoor Wire Free Security Cameras - Snow

GOOGLE

Control with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Cam (...

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Original price $400.99 - Original price $400.99
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Original price $21.99 - Original price $21.99
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$21.99
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Insignia - Bumper Case for ROG Ally - Black

Insignia

Precision fitEngineered specifically for the original Rog Ally (RC71L) this case snugly wraps around your device ensuring a secure fit while leavin...

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Original price $21.99 - Original price $21.99
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Original price $1,043.99 - Original price $1,043.99
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Dell - Inspiron 2-in-1 14 IPS LED FHD+ Touch Screen Laptop Intel Core 7 with 16GB Memory 1TB SSD - Ice Blue

Dell

Designed for adaptabilityNo matter what adventure you chase the 360 hinge gives you the flexibility to get things done whether in tablet tent stand...

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Original price $1,043.99 - Original price $1,043.99
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Original price $103.99 - Original price $103.99
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$103.99
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Arlo - Essential 1-Camera Indoor Wired 2K Security Camera (2nd Generation) with Automated Privacy Shield - White

Arlo

2K VideoSee important details clearly like name tags and labels when zooming in.Automated Privacy ShieldKeep your private moments private by easily...

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Original price $103.99 - Original price $103.99
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Original price $1,779.99 - Original price $1,779.99
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NordicTrack - Airglide 14i - Black

Nordictrack

Powered by iFITiFIT workouts control your machine to follow the iFIT Trainer.14" Tilting TouchscreenStay comfortable by adjusting your screen's vie...

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Original price $1,779.99 - Original price $1,779.99
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Original price $156.99 - Original price $156.99
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$156.99
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Current price $156.99

Sony - ULT WEAR Wireless Noise Canceling Headphones - Black

Sony

ULT Power SoundPress ULT and feel the power of sound and bass. ULT1 delivers deep low frequency ULT2 brings ultra-bass. Set the vibe and yourself a...

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Original price $156.99 - Original price $156.99
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$156.99
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Original price $133.99 - Original price $133.99
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$133.99
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Insignia - 2.5 Cu. Ft. Mini Fridge with Reversible Door and ENERGY STAR Certification

Insignia

Compact design2.5 cu. ft. provides optimal space to store essentials without taking up too much space.Reversible door with recessed handleProvides ...

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Original price $133.99 - Original price $133.99
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$133.99
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Original price $146.99 - Original price $146.99
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Polaroid - Hi-Print 2x3 Pocket Generation 2 Photo Printer - White

Polaroid

Pocket PrinterBluetooth turns this into a portable pocket printer compatible with iPhone and AndroidDesignMade from 30 recycled materialFast Printi...

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Original price $146.99 - Original price $146.99
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Original price $741.99 - Original price $741.99
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Furrion - 130W Aurora 2.1 Outdoor Soundbar w/ Wireless Subwoofer Bundle - Black

Furrion

MultichannelSix speaker system with bass radiator for powerful sound outputPowerful130W of explosive high-definition audioSubwooferWireless 8" subw...

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Original price $741.99 - Original price $741.99
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Original price $337.99 - Original price $337.99
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Ring - Alarm Security Kit 9-Piece (2nd Gen) - White

Ring

InstallationDIY installation customizable protection for any home 104-decibel siren 24-hour backup battery optional 24/7 emergency support with Ala...

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Original price $337.99 - Original price $337.99
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$337.99
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Original price $60.99 - Original price $60.99
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$60.99
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Ring - Pan-Tilt Indoor Security Cam with 360 Horizontal Pan Coverage Live View Two-Way Talk and HD Video - Black

Ring

360 Horizontal Pan CoveragePan 360 around your home and tilt up and down from your phone.Live ViewSee and respond to activity with Live View.Two-Wa...

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Original price $60.99 - Original price $60.99
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$60.99
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Original price $395.99 - Original price $395.99
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$395.99
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BISSELL - Crosswave Hydrosteam Corded Wet Dry Vac - Titanium/Cooper Harbor

Bissell

All-in-one-cleanVacuum wash and steam at the same time.HydroSteam Cleans Better.Cleans up to 20 better on tough sticky messes.Tangle-freeMinimize h...

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Original price $395.99 - Original price $395.99
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$395.99
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Original price $243.99 - Original price $243.99
Original price
$243.99
$243.99 - $243.99
Current price $243.99

Samsung - Galaxy Tab A9+ 11" 128GB - Wi-Fi - Silver

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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Original price $243.99 - Original price $243.99
Original price
$243.99
$243.99 - $243.99
Current price $243.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.