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TV & Home Theater

Rent To Own TV & Home Theater – Transform Your Entertainment with Flexible Financing

Upgrade your home entertainment system with top-quality TVs and home theater equipment from Finance My Cart. Whether you're looking for the latest 4K TV, a smart TV, soundbars, or a full surround sound system, we offer premium brands like Samsung, LG, Sony, and more. With our rent-to-own and buy now, pay later payment plans, you can bring the cinema experience home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Create your perfect entertainment setup today with flexible financing that works for you!

Original price $170.99 - Original price $170.99
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Google - Nest Smart Programmable Wifi Thermostat

GOOGLE

Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

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Original price $170.99 - Original price $170.99
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Original price $653.99 - Original price $653.99
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Epson - Home Cinema 1080 1080p 3LCD Projector - White

Epson America

Portable designWeighs 6.17 lbs. for easy transport to a friend’s house for your next movie night.30 keystone correctionFor distortion-free images.3...

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Original price $653.99 - Original price $653.99
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Original price $98.99 - Original price $98.99
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$98.99
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Philips - Hue Ambiance Gradient Bluetooth Lightstrip 40-inch Extension

Philips

Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...

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Original price $98.99 - Original price $98.99
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Original price $206.99 - Original price $206.99
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$206.99
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Sanus - VLT16 Tilting TV Wall Mount for Most 51" - 80" Flat-Panel TVs - Black

Sanus

Compatible with most 51" - 80" flat-panel TVsUp to 125 lbs. for sturdy support.Fingertip Tilt technologyAllows you to effortlessly tilt your TV wit...

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Original price $206.99 - Original price $206.99
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Original price $225.99 - Original price $225.99
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Nanoleaf - Shapes Ultra Black Hexagons Smarter Kit (9 Panels) - Multicolor

Nanoleaf

Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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Original price $225.99 - Original price $225.99
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Original price $1,042.99 - Original price $1,042.99
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LG 55UR640S9UD UR640S Series - 55" LED-backlit LCD TV - 4K - for digital signage

LG Electronics

Screen Size Class 55"Viewable Screen Size 55"Backlight Technology Direct LEDHorizontal Viewing Angle 178Vertical Viewing Angle 178Aspect Ratio 169O...

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Original price $1,042.99 - Original price $1,042.99
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Original price $84.99 - Original price $84.99
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$84.99
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Rocketfish - 2-Output HDMI Splitter with 4K at 60Hz and HDR Pass-Through - Black

Rocketfish

Compatible with HDMI 4K at 60Hz and HDR content18 Gbps bandwidth for wide-ranging use.1 x 2 HDMI splitterDistributes one HDMI source to two HDMI di...

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Original price $84.99 - Original price $84.99
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Original price $160.99 - Original price $160.99
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Govee - RGBIC Curtain Lights - Multi

Govee

Pattern display abilityContain 520 teardrop-shaped light beads allowing for a higher pixel densityDIY modeBring your creativity to the forefront wi...

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Original price $160.99 - Original price $160.99
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Original price $519.99 - Original price $519.99
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Roku - 55" Class Plus Series QLED 4K Smart RokuTV

Roku

Made by RokuFrom the brand you trust to make streaming easier comes a thoughtfully designed smart TV powered by the delightfully simple Roku experi...

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Original price $519.99 - Original price $519.99
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Original price $75.99 - Original price $75.99
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$75.99
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Philips - Hue A19 Bluetooth 75W Smart LED Bulb - White and Color Ambiance

Philips

Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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Original price $75.99 - Original price $75.99
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Original price $72.99 - Original price $72.99
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$72.99
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Rocketfish - Universal Soundbar Mounting System - Black

Rocketfish

Compatible with most TVsWorks with TVs up to 70 and many TV’s 70 90 that have VESA mounting patterns on the bottom half of the TV back panel.VESA c...

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Original price $72.99 - Original price $72.99
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Philips - Hue Bridge - White

Philips

Includes one Philips Hue BridgeUnlock the power of Hue and enjoy the full suite of features for a premium smart lighting experience.Secure and stab...

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Original price $80.99 - Original price $80.99
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Original price $442.99 - Original price $442.99
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MantelMount - Pull Down TV Wall Mount for Most 45" - 90" TVs - Black

MantelMount

Compatible with most 45" - 90" TVsSupports up to 115 lbs. for sturdy support.High-grade steel materialDelivers a durable design and provides a slee...

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Original price $442.99 - Original price $442.99
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Original price $233.99 - Original price $233.99
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Sanus - Wireless Speaker Stands for Sonos Era 300 (Pair) - White

Sanus

Blends inSeamlessly blends with Sonos Era 300 wireless speakerOptimal HeightOptimal Listening Height (34.40 in/ 87.40 cm)Hide CablesIntegrated thro...

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Original price $233.99 - Original price $233.99
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Original price $83.99 - Original price $83.99
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Apple - Siri Remote (3rd Generation)(Latest Model) - Silver

Apple

Depth 0.36 inch (9.25 mm)Height 5.4 inches (136 mm)Weight 2.3 ounces (66 g)Width 1.4 inches (35 mm)Communication and Connections Microphone for Sir...

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Original price $83.99 - Original price $83.99
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Original price $166.99 - Original price $166.99
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$166.99
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Apple - TV 4K 64GB (3rd generation)(Latest Model) - Wi-Fi - Black

Apple

4K Dolby Vision and HDR10+ for vivid picture qualityDolby Atmos for three-dimensional theater-like soundIncredible power with the A15 Bionic chipSi...

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Original price $166.99 - Original price $166.99
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Original price $189.99 - Original price $189.99
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Apple - TV 4K 128GB (3rd generation)(Latest Model) - Wi-Fi + Ethernet - Black

Apple

4K Dolby Vision and HDR10+ for vivid picture qualityDolby Atmos for three-dimensional theater-like soundIncredible power with the A15 Bionic chipSi...

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Original price $189.99 - Original price $189.99
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Original price $197.99 - Original price $197.99
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Pioneer - 43" Class LED 4K UHD Smart Xumo TV

Pioneer

Xumo TVAll You Can Stream With Xumo TV Streaming your favorite content is easier than ever. Enjoy top apps like Netflix YouTube Disney+ Peacock Max...

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Original price $197.99 - Original price $197.99
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Original price $407.99 - Original price $407.99
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Pioneer - 55" Class LED 4K UHD Smart Xumo TV

Pioneer

Xumo TVAll You Can Stream With Xumo TV Streaming your favorite content is easier than ever. Enjoy top apps like Netflix YouTube Disney+ Peacock Max...

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Original price $407.99 - Original price $407.99
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Original price $99.99 - Original price $99.99
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j5create - ScreenCast 4K Wireless Display Adapter - White

J5 Create

Turn Your TV into a Smart TVCast video directly from your phone tablet or laptop to a TV and enjoy the entertainment you love in up to 4K.Stunning ...

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Original price $99.99 - Original price $99.99
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Original price $161.99 - Original price $161.99
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j5create - Wireless Display HDMI Extender - White

J5 Create

Transmitter and receiver kitConverts the passage of the HDMI or IR signal into a wireless signal converting it into a flexible means of transmissio...

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Original price $161.99 - Original price $161.99
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Original price $98.99 - Original price $98.99
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$98.99
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Govee - Wi-Fi Bluetooth Smart String Bulbs - 48 feet - Multi

Govee

Smart app and voice control with AlexaIndependently control the color of each LED string light using Govee Home App for fantastic multicolor displa...

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Original price $98.99 - Original price $98.99
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Original price $192.99 - Original price $192.99
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$192.99
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Philips - Hue Play Smart LED Bar Light (2-Pack) - White and Color Ambiance

Philips

Small but mightyA versatile lamp available in black or white the Play light bars enhance any entertainment setup.Personalize your playtimeUse the P...

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Original price $192.99 - Original price $192.99
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Original price $81.99 - Original price $81.99
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Govee - RGBIC Neon Rope Light - 6.5 Ft - Multi

Govee

Segmented RGBIC EffectsUse the Govee Home App to access a selection of lighting effects that best suits your personal aesthetic. Your light will gl...

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Original price $81.99 - Original price $81.99
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$81.99
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Original price $214.99 - Original price $214.99
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$214.99
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Philips - Hue Ambiance Gradient Bluetooth Lightstrip 80-inch Base Kit - Multi

Philips

Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...

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Original price $214.99 - Original price $214.99
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$214.99
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Original price $344.99 - Original price $344.99
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$344.99
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Philips - Hue Play Gradient Lightstrip 75" - White

Philips

Take the excitement of surround lighting to the next level with the Philips Hue Play gradient lightstrip. This LED strip flawlessly blends multiple...

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Original price $344.99 - Original price $344.99
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$344.99
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Original price $75.99 - Original price $75.99
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$75.99
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SteelSeries - Nimbus+ Wireless Gaming Controller for Apple iOS iPadOS tvOS Devices - Black

Steel Series

Official Apple-licensed Wireless ConnectivityWorks flawlessly with any Apple products including iPhone iPad iPod and Apple TV.Built-in Rechargeable...

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Original price $75.99 - Original price $75.99
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Original price $239.99 - Original price $239.99
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$239.99
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Nanoleaf - Elements Hexagons Smarter Kit (7 Panels) - Wood Look

Nanoleaf

Nature-inspired smart decorPerfect for elevating home decor creating a cozy ambiance in the room finding inspiration.Bespoke Lighting DesignsThe pe...

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Original price $239.99 - Original price $239.99
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Original price $77.99 - Original price $77.99
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$77.99
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General Electric - CYNC 1-Camera Outdoor Wired Security Camera - BLACK

General Electric

Multiple storage optionsAll content can be stored in the Cloud using two-factor authentication or locally on a built-in SD drive (SD card sold sepa...

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Original price $77.99 - Original price $77.99
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$77.99
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Original price $278.99 - Original price $278.99
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$278.99
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Current price $278.99

Roku - 43" Class Select Series 4K Smart RokuTV

Roku

Made by RokuFrom the brand you trust to make streaming easier comes a thoughtfully designed smart TV powered by the delightfully simple Roku experi...

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Original price $278.99 - Original price $278.99
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$278.99
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Current price $278.99
Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99

Philips - Hue A19 Bluetooth 75W Smart LED Starter Kit - White

Philips

Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99
Original price $105.99 - Original price $105.99
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$105.99
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Peerless-AV - Universal Tilt Wall Mount For 39" to 75" TV's - Black

Peerless Industries

Hook-and-Hang InstallationDisplay is easily installed by a single personEasy-Glide AdaptorsHook onto the wall plate for quick simple and secure ins...

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Original price $105.99 - Original price $105.99
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$105.99
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Original price $1,674.99 - Original price $1,674.99
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$1,674.99
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Current price $1,674.99

Epson - Home Cinema 3800 4K 3LCD Projector with High Dynamic Range - White

Epson

High dynamic range (HDR) creates a more realistic pictureHDR technology expands the contrast and color range of the pixels on your projector to rev...

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Original price $1,674.99 - Original price $1,674.99
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$1,674.99
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Original price $94.99 - Original price $94.99
Original price
$94.99
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Current price $94.99

Sanus - In-Wall Cable Concealer Power Grommet Kit for Mounted TVs - White

Sanus

Hide mounted TV power cords and cablesRun wires inside a wall for a neat clean space.Prewired design for easy DIY install - no electrician neededIn...

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Original price $94.99 - Original price $94.99
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$94.99
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Current price $94.99
Original price $114.99 - Original price $114.99
Original price
$114.99
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Current price $114.99

Sanus - In-Wall Cable Concealer Recessed Power Kit for Mounted TVs - White

Sanus

Hide mounted TV power cords and cablesRun wires inside a wall for a neat clean space.Prewired design for easy DIY install - no electrician neededIn...

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Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99
Original price $116.99 - Original price $116.99
Original price
$116.99
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Current price $116.99

Sanus - In-Wall Cable Concealer TV and Soundbar Power Kit for Mounted TVs and Soundbars - White

Sanus

Hide mounted TV and soundbar power cords and cablesTuck the cables inside a wall for a neat clean space.Prewired design for easy DIY install - no e...

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Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.