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Smart Watches

  • Original price $910.99 - Original price $910.99
    Original price
    $910.99
    $910.99 - $910.99
    Current price $910.99

    Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Small - Black

    Apple

    WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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    Original price $910.99 - Original price $910.99
    Original price
    $910.99
    $910.99 - $910.99
    Current price $910.99
  • Original price $527.99 - Original price $527.99
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    $527.99
    $527.99 - $527.99
    Current price $527.99

    Apple Watch Series 10 (GPS+Cellular) 42mm Aluminum Case with Plum Sport Loop - Rose Gold

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

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    Original price $527.99 - Original price $527.99
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    $527.99
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    Current price $527.99
  • Original price $613.99 - Original price $613.99
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    $613.99
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    Current price $613.99

    Apple Watch Series 10 (GPS+Cellular) 46mm Aluminum Case with Black Sport Band - M/L - Jet Black

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

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    Original price $613.99 - Original price $613.99
    Original price
    $613.99
    $613.99 - $613.99
    Current price $613.99
  • Original price $858.99 - Original price $858.99
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    $858.99
    $858.99 - $858.99
    Current price $858.99

    Apple Watch Ultra 2 GPS + Cellular 49mm Titanium Case with Indigo Alpine Loop  (Medium) - Silver

    Apple

    WHY APPLE WATCH ULTRA 2—Rugged capable and built to meet the demands of endurance athletes outdoor adventurers and water sports enthusiasts—with a ...

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    Original price $858.99 - Original price $858.99
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    $858.99
    $858.99 - $858.99
    Current price $858.99
  • Original price $555.99 - Original price $555.99
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    $555.99
    $555.99 - $555.99
    Current price $555.99

    Apple Watch Series 9 GPS + Cellular 45mm Aluminum Case with Midnight Sport Band (Small/Medium) - Midnight

    Apple

    WHY APPLE WATCH SERIES 9—Your essential companion for a healthy life is now even more powerful. The S9 chip enables a superbright display and a mag...

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    Original price $555.99 - Original price $555.99
    Original price
    $555.99
    $555.99 - $555.99
    Current price $555.99
  • Original price $127.99 - Original price $127.99
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    $127.99
    $127.99 - $127.99
    Current price $127.99

    Apple - loop for smart watch - 45 mm

    Apple

    Made from a durable microtwill the FineWoven material has a soft suedelike feel. It was also designed with the earth in mind—made from 68 post-cons...

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    Original price $127.99 - Original price $127.99
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    $127.99
    $127.99 - $127.99
    Current price $127.99
  • Original price $445.99 - Original price $445.99
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    Current price $445.99

    Apple Watch Series 9 GPS 45mm Aluminum Case with Starlight Sport Loop - Starlight

    Apple

    WHY APPLE WATCH SERIES 9—Your essential companion for a healthy life is now even more powerful. The S9 chip enables a superbright display and a mag...

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    Original price $445.99 - Original price $445.99
    Original price
    $445.99
    $445.99 - $445.99
    Current price $445.99
  • Original price $127.99 - Original price $127.99
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    $127.99
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    Current price $127.99

    Apple - strap for smart watch - 49mm

    Apple

    For extra length an extension kit is sold separately enabling you to wear the Ocean Band even over your thickest wetsuit.

    Original price $127.99 - Original price $127.99
    Original price
    $127.99
    $127.99 - $127.99
    Current price $127.99
  • Original price $613.99 - Original price $613.99
    Original price
    $613.99
    $613.99 - $613.99
    Current price $613.99

    Apple Watch Series 9 GPS + Cellular 45mm Aluminum Case with Midnight Sport Band (Small/Medium) - Midnight

    Apple

    WHY APPLE WATCH SERIES 9—Your essential companion for a healthy life is now even more powerful. The S9 chip enables a superbright display and a mag...

    View full details
    Original price $613.99 - Original price $613.99
    Original price
    $613.99
    $613.99 - $613.99
    Current price $613.99
  • Original price $910.99 - Original price $910.99
    Original price
    $910.99
    $910.99 - $910.99
    Current price $910.99

    Apple Watch Ultra 2 GPS + Cellular 49mm Titanium Case with Indigo Alpine Loop  (Medium) - Titanium

    Apple

    WHY APPLE WATCH ULTRA 2—Rugged capable and built to meet the demands of endurance athletes outdoor adventurers and water sports enthusiasts—with a ...

    View full details
    Original price $910.99 - Original price $910.99
    Original price
    $910.99
    $910.99 - $910.99
    Current price $910.99
  • Original price $466.99 - Original price $466.99
    Original price
    $466.99
    $466.99 - $466.99
    Current price $466.99

    Apple Watch Series 9 GPS 41mm Aluminum Case with Midnight Sport Loop - Midnight

    Apple

    WHY APPLE WATCH SERIES 9—Your essential companion for a healthy life is now even more powerful. The S9 chip enables a superbright display and a mag...

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    Original price $466.99 - Original price $466.99
    Original price
    $466.99
    $466.99 - $466.99
    Current price $466.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.