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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Denon - AVR-S570BT (70W X 5) 5.2-Ch. Bluetooth Capable 8K Ultra HD HDR Compatible AV Home Theater Receiver - Black

Denon
Original price $501.99 - Original price $501.99
Original price
$501.99
$501.99 - $501.99
Current price $501.99

Enjoy Movies and Gaming in 8K QualityA successor to the AVR-S540BT the Denon AVR-S570BT AV receiver ensures HD audio playback and an enhanced gamin...

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Original price $501.99 - Original price $501.99
Original price
$501.99
$501.99 - $501.99
Current price $501.99

Edifier - G1000 2.0 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - White

Edifier
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Amazing sound qualityQuality speakers with 10W peak power 2.5-inch full range drivers. Full range speakers support realistic sound and deliver pow...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

UAG - Apple iPad 10.9" 10th Gen Bluetooth Keyboard - Black/Ash

Uag
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

Laptop Style Typing Tracking ExperienceOffering bright back-lit keys (7 Colors 3 Brightness Levels) an extra large trackpad w/ multi-touch functio...

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Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

TP-Link - Deco 7 BE5000 Dual-Band Wi-Fi 7 Whole Home Mesh Router System Deco BE5000 (3-Pack) - White

TP Link
Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

Supercharged with WiFi 7WiFi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and hi...

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Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

Breville - the Compact Wave Soft Close 0.9 Cu. Ft. Microwave - Silver

Breville
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

Electronic controlsConvenient cooking controls make heating up food fast and simple.Large 10.6" turntable keeps food rotatingBy turning food items ...

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Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

Samsung - T7 Shield 4TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black

Samsung
Original price $1,331.99 - Original price $1,331.99
Original price
$1,331.99
$1,331.99 - $1,331.99
Current price $1,331.99

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $1,331.99 - Original price $1,331.99
Original price
$1,331.99
$1,331.99 - $1,331.99
Current price $1,331.99

Sunpak - Essentials Vlogging Kit - Black

Sunpak
Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Sunpak Essentials vlogging kitContains a 6" bicolor LED ring light smartphone bar with three smartphone mounts smaller ball head larger ball head t...

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Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Sanus Super Slim - bracket

Sanus
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Sanus slim wall mount for Sonos ampFits perfectly to your existing amplifier and makes installation easy.Flexible placementYou can mount your amp u...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Canon - RF24-70mm F2.8L IS USM Standard Zoom Lens for EOS R-Series Cameras - Black

Canon
Original price $2,840.99 - Original price $2,840.99
Original price
$2,840.99
$2,840.99 - $2,840.99
Current price $2,840.99

Canon RF mountCompatible with all cameras with the Canon RF mount including Canon EOS R mirorrless cameras.Standard zoom lens for versatile useGet ...

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Original price $2,840.99 - Original price $2,840.99
Original price
$2,840.99
$2,840.99 - $2,840.99
Current price $2,840.99

Sonos - Port Streaming Media Player - Matte Black

Sonos Inc
Original price $547.99 - Original price $547.99
Original price
$547.99
$547.99 - $547.99
Current price $547.99

Use your smartphone as a Sonos remoteDownload the app on your Android or iOS device to send photos music and video to your TV.High-speed wireless c...

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Original price $547.99 - Original price $547.99
Original price
$547.99
$547.99 - $547.99
Current price $547.99

Samsung - T9 Portable SSD 1TB Up to 2000MB/s USB 3.2 Gen2 - Black

Samsung
Original price $276.99 - Original price $276.99
Original price
$276.99
$276.99 - $276.99
Current price $276.99

Setting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...

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Original price $276.99 - Original price $276.99
Original price
$276.99
$276.99 - $276.99
Current price $276.99

Sony - FE 50mm f/1.8 Standard Prime Lens for E-mount Cameras - Black

Sony
Original price $288.99 - Original price $288.99
Original price
$288.99
$288.99 - $288.99
Current price $288.99

Compatible with most Sony E-mount camerasFor use with your existing device.Standard prime lens for versatile useGet the shot you want with this eve...

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Original price $288.99 - Original price $288.99
Original price
$288.99
$288.99 - $288.99
Current price $288.99

Frigidaire - Gallery 26.3 Cu. Ft. 4-Door French Door Refrigerator - Smudge Proof Stainless Steel

Frigidaire
Original price $2,564.99 - Original price $2,564.99
Original price
$2,564.99
$2,564.99 - $2,564.99
Current price $2,564.99

CrispSeal Fresh crispersKeep produce crisp and flavorful for longer. Our 3 advanced technologies block out dry air automatically optimize humidity ...

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Original price $2,564.99 - Original price $2,564.99
Original price
$2,564.99
$2,564.99 - $2,564.99
Current price $2,564.99

HyperX - Pulsefire Mat Gaming Mouse Pad (XL) - Black

HyperX
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Flush anti-fray stitchingThe seamless anti-fray stitched edges provide resistance to daily wear and tear.Densely woven cloth surface tuned for prec...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Logitech - Combo Touch iPad Air 11-inch - Latest Model (M2 M3 M4) iPad Air (5th gen) Keyboard Case with Detachable Keyboard - Sand

Logitech
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

CompatibilityiPad Air 11-inch - Latest Model (M2 M3 M4) iPad Air (5th gen) - A2902 A2903 A2904 A2588 A2589 A2591Use-your-way ModesMultiple use mo...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Cooluli - Glow Beauty 4L Mini Fridge with Mirror LED - White

Cooluli
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Bask in the GlowThe Cooluli Glow-4L mini refrigerator blends style with function. Its mirrored door and adjustable LED ring enhance decor and skinc...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

WORX - Electric Pressure Washer up to 1700 PSI at 1.2 GPM - Black

Worx
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

13-Amp MotorPowerful lightweight compact design delivers 1700 PSI (MAX 1870 PSI) and 1.2 GPM (MAX 1.4 GPM)Spray-Wand W/ Quick-ConnectSpray-wand wit...

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Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

CORSAIR - M55 Wireless FPS Optical Gaming Ambidextrous Mouse with Slipstream Technology - Wireless - Black

Corsair
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Compact Symmetrical ShapeThe streamlined design fits a wide range of hand sizes and grip styles making it easy to control even during fast-paced ga...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

reMarkable Paper Pro - Premium Leather Book Folio for your 11.8'' Paper Tablet - Brown

reMarkable Paper Pro
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Keep your reMarkable Paper Pro safeCreated with function and style in mind Book Folio is made from fine materials and designed exclusively to fit y...

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Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Sanus - In-Wall Power Kit for TV Media In-Wall Box - White

Sanus
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Extends Electrical PowerExtend electrical power from an existing wall outlet to the Sanus TV Media In-Wall Box behind a wall mounted TV without eve...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

ASUS - ROG STRIX X870-F GAMING WIFI (Socket AM5) AMD X870 ATX DDR5 Wi-Fi 7 Motherboard - Black

ASUS
Original price $450.99 - Original price $450.99
Original price
$450.99
$450.99 - $450.99
Current price $450.99

Ready for Advanced AI PCDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 SocketR...

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Original price $450.99 - Original price $450.99
Original price
$450.99
$450.99 - $450.99
Current price $450.99

Sonos - Arc Ultra Soundbar - White

Sonos Inc
Original price $1,202.99 - Original price $1,202.99
Original price
$1,202.99
$1,202.99 - $1,202.99
Current price $1,202.99

Next-level immersionWith an all-new acoustic architecture powered by 14 Sonos-engineered drivers and advanced technologies like Sound Motion Arc Ul...

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Original price $1,202.99 - Original price $1,202.99
Original price
$1,202.99
$1,202.99 - $1,202.99
Current price $1,202.99

Sony - WH-CH520 Wireless Headphone with Microphone - White

Sony
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Listen longer with up to 50-hour battery life and Quick ChargingKeep your music playing all day with a battery life that delivers up to 50 hours of...

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Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

RØDE - WIRELESS MICRO - Ultra Compact Wireless Microphone for USB-C Smartphones - Black

Rode
Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

Ultra-CompactUltra-compact wireless microphone for smartphones with a USB-C connectionEasy to UseIn-built microphones and automatic pairing incred...

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Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

Fujifilm - instax mini Link 3 Smartphone Printer - Clay White

Fujifilm
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Ease of UseCompact lightweight and easy to hold; beautifully textured design. Easily print photos taken with your Smartphone. Requires Smartphone d...

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Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Govee - AI Gaming TV Sync Box Kit 2 with HDMI 2.1 4K144Hz 4-in-1 RGBWIC Lighting for 5565 inch TVs - Multi

Govee
Original price $287.99 - Original price $287.99
Original price
$287.99
$287.99 - $287.99
Current price $287.99

Complete Setup Zero Extra CostConnect up to 4 HDMI 2.1 devices at one time with the Govee AI sync box. Supports the highest refresh rate syncing wi...

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Original price $287.99 - Original price $287.99
Original price
$287.99
$287.99 - $287.99
Current price $287.99

Spotlight Cam Pro Battery with 2K Video and Ring Vision LED Lights Dual-Band Wifi and 3D Motion Detection - White

Ring
Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

Help protect your home with the advanced features of Spotlight Cam Pro including 2K Video with Ring Vision advanced 3D Motion Detection Bird's Eye ...

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Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

WORX - 20V Power Share Cordless 20V 20" 2-in-1 Hedge Trimmer - Black

Worx
Original price $155.99 - Original price $155.99
Original price
$155.99
$155.99 - $155.99
Current price $155.99

2-In-1Trim Up High In The Trees Or Down Low On The Ground. With This Hedge-Trimming Combo You Can Get At Everything In The YardCompact Lightweight...

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Original price $155.99 - Original price $155.99
Original price
$155.99
$155.99 - $155.99
Current price $155.99

Greenworks - Level 2 NEMA 14-50r Hardwired Electric Vehicle (EV) Charger-up to 48 Amps/ 240-Volts with 20-ft Cable - White

Greenworks
Original price $734.99 - Original price $734.99
Original price
$734.99
$734.99 - $734.99
Current price $734.99

Powerful PerformanceLevel 2 EV charging station with fast charging speeds LED charge status indicator and high-power output adjustable amperage set...

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Original price $734.99 - Original price $734.99
Original price
$734.99
$734.99 - $734.99
Current price $734.99

BISSELL - CrossWave OmniFind All-in-One Multi-Surface Cleaner - Black/Titanium

Bissell
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Rigorously tested for real pet messesThis machine excels at vacuuming and mopping up pet fur and tracked-in trails on hard floors and rugs. Its pat...

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Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Whirlpool - 7.4 Cu. Ft. Smart Front Load ENERGY STAR Gas Dryer with Steam Capabilities - Silver

Whirlpool
Original price $1,286.99 - Original price $1,286.99
Original price
$1,286.99
$1,286.99 - $1,286.99
Current price $1,286.99

Steam CapabilitiesSteam-enhanced cycles and options help prevent wrinkles refresh clothes and reduce static. So your clothes come out looking their...

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Original price $1,286.99 - Original price $1,286.99
Original price
$1,286.99
$1,286.99 - $1,286.99
Current price $1,286.99

eufy - eufyCam S3 Pro 2-Outdoor Wireless 4K Solar Powered Security Cameras with HomeBase 3 - White

Eufy
Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Nighttime That's as Bright as DayExperience remarkable day-like image clarity even in ultra-low light conditions without the need for a spotlight. ...

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Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Xbox Series X 1TB All-Digital Console (Disc-Free Gaming) with Xbox Wireless Controller- 4K Gaming - 120FPS - Xbox Series X

Microsoft
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Experience brighter worlds vivid imagery and sharper details with 4K gaming and up to 120 FPS that makes everything feel so real it’s unreal.Quick ...

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Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

NEXT - Precision Thumbstick Multi-Pack for Xbox Series XS and Xbox One Controllers - Multi Color

NEXT
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableI...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Apple - AirPods Max (USB-C) - Blue

Apple
Original price $530.99 - Original price $530.99
Original price
$530.99
$530.99 - $530.99
Current price $530.99

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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Original price $530.99 - Original price $530.99
Original price
$530.99
$530.99 - $530.99
Current price $530.99

Sleeve Folio for reMarkable Paper Pure - Mist Green

ReMarkable
Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

Tailored protectionSleeve Folio is designed to fit reMarkable Paper Pure’s exact shape. The inner layer of soft microfiber makes it easy to slide t...

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Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.