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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Insta360 - X3 5.7K 360 Degree Action Camera - Black

Insta360
Original price $417.99 - Original price $417.99
Original price
$417.99
$417.99 - $417.99
Current price $417.99

5.7K 360 captureCapture everything around you with 5.7K 360-degree capture.72MP 360 photo360 photos just got a huge upgrade. Now capture 72 megapix...

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Original price $417.99 - Original price $417.99
Original price
$417.99
$417.99 - $417.99
Current price $417.99

Dyson - Gen5outsize Cordless Vacuum with 8 accessories - Nickel/Blue

Dyson
Original price $1,286.99 - Original price $1,286.99
Original price
$1,286.99
$1,286.99 - $1,286.99
Current price $1,286.99

The most powerful HEPA cordless vacuum for bigger cleansOver 115 more power. 140 minutes of run time.The power of a corded vacuum in a cordless for...

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Original price $1,286.99 - Original price $1,286.99
Original price
$1,286.99
$1,286.99 - $1,286.99
Current price $1,286.99

Sony - 32" Class W830K HD LED Google TV (2022)

Sony
Original price $353.99 - Original price $353.99
Original price
$353.99
$353.99 - $353.99
Current price $353.99

HDR color and contrastSee natural and precise picture quality with a wide array of colors and High Dynamic Range (HDR) contrast.Enhanced clarityDis...

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Original price $353.99 - Original price $353.99
Original price
$353.99
$353.99 - $353.99
Current price $353.99

Hyper - HyperDrive Next 11 Port USB-C Hub dual 4K HDMI Ethernet 2 USB-C 2 USB-A microSD/SD travel dock for PC/Chromebook - Midnight Blue

Targus
Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

Dual extended 4K60Hz monitor support for PC and chromebookEnhance your productivity and multitasking capabilities by providing a spacious workspace...

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Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

GE - 24" Top Control Built-In Plastic Tub Dishwasher with Sanitize Cycle and 52 dBA - Stainless Steel

GE
Original price $623.99 - Original price $623.99
Original price
$623.99
$623.99 - $623.99
Current price $623.99

Dry BoostDry Boost gets hard-to-dry items like plastics up to 3x drier compared to heated drySteam + SaniSave time with a Steam option that loosens...

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Original price $623.99 - Original price $623.99
Original price
$623.99
$623.99 - $623.99
Current price $623.99

Thermaltake - CT 120 ARGB Sync 120mm Cooling Fan with Daisy-Chain Design (2-Pack) - Black

Thermal Take
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

ARGB simplifiedWith 9 addressable LEDs control up to 16.8 million colors to showcase your setup.Fine tuned 7-blade designDesign for optimized CFM a...

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Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

Elgato - 4K X 4K144 HDR10 External Capture Card with HDMI 2.1 for Nintendo Switch 2 PS5 PS4/Pro Xbox PC and Mac - Black

Elgato
Original price $234.99 - Original price $234.99
Original price
$234.99
$234.99 - $234.99
Current price $234.99

Ready for your consoleCapture Nintendo Switch 2 Playstation Xbox Steam Deck - anything.Next-gen captureUp to 4K at 144 frames per second.HDMI 2.1 i...

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Original price $234.99 - Original price $234.99
Original price
$234.99
$234.99 - $234.99
Current price $234.99

RØDE - NTH-100M Professional Over-the-Ear Headphones - Black

Rode
Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

HeadphoneProfessional over-ear headphones for critical listening and monitoringDriverCustom-matched drivers deliver an incredibly accurate frequenc...

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Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

Beats by Dr. Dre - Beats Studio Buds + True Wireless Noise Cancelling Earbuds Ivory

Apple
Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

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Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

GoTrax - Scout 2.0 Electric Scooter w/ 3mi Max Operating Range 6mph Max Speed - Blue

GoTrax
Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Two Button SystemSimple to ride and simple to activate. The front button is the intial activation and the rear button controls the motor. Once your...

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Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

HyperX - Pulsefire Haste 2 Lightweight Wired Optical Gaming Mouse with RGB Lighting - Wired - Black

HyperX
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

Easier mouse movement for easier winsGame at the speed of ultra-light with the Pulsefire Haste 2. Featuring a solid shell but still weighing in at ...

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Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

TCL - 40" Class S3 S-Class LED Full HD Smart TV with Google TV (2023)

TCL
Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning high-definition picture quality for enhanced clarity and detail.HD...

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Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

PowerA - Wired Controller for Xbox Series XS - Black

PowerA
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Ergonomic designXbox Series XS controller with superior ergonomics and intuitive button layoutImmersive gameplayDual Rumble MotorsStandard audio ja...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

WD - BLACK SN850P 2TB Internal SSD PCIe Gen 4 x4 with Heatsink for PS5

Western Digital
Original price $406.99 - Original price $406.99
Original price
$406.99
$406.99 - $406.99
Current price $406.99

Officially licensed for your PS5 consoleStore and play more titles on the drive that’s officially tested and licensed for your PS5 console so you c...

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Original price $406.99 - Original price $406.99
Original price
$406.99
$406.99 - $406.99
Current price $406.99

Elgato - 4K Pro 8K60 Passthrough/4K60 Capture for PC Nintendo Switch 2 PS5 Xbox Series X with HDMI 2.1 VRR HDR10 - Black

Corsair
Original price $288.99 - Original price $288.99
Original price
$288.99
$288.99 - $288.99
Current price $288.99

Ready for your consoleCapture Nintendo Switch 2 Playstation Xbox Steam Deck - anything.Pure gameplayPlay in 8K60 while capturing 4K60.HDMI 2.1 in/o...

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Original price $288.99 - Original price $288.99
Original price
$288.99
$288.99 - $288.99
Current price $288.99

JBL - Live Buds 3 True Wireless Noise Cancelling Earbuds - 2024 - Black

JBL
Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

Hi-Res Audio Wireless with JBL signature soundThe JBL Live Buds 3's 10mm dynamic drivers are powered by JBL Signature Sound. Each driver is perfect...

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Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

Caf - 28.7 Cu. Ft. 4-Door French Door Smart Refrigerator with Dual Dispense Autofill Pitcher - Stainless Steel

GE Cafe
Original price $4,589.99 - Original price $4,589.99
Original price
$4,589.99
$4,589.99 - $4,589.99
Current price $4,589.99

Dual-Dispense AutoFill PitcherEnjoy chilled delicious water anytime with a pitcher that automatically refills when placed on its docking station. T...

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Original price $4,589.99 - Original price $4,589.99
Original price
$4,589.99
$4,589.99 - $4,589.99
Current price $4,589.99

ZUGU - Slim Protective Case for Apple iPad Pro 13-inch (M4) - Black

ZUGU
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Protection for you and your iPadSure our cases are designed to enhance your experience but they also protect your iPad. We stand by our 360 protect...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

TP-Link - Tapo Smart Wi-Fi Light Dimmer Switch with Matter (4-Pack) - Replaces Most Traditional Switches - White

TP Link
Original price $113.99 - Original price $113.99
Original price
$113.99
$113.99 - $113.99
Current price $113.99

Replaces Most Traditional Light SwitchesUpgrade your home by raplacing your traditional light switches with TP-Link Tapo Smart Switches. Works in t...

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Original price $113.99 - Original price $113.99
Original price
$113.99
$113.99 - $113.99
Current price $113.99

Beats - Solo 4 Wireless On-Ear Headphones - Matte Black

Apple
Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.185;Ultralight ergo...

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Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

RØDE - PodMic USB - Versatile Dynamic Broadcast Microphone

Rode
Original price $225.99 - Original price $225.99
Original price
$225.99
$225.99 - $225.99
Current price $225.99

Broadcast QualityBroadcast-quality dynamic microphoneConnectivityAnalog XLR and digital USB-C connectivityCompatibilityFully compatible with Window...

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Original price $225.99 - Original price $225.99
Original price
$225.99
$225.99 - $225.99
Current price $225.99

TP-Link - AXE5400 Wi-Fi 6E High Gain Wireless USB Adapter - Black

TP Link
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Latest 6 GHz BandWi-Fi 6E unlocks 6 GHz band for congestion-free high-bandwidth lightning-fast low-latency experiences in streaming gaming and beyo...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Nanoleaf - Essentials Matter Smart Multicolor HD Lightstrip 16.4ft (5m) - Flexible and Trimmable - White and Colors

Nanoleaf
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Individually Addressable LEDsWatch multiple colors appear all at once along your addressable lightstrip for a stunning gradient effect with 60 colo...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

LG - 7.3 Cu. Ft. Smart Gas Dryer with Steam and EasyLoad Door - Matte Black

LG
Original price $1,426.99 - Original price $1,426.99
Original price
$1,426.99
$1,426.99 - $1,426.99
Current price $1,426.99

7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...

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Original price $1,426.99 - Original price $1,426.99
Original price
$1,426.99
$1,426.99 - $1,426.99
Current price $1,426.99

Whirlpool - 7.0 Cu. Ft. Gas Dryer with Steam and Moisture Sensing - White

Whirlpool
Original price $1,047.99 - Original price $1,047.99
Original price
$1,047.99
$1,047.99 - $1,047.99
Current price $1,047.99

Moisture SensingTwo sensors increase your dryer’s ability to measure moisture and temperature helping prevent overdrying by automatically stopping ...

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Original price $1,047.99 - Original price $1,047.99
Original price
$1,047.99
$1,047.99 - $1,047.99
Current price $1,047.99

Oura - Ring 4 Charger - Size 10 - Charging Dock and USB-C Cable - Charges Ring 4 up to 8 days - Gray

Oura
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

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Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Whisker - Litter-Robot 4 Smart App-Controlled Self-Cleaning Litter Box - White

Whisker
Original price $795.99 - Original price $795.99
Original price
$795.99
$795.99 - $795.99
Current price $795.99

Never scoop againLitter-Robot’s patented sifting process quietly separates kitty's waste from the clean litter ensuring a fresh bed of litter for e...

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Original price $795.99 - Original price $795.99
Original price
$795.99
$795.99 - $795.99
Current price $795.99

Breville - Barista Touch Impress Espresso Machine - Brushed Stainless Steel

Breville
Original price $1,636.99 - Original price $1,636.99
Original price
$1,636.99
$1,636.99 - $1,636.99
Current price $1,636.99

Cold Coffee SettingsNew Cold Brew and Cold Espresso Extracting at lower temperatures reduces acidic notes producing a light smooth flavor profile....

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Original price $1,636.99 - Original price $1,636.99
Original price
$1,636.99
$1,636.99 - $1,636.99
Current price $1,636.99

Ring - Wi-Fi Smart Video Doorbell - Wired with Chime - Black

Ring
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Works with AlexaYou can hear audio announcements when anyone presses the doorbell or triggers the motion sensors.Ring Chime hard bundleConnect to t...

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Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

PDP - RIFFMASTER Wireless Guitar Controller For Xbox Series XS Xbox One Windows 10/11 PC - Black

PDP
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Multi CompatibilityCompatible with Fortnite Festival and Rock Band 4Wireless Rechargeable30-foot low latency wireless connection with built-in rec...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

NETGEAR - Nighthawk AX1800 Wi-Fi 6 USB 3.0 Adapter - Black

NETGEAR
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Plug-and-play operationInstantly boost the speed performance of your older Windows PCs and notebooks to Wi-Fi 6 technology. Simply plug the dongle ...

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Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Best Buy essentials - 6' DisplayPort Cable - Black

Best Buy essentials
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Made for DisplayPort-enabled devicesConnects a video source to a display (such as a computer monitor).20-pin DisplayPort connectionEnsures reliable...

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Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

ZLINE - Autograph 36 in. Legacy Dual Fuel Range in Satin Steel Gold Accents (RASZ-SN-36-G) - Stainless Steel

ZLINE
Original price $4,008.99 - Original price $4,008.99
Original price
$4,008.99
$4,008.99 - $4,008.99
Current price $4,008.99

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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Original price $4,008.99 - Original price $4,008.99
Original price
$4,008.99
$4,008.99 - $4,008.99
Current price $4,008.99

GE - Cync 10 Foot Dynamic Effects Smart LED Neon Shape Light - Color Changing - Full Color

General Electric
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Bendable LED Strip LightsBend the flexible LED strip to create shapes designs and words; Control each segment separately with “independent control ...

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Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Seagate - Game Drive for Xbox 5TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black

Seagate
Original price $288.99 - Original price $288.99
Original price
$288.99
$288.99 - $288.99
Current price $288.99

5TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...

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Original price $288.99 - Original price $288.99
Original price
$288.99
$288.99 - $288.99
Current price $288.99

GE Profile - 28 Cu. Ft. 4-Door French Door Smart Refrigerator with Fully Convertible Temperature Zone - Stainless Steel

GE Profile
Original price $3,680.99 - Original price $3,680.99
Original price
$3,680.99
$3,680.99 - $3,680.99
Current price $3,680.99

Fully Convertible Temperature ZoneChoose the best temperature for your needs in this innovative fully convertible zone that includes Fridge Freezer...

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Original price $3,680.99 - Original price $3,680.99
Original price
$3,680.99
$3,680.99 - $3,680.99
Current price $3,680.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.