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Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Therabody - WaveDuo - Vibrating Roller Contoured For The Back Neck Spine - Black

Therabody

Contoured to the back spine and neck for safe targeted reliefWaveDuo's ergonomic shape is designed to comfortably apply concentrated pressure to th...

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Original price $127.99 - Original price $127.99
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$127.99
$127.99 - $127.99
Current price $127.99
Original price $239.99 - Original price $239.99
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$239.99
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Current price $239.99

SideTrak - Slide 12.5" IPS LCD FHD Monitor (USB-C) - Black

SideTrak

270 Screen RotationWith its unique rotating hinge this innovative attachable monitor adjusts to your most comfortable viewing angle and allows for ...

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Original price $239.99 - Original price $239.99
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Current price $239.99
Original price $682.99 - Original price $682.99
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$682.99
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Insignia - 61-Bottle Wine Cooler - Stainless steel

Insignia

61-bottle capacityBuilt-in cabinet stores up to 61 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps win...

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Original price $682.99 - Original price $682.99
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$682.99
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Original price $1,049.99 - Original price $1,049.99
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Nikon - NIKKOR Z MC 105mm f/2.8 VR S Macro Lens for Z Series Mirrorless Cameras - Black

Nikon

Compatible with Nikon Z camerasWorks with any Nikon Z camera with Z-bayonet mount.Macro lens for stunning detailBring every detail into view with e...

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Original price $1,049.99 - Original price $1,049.99
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Original price $566.99 - Original price $566.99
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$566.99
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Breville- the Combi Wave 3 in 1 1.1 Cu. Ft. Convection Microwave- Brushed Stainless Steel

Breville

Brushed stainless steel casing provides durability and styleThe exterior offers an attractive complement to your existing kitchen decor.Large 12.4"...

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Original price $566.99 - Original price $566.99
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$566.99
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Original price $900.99 - Original price $900.99
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$900.99
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Frigidaire - 18.3 Cu. Ft. Garage Ready Top-Freezer Refrigerator - Stainless Steel

Frigidaire

Electromechanical controlsMake operation simple.Generous storageIncludes 2 fixed door racks and a full-width glass shelf to create plenty of space ...

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Original price $900.99 - Original price $900.99
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$900.99
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Original price $1,907.99 - Original price $1,907.99
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KitchenAid - 24.8 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

Kitchenaid

PrintShield finishResists smudges and fingerprints. The specialized coating for stainless steel is easy to clean with just water and a soft cloth s...

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Original price $1,907.99 - Original price $1,907.99
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Original price $242.99 - Original price $242.99
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$242.99
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NVIDIA SHIELD Android TV Pro 16GB 4K HDR Google Assistant GeForce NOW Black

Nvidia

GeForce NOW Cloud GamingGeForce NOW instantly transforms SHIELD TV into a powerful PC gaming rig. Play over 1000+ titles and nearly 100 of the bigg...

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Original price $242.99 - Original price $242.99
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$242.99
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Current price $242.99
Original price $78.99 - Original price $78.99
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$78.99
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Mount-It - Single Monitor Desk Mount up to 32" - Silver

Mount-It!

Wide Compatibility and CapacityCompatible with VESA patterns of 75mm x 75mm and 100mm x 100mm and supports displays with screens up to 32" and up t...

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Original price $78.99 - Original price $78.99
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$78.99
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Original price $115.99 - Original price $115.99
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$115.99
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Vornadobaby - Tempa Nursery Space Heater - White

Vornadobaby

Designed to PerformWith Tempa you can take comfort in the fact that you have a product that fits your baby's needs. Tempa gently heats all of the a...

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Original price $115.99 - Original price $115.99
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$115.99
$115.99 - $115.99
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Original price $1,808.99 - Original price $1,808.99
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$1,808.99
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Apple - Studio Display - Standard glass - Tilt-adjustable stand - Silver

Apple

Immersive 27-inch 5K Retina display with 600 nits of brightness support for one billion colors and P3 wide color12MP Ultra Wide camera with Center ...

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Original price $1,808.99 - Original price $1,808.99
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Original price $165.99 - Original price $165.99
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$165.99
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Apple - Pencil (2nd Generation) - White

Apple

Intuitive precise and magical the new Apple Pencil for iPad Pro makes note-taking writing and drawing even better. Apple Pencil magnetically attach...

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Original price $165.99 - Original price $165.99
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$165.99
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Original price $636.99 - Original price $636.99
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$636.99
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NewAir - Freestanding 28 Bottle Dual Zone Compressor Wine Fridge with Adjustable Racks and Exterior Digital Thermostat - Stainless Steel

Newair

Ideal CapacityHolds 28 standard bottles.Dual zonePreserve your entire collection at the perfect temperature in one place.Double pane insulating gla...

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Original price $636.99 - Original price $636.99
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$636.99
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Original price $304.99 - Original price $304.99
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$304.99
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ViewSonic - VG2456 24" IPS LED FHD Monitor (DisplayPort HDMI USB) - Black

ViewSonic

24" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.178 horizontal and vertical viewing anglesAllow vi...

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Original price $304.99 - Original price $304.99
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$304.99
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Current price $304.99
Original price $2,429.99 - Original price $2,429.99
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$2,429.99
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Current price $2,429.99

NIKKOR Z 14-24mm f/2.8 S Zoom Lens for Nikon Z Cameras - Black

Nikon

Compatible with Nikon Z CamerasWorks with any mirrorless camera with a Nikon Z mount.Ultrawide ZoomAllows you to capture a wide field of view for s...

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Original price $2,429.99 - Original price $2,429.99
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$2,429.99
$2,429.99 - $2,429.99
Current price $2,429.99
Original price $552.99 - Original price $552.99
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$552.99
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Current price $552.99

GE - 24" Front Control Built-In Plastic Tub Dishwasher with Steam - Stainless Steel

GE

Reliable PerformanceThis American made dishwasher is durable long-lasting and dependable. Its consistent performance will give you totally clean an...

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Original price $552.99 - Original price $552.99
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$552.99
$552.99 - $552.99
Current price $552.99
Original price $823.99 - Original price $823.99
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$823.99
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GE - 4.8 Cu. Ft. Freestanding Gas Range - White

GE

13000 BTU burnerDelivers a wide range of heat output ideal for most cooking requirementsBig view windowLarge clear window makes checking food easyP...

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Original price $823.99 - Original price $823.99
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Original price $337.99 - Original price $337.99
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$337.99
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Current price $337.99

Thrustmaster - T248 Racing Wheel and Magnetic Pedals for Xbox Series XS and PC - Black

Thrustmaster

DesignPremium design with leather wrapping on the outer-facing portion of the wheelAction buttonsUp to 25 action buttons including 2 dual-position ...

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Original price $337.99 - Original price $337.99
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$337.99
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Original price $139.99 - Original price $139.99
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$139.99
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Current price $139.99

JOBY - RangePod Tripod for Camera and Vlogging - Red

Joby

Perfect for content creatorsA full size tripod kit for vlogging filmmaking streaming Tik Tok and YouTubeFor use with your existing deviceIncluded S...

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Original price $139.99 - Original price $139.99
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$139.99
$139.99 - $139.99
Current price $139.99
Original price $210.99 - Original price $210.99
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$210.99
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Current price $210.99

Epson - Universal Projector Ceiling Mount Kit - White

Epson

Universal interfaceOffers compatibility with most projectors.UL safety certifiedTested for strength and mounting structure integrity.Precise projec...

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Original price $210.99 - Original price $210.99
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$210.99
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Current price $210.99
Original price $3,320.99 - Original price $3,320.99
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$3,320.99
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Current price $3,320.99

GE - 27" Single Electric Wall Oven with Built-In Microwave - Stainless steel

General Electric

Fit GuaranteeReplacing a similar wall oven from GE or another brand GE wall ovens are guaranteed for an exact fit to make replacement easy. See o...

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Original price $3,320.99 - Original price $3,320.99
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$3,320.99
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Original price $284.99 - Original price $284.99
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$284.99
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JBL LCT 81C/T - speaker

JBL Professional

JBL LCT 81C/T - Speaker - 40 Watt (grille color - white)

Original price $284.99 - Original price $284.99
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$284.99
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Original price $597.99 - Original price $597.99
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$597.99
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50IN CRYSTAL UHDDISPLAY 300 NIT 16/7

Samsung

50IN CRYSTAL UHDDISPLAY 300 NIT 16/7

Original price $597.99 - Original price $597.99
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$597.99
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Original price $3,540.99 - Original price $3,540.99
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Current price $3,540.99

Epson BrightLink Pro 1485Fi Interactive - 3LCD projector - Wi-Fi/LAN

Epson

Epson BrightLink Pro 1485Fi Interactive - 3LCD projector - 5000 lumens (white) - Full HD (1920 x 1080) - 169 - 1080p - Wi-Fi/LAN

Original price $3,540.99 - Original price $3,540.99
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$3,540.99
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Original price $163.99 - Original price $163.99
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$163.99
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Current price $163.99

Cuisinart - Custom Classic Toaster Oven Broiler 0.5 cu. ft - Stainless Steel

Cuisinart

Simple operationRubberized easy-grip dials make it easy to select functions.Evenly toast foodsThe Always Even shade control monitors the temperatur...

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Original price $163.99 - Original price $163.99
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$163.99
$163.99 - $163.99
Current price $163.99
Original price $378.99 - Original price $378.99
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$378.99
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Current price $378.99

Crucial - P310 4TB Internal SSD PCIe Gen 4 x4 NVMe M.2

Crucial

Shift up to Gen4 speedBuilt with Micron Advanced 3D NAND P310 Gen4 SSDs offer blazing fast sequential reads up to 7100MB/s — 2x faster than the pre...

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Original price $378.99 - Original price $378.99
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$378.99
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Current price $378.99
Original price $69.99 - Original price $69.99
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$69.99
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Current price $69.99

SteelSeries - QcK Performance Gaming Mouse Pad XL - Speed - Black

Steel Series

Designed For Your PlaystyleThe first collection of premium mousepads designed to match your playstyle. Speed balance and control. Friction or glide...

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Original price $69.99 - Original price $69.99
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$69.99
$69.99 - $69.99
Current price $69.99
Original price $228.99 - Original price $228.99
Original price
$228.99
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Current price $228.99

Bowers Wilkins - Pi6 True Wireless Noise Cancelling In-Ear Earbuds - Forest Green

B&W North America

True Wireless EarphonesBowers Wilkins Pi6 Wireless Earbuds deliver high-resolution audio with a true 24-bit connection and aptX Adaptive technolog...

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Original price $228.99 - Original price $228.99
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$228.99
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Current price $228.99
Original price $284.99 - Original price $284.99
Original price
$284.99
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Current price $284.99

MSI - MAG B850 TOMAHAWK MAX WIFI (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black

MSI

Processor compatibilitySupports AMD Ryzen 9000/7000 Series Desktop Processor Socket AM5Speed (memory speed supported)4 DIMMs Dual Channel DDR5-8400...

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Original price $284.99 - Original price $284.99
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$284.99
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Current price $284.99
Original price $159.99 - Original price $159.99
Original price
$159.99
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Current price $159.99

NETGEAR - AX3000 Dual-Band Wi-Fi 6 Wall Plug Range Extender - White

NETGEAR

Wi-Fi mesh extenderExtends Wi-Fi coverage by 1500 sq. ft. creating a mesh network; connects up to 20+ devices. Ideal for small to medium-sized home...

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Original price $159.99 - Original price $159.99
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$159.99
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Current price $159.99
Original price $186.99 - Original price $186.99
Original price
$186.99
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Current price $186.99

Nacon - Revolution 5 Pro Wireless Controller for PS5 PS4 and PC - Field Camo

Nacon

Wireless controlUSB wireless adapter for PS5 PS4 and PC and up to 10 hours of battery powered gaming. Use wired mode for competitive play with incl...

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Original price $186.99 - Original price $186.99
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$186.99
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Current price $186.99
Original price $228.99 - Original price $228.99
Original price
$228.99
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Current price $228.99

Bowers Wilkins - Pi6 True Wireless Noise Cancelling In-Ear Earbuds - Storm Grey

B&W North America

True Wireless EarphonesBowers Wilkins Pi6 Wireless Earbuds deliver high-resolution audio with a true 24-bit connection and aptX Adaptive technolog...

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Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99
Original price $194.99 - Original price $194.99
Original price
$194.99
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Current price $194.99

Nacon - Revolution X Unlimited Wireless Controller for Xbox PC - Black

Nacon

Instant TriggersAdjustable instant triggers with micro-switch componentsMechanical PrecisionMicro-switch components for ultra-responsive gameplay. ...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99
Original price $1,660.99 - Original price $1,660.99
Original price
$1,660.99
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Current price $1,660.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Silver

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,660.99 - Original price $1,660.99
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$1,660.99
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Current price $1,660.99
Original price $156.99 - Original price $156.99
Original price
$156.99
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Current price $156.99

Oladance - OWS 2 Wearable Stereo True Wireless Open Ear Headphones - Martian Orange

Oladance

Wearable StereosOWS 2 lets you feel that the sound is coming from everywhere outside in a natural way a totally different listening experience with...

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Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99
Original price $400.99 - Original price $400.99
Original price
$400.99
$400.99 - $400.99
Current price $400.99

Insignia - 29 Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel Look

Insignia

3.3 cu. ft. capacityStores up to 29 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine at your chose...

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Original price $400.99 - Original price $400.99
Original price
$400.99
$400.99 - $400.99
Current price $400.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.