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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 5080 16GB - 2TB SSD - Black

ASUS
Original price $3,441.99 - Original price $3,441.99
Original price
$3,441.99
$3,441.99 - $3,441.99
Current price $3,441.99

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $3,441.99 - Original price $3,441.99
Original price
$3,441.99
$3,441.99 - $3,441.99
Current price $3,441.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB SSD - Black

ASUS
Original price $2,576.99 - Original price $2,576.99
Original price
$2,576.99
$2,576.99 - $2,576.99
Current price $2,576.99

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $2,576.99 - Original price $2,576.99
Original price
$2,576.99
$2,576.99 - $2,576.99
Current price $2,576.99

Belkin - 11-in-1 USB C Hub with 4K HDMI DP VGA 100W PD Docking Station for MacBook Pro Air and more - Dark Gray

Belkin
Original price $118.99 - Original price $118.99
Original price
$118.99
$118.99 - $118.99
Current price $118.99

Ultimate workstationTurn your laptop computer into the ultimate workstation with this USB-C docking station that includes 11-ports that include 4K ...

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Original price $118.99 - Original price $118.99
Original price
$118.99
$118.99 - $118.99
Current price $118.99

Samsung - BESPOKE 24 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with AutoFill Water Pitcher - Stainless Steel

Samsung
Original price $2,974.99 - Original price $2,974.99
Original price
$2,974.99
$2,974.99 - $2,974.99
Current price $2,974.99

Color CustomizationCustomize the design of your french door refrigerator with changeable door panels. Choose from a variety of colors and two finis...

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Original price $2,974.99 - Original price $2,974.99
Original price
$2,974.99
$2,974.99 - $2,974.99
Current price $2,974.99

Breville - the Smart Oven Pro Convection Oven - Brushed Stainless Steel

Breville
Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

Complimentary Breville+ Cooking AppAll ovens cook differently. The complimentary Breville+ app gives you chef tested certified recipes plus ingred...

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Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

Sony - 77" class BRAVIA XR A95L OLED 4K UHD Smart Google TV (2023)

Sony
Original price $3,660.99 - Original price $3,660.99
Original price
$3,660.99
$3,660.99 - $3,660.99
Current price $3,660.99

Intelligent and powerful TV processingSee how real your entertainment can be with immersive depth and lifelike picture quality powered by Sony’s in...

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Original price $3,660.99 - Original price $3,660.99
Original price
$3,660.99
$3,660.99 - $3,660.99
Current price $3,660.99

Meta - Quest 3 Silicone Facial Interface - Black

Meta
Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Wipeable interfaceEasily wipe away sweat and dirt from your Meta Quest 3 with this soft and comfortable silicone facial interface that feels gentle...

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Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Hyper - HyperDrive Next 8 Port USB-C Hub 4K HDMI USB4/Thunderbolt 4 1 USB-C 2 USB-A microSD/SD travel dock for MacBook/PC - Space Gray

Hyper
Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

Extended 4K60Hz monitor support for MacEnhance your productivity and multitasking capabilities by allowing users to simultaneously view and work on...

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Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

Mobile Pixels - DUEX Plus DS 13.3" IPS LCD Monitor - Black

Trio
Original price $253.99 - Original price $253.99
Original price
$253.99
$253.99 - $253.99
Current price $253.99

4rd Gen 13.3-in.IPS LCD with updated display modes and thinner bezel than previous gen product; 1080p Full HD resolution Ideal for 13-in. to 14-in....

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Original price $253.99 - Original price $253.99
Original price
$253.99
$253.99 - $253.99
Current price $253.99

Polaroid - Go Gen 2 Everything Box - White

Polaroid
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

CompactSmallest instant camera in the worldRecycled materialsClassic look made of 30 recycled materialsImproved PicturesImproved picture qualitySel...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

NETGEAR - Nighthawk BE19000 Tri-band Wi-Fi Router - Black

NETGEAR
Original price $654.99 - Original price $654.99
Original price
$654.99
$654.99 - $654.99
Current price $654.99

BE19000 tri-band Wi-Fi routerUnlock the next generation of highly interactive gaming 4K/8K streaming UHD videoconferencing and AR/VR entertainment ...

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Original price $654.99 - Original price $654.99
Original price
$654.99
$654.99 - $654.99
Current price $654.99

Samsung - BESPOKE 23 cu. ft. 4-Door French Door Counter Depth Smart Refrigerator with Beverage Center - White Glass

Samsung
Original price $2,870.99 - Original price $2,870.99
Original price
$2,870.99
$2,870.99 - $2,870.99
Current price $2,870.99

Color CustomizationCustomize the design of your french door french door refrigerator with changeable door panels. Choose from a variety of colors a...

View full details
Original price $2,870.99 - Original price $2,870.99
Original price
$2,870.99
$2,870.99 - $2,870.99
Current price $2,870.99

DJI - Osmo Action 4 4K Action Camera Standard Bundle - Gray

DJI
Original price $219.99 - Original price $219.99
Original price
$219.99
$219.99 - $219.99
Current price $219.99

1/1.3-Inch Sensor Unparalleled Low-Light ImagingExperience impeccable image quality with the larger sensor of our 4K action camera. Capture stunni...

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Original price $219.99 - Original price $219.99
Original price
$219.99
$219.99 - $219.99
Current price $219.99

Cooluli Curve 1.7 cuft Freestanding Compressor Fridge - White

Cooluli
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Built to LastPremium constructed body made from a single piece of metal ensuring durability and efficiency1.7 Cubic Feet of Storage CapacityRoom fo...

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Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

CORSAIR - HS80 MAX Wireless Gaming Headset for PC PS5 PS4 - Steel Gray

Corsair
Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

Low-latency 2.4Ghz wireless plus bluetoothEnjoy low-latency 2.4Ghz wireless audio with an amazing range of up to 50ft and high-fidelity 24bit/96kHz...

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Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

Frigidaire - 24" Front Control Built-In Plastic Tub Dishwasher with DishSense Sensor Technology 54 dBA - Stainless Steel

Frigidaire
Original price $601.99 - Original price $601.99
Original price
$601.99
$601.99 - $601.99
Current price $601.99

Triple the cleaning powerGive your dishes a more effective clean with our three spray arms which achieve better water coverage during the cleaning ...

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Original price $601.99 - Original price $601.99
Original price
$601.99
$601.99 - $601.99
Current price $601.99

Bosch - 800 Series 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack and CrystalDry 42 dBA - Stainless Steel

Bosch
Original price $1,677.99 - Original price $1,677.99
Original price
$1,677.99
$1,677.99 - $1,677.99
Current price $1,677.99

ADA compliant and compact size designed for small spaces and customers with lower dishwasher height requirementsStandard 3rd rack provides the perf...

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Original price $1,677.99 - Original price $1,677.99
Original price
$1,677.99
$1,677.99 - $1,677.99
Current price $1,677.99

Fujifilm - INSTAX MINI Evo Instant Film Camera - Brown

Fujifilm
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Compact and PortableThe INSTAX MINI Evo Brown Instant Film Camera is designed to be compact and portable making it easy to take with you wherever y...

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Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Apollo - Go Premium Dual-Motor Electric Scooter w/40 mi Max Operating Range 28 mph Max Speed - Space Gray

Apollo
Original price $1,183.99 - Original price $1,183.99
Original price
$1,183.99
$1,183.99 - $1,183.99
Current price $1,183.99

Double the Power Double the FunFeaturing dual 350W motors with peak output of 750W per motor the Go reaches a top speed of 28 MPH (44 KMH) and clim...

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Original price $1,183.99 - Original price $1,183.99
Original price
$1,183.99
$1,183.99 - $1,183.99
Current price $1,183.99

JBL - Partybox Ultimate Wireless Party Speaker - 2024 - Black

JBL
Original price $1,621.99 - Original price $1,621.99
Original price
$1,621.99
$1,621.99 - $1,621.99
Current price $1,621.99

All the superior original JBL pro sound you can handleThe JBL PartyBox Ultimate can cover a massive space—we're talking two basketball courts—with ...

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Original price $1,621.99 - Original price $1,621.99
Original price
$1,621.99
$1,621.99 - $1,621.99
Current price $1,621.99

Bosch - 800 Series 30" Built-In Electric Cooktop with 4 elements and Stainless Steel Frame - Black

Bosch
Original price $1,270.99 - Original price $1,270.99
Original price
$1,270.99
$1,270.99 - $1,270.99
Current price $1,270.99

4 cooktop elementsDelivers 1200-3600 watts of power for versatile heating options.Bridge optionBridge option combines 2 elements to accommodate lon...

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Original price $1,270.99 - Original price $1,270.99
Original price
$1,270.99
$1,270.99 - $1,270.99
Current price $1,270.99

Samsung - 990 PRO 4TB Internal SSD PCle Gen 4x4 NVMe

Samsung
Original price $1,279.99 - Original price $1,279.99
Original price
$1,279.99
$1,279.99 - $1,279.99
Current price $1,279.99

Meet the next genConsider this a cheat code. Our Samsung 990 PRO Gen4 SSD helps you reach near max performance with lightning fast speeds. Whether ...

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Original price $1,279.99 - Original price $1,279.99
Original price
$1,279.99
$1,279.99 - $1,279.99
Current price $1,279.99

DJI - Osmo Action 5 Pro 4K Action Camera Standard Bundle - Black

DJI
Original price $363.99 - Original price $363.99
Original price
$363.99
$363.99 - $363.99
Current price $363.99

Capture Urban NightscapesOsmo Action 5 Pro features a new 1/1.3¿ sensor for stunning low-light. Great for nighttime biking adventures in dark envir...

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Original price $363.99 - Original price $363.99
Original price
$363.99
$363.99 - $363.99
Current price $363.99

ASUS - Zenbook Duo Dual 14" 3K OLED Touch Laptop - Evo Intel Core Ultra 9 285H with 32GB RAM - Intel Arc Graphics - 1TB SSD - Inkwell Gray

ASUS
Original price $2,553.99 - Original price $2,553.99
Original price
$2,553.99
$2,553.99 - $2,553.99
Current price $2,553.99

Intuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...

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Original price $2,553.99 - Original price $2,553.99
Original price
$2,553.99
$2,553.99 - $2,553.99
Current price $2,553.99

Therabody - TheraFace Depuffing Wand - Cold Heat Facial Treatments - White

Therabody
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Cold and heat treatments for visible results after one treatment Cold reduces puffiness dark circles the appearance of pores while heat boosts cir...

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Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

GE - 0.7 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - Black

GE
Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

0.7 Cu. Ft. Capacity700 Watts (IEC-705 test procedure).Convenience Cooking ControlsOperating made quick and easy.Auto and Time DefrostDefrosting ti...

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Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

GE - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Black

GE
Original price $227.99 - Original price $227.99
Original price
$227.99
$227.99 - $227.99
Current price $227.99

1.6 Cu. Ft. Capacity1150 Watts (IEC-705 test procedure)Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.We...

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Original price $227.99 - Original price $227.99
Original price
$227.99
$227.99 - $227.99
Current price $227.99

HP - OmniDesk Slim Desktop - Intel Core i3 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver

HP
Original price $528.99 - Original price $528.99
Original price
$528.99
$528.99 - $528.99
Current price $528.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $528.99 - Original price $528.99
Original price
$528.99
$528.99 - $528.99
Current price $528.99

GE - 0.7 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - White

GE
Original price $217.99 - Original price $217.99
Original price
$217.99
$217.99 - $217.99
Current price $217.99

0.7 Cu. Ft. Capacity700 Watts (IEC-705 test procedure).Optional Hanging KitFrees up counter space.Convenience Cooking ControlsOperating made quick ...

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Original price $217.99 - Original price $217.99
Original price
$217.99
$217.99 - $217.99
Current price $217.99

Ninja - FrostVault 30qt Hard Cooler with Dry Zone - Cloud White

Ninja
Original price $191.99 - Original price $191.99
Original price
$191.99
$191.99 - $191.99
Current price $191.99

FrostVault TechnologyCold transfers into FrostVault Dry Zone to keep food cool dry and separate at food-safe temperatures (under 40 F) for days.Eas...

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Original price $191.99 - Original price $191.99
Original price
$191.99
$191.99 - $191.99
Current price $191.99

Turtle Beach - Kone II Air Wireless Optical Gaming Mouse with RGB Lighting - Wireless - Ash Black

Turtle Beach
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Engineered Ergonomic ShapeLeveraging over a decade of ergonomic engineering to perfectly suit medium and larger hand sizes no matter your grip styl...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

HP - 14" Chromebook - Intel Celeron - 4GB Memory - 64GB eMMC - Modern Grey

HP
Original price $433.99 - Original price $433.99
Original price
$433.99
$433.99 - $433.99
Current price $433.99

Chrome OSThis easy-to-use operating system was designed to be fast in every possible way while keeping you safe and more secure on the web.Serious ...

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Original price $433.99 - Original price $433.99
Original price
$433.99
$433.99 - $433.99
Current price $433.99

LG - 30" Smart Built-In Electric Convection Double Wall Oven with Air Fry - Stainless Steel

LG
Original price $2,419.99 - Original price $2,419.99
Original price
$2,419.99
$2,419.99 - $2,419.99
Current price $2,419.99

ThinQ Smart TechnologyThe LG ThinQ app helps you manage all of your LG smart appliances to make your everyday a little easier. Automatically reorde...

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Original price $2,419.99 - Original price $2,419.99
Original price
$2,419.99
$2,419.99 - $2,419.99
Current price $2,419.99

Night Owl - 8-Channel 4-Camera Indoor/Outdoor Plug-In Wi-Fi IP 4K 64GB Security System - White

Night Owl
Original price $394.99 - Original price $394.99
Original price
$394.99
$394.99 - $394.99
Current price $394.99

Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...

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Original price $394.99 - Original price $394.99
Original price
$394.99
$394.99 - $394.99
Current price $394.99

LG - 5.0 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Electric Dryer WashTower with Steam and Center Control - Black Steel

LG
Original price $2,520.99 - Original price $2,520.99
Original price
$2,520.99
$2,520.99 - $2,520.99
Current price $2,520.99

Mega and Ultra Large Capacity 5.0 cu.ft. Washer and 7.4 cu.ft. Dryer (WashTower)Get it all done in less time. Mega and Ultra Large Capacity (5.0 cu...

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Original price $2,520.99 - Original price $2,520.99
Original price
$2,520.99
$2,520.99 - $2,520.99
Current price $2,520.99

Greenworks - Electric Pressure Washer up to 1900 PSI at 1.2 GPM - Green

Greenworks
Original price $191.99 - Original price $191.99
Original price
$191.99
$191.99 - $191.99
Current price $191.99

Power pressureAC power delivers up to 1900 PSI at 1.2 GPM; 35-foot power cord with inline GFCI waterproof plug for use with typical outdoor outlets...

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Original price $191.99 - Original price $191.99
Original price
$191.99
$191.99 - $191.99
Current price $191.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.