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Therabody - WaveDuo - Vibrating Roller Contoured For The Back Neck Spine - Black
TherabodyContoured to the back spine and neck for safe targeted reliefWaveDuo's ergonomic shape is designed to comfortably apply concentrated pressure to th...
View full detailsSideTrak - Slide 12.5" IPS LCD FHD Monitor (USB-C) - Black
SideTrak270 Screen RotationWith its unique rotating hinge this innovative attachable monitor adjusts to your most comfortable viewing angle and allows for ...
View full detailsInsignia - 61-Bottle Wine Cooler - Stainless steel
Insignia61-bottle capacityBuilt-in cabinet stores up to 61 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps win...
View full detailsNikon - NIKKOR Z MC 105mm f/2.8 VR S Macro Lens for Z Series Mirrorless Cameras - Black
NikonCompatible with Nikon Z camerasWorks with any Nikon Z camera with Z-bayonet mount.Macro lens for stunning detailBring every detail into view with e...
View full detailsBreville- the Combi Wave 3 in 1 1.1 Cu. Ft. Convection Microwave- Brushed Stainless Steel
BrevilleBrushed stainless steel casing provides durability and styleThe exterior offers an attractive complement to your existing kitchen decor.Large 12.4"...
View full detailsFrigidaire - 18.3 Cu. Ft. Garage Ready Top-Freezer Refrigerator - Stainless Steel
FrigidaireElectromechanical controlsMake operation simple.Generous storageIncludes 2 fixed door racks and a full-width glass shelf to create plenty of space ...
View full detailsKitchenAid - 24.8 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel
KitchenaidPrintShield finishResists smudges and fingerprints. The specialized coating for stainless steel is easy to clean with just water and a soft cloth s...
View full detailsNVIDIA SHIELD Android TV Pro 16GB 4K HDR Google Assistant GeForce NOW Black
NvidiaGeForce NOW Cloud GamingGeForce NOW instantly transforms SHIELD TV into a powerful PC gaming rig. Play over 1000+ titles and nearly 100 of the bigg...
View full detailsMount-It - Single Monitor Desk Mount up to 32" - Silver
Mount-It!Wide Compatibility and CapacityCompatible with VESA patterns of 75mm x 75mm and 100mm x 100mm and supports displays with screens up to 32" and up t...
View full detailsVornadobaby - Tempa Nursery Space Heater - White
VornadobabyDesigned to PerformWith Tempa you can take comfort in the fact that you have a product that fits your baby's needs. Tempa gently heats all of the a...
View full detailsApple - Studio Display - Standard glass - Tilt-adjustable stand - Silver
AppleImmersive 27-inch 5K Retina display with 600 nits of brightness support for one billion colors and P3 wide color12MP Ultra Wide camera with Center ...
View full detailsApple - Pencil (2nd Generation) - White
AppleIntuitive precise and magical the new Apple Pencil for iPad Pro makes note-taking writing and drawing even better. Apple Pencil magnetically attach...
View full detailsNewAir - Freestanding 28 Bottle Dual Zone Compressor Wine Fridge with Adjustable Racks and Exterior Digital Thermostat - Stainless Steel
NewairIdeal CapacityHolds 28 standard bottles.Dual zonePreserve your entire collection at the perfect temperature in one place.Double pane insulating gla...
View full detailsViewSonic - VG2456 24" IPS LED FHD Monitor (DisplayPort HDMI USB) - Black
ViewSonic24" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.178 horizontal and vertical viewing anglesAllow vi...
View full detailsNIKKOR Z 14-24mm f/2.8 S Zoom Lens for Nikon Z Cameras - Black
NikonCompatible with Nikon Z CamerasWorks with any mirrorless camera with a Nikon Z mount.Ultrawide ZoomAllows you to capture a wide field of view for s...
View full detailsGE - 24" Front Control Built-In Plastic Tub Dishwasher with Steam - Stainless Steel
GEReliable PerformanceThis American made dishwasher is durable long-lasting and dependable. Its consistent performance will give you totally clean an...
View full detailsGE - 4.8 Cu. Ft. Freestanding Gas Range - White
GE13000 BTU burnerDelivers a wide range of heat output ideal for most cooking requirementsBig view windowLarge clear window makes checking food easyP...
View full detailsThrustmaster - T248 Racing Wheel and Magnetic Pedals for Xbox Series XS and PC - Black
ThrustmasterDesignPremium design with leather wrapping on the outer-facing portion of the wheelAction buttonsUp to 25 action buttons including 2 dual-position ...
View full detailsJOBY - RangePod Tripod for Camera and Vlogging - Red
JobyPerfect for content creatorsA full size tripod kit for vlogging filmmaking streaming Tik Tok and YouTubeFor use with your existing deviceIncluded S...
View full detailsEpson - Universal Projector Ceiling Mount Kit - White
EpsonUniversal interfaceOffers compatibility with most projectors.UL safety certifiedTested for strength and mounting structure integrity.Precise projec...
View full detailsGE - 27" Single Electric Wall Oven with Built-In Microwave - Stainless steel
General ElectricFit GuaranteeReplacing a similar wall oven from GE or another brand GE wall ovens are guaranteed for an exact fit to make replacement easy. See o...
View full detailsJBL LCT 81C/T - speaker
JBL ProfessionalJBL LCT 81C/T - Speaker - 40 Watt (grille color - white)
50IN CRYSTAL UHDDISPLAY 300 NIT 16/7
Samsung50IN CRYSTAL UHDDISPLAY 300 NIT 16/7
Epson BrightLink Pro 1485Fi Interactive - 3LCD projector - Wi-Fi/LAN
EpsonEpson BrightLink Pro 1485Fi Interactive - 3LCD projector - 5000 lumens (white) - Full HD (1920 x 1080) - 169 - 1080p - Wi-Fi/LAN
Cuisinart - Custom Classic Toaster Oven Broiler 0.5 cu. ft - Stainless Steel
CuisinartSimple operationRubberized easy-grip dials make it easy to select functions.Evenly toast foodsThe Always Even shade control monitors the temperatur...
View full detailsCrucial - P310 4TB Internal SSD PCIe Gen 4 x4 NVMe M.2
CrucialShift up to Gen4 speedBuilt with Micron Advanced 3D NAND P310 Gen4 SSDs offer blazing fast sequential reads up to 7100MB/s — 2x faster than the pre...
View full detailsSteelSeries - QcK Performance Gaming Mouse Pad XL - Speed - Black
Steel SeriesDesigned For Your PlaystyleThe first collection of premium mousepads designed to match your playstyle. Speed balance and control. Friction or glide...
View full detailsBowers Wilkins - Pi6 True Wireless Noise Cancelling In-Ear Earbuds - Forest Green
B&W North AmericaTrue Wireless EarphonesBowers Wilkins Pi6 Wireless Earbuds deliver high-resolution audio with a true 24-bit connection and aptX Adaptive technolog...
View full detailsMSI - MAG B850 TOMAHAWK MAX WIFI (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black
MSIProcessor compatibilitySupports AMD Ryzen 9000/7000 Series Desktop Processor Socket AM5Speed (memory speed supported)4 DIMMs Dual Channel DDR5-8400...
View full detailsNETGEAR - AX3000 Dual-Band Wi-Fi 6 Wall Plug Range Extender - White
NETGEARWi-Fi mesh extenderExtends Wi-Fi coverage by 1500 sq. ft. creating a mesh network; connects up to 20+ devices. Ideal for small to medium-sized home...
View full detailsNacon - Revolution 5 Pro Wireless Controller for PS5 PS4 and PC - Field Camo
NaconWireless controlUSB wireless adapter for PS5 PS4 and PC and up to 10 hours of battery powered gaming. Use wired mode for competitive play with incl...
View full detailsBowers Wilkins - Pi6 True Wireless Noise Cancelling In-Ear Earbuds - Storm Grey
B&W North AmericaTrue Wireless EarphonesBowers Wilkins Pi6 Wireless Earbuds deliver high-resolution audio with a true 24-bit connection and aptX Adaptive technolog...
View full detailsNacon - Revolution X Unlimited Wireless Controller for Xbox PC - Black
NaconInstant TriggersAdjustable instant triggers with micro-switch componentsMechanical PrecisionMicro-switch components for ultra-responsive gameplay. ...
View full detailsApple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Silver
ApplePERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...
View full detailsOladance - OWS 2 Wearable Stereo True Wireless Open Ear Headphones - Martian Orange
OladanceWearable StereosOWS 2 lets you feel that the sound is coming from everywhere outside in a natural way a totally different listening experience with...
View full detailsInsignia - 29 Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel Look
Insignia3.3 cu. ft. capacityStores up to 29 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine at your chose...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.