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Samsung - 7.6 cu. ft. Bespoke AI Ultra Capacity Front Load Electric Dryer with AI Home and AI OptiDry+ - Ivory
SamsungEasy to use touchscreen7" AI Home LCD touchscreen gives you complete control over your front load dryer plus quick and easy access to settings your...
View full detailsSamsung - 7.6 cu. ft. Bespoke AI Ultra Capacity Front Load Electric Dryer with AI Home and AI OptiDry+ - Dark Steel
SamsungEasy to use touchscreen7" AI Home LCD touchscreen gives you complete control over your front load dryer plus quick and easy access to settings your...
View full detailsInsignia - 32" Class F40 Series LED Full HD (1080p) Smart Fire TV
InsigniaFull HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...
View full detailsHP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 7-255H - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsTCL - Q65H Q Class 5.1 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black
TCL5.1 Channel Q Series SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...
View full detailsApple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Pink
AppleFITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...
View full detailsFractal Design - North XL Charcoal Black Chassis with Walnut Front and Dark Tinted G Side Panel Mid-Tower PC Case - Black
Fractal DesignEnhance the look of your gaming station with sleek wood and alloy detailsDesigned for E-ATX / ATX / mATX / mITX motherboardsEnjoy natural ventilati...
View full detailsASUS - ROG GM700 Gaming Desktop - AMD Ryzen 7 8700F - 32GB Memory - NVIDIA GeForce RTX 5060Ti 16GB - 1TB SSD - Black
ASUSGame and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...
View full detailsTCL - 250 Sq. Ft. 6000 BTU Window Air Conditioner - White
TCLPowerful PerformanceThe 6000 BTU window air conditioner is powerful enough to cool rooms up to 250-sq. ft. and features multiple fan speeds that al...
View full detailsPhilips Norelco - Shaver 9600 S9507/87 - Black
Philips NorelcoDual SteelPrecision bladesThe 72 high-performance blades are self-sharpening and provide up to 150000 cutting actions per minuteShave wet dryGet a...
View full detailsMSI - NVIDIA GeForce RTX 5050 8G SHADOW 2X OC 8GB GDDR6 PCI Express Gen 5 Graphics Card - Black
MSIGraphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5050 graphics processing unit (GPU) with boost clock.8GB GDDR68GB GDDR6...
View full detailsShokz - OpenFit 2+ Open-Ear True Wireless Bluetooth Earbuds - Purple
ShokzDynamic Sound with Dolby AudioHear the power of deep bass vibrant mids and crystal-clear highs. Dolby Audio creates a rich expansive soundstage tha...
View full detailsDJI - Osmo 360 Standard Combo - Black
DJINext-Level 360 Image Quality Native 8K 360 VideoOsmo 360 is DJI's first camera to offer native 8K/30fps 360 degree video with large 2.4¿m pixels. W...
View full detailsReolink - 16-Channel 8 - Bullet Camera Indoor/Outdoor 4K+ 12MP PoE 4TB NVR Security Surveillance System - White
Reolink4K+ 12MP Ultra HD Clarity + Color Night Vision12-megapixel resolution IP cameras will snap crisp un-pixelated shots of faces and license plates (ev...
View full detailsMSI - PRO MP275W E2 27" FHD 120Hz 1ms Adaptive Sync Monitor with HDR ready Built-in Speakers (DisplayPort HDMI ) - Matte White
MSI27“ FHD (1920 x 1080)View your applications spreadsheets and more on this stunning 27 FHD (1920 x 1080) screen. Experience vibrant visuals and clar...
View full detailsInsta360 - X4 Air Utility Fast Charge Case - Black
Insta360Dual-slot fast charging.Supports PD fast charging powering one battery to 80 in just 32 minutes. Dual battery slots with independent power manageme...
View full detailsSennheiser - ACCENTUM Wireless Bluetooth Around-the-ear Headphones Hybrid Noise Cancelling (ANC) All-Day Comfort - Black
Sennheiser50-hour Battery LifeEnjoy exceptional battery playtime that lasts up to 50 hours on a single charge with Bluetooth and ANC active.Sennheiser Signat...
View full detailsRIG - 900 MAX HX Dual Wireless Gaming Headset w/Dolby AtmosBluetooth Base Station for XboxPlayStationNintendo Switch PC - Black
RIGDual-Mode WirelessBuilt for Xbox and compatible with PlayStation PC and Nintendo Switch the RIG 900 MAX HX is for gamers seeking a wireless headset...
View full detailsLG - 6.3 Cu. Ft. Slide-In Electric True Convection Smart Range with Air Fry and 2 UltraHeat Elements - Stainless Steel
LGThinQ TechnologyLG ranges featuring ThinQ technology will change the way you think and live. Begin preheating the oven from the office and get a j...
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Amazon - Echo Show 15 HD 15.6" smart disp for home org built-in Fire TV Alexa - Black
Amazon - Echo Show 15 HD 15.6" smart disp for home org built-in Fire TV Alexa - Black
AMAZONEcho Show 1515.6" Full-HD (up to 1080p) smart display that's ready to show you more. Use customizable widgets to keep your day on track watch your ...
View full detailsBosch - 800 Series 1.8 Cu. Ft. Convection Over-the-Range Microwave with Sensor Cooking - Stainless Steel
BoschLarge 1.9 Cu. Ft. CapacityAble to fit a variety of dishes.1000 Watts of Microwave PowerAnd 12 one-touch modes for cooking defrosting and reheating....
View full detailsChamberlain - MyQ Smart Garage Video Keypad Battery Operated - White
ChamberlainBuilt-in cameraWith 1080p HD video and 160 degree wide angle view that helps busy homeowners know exactly who came in and whenSmartphone ControlLet...
View full detailsLenovo - ThinkCentre M70q Gen 5 Desktop - Intel Core i7 - 32GB Memory - 1TB SSD - Black
LenovoWindows 11 ProWindows 11 is designed for hybrid work. Windows 11 Pro delivers a powerful streamlined user experience that helps you stay focused an...
View full detailsWORX - 40V 185 MPH 350 CFM Cordless Leaf Blower/Vac/Mulcher (2 x 4.0 Ah Batteries 1 x Charger) - Black
Worx2x20v High Capacity 4.0ah Batteries40v leaf blower/vacuum/mulcher with (2) 4.0ah power share batteries delivers 350 cfm to blow vac and mulch leave...
View full detailsOutdoor Cam Plus Plug-In with 2K Video and Ring Vision Low-Light Sight and Mount-Anywhere Versatility - Black
Ring2K VideoSee every detail in brilliantly clear 2K with Ring’s best image quality yet.Low-Light SightReveal true-to-life color and detail in the near...
View full detailsNordicTrack - T Series 16 Folding Treadmill with Incline Decline 16" Smart HD Touchscreen Powered by iFIT - Black
NordictrackPowered by iFITWith the iFIT Pro Membership access over 10000 workouts on your smart treadmill. Just press start and your machine auto-adjusts to m...
View full detailsGlorious - Model D 2 Wired Optical RGB Gaming Mouse with 6 Programmable Buttons - Wired - Matte White
GloriousSize stylePaired with its ergonomic shape the Model D 2’s low weight makes aiming feel effortlessly quick and precise with less risk of fatigue du...
View full detailsZephyr - Presrv 24 in. 14-Bottle and 266-Can Single Zone Full Size Beverage Cooler - Stainless Steel/Glass
ZephyrFull-extension black wood racksA convenient glass retractable quarter-shelf that gives you the flexibility to display taller bottles such as water ...
View full detailsRØDE - PodMic USB - Versatile Dynamic Broadcast Microphone
RodeBroadcast QualityBroadcast-quality dynamic microphoneConnectivityAnalog XLR and digital USB-C connectivityCompatibilityFully compatible with Window...
View full detailsReolink - Argus Series B360 Outdoor 4K Security Camera with 64GB MicroSD Solar Panel charged Battery Color Night Vision - White
ReolinkHigh ResolutionThe B360 boasts an impressive 8-megapixel resolution (3840 x 2160 pixels) delivering excellent image quality even in night vision mo...
View full detailsGE - 30" Electric Built In Cooktop - Black
GEEasy Clean SurfaceA smooth glass surface makes cleaning up messes simpler than ever on this easy clean electric cooktopPower Boil on Dual-Ring Elem...
View full detailsLG - 7.3 Cu. Ft. Smart Gas Dryer with EasyLoad Door - Alpine White
LG7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...
View full detailsTherabody - JetBoots PRO Plus - Wireless Compression Boots With Vibration Infrared LED Light - Regular - Black
TherabodyThe only recovery boots to combine pneumatic compression infrared LED light and vibration therapiesThese 3 therapies work together to deliver faste...
View full detailsShokz - OpenMove Bone Conduction Open Ear Lifestyle/Sport Headphones - Gray
AftershokzEntry-Level PriceNew to the world of open-ear listening OpenMove headphones offer a great introduction to all Shokz patented bone conduction techno...
View full detailsKitchenAid - Metal Food Grinder Attachment - Silver
KitchenaidWorks with all KitchenAid Stand MixersConnect to any household KitchenAid Stand Mixer power hub and use the power of the motor to run the food grin...
View full detailsPhilips - Hue 4" High Lumen Recessed Downlight - White and Color Ambiance
PhilipsCreate a personalized experienceInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entert...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.