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  • Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99

    11-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi 256GB - Blue

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99
  • Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99

    11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 256GB - Purple

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99
  • Original price $689.99 - Original price $689.99
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    $689.99
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    Current price $689.99

    11-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi 128GB - Starlight

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99
  • Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99

    11-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi 128GB - Purple

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99
  • Original price $1,929.99 - Original price $1,929.99
    Original price
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    $1,929.99 - $1,929.99
    Current price $1,929.99

    13-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi + Cellular 512GB with OLED - Silver (Unlocked)

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,929.99 - Original price $1,929.99
    Original price
    $1,929.99
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    Current price $1,929.99
  • Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99

    11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Blue

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99
  • Original price $1,703.99 - Original price $1,703.99
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    Current price $1,703.99

    13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 512GB with OLED - Silver

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,703.99 - Original price $1,703.99
    Original price
    $1,703.99
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    Current price $1,703.99
  • Original price $2,605.99 - Original price $2,605.99
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    Current price $2,605.99

    11-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi + Cellular 2TB with OLED Nano Texture Glass - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,605.99 - Original price $2,605.99
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    $2,605.99
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    Current price $2,605.99
  • Original price $914.99 - Original price $914.99
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    $914.99
    $914.99 - $914.99
    Current price $914.99

    13-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi 128GB - Purple

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $914.99 - Original price $914.99
    Original price
    $914.99
    $914.99 - $914.99
    Current price $914.99
  • Original price $1,196.99 - Original price $1,196.99
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    $1,196.99
    $1,196.99 - $1,196.99
    Current price $1,196.99

    13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,196.99 - Original price $1,196.99
    Original price
    $1,196.99
    $1,196.99 - $1,196.99
    Current price $1,196.99
  • Original price $1,196.99 - Original price $1,196.99
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    $1,196.99
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    Current price $1,196.99

    13-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi + Cellular 256GB - Purple (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,196.99 - Original price $1,196.99
    Original price
    $1,196.99
    $1,196.99 - $1,196.99
    Current price $1,196.99
  • Original price $1,422.99 - Original price $1,422.99
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    $1,422.99
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    Current price $1,422.99

    11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Purple (Unlocked)

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,422.99 - Original price $1,422.99
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    $1,422.99
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    Current price $1,422.99
  • Original price $1,027.99 - Original price $1,027.99
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    $1,027.99
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    Current price $1,027.99

    13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 256GB - Blue

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,027.99 - Original price $1,027.99
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    $1,027.99
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    Current price $1,027.99
  • Original price $2,154.99 - Original price $2,154.99
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    $2,154.99
    $2,154.99 - $2,154.99
    Current price $2,154.99

    11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB with OLED Nano Texture Glass - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,154.99 - Original price $2,154.99
    Original price
    $2,154.99
    $2,154.99 - $2,154.99
    Current price $2,154.99
  • Original price $318.99 - Original price $318.99
    Original price
    $318.99
    $318.99 - $318.99
    Current price $318.99

    Microsoft Surface Dock - docking station - Thunderbolt 4 - 3 x Thunderbolt - 1GbE 2.5GbE

    Microsoft

    Microsoft Surface Dock - Docking station - Thunderbolt 4 - 3 x Thunderbolt - 1GbE 2.5GbE - 165 Watt

    Original price $318.99 - Original price $318.99
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    $318.99
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    Current price $318.99
  • Original price $250.99 - Original price $250.99
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    $250.99
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    Current price $250.99

    Samsung - Galaxy Tab A9+ 11" 256GB - Wi-Fi - Graphite

    Samsung

    Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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    Original price $250.99 - Original price $250.99
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    $250.99
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    Current price $250.99
  • Original price $270.99 - Original price $270.99
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    $270.99
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    Current price $270.99

    Samsung - Galaxy Tab A9+ Kids Edition 11" 64GB with Puffy Cover - Wi-Fi - Yellow

    Samsung

    Loved by kids. Trusted by parents.Give your kids a safe place to learn and play with the Samsung Kids app5. Kids will love a wide variety of playfu...

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    Original price $270.99 - Original price $270.99
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    $270.99
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    Current price $270.99
  • Original price $352.99 - Original price $352.99
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    $352.99
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    Current price $352.99

    Samsung - SM-X510NZAAXAR - Galaxy Tab S9 FE - 10.9" 128GB - Wi-Fi - with S-Pen - Gray

    Samsung

    A screen for all your adventuresStart every adventure with a large beautiful 10.9" screen.Whether you’re a multitasker a gamer or a devoted movie w...

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    Original price $352.99 - Original price $352.99
    Original price
    $352.99
    $352.99 - $352.99
    Current price $352.99
  • Original price $1,886.99 - Original price $1,886.99
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    $1,886.99
    $1,886.99 - $1,886.99
    Current price $1,886.99

    Apple - 13-inch iPad Pro M4 chip Wi-Fi + Cellular 512GB with OLED - Silver (Unlocked)

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,886.99 - Original price $1,886.99
    Original price
    $1,886.99
    $1,886.99 - $1,886.99
    Current price $1,886.99
  • Original price $248.99 - Original price $248.99
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    $248.99
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    Current price $248.99

    Samsung Galaxy Tab A9+ - tablet - Android 14 - 128 GB - 11"

    Samsung

    Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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    Original price $248.99 - Original price $248.99
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    $248.99
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    Current price $248.99
  • Original price $165.99 - Original price $165.99
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    $165.99
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    Current price $165.99

    Lenovo Tab M11 11" Tablet 128GB - Storm Grey

    Lenovo

    Vivid Play11" 1920x 1200 90Hz Netflix HD certified Quad speakers with Dolby AtmosLearn SmarterCompatible Lenovo Tab Pen for note-taking drawing and...

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    Original price $165.99 - Original price $165.99
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    $165.99
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    Current price $165.99
  • Original price $1,740.99 - Original price $1,740.99
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    $1,740.99
    $1,740.99 - $1,740.99
    Current price $1,740.99

    Apple - 11-inch iPad Pro M4 chip Wi-Fi 1TB with OLED - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,740.99 - Original price $1,740.99
    Original price
    $1,740.99
    $1,740.99 - $1,740.99
    Current price $1,740.99
  • Original price $2,519.99 - Original price $2,519.99
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    $2,519.99
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    Current price $2,519.99

    Apple - 11-inch iPad Pro M4 chip Wi-Fi + Cellular 2TB with OLED Nano Texture Glass - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,519.99 - Original price $2,519.99
    Original price
    $2,519.99
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    Current price $2,519.99
  • Original price $2,068.99 - Original price $2,068.99
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    $2,068.99
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    Current price $2,068.99

    Apple - 11-inch iPad Pro M4 chip Wi-Fi + Cellular 1TB with OLED Nano Texture Glass - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $2,068.99 - Original price $2,068.99
    Original price
    $2,068.99
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    Current price $2,068.99
  • Original price $2,388.99 - Original price $2,388.99
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    $2,388.99
    $2,388.99 - $2,388.99
    Current price $2,388.99

    Apple - 12.9-Inch iPad Pro (6th Generation) M2 chip Wi-Fi - 2TB - Silver

    Apple

    Brilliant 12.9-inch Liquid Retina XDR display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10M...

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    Original price $2,388.99 - Original price $2,388.99
    Original price
    $2,388.99
    $2,388.99 - $2,388.99
    Current price $2,388.99
  • Original price $154.99 - Original price $154.99
    Original price
    $154.99
    $154.99 - $154.99
    Current price $154.99

    Lenovo Tab M11 11" Tablet 64GB - Storm Grey

    Lenovo

    Vivid Play11" 1920x 1200 90Hz Netflix HD certified Quad speakers with Dolby AtmosLearn SmarterCompatible Lenovo Tab Pen for note-taking drawing and...

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    Original price $154.99 - Original price $154.99
    Original price
    $154.99
    $154.99 - $154.99
    Current price $154.99
  • Original price $429.99 - Original price $429.99
    Original price
    $429.99
    $429.99 - $429.99
    Current price $429.99

    Samsung - Galaxy Tab S9 FE - 10.9" 256GB - Wi-Fi - with S-Pen - Gray

    Samsung

    A screen for all your adventuresStart every adventure with a large beautiful 10.9" screen.Whether you’re a multitasker a gamer or a devoted movie w...

    View full details
    Original price $429.99 - Original price $429.99
    Original price
    $429.99
    $429.99 - $429.99
    Current price $429.99
  • Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99

    Apple - 11-inch iPad Air M2 chip Wi-Fi 256GB - Purple

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99
  • Original price $2,064.99 - Original price $2,064.99
    Original price
    $2,064.99
    $2,064.99 - $2,064.99
    Current price $2,064.99

    Apple - 11-Inch iPad Pro (4th Generation) M2 chip Wi-Fi - 2TB - Space Gray

    Apple

    Brilliant 11-inch Liquid Retina display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10MP Ultr...

    View full details
    Original price $2,064.99 - Original price $2,064.99
    Original price
    $2,064.99
    $2,064.99 - $2,064.99
    Current price $2,064.99
  • Original price $672.99 - Original price $672.99
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    $672.99
    $672.99 - $672.99
    Current price $672.99

    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi + Cellular - 256GB - Silver (Unlocked)

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $672.99 - Original price $672.99
    Original price
    $672.99
    $672.99 - $672.99
    Current price $672.99
  • Original price $2,064.99 - Original price $2,064.99
    Original price
    $2,064.99
    $2,064.99 - $2,064.99
    Current price $2,064.99

    Apple - 11-Inch iPad Pro (4th Generation) M2 chip Wi-Fi - 2TB - Silver

    Apple

    Brilliant 11-inch Liquid Retina display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10MP Ultr...

    View full details
    Original price $2,064.99 - Original price $2,064.99
    Original price
    $2,064.99
    $2,064.99 - $2,064.99
    Current price $2,064.99
  • Original price $1,740.99 - Original price $1,740.99
    Original price
    $1,740.99
    $1,740.99 - $1,740.99
    Current price $1,740.99

    Apple - 11-inch iPad Pro M4 chip Wi-Fi 1TB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,740.99 - Original price $1,740.99
    Original price
    $1,740.99
    $1,740.99 - $1,740.99
    Current price $1,740.99
  • Original price $1,632.99 - Original price $1,632.99
    Original price
    $1,632.99
    $1,632.99 - $1,632.99
    Current price $1,632.99

    Apple - 11-Inch iPad Pro (4th Generation) M2 chip Wi-Fi - 1TB - Silver

    Apple

    Brilliant 11-inch Liquid Retina display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10MP Ultr...

    View full details
    Original price $1,632.99 - Original price $1,632.99
    Original price
    $1,632.99
    $1,632.99 - $1,632.99
    Current price $1,632.99
  • Original price $2,388.99 - Original price $2,388.99
    Original price
    $2,388.99
    $2,388.99 - $2,388.99
    Current price $2,388.99

    Apple - 12.9-Inch iPad Pro (6th Generation) M2 chip Wi-Fi - 2TB - Space Gray

    Apple

    Brilliant 12.9-inch Liquid Retina XDR display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10M...

    View full details
    Original price $2,388.99 - Original price $2,388.99
    Original price
    $2,388.99
    $2,388.99 - $2,388.99
    Current price $2,388.99
  • Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99

    Apple - 11-inch iPad Air M2 chip Wi-Fi 128GB - Blue

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99
  • Original price $914.99 - Original price $914.99
    Original price
    $914.99
    $914.99 - $914.99
    Current price $914.99

    Apple - 13-inch iPad Air M2 chip Wi-Fi 128GB - Blue

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $914.99 - Original price $914.99
    Original price
    $914.99
    $914.99 - $914.99
    Current price $914.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.