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TV & Home Theater

Rent To Own TV & Home Theater – Transform Your Entertainment with Flexible Financing

Upgrade your home entertainment system with top-quality TVs and home theater equipment from Finance My Cart. Whether you're looking for the latest 4K TV, a smart TV, soundbars, or a full surround sound system, we offer premium brands like Samsung, LG, Sony, and more. With our rent-to-own and buy now, pay later payment plans, you can bring the cinema experience home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Create your perfect entertainment setup today with flexible financing that works for you!

Original price $72.99 - Original price $72.99
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Sanus WMS3 mounting kit - Tilt Swivel - for speaker(s) - black

Sanus

From our expanded online assortment; not available in all Best Buy stores.Compatible with most small speakersUp to 8 lbs. for sturdy support.Tilt a...

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Original price $72.99 - Original price $72.99
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Current price $72.99
Original price $114.99 - Original price $114.99
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$114.99
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Mount-It - Dual Monitor Desk Mount up to 32" - Black

Bower

Wide Compatibility and CapacityCompatible with 75mm x 75mm and 100mm x 100mm VESA patterns supporting screens from 17" to 32" and up to 17.6 lbs pe...

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Original price $114.99 - Original price $114.99
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$114.99
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Current price $114.99
Original price $97.99 - Original price $97.99
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$97.99
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TV Stand for Most Flat-Panel TVs Up to 65"

Insignia

Provide reliable support for your flat-screen television with this Insignia swivel TV base. The swivel function lets you adjust your preferred view...

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Original price $97.99 - Original price $97.99
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Original price $94.99 - Original price $94.99
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$94.99
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Sonos Arc and Sonos Arc Ultra Extendable Wall Mount

Sanus

SANUS Sonos Arc and Arc Ultra Extendable Wall Mount

Original price $94.99 - Original price $94.99
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$94.99
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Original price $89.99 - Original price $89.99
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$89.99
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Sonos Move Indoor/Outdoor Mount

Sanus

Designed in partnership with SonosThe speaker mount shape was also designed to hold the Sonos Move charging base to allow for optimal speaker perfo...

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Original price $89.99 - Original price $89.99
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Original price $220.99 - Original price $220.99
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Philips - Hue A19 75W Smart LED Starter Kit - White and Color Ambiance

Philips

Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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Original price $220.99 - Original price $220.99
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Original price $88.99 - Original price $88.99
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$88.99
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Govee - A19 1200 Lumens Wi-Fi Smart LED Bulb (4-Pack) - RGB

Govee

Reliable BrightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...

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Original price $88.99 - Original price $88.99
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Original price $442.99 - Original price $442.99
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TCL - 55" Class F35-Series 4K UHD HDR LED Smart Fire TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...

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Original price $442.99 - Original price $442.99
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Original price $92.99 - Original price $92.99
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Twinkly - Candies Star Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor

Twinkly

Charming multicolor RGB LED light shapesDelight in the charming light shape of stars while adding a touch of wonder to your home decor 200 LED ligh...

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Original price $613.99 - Original price $613.99
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LG 43UR640S9UD UR640S Series - 43" LED-backlit LCD TV - 4K - for digital signage

LG Electronics

The UR640S Series supportsCrestron Connected for high compatibility with professional AV controls.With a resolution that is four times higher than ...

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Original price $613.99 - Original price $613.99
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Original price $105.99 - Original price $105.99
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Amazon - Smart Programmable Thermostat with Alexa C-Wire Required - White

AMAZON

Smart upgradeAmazon Smart Thermostat is an easy way to switch from a traditional thermostat and help reduce energy usage.Save moneyAfter purchase A...

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Original price $105.99 - Original price $105.99
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Original price $114.99 - Original price $114.99
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$114.99
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SANUS Elite - Super Slim Fixed-Position TV Wall Mount for Most TVs 32"-80" up to 150lbs -

Sanus

Super Thin profile allows TV to be just .67" from the wallYour sleek thin TV hangs like a piece of art on the wall.TV Wall Mount Compatible with mo...

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Original price $114.99 - Original price $114.99
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Original price $1,126.99 - Original price $1,126.99
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TCL - 85" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $1,126.99 - Original price $1,126.99
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Original price $586.99 - Original price $586.99
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TCL - 65" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $586.99 - Original price $586.99
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Original price $724.99 - Original price $724.99
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TCL - 75" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $724.99 - Original price $724.99
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Original price $896.99 - Original price $896.99
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$896.99
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Sony - 65" Class BRAVIA 3 LED 4K UHD Smart Google TV (2024)

Sony

Intelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...

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Original price $896.99 - Original price $896.99
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Original price $254.99 - Original price $254.99
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LG - 27" Class LED Full HD Smart TV with webOS (2022)

LG

27 FHD (1920 x 1080) IPS DisplayFrom sharp imagery to spot-on color watch your brightest ideas come to life in Full High Res Definition on a 27 inc...

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Original price $254.99 - Original price $254.99
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Original price $331.99 - Original price $331.99
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Sony - 32" Class W830K HD LED Google TV (2022)

Sony

HDR color and contrastSee natural and precise picture quality with a wide array of colors and High Dynamic Range (HDR) contrast.Enhanced clarityDis...

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Original price $331.99 - Original price $331.99
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Original price $266.99 - Original price $266.99
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LG - 27" Class LED Full HD Smart webOS TV with Countertop Design (2022)

LG

Smart TV Monitor VersatilityBoth a Smart TV and computer monitor designed to feel right at home virtually anywhere in the home.A Stunning Display2...

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Original price $266.99 - Original price $266.99
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Original price $41.99 - Original price $41.99
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$41.99
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GE - Cync 8 Foot Indoor Smart LED Light Strip Extension (Power Supply Sold Separately) - EXTENSION ONLY - Full Color

GE

Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

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Original price $41.99 - Original price $41.99
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Original price $781.99 - Original price $781.99
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$781.99
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Sony - 55" Class BRAVIA 3 LED 4K UHD Smart Google TV (2024)

Sony

Intelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...

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Original price $781.99 - Original price $781.99
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$781.99
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Original price $1,971.99 - Original price $1,971.99
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Samsung - 75 Class Q80D Series QLED 4K Smart Tizen TV (2024)

Samsung

Direct Full ArraySee incredible contrast even in sunlit rooms. Get caught up in the details as you experience precision controlled contrast with de...

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Original price $1,971.99 - Original price $1,971.99
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Original price $56.99 - Original price $56.99
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$56.99
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GE - Cync 8 Foot Outdoor Smart LED Light Strip Extension (Power Supply Sold Separately) - EXTENSION ONLY - Full Color

GE

Millions of Vibrant ColorsUse the Cync App's color wheel and TRUEImage technology to easily select colors change modes adjust brightness smart timi...

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Original price $56.99 - Original price $56.99
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$56.99
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Original price $259.99 - Original price $259.99
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$259.99
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Mount-It - Wide Standing Desk Converter With Gas Spring - Black

Bower

Generous Weight Capacity and Surface AreaSupports up to 33 lbs and features a wide desktop measuring 36.5" x 22" providing ample space for your wor...

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Original price $259.99 - Original price $259.99
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Original price $134.99 - Original price $134.99
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$134.99
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Mount-It - Dual Monitor Desk Mount w/USB Ports - Silver

Bower

Compatible with most flat-panel monitorsHolds two 19" to 32" monitors with the total weight of up to 35.2 lbs. (17.6 lbs. per arm). Standard VESA m...

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Original price $134.99 - Original price $134.99
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$134.99
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Original price $52.99 - Original price $52.99
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$52.99
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Insignia - Fixed TV Wall Mount For Most 40"-70" TVs - Black

Insignia

Compatible with most 40"-70" TVsUp to 100 lbs. for sturdy support.VESA compliant200 x 200 to 600 x 400To obtain additional screws for your product ...

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Original price $52.99 - Original price $52.99
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$52.99
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Original price $2,104.99 - Original price $2,104.99
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Samsung - 98 Class DU9000 Series Crystal UHD Smart Tizen TV (2024)

Samsung

Supersize Picture EnhancerAI-enhanced picture quality optimized for a super large screen. The Supersize Picture Enhancer reduces noise and increase...

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Original price $2,104.99 - Original price $2,104.99
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$2,104.99
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Original price $724.99 - Original price $724.99
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$724.99
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Current price $724.99

TCL - 75" Class S5-Series 4K UHD HDR LED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...

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Original price $724.99 - Original price $724.99
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$724.99
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Current price $724.99
Original price $73.99 - Original price $73.99
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$73.99
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Current price $73.99

Aluratek - Streamcast Mobile Wireless USB-C to HDMI Transmitter and Receiver - White

Aluratek

Connect and StreamConnect your Type C source to your HDMI device such as a TV or projectorStart streaming right awayPlug-and-play setup eliminates ...

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Original price $73.99 - Original price $73.99
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Original price $142.99 - Original price $142.99
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$142.99
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Middle Atlantic High-Density Slim Power Strip PD-815SC-NS - power distribution strip

AVI

Middle Atlantic High-Density Slim Power Strip PD-815SC-NS - Power distribution strip (rack-mountable) - input NEMA 5-15 - output connectors 8 (NEMA...

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Original price $142.99 - Original price $142.99
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$142.99
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Original price $89.99 - Original price $89.99
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$89.99
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Current price $89.99

Sanus - Universal Extendable Soundbar Wall Mount - Black

Sanus

FeaturesFeatures an extendable design allowing for easy depth adjustment 5.65" for optimal audio performance for Dolby Atmos soundbarsEasy Assembil...

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Original price $89.99 - Original price $89.99
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$89.99
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Original price $237.99 - Original price $237.99
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$237.99
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RCA Commercial TV - RCA 32" 1080 Commercial LED TV

RCA Commercial TV

Snap-On Secure BaseTelevision base requires no hardware.No Clocks of TimersTelevision features no means of keeping time.Transparent BuildTelevision...

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Original price $237.99 - Original price $237.99
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$237.99
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Current price $237.99
Original price $90.99 - Original price $90.99
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$90.99
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Current price $90.99

Rocketfish - Tilting TV Wall Mount for Most 32"-55" TVs - Black

Rocketfish

Compatible with most 32" to 55" TVsHolds up to 80 lbs. for sturdy support.Narrow 2.04" profileFits close to the wall for a discreet look.Adjustable...

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Original price $90.99 - Original price $90.99
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$90.99
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Current price $90.99
Original price $360.99 - Original price $360.99
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$360.99
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Current price $360.99

Sanus - Premium Series Full Motion TV Wall Mount for Most 42"-85" TVs - Extends 28" - Black

Sanus

Premium In- Wall Full-Motion TV Wall Mount Compatible with most 42- 85 inch TVsUp to 135 lbs for sturdy support.Cable and power knockoutsTidy cable...

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Original price $360.99 - Original price $360.99
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$360.99
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Original price $128.99 - Original price $128.99
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$128.99
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Sanus VisionMount Universal VMPR1B - mounting kit - for projector - black

Sanus

Conceal hardwareConceal exposed hardware with decorative coverEasily adjustEasily adjust your TV without toolsHardware includedHardware includedHea...

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Original price $128.99 - Original price $128.99
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$128.99
$128.99 - $128.99
Current price $128.99
Original price $72.99 - Original price $72.99
Original price
$72.99
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Current price $72.99

Insignia - Tilting TV Wall Mount for Most 47 90 TVs - Black

Insignia

Tilting designTilts -10 and 5 to improve your viewing angle and reduce glare.Fits 47 90 TVsHolds up to 130 lbs. (59 kg) mounting your large TV to ...

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Original price $72.99 - Original price $72.99
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$72.99
$72.99 - $72.99
Current price $72.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.