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Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

Razer - BlackWidow V4 Low-profile HyperSpeed Wireless TKL Mechanical Orange Tactile Switch Gaming Keyboard with Chroma RGB - Black

Razer

Razer Low-profile Orange Mechanical SwitchesWith a 1.6 mm actuation point that requires just 45 g for force enjoy quick quiet actuation finished wi...

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Original price $187.99 - Original price $187.99
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Current price $187.99
Original price $295.99 - Original price $295.99
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Current price $295.99

Bose - QuietComfort Ultra (2nd Gen) True Wireless Noise Cancelling In-Ear Earbuds - Midnight Violet

Bose

Heart-stopping sound with each play.CustomTune technology analyzes your ears and adapts the sound and noise cancelling to their unique shape. The r...

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Original price $295.99 - Original price $295.99
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$295.99
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Original price $77.99 - Original price $77.99
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Soundcore - by Anker P41i Bluetooth Wireless In Ear Earbuds with Portable USB-C Phone Charger - Black

Soundcore

Portable Phone ChargingThe case charges an iPhone 16 Pro to 50 or a Samsung Galaxy S24 to 45 with 10W of power and 3000mAh of battery capacity.Ultr...

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Original price $77.99 - Original price $77.99
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Original price $478.99 - Original price $478.99
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$478.99
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Apple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

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Original price $478.99 - Original price $478.99
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$478.99
$478.99 - $478.99
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Original price $77.99 - Original price $77.99
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$77.99
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Current price $77.99

Soundcore - by Anker P41i Wireless Bluetooth In Ear Earbuds with Portable USB-C Phone Charger - White

Soundcore

Portable Phone ChargingThe case charges an iPhone 16 Pro to 50 or a Samsung Galaxy S24 to 45 with 10W of power and 3000mAh of battery capacity.Ultr...

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Original price $77.99 - Original price $77.99
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$77.99
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Original price $91.99 - Original price $91.99
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$91.99
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GameSir - G8 Plus Bluetooth Mobile Game Controller Nintendo Switch/Switch 2 iOS Android Tablets Hall Effect Joysticks/Triggers - Black

GameSir

Console Controller GradeThe GameSir G8+ features console - sized sticks and buttons. This offers exceptional comfort during long - term mobile gami...

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Original price $91.99 - Original price $91.99
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$91.99
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Original price $66.99 - Original price $66.99
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$66.99
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GameSir - Cyclone 2 Wireless Gaming Controller for Switch PC iOS Andriod and Steam - Shadow Black

GameSir

Tri-mode ConnectivityA tri-mode connection controller offers exceptional versatility with wired Bluetooth and 2.4GHz wireless options. These divers...

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Original price $66.99 - Original price $66.99
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Original price $66.99 - Original price $66.99
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GameSir - Cyclone 2 Wireless Gaming Controller for Switch PC iOS Andriod and Steam - Phantom White

GameSir

Tri-mode ConnectivityA tri-mode connection controller offers exceptional versatility with wired Bluetooth and 2.4GHz wireless options. These divers...

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Original price $66.99 - Original price $66.99
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Original price $1,010.99 - Original price $1,010.99
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Alienware - AW2725Q 27" QD-OLED 4K UHD 240Hz 0.03-ms FreeSync and G-SYNC Gaming Monitor with HDR (HDMI DisplayPort) - Black

Alienware

Play with ultimate clarityRevel in the mesmerizing detail from advanced ultra-precise QD-OLED inkjet printing technology enabling a super-dense 166...

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Original price $1,010.99 - Original price $1,010.99
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Original price $326.99 - Original price $326.99
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Apple Watch SE 3 (GPS+Cellular) 40mm Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...

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Original price $326.99 - Original price $326.99
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Original price $2,222.99 - Original price $2,222.99
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Dell - Tower Plus EBT2250 Desktop - Intel Core Ultra 7 265 2025 - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB Storage - Black

Dell

Intel Core Ultra Series 2Powerful and efficient Intel Core Ultra 7 265 processor gives you the AI-enhanced performance needed to keep up with the m...

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Original price $2,222.99 - Original price $2,222.99
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Original price $1,420.99 - Original price $1,420.99
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iBUYPOWER - Element 9 Gaming Desktop PC -Intel Core i7 14700F NVIDIA GeForce RTX 5060Ti 16GB32GB DDR5 RGB1TB SSD - White

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,420.99 - Original price $1,420.99
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Original price $367.99 - Original price $367.99
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$367.99
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Apple Watch Series 11 (GPS) 42mm Jet Black Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Original price $367.99 - Original price $367.99
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$367.99
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Original price $206.99 - Original price $206.99
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Sharp - 1.1 cu ft Countertop Microwave With Sensor Cooking - Black

Sharp

1000 Watt1.1 cu. ft. 1000 Watt Microwave Oven by SharpConvenient KeysConvenient +30 Key for Instant Start and Adding TimePreset ButtonsEasy-to-Use ...

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Original price $206.99 - Original price $206.99
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$206.99
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Current price $206.99
Original price $787.99 - Original price $787.99
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$787.99
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Current price $787.99

Dell - Inspiron 14" 2-in-1 FHD+ Touch Screen Laptop - AMD Ryzen 5 with 16GB Memory - 512GB SSD - Ice

Dell

AI-Enabled Video Chat featuresNew AI-enabled auto framing moves with you and AI-enabled eye-contact keeps you engaged even if you glance away.Power...

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Original price $787.99 - Original price $787.99
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Original price $703.99 - Original price $703.99
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$703.99
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HP - 17.3" Full HD Laptop - Intel Core i7 - 16GB Memory - 1TB SSD - Natural Silver

HP

17.3-in FHD display with IPSSee the details of every frame when you're enjoying the vibrant Full HD resolution and 178-degree wide-viewing angles o...

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Original price $703.99 - Original price $703.99
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$703.99
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Original price $688.99 - Original price $688.99
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$688.99
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HP - OmniBook 3 - Copilot+ PC - 15.6" Full HD Touch-Screen Laptop - AMD Ryzen 5 AI 5 330 - 16GB Memory - 512GB SSD - Glacier Silver

HP

15.6-in FHD touchscreen with IPSControl your entertainment right from the screen and get crystal-clear quality with 178-degree wide-viewing angles ...

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Original price $688.99 - Original price $688.99
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$688.99
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Original price $417.99 - Original price $417.99
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$417.99
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Current price $417.99

Bose - QuietComfort Ultra Headphones (2nd Gen) - Black

Bose

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

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Original price $417.99 - Original price $417.99
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$417.99
$417.99 - $417.99
Current price $417.99
Original price $417.99 - Original price $417.99
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$417.99
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Current price $417.99

Bose - QuietComfort Ultra Headphones (2nd Gen) - Desert Gold

Bose

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

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Original price $417.99 - Original price $417.99
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$417.99
$417.99 - $417.99
Current price $417.99
Original price $417.99 - Original price $417.99
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$417.99
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Current price $417.99

Bose - QuietComfort Ultra Headphones (2nd Gen) - Driftwood Sand

Bose

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

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Original price $417.99 - Original price $417.99
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$417.99
$417.99 - $417.99
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Original price $416.99 - Original price $416.99
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$416.99
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Current price $416.99

Bose - QuietComfort Ultra Headphones (2nd Gen) - Midnight Violet

Bose

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

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Original price $416.99 - Original price $416.99
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$416.99
$416.99 - $416.99
Current price $416.99
Original price $1,695.99 - Original price $1,695.99
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Current price $1,695.99

TCL - 65" Class QM9K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $1,695.99 - Original price $1,695.99
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$1,695.99
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Original price $2,193.99 - Original price $2,193.99
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$2,193.99
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Current price $2,193.99

TCL - 75" Class QM9K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $2,193.99 - Original price $2,193.99
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$2,193.99
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Current price $2,193.99
Original price $929.99 - Original price $929.99
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$929.99
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Current price $929.99

Samsung - Galaxy Book5 15.6" FHD IPS LED Laptop - Intel Core Ultra 7- 16GB Memory - 512GB SSD - Silver

Samsung

Smart. Fast. Built to keep up.No matter the task at hand you can rely on the Intel Core Ultra 7 processor of Galaxy Book5 to power through. Switch ...

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Original price $929.99 - Original price $929.99
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$929.99
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Original price $738.99 - Original price $738.99
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Current price $738.99

Samsung - Galaxy Tab S11 - 11" 128GB - Wi-Fi -with S-Pen - Gray

Samsung

Slim design. Serious power.At just 5.5mm thin this sleek tablet delivers uncompromising power and productivity in a portable profile that slips eas...

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Original price $738.99 - Original price $738.99
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Original price $176.99 - Original price $176.99
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$176.99
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Dreo - 30" Space Heater for Large Rooms 120 Oscillation Adjustable Thermostat 5 Heat 3 Fan levels Solaris 818 - Silver

Dreo

Rapid Even HeatingThe 308mm PTC heating element with Hyperamics thermal design and 4 oscillation angles (30 60 90 120) distributes warmth across ro...

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Original price $176.99 - Original price $176.99
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$176.99
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Original price $75.99 - Original price $75.99
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$75.99
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Current price $75.99

Lorex - 2K Wi-Fi Smart Lightbulb Pan-Tilt Camera - White

Lorex

Adjustable Color Temperature from Warm White to Cool WhiteIluminate your space with a powerful multi-directional 600-lumen LED light featuring a di...

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Original price $75.99 - Original price $75.99
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$75.99
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Current price $75.99
Original price $133.99 - Original price $133.99
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$133.99
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Current price $133.99

Razer - Wolverine V3 Tournament Edition 8K Wired Gaming Controller with TMR Thumbsticks and Swappable Caps for PC - Black

Razer

Razer 8K Hz HyperPolling TechnologyExperience ultra-responsive performance with a true 8000 Hz polling rate. Harness its blistering speed and make ...

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Original price $133.99 - Original price $133.99
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Original price $905.99 - Original price $905.99
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Current price $905.99

ASUS - ROG Strix 27" 2K OLED 500Hz 0.03ms Gaming Monitor with G-SYNC/FreeSync and HDR (HDMI DisplayPort) - Black

ASUS

One For All27-inch QHD (2560 x 1440) QD-OLED gaming monitor with 500Hz refresh rate and 0.03ms response timeScreen ProtectionNew ASUS OLED Care Pro...

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Original price $905.99 - Original price $905.99
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Original price $259.99 - Original price $259.99
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$259.99
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Current price $259.99

Samsung - 43" Class U7900 Series UHD 4K Smart Tizen TV (2025)

Samsung

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

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Original price $259.99 - Original price $259.99
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Original price $58.99 - Original price $58.99
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$58.99
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Current price $58.99

GameSir - X5s Wireless Bluetooth Mobile/Nintendo Switch 1 2 Game Controller Hall Effect Sticks Triggers Tri-Mode Connectivity - Gray

GameSir

Tri-Mode Connectivity for Wide Device CompatibilityDesigned for flexibility the X5s offers wide compatibility with tri-mode connectivity. Effortles...

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Original price $58.99 - Original price $58.99
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$58.99
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Original price $254.99 - Original price $254.99
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$254.99
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LG - UltraFine 27" IPS UHD 60Hz Monitor with HDR10 (HDMI DisplayPort) - White

LG

4K UHD with 20001 Contrast RatioThis UltraFine 4K UHD (3840 x 2160) IPS display with a 20001 contrast ratio displays deeper blacks185; and vivid c...

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Original price $254.99 - Original price $254.99
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$254.99
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Original price $221.99 - Original price $221.99
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$221.99
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Current price $221.99

Insignia - 1.7 Cu. Ft. Over-the-Range Microwave with 2-Stage Cooking - White

Insignia

Spacious 1.7 cu. ft. interiorFits larger dishes allowing you to cook or reheat more food.Removes steam and odors from your stovetopThe 2-speed exha...

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Original price $221.99 - Original price $221.99
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Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99

Vivitar - SkyTrek Drone - Gray

Vivitar

Full HD Camera for Stunning Aerial ViewsCapture breathtaking footage with the 1080P Full HD camera delivering crisp and vibrant images from the sky...

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Original price $104.99 - Original price $104.99
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$104.99
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Original price $79.99 - Original price $79.99
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$79.99
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Current price $79.99

JLab - Flow Bundle Multi-device Wireless Ergonomic Keyboard and Mouse Set - Black

JLab

Ergonomic DesignThe Flow Keyboard features a flowing design that matches the natural curve of your hand complemented by a soft padded palm rest for...

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Original price $79.99 - Original price $79.99
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$79.99
$79.99 - $79.99
Current price $79.99
Original price $417.99 - Original price $417.99
Original price
$417.99
$417.99 - $417.99
Current price $417.99

Bose - QuietComfort Ultra Headphones (2nd Gen) - White

Bose

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

View full details
Original price $417.99 - Original price $417.99
Original price
$417.99
$417.99 - $417.99
Current price $417.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.