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Original price $186.99 - Original price $186.99
Original price
$186.99
$186.99 - $186.99
Current price $186.99

MSI - MAG 272FB E20 27" Rapid IPS LCD FHD 200Hz 0.5ms Adaptive sync Gaming Monitor with HDR Ready(DisplayPort HDMI) - Black

MSI

27" FHD (1920 x 1080)View your applications spreadsheets and more on this stunning 27" Full HD (1920 x 1080) screen. Experience vibrant visuals and...

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Original price $186.99 - Original price $186.99
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$186.99 - $186.99
Current price $186.99
Original price $439.99 - Original price $439.99
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Current price $439.99

Contixo - F29 Altura Max 4K GPS Drone with 3-Axis Gimbal 5" Screen Remote 3KM Range 23-Min Flight No FAA Needed - Dark Gray

Contixo

4K UHD Camera with 3-Axis GimbalCapture crisp 38402160 video with a wide 105 field of view and 70 adjustable lens. The 3-axis gimbal keeps your foo...

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Original price $439.99 - Original price $439.99
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Original price $586.99 - Original price $586.99
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Pioneer - 75" Class LED 4K UHD Smart Roku TV

Pioneer

4K (2160p) Ultra HDEnjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content to Ultra H...

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Original price $586.99 - Original price $586.99
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Original price $290.99 - Original price $290.99
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GoPro - Fluid Pro AI - Multi-Device Gimbal Stabilizer with AI Tracking

GoPro

Versatile 3-Axis GimbalInterchangeable mounts support smartphones GoPro cameras and compact point-and-shoots.Smart AI Subject TrackingForward- or r...

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Original price $290.99 - Original price $290.99
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Original price $474.99 - Original price $474.99
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$474.99
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Current price $474.99

GoPro - MAX2 360 Action Camera - Black

GoPro

MAX Never Misses With 8K 360 VideoCapture everything around you in 8K 360 video with a single press of the shutter. No need to aim or frame your sh...

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Original price $474.99 - Original price $474.99
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Original price $222.99 - Original price $222.99
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$222.99
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Lenovo - Idea Tab Plus - 12.1" 2.5K Tablet - 8GB RAM - 128GB UFS - Luna Grey

Lenovo

Slim Body Lightweight Design.It fits easily into any backpack ready for back-to-back classes a quick coffee break or a quiet moment to stream and ...

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Original price $222.99 - Original price $222.99
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$222.99
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Original price $69.99 - Original price $69.99
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$69.99
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Glorious - GMBK 75 Wired Membrane Gaming Keyboard with Swappable MX-Compatible Keycaps - Black

Glorious

Highly Customizable DesignSwap keycaps cables and knobs with Glorious accessories and MX-compatible sets. Unlike the competitor keyboards GMBK 75 i...

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Original price $69.99 - Original price $69.99
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Original price $893.99 - Original price $893.99
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Epson - Lifestudio Flex Plus 4K PRO-UHD Portable Lifestyle Smart Projector with Sound by Bose Technology 3LCD HDR Wireless - Oak

Epson

Big. Bright. Beautiful.4K PRO-UHD with 1000 Lumens of Color Brightness (IDMS Rated) and 1000 Lumens of White Brightness (ISO Rated) up to 150''Exce...

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Original price $893.99 - Original price $893.99
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Original price $521.99 - Original price $521.99
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Lenovo - IdeaPad 1i 15.6" Full HD Touchscreen Laptop - Intel Core i5-1335U 2023 - 8GB Memory - 256GB SSD - Abyss Blue

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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Original price $521.99 - Original price $521.99
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Original price $2,034.99 - Original price $2,034.99
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HP OMEN - 35L VALORANT Limited Edition Gaming Desktop - Intel Core i7-14700F - 16GB Memory - NVIDIA GeForce RTX 5060 Ti - 1TB SSD - Navy

HP

The ultimate immersive experience for gaming and creating.Intel’s performance hybrid architecture to optimize your gaming content creation and prod...

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Original price $2,034.99 - Original price $2,034.99
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Original price $795.99 - Original price $795.99
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Epson - Home Cinema 980 3LCD 1080p Projector - White

Epson

Exceptional Picture QualityProvides stunning detailed 1080p images and fast data processing that’s optimized for fast-action sports gaming and more...

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Original price $795.99 - Original price $795.99
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Original price $66.99 - Original price $66.99
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$66.99
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HyperX - SoloCast 2 Wired Cardioid USB-C Condenser Gaming Microphone - Black

HyperX

Designed to capture less unwanted noiseEngineered from the inside to reduce vibrations from the outside with a built-in suspension system that deli...

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Original price $66.99 - Original price $66.99
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Original price $81.99 - Original price $81.99
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$81.99
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LEGO - Game Boy 3D Puzzle for Adults Ages 18+ - 72046

Lego

Build An IconBuild the ultimate retro gaming display with the LEGO Game Boy (72046) model kit for adults ages 18 and up.Relive The ExcitementRememb...

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Original price $81.99 - Original price $81.99
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$81.99
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Original price $50.99 - Original price $50.99
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$50.99
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j5create - VESA Certified 16K DisplayPort 2.1 80Gbps 5.2 ft. Cable for DisplayPort enabled Devices - Black

J5 Create

VESA CertifiedVESA Certified DisplayPort 2.1 DP 80Gbps CableResolutionsSupports resolutions up to 16K60Hz 8K120Hz 4K240HzBackward compatibleBackwar...

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Original price $50.99 - Original price $50.99
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$50.99
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Original price $910.99 - Original price $910.99
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$910.99
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Current price $910.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Medium - Black - (2025)

Apple

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

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Original price $910.99 - Original price $910.99
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$910.99
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Original price $359.99 - Original price $359.99
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$359.99
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Apple Watch SE 3 (GPS+Cellular) 44mm Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...

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Original price $359.99 - Original price $359.99
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$359.99
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Original price $192.99 - Original price $192.99
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$192.99
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Current price $192.99

Insignia - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking and Inverter Technology - Stainless Steel

Insignia

Sensor cook functionHeats your food to the ideal temperature every time.Inverter technologyDelivers a constant stream of power to provide even heat...

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Original price $192.99 - Original price $192.99
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$192.99
$192.99 - $192.99
Current price $192.99
Original price $910.99 - Original price $910.99
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$910.99
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Current price $910.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Ocean Band - Black - (2025)

Apple

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

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Original price $910.99 - Original price $910.99
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$910.99
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Original price $1,022.99 - Original price $1,022.99
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$1,022.99
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Current price $1,022.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Titanium Milanese Loop - Medium - Natural - (2025)

Apple

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

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Original price $1,022.99 - Original price $1,022.99
Original price
$1,022.99
$1,022.99 - $1,022.99
Current price $1,022.99
Original price $910.99 - Original price $910.99
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$910.99
$910.99 - $910.99
Current price $910.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Blue/Bright Blue Trail Loop - S/M - Natural - (2025)

Apple

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

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Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99
Original price $326.99 - Original price $326.99
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$326.99
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Current price $326.99

Acer - Nitro ED340CUR Gaming 34 1500R 219 Curved QHD 200Hz 1ms FreeSync Premium Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Acer

Vibrant ImagesThe Nitro ED340CUR 34" Curved Display with QHD (3440 x 1440) resolution offers the sharpest picture quality and provides a perfect pi...

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Original price $326.99 - Original price $326.99
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$326.99
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Original price $4,000.99 - Original price $4,000.99
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Current price $4,000.99

KitchenAid - 30" Built-In Electric Convection Combination Wall Oven with Microwave and Air Fry Mode - Stainless Steel

Kitchenaid

Even-Heat True Convectionfeatures a unique bow-tie design with a heating element and fan that circulates hot air throughout the entire oven providi...

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Original price $4,000.99 - Original price $4,000.99
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$4,000.99
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Original price $116.99 - Original price $116.99
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$116.99
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Soundcore - by Anker Liberty 5 Advanced In Ear Noise Cancelling Bluetooth Wireless Earbuds - Black

Soundcore

2 Stronger Voice ReductionWith advanced ANC 3.0 technology and a specially designed acoustic cavity this system targets dampens and blocks human vo...

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Original price $116.99 - Original price $116.99
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$116.99
$116.99 - $116.99
Current price $116.99
Original price $1,024.99 - Original price $1,024.99
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$1,024.99
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Current price $1,024.99

iRobot - Roomba 705 Combo Vacuum Mop + AutoWash Dock - Self-Cleaning Roller Mop Retractable Mop Cover Self-Empties 75 Days - Black

iRobot

Our ultimate cleaning experience.The first Roomba robot to seamlessly clean room to room without interruption adapting as it goes from hard floors ...

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Original price $1,024.99 - Original price $1,024.99
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$1,024.99
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Original price $226.99 - Original price $226.99
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$226.99
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Current price $226.99

Amazon - Kindle Colorsoft 16 GB With color display and adjustable warm light - 2025 - Black

AMAZON

A brand-new experienceThe Kindle Colorsoft display is optimized for reading in color and is different from the Kindle Paperwhite display which is o...

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Original price $226.99 - Original price $226.99
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$226.99
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Original price $206.99 - Original price $206.99
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$206.99
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Sony - GP-VPT3 Multi-function Bluetooth Shooting Grip Tripod and Remote Comander - Black

Sony

3-in-1 Shooting grip tripod and removeable remote commanderThanks to the wireless camera connection and ergonomic design you’ll find the shooting g...

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Original price $206.99 - Original price $206.99
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$206.99
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Original price $478.99 - Original price $478.99
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$478.99
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Apple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Space Gray - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

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Original price $478.99 - Original price $478.99
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$478.99
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Original price $1,173.99 - Original price $1,173.99
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Current price $1,173.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 32GB Memory - 2TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,173.99 - Original price $1,173.99
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$1,173.99
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Original price $143.99 - Original price $143.99
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$143.99
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Current price $143.99

bella PRO - 6-Slice Air Fryer Toaster Oven (0.88 Cu. Ft.) - Oatmilk

Bella Pro

Powerful 1500-watt systemHeats quickly and cooks evenly.0.88 cu. ft. interiorSpacious 25L capacity fits 6 slices of bread a 12" pizza or an 8"x12" ...

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Original price $143.99 - Original price $143.99
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$143.99
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Original price $76.99 - Original price $76.99
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$76.99
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Current price $76.99

Keychron - M3 Wireless Bluetooth Laser Gaming Mouse with 8K Polling Rate - Wired - Black

Keychron

The Strongest Mouse SensorThe most competitive grade mouse sensor chip PixArt 3950 for 8K version with up to 30000 DPI up to 750 IPS and incomparab...

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Original price $76.99 - Original price $76.99
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$76.99
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Current price $76.99
Original price $795.99 - Original price $795.99
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Current price $795.99

Epson - Lifestudio Pop Plus 4K PRO-UHD Portable Lifestyle Smart Projector with Sound by Bose Technology 3LCD HDR Wireless - Navy

Epson

Big. Bright. Beautiful.4K PRO-UHD with 700 Lumens of Color Brightness (IDMS Rated) and 700 Lumens of White Brightness (ISO Rated) up to 150''Except...

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Original price $795.99 - Original price $795.99
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$795.99
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Original price $238.99 - Original price $238.99
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$238.99
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Current price $238.99

Vivitar - SkyFlow Drone - Black

Vivitar

Stunning 4K Ultra HD 1080P Video OptionsCapture ultra-crisp visuals with dual video modes offering flexibility for both cinematic shots and everyd...

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Original price $238.99 - Original price $238.99
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$238.99
$238.99 - $238.99
Current price $238.99
Original price $419.99 - Original price $419.99
Original price
$419.99
$419.99 - $419.99
Current price $419.99

Lenovo - IdeaPad 1 15.6" Full HD Laptop - AMD Ryzen 5 7520U 2022 - 8GB Memory- 256GB SSD - Abyss Blue

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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Original price $419.99 - Original price $419.99
Original price
$419.99
$419.99 - $419.99
Current price $419.99
Original price $676.99 - Original price $676.99
Original price
$676.99
$676.99 - $676.99
Current price $676.99

Segway - E3 Pro Electric Scooter with 20 mph Max Speed and 34 miles Max Range Dual Suspension - Black

Segway

Smooth by designGlide over bumps and uneven terrain with front and rear elastomer suspension. Whether you're on the way to your next class or commu...

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Original price $676.99 - Original price $676.99
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$676.99
$676.99 - $676.99
Current price $676.99
Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99

Lorex - 2K Wi-Fi Smart Lightbulb Camera (2-Pack) - White

Lorex

Illuminate your peace of mindLight up your space while keeping a watchful eye on every corner day and night with the Lorex Lightbulb security camer...

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Original price $87.99 - Original price $87.99
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$87.99
$87.99 - $87.99
Current price $87.99
Original price $651.99 - Original price $651.99
Original price
$651.99
$651.99 - $651.99
Current price $651.99

HP 15.6" Full HD Touch-Screen Laptop- Intel Core i5- 16GB Memory- 512GB SSD

HP

15.6-in FHD touch displayAlways see your content at its best—displayed in stunning Full HD resolution with 178-degree wide-viewing angles. Enjoy mo...

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Original price $651.99 - Original price $651.99
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$651.99
$651.99 - $651.99
Current price $651.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.