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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.
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Sharp - 1.2 cu ft 950W Drawer Microwave With Sensor Cooking - Stainless Steel
SharpAutomatic Drawer SystemThe easy touch Automatic Drawer System eases open with the touch of a button. Simply give the Microwave Drawer Oven a small ...
View full detailsGE Profile - 36 in. Wide 27.9 Cu. Ft. Smart Energy Star 4-Door French Door Refrigerator with Kitchen Assistant - Stainless Steel
GE ProfileScan-to-ListTake the guesswork out of groceries with a built-in bar code scanner that automatically adds scanned items to a shared digital shopping...
View full detailsMSI PRO MP272 E14C - LED monitor - Full HD (1080p) - 27"
MSIPerfectEdge Provides the Perfect View.The four-side slim bezel design maximizes screen space minimizing distractions and enhancing focus. Ideal for...
View full detailsOoma - StarDial with Cordless Handset - White
OomaFree home phone service.Get free unlimited calling through your Wi-Fi network. Just pay taxes fees.Phone service that works anywhere.Perfect for r...
View full detailsHyperX - OMEN 16" 165Hz 2.5K OLED Gaming Laptop - AMD Ryzen 9 8940HX (2025) - 24GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black
HyperXAMD Ryzen 9 8940HX processorThe AMD Ryzen 9 8940HX is built off AMD's "Zen 4" processor architecture to deliver the ultimate in performance and pow...
View full detailsReolink - D340P Wired PoE Smart Video Doorbell Camera 2K+ 5MP with Chime Pre-Record Works with NVRs - Black
ReolinkPre-Record Never Miss A MomentCapture footage of critical events BEFORE the camera triggers recording When Pre-Record is enabled the doorbell camer...
View full detailsSkytech Gaming - King 95 Gaming PC - AMD Ryzen 7 9700X - 16GB Memory - NVIDIA GeForce RTX 5060 Ti 8G - 1TB NVMe SSD - White
Skytech GamingWindows 11 Home 64-bitWindows 11 Home 64-bit delivers the performance and security you expect now enhanced with a redesigned modern interface. Feat...
View full detailsRing - Battery Doorbell Plus Retinal 2K with wide-angle video 6x Enhanced Zoom Night Vision Quick Release Battery - Nickel Silver
RingCapture it all with Retinal 2K videoFrom wide views to tighter focus it’s easy to see your home or business in the crisp clarity with Retinal 2K.Zo...
View full detailsRing - Indoor Cam 2K - Plug-in Retinal 2K 6x Enhanced Zoom Night Vision for true-color in the near dark (2pk) - Bright White
RingCapture it all with Retinal 2K videoSee every detail of your home or business in full view — powered by Retinal 2K. (Video quality may vary based o...
View full detailsTCL - 85" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV with Gemini (2026)
TCLSQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...
View full detailsMSI PRO MP243L E14 - LED monitor - Full HD (1080p) - 24" - HDR
MSIErgonomics for All-Day ProductivityWorking in a suitable position not only has a positive impact on job satisfaction and productivity but can also ...
View full detailsBISSELL - CrossWave Edge All-in-One Multi-Surface Cleaner - White
BissellRigorously tested for real pet messesCrossWave Edge multi-surface cleaner excels at vacuuming and mopping up pet hair and tracked-in trails on hard...
View full detailsHisense - 85" Class U6 Pro MiniLED Series QLED 4K UHD Smart Fire TV (2026)
HISENSEHi-QLED MiniLEDStriking contrast and vivid lifelike color put every scene in a new light. Whether it's a sunny landscape or a candlelit drama the p...
View full detailsSony - 75" class BRAVIA 3 II 4K HDR LED Google TV with Gemini and Anti-Glare screen (2026)
SonyBig screen cinema experienceExperience movies sports and gaming on a large display that transforms your space into a home theater.Movies included w...
View full detailsLexar - Professional GOLD CFexpress 4.0 Type A 512 GB
LexarImpressive PCIe 4.0 performance delivers 1800MB/s max read 1650MB/s max writeShoot cinema-quality video with no dropped frames with sustained write...
View full detailsOoma - VoIP MyPhone Safe Phone for Kids Bundle with Telo Base Station Wired Phone and Home Phone Service - Pink
OomaPhone Bundle PlanBundle includes Ooma home phone service for 7.99 per month (plus applicable taxes and fees) Telo base station handset phone and cr...
View full detailsInsignia - 4.1 Cu. Ft. Top-Load Washer with ColdMotion Technology - Metallic Gray
InsigniaColdMotion technologyInsignia’s proprietary ColdMotion technology thoroughly cleans your laundry with cold tap water. One of 10 wash cycles availab...
View full detailsOoma - VoIP MyPhone Safe Phone for Kids Bundle with Telo Base Station Wired Phone and Home Phone Service - Black
OomaPhone Bundle PlanBundle includes Ooma home phone service for 7.99 per month (plus applicable taxes and fees) Telo base station handset phone and cr...
View full detailsOoma - VoIP MyPhone Safe Phone for Kids Bundle with Telo Base Station Wired Phone and Home Phone Service - Green
OomaPhone Bundle PlanBundle includes Ooma home phone service for 7.99 per month (plus applicable taxes and fees) Telo base station handset phone and cr...
View full detailsLinkind - 48ft Smart Outdoor String Lights Matter Compatible AI Effects IP67 Waterproof Works with Alexa Google Home - Black
LinkindAurascape Lighting EffectsSet each LED light bulb to a different color making the light effects feel more comfortable. It can be used as daily and ...
View full detailsFrigidaire - 22 Cu. Ft. Garage Ready Top Freezer Refrigerator - Fingerprint-Resistant Stainless Steel Look
FrigidaireHumidity-Controlled Crisper DrawersKeep produce fresher longer so you waste less and save money with our humidity-controlled crisper drawers with r...
View full detailsAOC - CU34B3E 34" UltraWide QHD (3440x1440) Curved VA Panel LED 120Hz Refresh rate DisplayPort HDMI Monitor - Black
AOC34" UltraWide DisplayExpand your workspace with a spacious 219 UltraWide display that lets you comfortably view multiple windows side by side witho...
View full detailsSamsung - Galaxy Tab S10 FE - 10.9" 128GB - Wi-Fi - with S-Pen - Blue
SamsungUnwind with a big screenUnwind with a large beautiful 10.9" screen. Whether you’re a multitasker a gamer or a devoted movie watcher you’ll feel clo...
View full detailsSimpliSafe - 8pc Outdoor Home Security System - White
SimplisafeSimple to set up. Seriously secureGet ready to protect right out of the box1 FREE month of professional monitoring for fast police response when yo...
View full detailsBreville - Luxe Brewer Thermal Coffee Maker - Brushed Stainless Steel
BrevilleJust a touch awayEnjoy delicious coffee at the touch of a button. Brew a cup or carafe of Gold Standard SCA approved craft coffee.Cold brew simplif...
View full detailsSamsung - 24" AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack Washing System 38dBA - White Glass
Samsung3rd Rack Washing SystemThe upgraded 3rd Rack Washing System is a dedicated area for drinkware and cutlery with a detachable tray for large cooking ...
View full detailsBreville - Luxe Brewer Glass Coffee Maker - Brushed Stainless Steel
BrevilleJust a touch awayEnjoy delicious coffee at the touch of a button. Brew a cup or carafe of Gold Standard SCA approved craft coffee.Cold brew simplif...
View full detailsTCL - 55" QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV with Gemini (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsTCL - 98" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV with Gemini (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsSony - 65" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)
SonyPowerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...
View full detailsSony - 75" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)
SonyPowerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...
View full detailsNETGEAR - Orbi 870 Series WiFi 7 Mesh System Up to 9000 sq ft. Up to 21 Gbps 10 Gig Port 150 Devices 3 Pack RBE873 - White
NETGEARWHOLE-HOME COVERAGE WITH NO DEAD ZONESThe router plus 2 satellites create a seamless mesh system that blanket up to 9000 sq ft in fast reliable WiF...
View full detailsTCL - 50" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV with Gemini (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsLG - 6.3 Cu. Ft. Slide-In Electric True Convection Range with InstaView and 2 UltraHeat Elements - Stainless Steel
LGThinQ Smart TechnologyThe ThinQ app offers control and convenience for smart LG appliances to help you simplify life. Manage and monitor your range...
View full detailsSamsung - Bespoke 23 cu. ft. Counter Depth 4-Door French Door Refrigerator with AI Family Hub+ - Charcoal Glass Black/Charcoal
SamsungAI Family Hub +Your kitchen is now the best seat in the house. Watch listen and cook with AI Family Hub+ - the entertainment hub with 32" touchscre...
View full detailsTCL - 85" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV with Gemini(2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.