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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Sharp - 1.2 cu ft 950W Drawer Microwave With Sensor Cooking - Stainless Steel

Sharp
Original price $1,467.99 - Original price $1,467.99
Original price
$1,467.99
$1,467.99 - $1,467.99
Current price $1,467.99

Automatic Drawer SystemThe easy touch Automatic Drawer System eases open with the touch of a button. Simply give the Microwave Drawer Oven a small ...

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Original price $1,467.99 - Original price $1,467.99
Original price
$1,467.99
$1,467.99 - $1,467.99
Current price $1,467.99

GE Profile - 36 in. Wide 27.9 Cu. Ft. Smart Energy Star 4-Door French Door Refrigerator with Kitchen Assistant - Stainless Steel

GE Profile
Original price $4,106.99 - Original price $4,106.99
Original price
$4,106.99
$4,106.99 - $4,106.99
Current price $4,106.99

Scan-to-ListTake the guesswork out of groceries with a built-in bar code scanner that automatically adds scanned items to a shared digital shopping...

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Original price $4,106.99 - Original price $4,106.99
Original price
$4,106.99
$4,106.99 - $4,106.99
Current price $4,106.99

MSI PRO MP272 E14C - LED monitor - Full HD (1080p) - 27"

MSI
Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

PerfectEdge Provides the Perfect View.The four-side slim bezel design maximizes screen space minimizing distractions and enhancing focus. Ideal for...

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Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

Ooma - StarDial with Cordless Handset - White

Ooma
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Free home phone service.Get free unlimited calling through your Wi-Fi network. Just pay taxes fees.Phone service that works anywhere.Perfect for r...

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Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

HyperX - OMEN 16" 165Hz 2.5K OLED Gaming Laptop - AMD Ryzen 9 8940HX (2025) - 24GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black

HyperX
Original price $2,943.99 - Original price $2,943.99
Original price
$2,943.99
$2,943.99 - $2,943.99
Current price $2,943.99

AMD Ryzen 9 8940HX processorThe AMD Ryzen 9 8940HX is built off AMD's "Zen 4" processor architecture to deliver the ultimate in performance and pow...

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Original price $2,943.99 - Original price $2,943.99
Original price
$2,943.99
$2,943.99 - $2,943.99
Current price $2,943.99

Reolink - D340P Wired PoE Smart Video Doorbell Camera 2K+ 5MP with Chime Pre-Record Works with NVRs - Black

Reolink
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Pre-Record Never Miss A MomentCapture footage of critical events BEFORE the camera triggers recording When Pre-Record is enabled the doorbell camer...

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Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Skytech Gaming - King 95 Gaming PC - AMD Ryzen 7 9700X - 16GB Memory - NVIDIA GeForce RTX 5060 Ti 8G - 1TB NVMe SSD - White

Skytech Gaming
Original price $1,944.99 - Original price $1,944.99
Original price
$1,944.99
$1,944.99 - $1,944.99
Current price $1,944.99

Windows 11 Home 64-bitWindows 11 Home 64-bit delivers the performance and security you expect now enhanced with a redesigned modern interface. Feat...

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Original price $1,944.99 - Original price $1,944.99
Original price
$1,944.99
$1,944.99 - $1,944.99
Current price $1,944.99

Ring - Battery Doorbell Plus Retinal 2K with wide-angle video 6x Enhanced Zoom Night Vision Quick Release Battery - Nickel Silver

Ring
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Capture it all with Retinal 2K videoFrom wide views to tighter focus it’s easy to see your home or business in the crisp clarity with Retinal 2K.Zo...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Ring - Indoor Cam 2K - Plug-in Retinal 2K 6x Enhanced Zoom Night Vision for true-color in the near dark (2pk) - Bright White

Ring
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Capture it all with Retinal 2K videoSee every detail of your home or business in full view — powered by Retinal 2K. (Video quality may vary based o...

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Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

TCL - 85" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV with Gemini (2026)

TCL
Original price $1,984.99 - Original price $1,984.99
Original price
$1,984.99
$1,984.99 - $1,984.99
Current price $1,984.99

SQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...

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Original price $1,984.99 - Original price $1,984.99
Original price
$1,984.99
$1,984.99 - $1,984.99
Current price $1,984.99

MSI PRO MP243L E14 - LED monitor - Full HD (1080p) - 24" - HDR

MSI
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Ergonomics for All-Day ProductivityWorking in a suitable position not only has a positive impact on job satisfaction and productivity but can also ...

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Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

BISSELL - CrossWave Edge All-in-One Multi-Surface Cleaner - White

Bissell
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Rigorously tested for real pet messesCrossWave Edge multi-surface cleaner excels at vacuuming and mopping up pet hair and tracked-in trails on hard...

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Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Hisense - 85" Class U6 Pro MiniLED Series QLED 4K UHD Smart Fire TV (2026)

HISENSE
Original price $1,611.99 - Original price $1,611.99
Original price
$1,611.99
$1,611.99 - $1,611.99
Current price $1,611.99

Hi-QLED MiniLEDStriking contrast and vivid lifelike color put every scene in a new light. Whether it's a sunny landscape or a candlelit drama the p...

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Original price $1,611.99 - Original price $1,611.99
Original price
$1,611.99
$1,611.99 - $1,611.99
Current price $1,611.99

Sony - 75" class BRAVIA 3 II 4K HDR LED Google TV with Gemini and Anti-Glare screen (2026)

Sony
Original price $1,506.99 - Original price $1,506.99
Original price
$1,506.99
$1,506.99 - $1,506.99
Current price $1,506.99

Big screen cinema experienceExperience movies sports and gaming on a large display that transforms your space into a home theater.Movies included w...

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Original price $1,506.99 - Original price $1,506.99
Original price
$1,506.99
$1,506.99 - $1,506.99
Current price $1,506.99

Lexar - Professional GOLD CFexpress 4.0 Type A 512 GB

Lexar
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Impressive PCIe 4.0 performance delivers 1800MB/s max read 1650MB/s max writeShoot cinema-quality video with no dropped frames with sustained write...

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Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Ooma - VoIP MyPhone Safe Phone for Kids Bundle with Telo Base Station Wired Phone and Home Phone Service - Pink

Ooma
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Phone Bundle PlanBundle includes Ooma home phone service for 7.99 per month (plus applicable taxes and fees) Telo base station handset phone and cr...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Insignia - 4.1 Cu. Ft. Top-Load Washer with ColdMotion Technology - Metallic Gray

Insignia
Original price $678.99 - Original price $678.99
Original price
$678.99
$678.99 - $678.99
Current price $678.99

ColdMotion technologyInsignia’s proprietary ColdMotion technology thoroughly cleans your laundry with cold tap water. One of 10 wash cycles availab...

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Original price $678.99 - Original price $678.99
Original price
$678.99
$678.99 - $678.99
Current price $678.99

Ooma - VoIP MyPhone Safe Phone for Kids Bundle with Telo Base Station Wired Phone and Home Phone Service - Black

Ooma
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Phone Bundle PlanBundle includes Ooma home phone service for 7.99 per month (plus applicable taxes and fees) Telo base station handset phone and cr...

View full details
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Ooma - VoIP MyPhone Safe Phone for Kids Bundle with Telo Base Station Wired Phone and Home Phone Service - Green

Ooma
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Phone Bundle PlanBundle includes Ooma home phone service for 7.99 per month (plus applicable taxes and fees) Telo base station handset phone and cr...

View full details
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Linkind - 48ft Smart Outdoor String Lights Matter Compatible AI Effects IP67 Waterproof Works with Alexa Google Home - Black

Linkind
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Aurascape Lighting EffectsSet each LED light bulb to a different color making the light effects feel more comfortable. It can be used as daily and ...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Frigidaire - 22 Cu. Ft. Garage Ready Top Freezer Refrigerator - Fingerprint-Resistant Stainless Steel Look

Frigidaire
Original price $1,069.99 - Original price $1,069.99
Original price
$1,069.99
$1,069.99 - $1,069.99
Current price $1,069.99

Humidity-Controlled Crisper DrawersKeep produce fresher longer so you waste less and save money with our humidity-controlled crisper drawers with r...

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Original price $1,069.99 - Original price $1,069.99
Original price
$1,069.99
$1,069.99 - $1,069.99
Current price $1,069.99

AOC - CU34B3E 34" UltraWide QHD (3440x1440) Curved VA Panel LED 120Hz Refresh rate DisplayPort HDMI Monitor - Black

AOC
Original price $246.99 - Original price $246.99
Original price
$246.99
$246.99 - $246.99
Current price $246.99

34" UltraWide DisplayExpand your workspace with a spacious 219 UltraWide display that lets you comfortably view multiple windows side by side witho...

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Original price $246.99 - Original price $246.99
Original price
$246.99
$246.99 - $246.99
Current price $246.99

Samsung - Galaxy Tab S10 FE - 10.9" 128GB - Wi-Fi - with S-Pen - Blue

Samsung
Original price $622.99 - Original price $622.99
Original price
$622.99
$622.99 - $622.99
Current price $622.99

Unwind with a big screenUnwind with a large beautiful 10.9" screen. Whether you’re a multitasker a gamer or a devoted movie watcher you’ll feel clo...

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Original price $622.99 - Original price $622.99
Original price
$622.99
$622.99 - $622.99
Current price $622.99

SimpliSafe - 8pc Outdoor Home Security System - White

Simplisafe
Original price $386.99 - Original price $386.99
Original price
$386.99
$386.99 - $386.99
Current price $386.99

Simple to set up. Seriously secureGet ready to protect right out of the box1 FREE month of professional monitoring for fast police response when yo...

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Original price $386.99 - Original price $386.99
Original price
$386.99
$386.99 - $386.99
Current price $386.99

Breville - Luxe Brewer Thermal Coffee Maker - Brushed Stainless Steel

Breville
Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

Just a touch awayEnjoy delicious coffee at the touch of a button. Brew a cup or carafe of Gold Standard SCA approved craft coffee.Cold brew simplif...

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Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

Samsung - 24" AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack Washing System 38dBA - White Glass

Samsung
Original price $1,373.99 - Original price $1,373.99
Original price
$1,373.99
$1,373.99 - $1,373.99
Current price $1,373.99

3rd Rack Washing SystemThe upgraded 3rd Rack Washing System is a dedicated area for drinkware and cutlery with a detachable tray for large cooking ...

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Original price $1,373.99 - Original price $1,373.99
Original price
$1,373.99
$1,373.99 - $1,373.99
Current price $1,373.99

Breville - Luxe Brewer Glass Coffee Maker - Brushed Stainless Steel

Breville
Original price $368.99 - Original price $368.99
Original price
$368.99
$368.99 - $368.99
Current price $368.99

Just a touch awayEnjoy delicious coffee at the touch of a button. Brew a cup or carafe of Gold Standard SCA approved craft coffee.Cold brew simplif...

View full details
Original price $368.99 - Original price $368.99
Original price
$368.99
$368.99 - $368.99
Current price $368.99

TCL - 55" QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV with Gemini (2025)

TCL
Original price $771.99 - Original price $771.99
Original price
$771.99
$771.99 - $771.99
Current price $771.99

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $771.99 - Original price $771.99
Original price
$771.99
$771.99 - $771.99
Current price $771.99

TCL - 98" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV with Gemini (2025)

TCL
Original price $2,511.99 - Original price $2,511.99
Original price
$2,511.99
$2,511.99 - $2,511.99
Current price $2,511.99

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $2,511.99 - Original price $2,511.99
Original price
$2,511.99
$2,511.99 - $2,511.99
Current price $2,511.99

Sony - 65" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony
Original price $896.99 - Original price $896.99
Original price
$896.99
$896.99 - $896.99
Current price $896.99

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

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Original price $896.99 - Original price $896.99
Original price
$896.99
$896.99 - $896.99
Current price $896.99

Sony - 75" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony
Original price $1,184.99 - Original price $1,184.99
Original price
$1,184.99
$1,184.99 - $1,184.99
Current price $1,184.99

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

View full details
Original price $1,184.99 - Original price $1,184.99
Original price
$1,184.99
$1,184.99 - $1,184.99
Current price $1,184.99

NETGEAR - Orbi 870 Series WiFi 7 Mesh System Up to 9000 sq ft. Up to 21 Gbps 10 Gig Port 150 Devices 3 Pack RBE873 - White

NETGEAR
Original price $952.99 - Original price $952.99
Original price
$952.99
$952.99 - $952.99
Current price $952.99

WHOLE-HOME COVERAGE WITH NO DEAD ZONESThe router plus 2 satellites create a seamless mesh system that blanket up to 9000 sq ft in fast reliable WiF...

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Original price $952.99 - Original price $952.99
Original price
$952.99
$952.99 - $952.99
Current price $952.99

TCL - 50" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV with Gemini (2025)

TCL
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

LG - 6.3 Cu. Ft. Slide-In Electric True Convection Range with InstaView and 2 UltraHeat Elements - Stainless Steel

LG
Original price $1,766.99 - Original price $1,766.99
Original price
$1,766.99
$1,766.99 - $1,766.99
Current price $1,766.99

ThinQ Smart TechnologyThe ThinQ app offers control and convenience for smart LG appliances to help you simplify life. Manage and monitor your range...

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Original price $1,766.99 - Original price $1,766.99
Original price
$1,766.99
$1,766.99 - $1,766.99
Current price $1,766.99

Samsung - Bespoke 23 cu. ft. Counter Depth 4-Door French Door Refrigerator with AI Family Hub+ - Charcoal Glass Black/Charcoal

Samsung
Original price $4,253.99 - Original price $4,253.99
Original price
$4,253.99
$4,253.99 - $4,253.99
Current price $4,253.99

AI Family Hub +Your kitchen is now the best seat in the house. Watch listen and cook with AI Family Hub+ - the entertainment hub with 32" touchscre...

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Original price $4,253.99 - Original price $4,253.99
Original price
$4,253.99
$4,253.99 - $4,253.99
Current price $4,253.99

TCL - 85" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV with Gemini(2025)

TCL
Original price $1,467.99 - Original price $1,467.99
Original price
$1,467.99
$1,467.99 - $1,467.99
Current price $1,467.99

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $1,467.99 - Original price $1,467.99
Original price
$1,467.99
$1,467.99 - $1,467.99
Current price $1,467.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.