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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Electric Orange

Apple
Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

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Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 5 340 2025 - 16GB Memory - 512GB SSD - Meteor Silver

HP
Original price $957.99 - Original price $957.99
Original price
$957.99
$957.99 - $957.99
Current price $957.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $957.99 - Original price $957.99
Original price
$957.99
$957.99 - $957.99
Current price $957.99

Sony - Professional Studio Headphones - Black

Sony
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Folding ConstructionCompactness in storage40mm Driver UnitFor clear high quality sound reproductionClosed-Ear DesignComfort and reduction of exter...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 256V '24 - 16GB Memory - 1TB SSD - Eclipse Gray

HP
Original price $1,340.99 - Original price $1,340.99
Original price
$1,340.99
$1,340.99 - $1,340.99
Current price $1,340.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,340.99 - Original price $1,340.99
Original price
$1,340.99
$1,340.99 - $1,340.99
Current price $1,340.99

Toshiba - 65" Class C350 Series LED 4K UHD Smart Fire TV

Toshiba
Original price $569.99 - Original price $569.99
Original price
$569.99
$569.99 - $569.99
Current price $569.99

REGZA Engine ZRREGZA Engine ZR is Toshiba's revolutionary Engine. With the power of precise analyzing technology it drives the maximum potential of...

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Original price $569.99 - Original price $569.99
Original price
$569.99
$569.99 - $569.99
Current price $569.99

NZXT - H9 Flow 2025 ATX Mid-Tower Dual-Chamber PC Case - White

NZXT
Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

Dual-Chamber DesignSeparates main components from the PSU and drives for improved thermal performance and cable management.Optimized AirflowPerfora...

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Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

Dell - 24" FHD All-in-One - Intel Core 5 120U - 16GB Memory - 512GB SSD - White

Dell
Original price $831.99 - Original price $831.99
Original price
$831.99
$831.99 - $831.99
Current price $831.99

Immersive visualsThe FHD IPS display features 99 sRGB and 50 higher contrast within a narrow border so you can enjoy vivid TRUE-to-life colors as y...

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Original price $831.99 - Original price $831.99
Original price
$831.99
$831.99 - $831.99
Current price $831.99

TCL - 98" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL
Original price $2,332.99 - Original price $2,332.99
Original price
$2,332.99
$2,332.99 - $2,332.99
Current price $2,332.99

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $2,332.99 - Original price $2,332.99
Original price
$2,332.99
$2,332.99 - $2,332.99
Current price $2,332.99

HP - OmniDesk Desktop - Intel Core Ultra 5 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP
Original price $851.99 - Original price $851.99
Original price
$851.99
$851.99 - $851.99
Current price $851.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $851.99 - Original price $851.99
Original price
$851.99
$851.99 - $851.99
Current price $851.99

NZXT - H9 Flow 2025 ATX Mid-Tower Dual-Chamber PC Case - Black

NZXT
Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

Dual-Chamber DesignSeparates main components from the PSU and drives for improved thermal performance and cable management.Optimized AirflowPerfora...

View full details
Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

bObsweep - UltraVision Self-Empty Robot Vacuum Mop 180-Day Capacity 8000 Pa Suction Object-aware Tech - Carbon Steel

Bobsweep
Original price $366.99 - Original price $366.99
Original price
$366.99
$366.99 - $366.99
Current price $366.99

Ferocious Vacuum Power8000 Pa suction powerlifts bits and scraps off floors ensuring thorough cleaning on various surfaces including area rugs carp...

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Original price $366.99 - Original price $366.99
Original price
$366.99
$366.99 - $366.99
Current price $366.99

Dell - Plus - 16" 2K 2-in-1 Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB Storage - Copilot+ PC - Ice Blue

Dell
Original price $1,327.99 - Original price $1,327.99
Original price
$1,327.99
$1,327.99 - $1,327.99
Current price $1,327.99

Stunning function in every modeExperience seamless productivity in any mode with a design that maximises performance and portability ensuring you s...

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Original price $1,327.99 - Original price $1,327.99
Original price
$1,327.99
$1,327.99 - $1,327.99
Current price $1,327.99

LG - 6.3 Cu. Ft. Slide-In Electric True Convection Smart Range with Air Fry and Flex Control Knobs - Stainless Steel

LG
Original price $1,504.99 - Original price $1,504.99
Original price
$1,504.99
$1,504.99 - $1,504.99
Current price $1,504.99

ThinQ Smart TechnologyThe ThinQ app offers control and convenience for smart LG appliances to help you simplify life. Manage and monitor your range...

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Original price $1,504.99 - Original price $1,504.99
Original price
$1,504.99
$1,504.99 - $1,504.99
Current price $1,504.99

Apple - 11-inch iPad A16 chip with Wi-Fi + Cellular - 256GB - Silver (Unlocked)

Apple
Original price $758.99 - Original price $758.99
Original price
$758.99
$758.99 - $758.99
Current price $758.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $758.99 - Original price $758.99
Original price
$758.99
$758.99 - $758.99
Current price $758.99

Logitech - Flip Folio Keyboard Case for iPad Pro 13-inch - Latest Model (M4 M5) iPad Air 13-inch (M2 M3 M4) - Graphite

Logitech
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Compact stowable wireless keyboardPull it out place it anywhere and snap it back onto your iPad case magnetically for easy storage.Front and back p...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Samsung - 24 Smart Dry with AutoRelease Door Built-In Stainless Steel Tub Dishwasher with 3rd Rack Washing System 38dBA - Stainless Steel

Samsung
Original price $1,268.99 - Original price $1,268.99
Original price
$1,268.99
$1,268.99 - $1,268.99
Current price $1,268.99

3rd Rack Washing SystemThe upgraded 3rd Rack Washing System is a dedicated area for drinkware and cutlery with a detachable tray for large cooking ...

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Original price $1,268.99 - Original price $1,268.99
Original price
$1,268.99
$1,268.99 - $1,268.99
Current price $1,268.99

Sharp - 1.4 cu ft Countertop Microwave With Sensor Cooking - Black

Sharp
Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

1100 Watt1.4 cu. ft. 1100 Watt Microwave Oven by SharpSensor CookSensor Cook Menu for Precise Cooking and ReheatingConvenient KeysConvenient +30 Ke...

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Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

Razer - Firefly V2 Pro Gaming Mouse Pad with Chroma RGB Lighting - Phantom Green

Razer
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Edge-to-Edge Backlit Design for maximum illuminationMade for hardcore RGB enthusiasts the mat’s frosted surface catches and amplifies the glow of i...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Google - Home Speaker (Coming Spring 2026) - Smart Speaker with Gemini For Home Voice Assistant and 360-Degree Sound - Porcelain

GOOGLE
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Google Home Speaker coming in Spring 2026.Talk things out with Gemini Live.With Google Home Premium access Gemini Live to get expert help and brain...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

SanDisk - 1TB Extreme PRO SDXC UHS-I Memory Card National Park Foundation Edition R/W up to 250/170MB/s

SanDisk
Original price $435.99 - Original price $435.99
Original price
$435.99
$435.99 - $435.99
Current price $435.99

Proud supporter of the National Park FoundationShow your love for America’s parks with the officially licensed SanDisk Extreme PRO SD UHS-I Nationa...

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Original price $435.99 - Original price $435.99
Original price
$435.99
$435.99 - $435.99
Current price $435.99

BISSELL - CleanView Max Tangle-Free Upright Vacuum - Black / Lake

Bissell
Original price $188.99 - Original price $188.99
Original price
$188.99
$188.99 - $188.99
Current price $188.99

See your cleaning spaceLED Headlights expose hard-to-see dirt and debris so you get a better clean each time you use the CleanView Max Tangle-Free ...

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Original price $188.99 - Original price $188.99
Original price
$188.99
$188.99 - $188.99
Current price $188.99

Turtle Beach - Victrix Pro BFG Reloaded Wireless Modular Controller for Windows Steam Deck - Gray

Turtle Beach
Original price $212.99 - Original price $212.99
Original price
$212.99
$212.99 - $212.99
Current price $212.99

Optimized for Victory on PC Steam DeckBuilt for convenience on PC with exclusive features like a precision trackpad keyboard and mouse emulation a...

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Original price $212.99 - Original price $212.99
Original price
$212.99
$212.99 - $212.99
Current price $212.99

SanDisk - 128GB Extreme PRO SD UHS-II V90 Card R/W up to 300MB/s

SanDisk
Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

Tap into pro performanceUp to 300MB/s write speeds help ensure your camera's buffer clears fast so you capture every remarkable shot.Capture more w...

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Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

KitchenAid - 29 Cu. Ft. French Door Refrigerator with Exterior Water and Ice and FreshChill Refrigerated Drawer - Stainless Steel

Kitchenaid
Original price $3,273.99 - Original price $3,273.99
Original price
$3,273.99
$3,273.99 - $3,273.99
Current price $3,273.99

Max Capacity Meets Premium Personalizationwith a build made to fit your groceries and customizable storage spaces to make them easy to access.Spaci...

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Original price $3,273.99 - Original price $3,273.99
Original price
$3,273.99
$3,273.99 - $3,273.99
Current price $3,273.99

Razer - Blackwidow V4 75 Wired Mechanical Orange Switch Gaming Keyboard with Hot-Swappable Design - Phantom Green

Razer
Original price $209.99 - Original price $209.99
Original price
$209.99
$209.99 - $209.99
Current price $209.99

Hot-swappable DesignCompatible with 3 or 5-pin switches the keyboard’s socketed PCB allows you to easily swap out its pre-loaded switches for custo...

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Original price $209.99 - Original price $209.99
Original price
$209.99
$209.99 - $209.99
Current price $209.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Silver

Apple
Original price $1,607.99 - Original price $1,607.99
Original price
$1,607.99
$1,607.99 - $1,607.99
Current price $1,607.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,607.99 - Original price $1,607.99
Original price
$1,607.99
$1,607.99 - $1,607.99
Current price $1,607.99

Bowers Wilkins - Px7S3 Bluetooth Noise Cancelling Over-the-Ear Headphones - Frost Blue

Bowers & Wilkins
Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99

Px7 Series Elevated in Form FunctionGroove and get closer to your music with the Bower Wilkins Px7 S3 over-ear headphones featuring our most comf...

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Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99

JLab - JBuds Party Speaker - Navy

JLab
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Room Shaking Lab Quality SoundEnjoy chest thumping sound via dual 2.5 full-frequency drivers and two 2 passive woofers. With 30 watts of power this...

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Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Google - Nest Cam Outdoor (wired 2nd gen) - 2K Video and Gemini - 2-Pack - Snow

GOOGLE
Original price $298.99 - Original price $298.99
Original price
$298.99
$298.99 - $298.99
Current price $298.99

Always in the know with always-on power.No need to recharge batteries or replace them. Nest Cam also powers 24/7 continuous video recording when yo...

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Original price $298.99 - Original price $298.99
Original price
$298.99
$298.99 - $298.99
Current price $298.99

Amazon - Echo Show 11 Vibrant Full-HD 11" display with more viewing area and spatial audio designed for Alexa+ - Glacier White

AMAZON
Original price $261.99 - Original price $261.99
Original price
$261.99
$261.99 - $261.99
Current price $261.99

New size more viewing areaThe 11“ smart display features a vibrant Full-HD touchscreen built-in smart home hub AZ3 Pro chip for powerful performanc...

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Original price $261.99 - Original price $261.99
Original price
$261.99
$261.99 - $261.99
Current price $261.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - Intel Core Ultra 5 226V - 16GB Memory - 512GB SSD - Atmospheric Blue

HP
Original price $803.99 - Original price $803.99
Original price
$803.99
$803.99 - $803.99
Current price $803.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $803.99 - Original price $803.99
Original price
$803.99
$803.99 - $803.99
Current price $803.99

Nintendo - Switch 2 Pro Controller Resident Evil Requiem Edition - Black

Nintendo
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Features also includeHD Rumble 2 Motion controls Built-in amiibo functionality Capture Button C Button for GameChat Programmable GL/GR buttons and ...

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Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Whirlpool - 31 Cu.Ft. French Door Refrigerator with Ice Maker and Family-Sized Capacity - Fingerprint-Resistant Stainless Finish

Whirlpool
Original price $2,176.99 - Original price $2,176.99
Original price
$2,176.99
$2,176.99 - $2,176.99
Current price $2,176.99

31 cu ft capacityAt 31 cu. ft. our largest capacity french door refrigerator in its class provides family-sized space and a large capacity ice make...

View full details
Original price $2,176.99 - Original price $2,176.99
Original price
$2,176.99
$2,176.99 - $2,176.99
Current price $2,176.99

TCL - 55" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL
Original price $784.99 - Original price $784.99
Original price
$784.99
$784.99 - $784.99
Current price $784.99

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $784.99 - Original price $784.99
Original price
$784.99
$784.99 - $784.99
Current price $784.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Silver

Apple
Original price $1,269.99 - Original price $1,269.99
Original price
$1,269.99
$1,269.99 - $1,269.99
Current price $1,269.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
Original price $1,269.99 - Original price $1,269.99
Original price
$1,269.99
$1,269.99 - $1,269.99
Current price $1,269.99

Elgato - 4K S Ext Capture 4K60 1440p120/1080p240 Passthrough and Capture for PS5 Xbox Series X/S Switch 2 PC Mac iPad - Black

Elgato
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

4K60 CaptureRecord in cinematic quality with crisp detail and vivid colors.HFR SupportPlay and capture in 1440p120 or 1080p240.HDR10 SupportCapture...

View full details
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.