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Simpli Home

  • Original price $178.99 - Original price $178.99
    Original price
    $178.99
    $178.99 - $178.99
    Current price $178.99

    Simpli Home - Amery Mid Century Modern Metal Adjustable Swivel Bar Stool - Denim Blue

    Simpli Home

    Product dimensions19.7"D x 20.8"W x 34-42"HProduct detailsHand constructed using kiln-dried bentwood plywood premium walnut veneer chrome foam and ...

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    Original price $178.99 - Original price $178.99
    Original price
    $178.99
    $178.99 - $178.99
    Current price $178.99
  • Original price $240.99 - Original price $240.99
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    Current price $240.99

    Simpli Home - Artisan SOLID WOOD 24 inch Wide Transitional Bedside Nightstand Table in - Russet Brown

    Simpli Home

    Product DimensionsDIMENSIONS 15" D x 24" W x 27" HProduct DetailsHandcrafted with care using the finest quality solid woodProduct Color and Finishi...

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    Original price $240.99 - Original price $240.99
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  • Original price $713.99 - Original price $713.99
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    Simpli Home - Artisan TV Cabinet for Most TVs Up to 58" - Natural Aged Brown

    Simpli Home

    Holds TVs up to 58"With a maximum weight of 200 lbs.Solid pine wood construction with a lacquer finishProvides a durable yet stylish look.Ample sto...

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    Original price $713.99 - Original price $713.99
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  • Original price $188.99 - Original price $188.99
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    Simpli Home - Boyd Wooden Accent Table - Black

    Simpli Home

    Product dimensions12.6" D x 12.6" W x 17.7" HProduct detailsHandcrafted with care using the finest quality solid hardwoodProduct Color and finishin...

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    Original price $188.99 - Original price $188.99
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    Current price $188.99
  • Original price $413.99 - Original price $413.99
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    Simpli Home - Brody Extra Large Coffee Table Pouf - Distressed Brown

    Simpli Home

    Product dimensions36"D x 36" W x 14" HProduct detailsUpholstered with Distressed Brown Faux LeatherProduct descriptionConstructed using faux leathe...

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    Original price $413.99 - Original price $413.99
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  • Original price $738.99 - Original price $738.99
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    Simpli Home - Burlington Solid Wood 54 inch Wide Transitional TV Media Stand For TVs up to 60 inches - Mahogany Brown

    Simpli Home

    Product dimensions17.5" D x 54" W x 36" HProduct detailsHandcrafted with care using the finest quality solid woodProduct descriptionHand-finished w...

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    Original price $738.99 - Original price $738.99
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  • Original price $235.99 - Original price $235.99
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    Simpli Home - Haynes Solid Mango Wood 16 inch Wide Round Boho Wooden Accent Table - Black

    Simpli Home

    Product dimensions15.75" D x 15.75" W x 17.7" HProduct detailsHandcrafted with care using the finest quality solid hardwoodProduct Color and finish...

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    Original price $235.99 - Original price $235.99
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    Current price $235.99
  • Original price $232.99 - Original price $232.99
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    Current price $232.99

    Simpli Home - Haynes Wooden Accent Table - White Wash

    Simpli Home

    Product dimensions15.75" D x 15.75" W x 17.7" HProduct detailsHandcrafted with care using the finest quality solid hardwoodProduct descriptionHand-...

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    Original price $232.99 - Original price $232.99
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  • Original price $180.99 - Original price $180.99
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    Simpli Home - Marana Dining Chair - Gray

    Simpli Home

    Product dimensions19.5" D x 20.8" W x 29.5"HProduct detailsHand constructed using solid and engineered woodmetal and high density foamProduct descr...

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    Original price $180.99 - Original price $180.99
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    Current price $180.99
  • Original price $152.99 - Original price $152.99
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    Current price $152.99

    Simpli Home - Rayne 30 inch Metal Bar Stool (Set of 2) - Gray

    Simpli Home

    Product dimensions17.7" D x 17.2" W x 39.6" HProduct detailsHand constructed using high quality iron sheeting and tubingProduct descriptionHand fin...

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    Original price $152.99 - Original price $152.99
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  • Original price $232.99 - Original price $232.99
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    Simpli Home - Robbie Accent Table - Distressed White Wash

    Simpli Home

    Product dimensions16" D x 16" W x 18" HProduct detailsHandcrafted with care using the richly grained solid mango hardwoodProduct descriptionHand-fi...

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    Original price $232.99 - Original price $232.99
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  • Original price $125.99 - Original price $125.99
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    Simpli Home - Serena Round Braided Pouf - Dove Grey

    Simpli Home

    Product dimensions18" D x 18" W x 14" HProduct detailsHandcrafted with a Dove Grey Hand Braided Cotton JuteProduct descriptionSturdy and structured...

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    Original price $125.99 - Original price $125.99
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  • Original price $271.99 - Original price $271.99
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    Simpli Home Garvy - accent side table - round - rustic bronze

    Simpli Home

    Enjoy elegant durable designIron material provides strength and style.Drum shapeUse as an end table bedroom table or accent piece.Antique bronze fi...

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    Original price $271.99 - Original price $271.99
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    Current price $271.99
  • Original price $120.99 - Original price $120.99
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    Current price $120.99

    Simpli Home Milltown Small - bench ottoman - rectangular - plywood linen-look fabric - gray

    Simpli Home

    Simpli Home Milltown Small - Bench ottoman - rectangular - plywood linen-look fabric - gray

    Original price $120.99 - Original price $120.99
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    $120.99
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    Current price $120.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.