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Treadmills

Rent To Own Treadmills – Run Toward Your Fitness Goals with Flexible Financing

Reach your fitness goals from the comfort of your home with high-quality treadmills from Finance My Cart. Whether you're walking, jogging, or running, we offer top brands like Sole, ProForm, and NordicTrack. With our rent-to-own and buy now, pay later payment plans, you can get started on your fitness journey without the upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Stay active and healthy with flexible financing that works for you!

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ProForm Carbon TLX Treadmill - Black
$1,209.99 - $1,209.99
$1,209.99
$1,209.99 - $1,209.99
$1,209.99

ProForm Carbon TLX Treadmill - Black

Proform

Powered by iFITGet more out of ProForm with iFIT — access over 10000 workouts and smart features for a personalized experience. Get coaching by exp...

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$1,209.99 - $1,209.99
$1,209.99
$1,209.99 - $1,209.99
$1,209.99
ProForm Carbon TL Treadmill - Black
$792.99 - $792.99
$792.99
$792.99 - $792.99
$792.99

ProForm Carbon TL Treadmill - Black

Proform

Powered by iFITGet more out of ProForm with iFIT — access over 10000 workouts and smart features for a personalized interactive training experience...

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$792.99 - $792.99
$792.99
$792.99 - $792.99
$792.99
NordicTrack T 6.5 S; Treadmill for Running and Walking with 5 Display and SpaceSaver Design - Black
$1,000.99 - $1,000.99
$1,000.99
$1,000.99 - $1,000.99
$1,000.99

NordicTrack T 6.5 S; Treadmill for Running and Walking with 5 Display and SpaceSaver Design - Black

Nordictrack

30-Day iFIT Family Membership IncludedStream on-demand workouts on your equipment with Global Workouts Studio Classes; Add up to 5 users; Elite tr...

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$1,000.99 - $1,000.99
$1,000.99
$1,000.99 - $1,000.99
$1,000.99
NordicTrack T Series 5 Starter Treadmill for Real Results - Black
$774.99 - $774.99
$774.99
$774.99 - $774.99
$774.99

NordicTrack T Series 5 Starter Treadmill for Real Results - Black

Nordictrack

Powered by iFITGet more out of NordicTrack with iFIT — access over 10000 workouts and features for a personalized experience. Get coaching by exper...

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$774.99 - $774.99
$774.99
$774.99 - $774.99
$774.99
NordicTrack Commercial 2450 Treadmill with 24" Pivoting Touchscreen - Black
$2,795.99 - $2,795.99
$2,795.99
$2,795.99 - $2,795.99
$2,795.99

NordicTrack Commercial 2450 Treadmill with 24" Pivoting Touchscreen - Black

Nordictrack

Powered by iFITGet more out of NordicTrack with iFIT — access over 10000 workouts and smart features for a personalized experience. Get coaching by...

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$2,795.99 - $2,795.99
$2,795.99
$2,795.99 - $2,795.99
$2,795.99
NordicTrack Commercial 1250 Treadmill with 10" Tilting Touchscreen - Black
NordicTrack Commercial 1250 Treadmill with 10" Tilting Touchscreen - Black
$2,045.99 - $2,045.99
$2,045.99
$2,045.99 - $2,045.99
$2,045.99

NordicTrack Commercial 1250 Treadmill with 10" Tilting Touchscreen - Black

Nordictrack

Powered by iFITGet more out of NordicTrack with iFIT — access over 10000 workouts and smart features for a personalized experience. Get coaching by...

View full details
$2,045.99 - $2,045.99
$2,045.99
$2,045.99 - $2,045.99
$2,045.99
ProForm - Carbon TLX Treadmill - Black
$1,209.99 - $1,209.99
$1,209.99
$1,209.99 - $1,209.99
$1,209.99

ProForm - Carbon TLX Treadmill - Black

Proform

If fitness was fun and convenient we’d all be in great shape. That’s what the ProForm Carbon TLX Treadmill and iFIT Train Membership (sold separate...

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$1,209.99 - $1,209.99
$1,209.99
$1,209.99 - $1,209.99
$1,209.99
NordicTrack T Series 10 Treadmill with iFIT - Black
$1,211.99 - $1,211.99
$1,211.99
$1,211.99 - $1,211.99
$1,211.99

NordicTrack T Series 10 Treadmill with iFIT - Black

Nordictrack

Powered by iFITGet more out of NordicTrack with iFIT — access over 10000 workouts and features for a personalized experience. Get coaching by exper...

View full details
$1,211.99 - $1,211.99
$1,211.99
$1,211.99 - $1,211.99
$1,211.99
NordicTrack - T 6.5 S; Treadmill for Running and Walking with 5 Display and SpaceSaver Design - Black
$1,000.99 - $1,000.99
$1,000.99
$1,000.99 - $1,000.99
$1,000.99

NordicTrack - T 6.5 S; Treadmill for Running and Walking with 5 Display and SpaceSaver Design - Black

Nordictrack

30-Day iFIT Family Membership IncludedStream on-demand workouts on your equipment with Global Workouts Studio Classes; Add up to 5 users; Elite tr...

View full details
$1,000.99 - $1,000.99
$1,000.99
$1,000.99 - $1,000.99
$1,000.99
NordicTrack - T Series 5 Starter Treadmill for Real Results - Black
$774.99 - $774.99
$774.99
$774.99 - $774.99
$774.99

NordicTrack - T Series 5 Starter Treadmill for Real Results - Black

Nordictrack

Powered by iFITGet more out of NordicTrack with iFIT — access over 10000 workouts and features for a personalized experience. Get coaching by exper...

View full details
$774.99 - $774.99
$774.99
$774.99 - $774.99
$774.99
ProForm - Carbon TL Treadmill - Black
$792.99 - $792.99
$792.99
$792.99 - $792.99
$792.99

ProForm - Carbon TL Treadmill - Black

Proform

If fitness were fun and convenient we’d all be in great shape. That’s what the ProForm Carbon TL Treadmill and iFIT Train Membership (sold separate...

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$792.99 - $792.99
$792.99
$792.99 - $792.99
$792.99
$5,859.25 - $5,859.25
$5,859.25
$5,859.25 - $5,859.25
$5,859.25

SportsArt - T615 FOUNDATION TREADMILL WITH ECO-GLIDE/CONTACT HEART RATE

SportsArt

SportsArt Foundation Series light commercial cardio line continues to set industry standards in both unique design and biomechanic excellence. Our ...

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$5,859.25 - $5,859.25
$5,859.25
$5,859.25 - $5,859.25
$5,859.25
BowFlex - BXT8J Treadmill - Black
$1,342.99 - $1,342.99
$1,342.99
$1,342.99 - $1,342.99
$1,342.99

BowFlex - BXT8J Treadmill - Black

Bowflex

2-month Free TrialTry our JRNY Mobile-Only Membership for 2 months free.JRNY Mobile-Only MembershipWorkout at home or on the go with inspiring trai...

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$1,342.99 - $1,342.99
$1,342.99
$1,342.99 - $1,342.99
$1,342.99
Echelon - Stride 10 Sport Manual Incline Treadmill with Cushioned Deck - Black
$508.99 - $508.99
$508.99
$508.99 - $508.99
$508.99

Echelon - Stride 10 Sport Manual Incline Treadmill with Cushioned Deck - Black

Echelon

Impactful16 x 47 impact absorbing running deck built for smaller spacesHigh-intensity capabilitySet the pace of your high-intensity cardio sessions...

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$508.99 - $508.99
$508.99
$508.99 - $508.99
$508.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.