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  • Original price $135.99 - Original price $135.99
    Original price
    $135.99
    $135.99 - $135.99
    Current price $135.99

    Yardbird - Classic Umbrella Base - Black

    Yardbird

    Black outdoor umbrella baseClassic 50 LB cast iron base with a black finishFlexible designMulti-purpose stem utilized for both free-standing or tab...

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    Original price $135.99 - Original price $135.99
    Original price
    $135.99
    $135.99 - $135.99
    Current price $135.99
  • Original price $1,054.99 - Original price $1,054.99
    Original price
    $1,054.99
    $1,054.99 - $1,054.99
    Current price $1,054.99

    Yardbird - Colby Loveseat - Shale

    Yardbird

    Commercial-grade aluminum designCommercial-grade matte dark brown aluminum frames that will never rust.Built to lastBoth frames and cushions are hi...

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    Original price $1,054.99 - Original price $1,054.99
    Original price
    $1,054.99
    $1,054.99 - $1,054.99
    Current price $1,054.99
  • Original price $1,056.99 - Original price $1,056.99
    Original price
    $1,056.99
    $1,056.99 - $1,056.99
    Current price $1,056.99

    Yardbird - Colby Loveseat - Silver

    Yardbird

    Commercial-grade matte dark brown aluminum frames that will never rust.Both frames and cushions are highly water and stain resistant.Cushions made ...

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    Original price $1,056.99 - Original price $1,056.99
    Original price
    $1,056.99
    $1,056.99 - $1,056.99
    Current price $1,056.99
  • Original price $606.99 - Original price $606.99
    Original price
    $606.99
    $606.99 - $606.99
    Current price $606.99

    Yardbird - Colby Outdoor 90 Degree Corner - Shale

    Yardbird

    Commercial-grade dark matte brown aluminum frames that will never rust.Both frames and cushions are highly water and stain resistant.Modular to fit...

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    Original price $606.99 - Original price $606.99
    Original price
    $606.99
    $606.99 - $606.99
    Current price $606.99
  • Original price $757.99 - Original price $757.99
    Original price
    $757.99
    $757.99 - $757.99
    Current price $757.99

    Yardbird - Colby Outdoor 90 Degree Corner - Silver

    Yardbird

    Commercial-grade dark matte brown aluminum frames that will never rust.Both frames and cushions are highly water and stain resistant.Modular to fit...

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    Original price $757.99 - Original price $757.99
    Original price
    $757.99
    $757.99 - $757.99
    Current price $757.99
  • Original price $541.99 - Original price $541.99
    Original price
    $541.99
    $541.99 - $541.99
    Current price $541.99

    Yardbird - Colby Outdoor Armless Insert - Shale

    Yardbird

    Commercial-grade dark matte brown aluminum frames that will never rust.Both frames and cushions are highly water and stain resistant.Modular to fit...

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    Original price $541.99 - Original price $541.99
    Original price
    $541.99
    $541.99 - $541.99
    Current price $541.99
  • Original price $406.99 - Original price $406.99
    Original price
    $406.99
    $406.99 - $406.99
    Current price $406.99

    Yardbird - Colby Outdoor Armless Insert - Silver

    Yardbird

    Commercial-grade dark matte brown aluminum frames that will never rust.Both frames and cushions are highly water and stain resistant.Modular to fit...

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    Original price $406.99 - Original price $406.99
    Original price
    $406.99
    $406.99 - $406.99
    Current price $406.99
  • Original price $480.99 - Original price $480.99
    Original price
    $480.99
    $480.99 - $480.99
    Current price $480.99

    Yardbird - Colby Outdoor Chair - Shale

    Yardbird

    Commercial-grade matte dark brown aluminum frames that will never rust.Both frames and cushions are highly water and stain resistant.Cushions made ...

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    Original price $480.99 - Original price $480.99
    Original price
    $480.99
    $480.99 - $480.99
    Current price $480.99
  • Original price $481.99 - Original price $481.99
    Original price
    $481.99
    $481.99 - $481.99
    Current price $481.99

    Yardbird - Colby Outdoor Chair - Silver

    Yardbird

    Commercial-grade matte dark brown aluminum frames that will never rust.Both frames and cushions are highly water and stain resistant.Cushions made ...

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    Original price $481.99 - Original price $481.99
    Original price
    $481.99
    $481.99 - $481.99
    Current price $481.99
  • Original price $264.99 - Original price $264.99
    Original price
    $264.99
    $264.99 - $264.99
    Current price $264.99

    Yardbird - Colby Outdoor Coffee Table - Dark Matte Brown

    Yardbird

    Commercial-grade dark matte brown aluminum frames that will never rust.Frames are highly water and stain resistant.Have another question Visit Yard...

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    Original price $264.99 - Original price $264.99
    Original price
    $264.99
    $264.99 - $264.99
    Current price $264.99
  • Original price $175.99 - Original price $175.99
    Original price
    $175.99
    $175.99 - $175.99
    Current price $175.99

    Yardbird - Colby Side Table - Dark Brown

    Yardbird

    Built to lastBrown aluminum rust-proof frameEasy to cleanAluminum frame is easy to cleanEndless configuration opportunitiesUse as an accent table a...

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    Original price $175.99 - Original price $175.99
    Original price
    $175.99
    $175.99 - $175.99
    Current price $175.99
  • Original price $315.99 - Original price $315.99
    Original price
    $315.99
    $315.99 - $315.99
    Current price $315.99

    Yardbird - Colby Square Coffee Table - Dark Brown

    Yardbird

    Built to lastDesigned with commercial-grade aluminum complete with a 10-year warranty.Easy to cleanThe low-profile aluminum table allows for easy c...

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    Original price $315.99 - Original price $315.99
    Original price
    $315.99
    $315.99 - $315.99
    Current price $315.99
  • Original price $417.99 - Original price $417.99
    Original price
    $417.99
    $417.99 - $417.99
    Current price $417.99

    Yardbird - Eden Arm Outdoor Dining Chair - Mist

    Yardbird

    Sturdy commercial grade aluminum frames that will never rust.Cushion ties to reduce slipping and wind issues.Hand painted faux weathered teak.3 coa...

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    Original price $417.99 - Original price $417.99
    Original price
    $417.99
    $417.99 - $417.99
    Current price $417.99
  • Original price $424.99 - Original price $424.99
    Original price
    $424.99
    $424.99 - $424.99
    Current price $424.99

    Yardbird - Eden Arm Outdoor Dining Chair - Silver

    Yardbird

    Sturdy commercial grade aluminum frames that will never rust.Cushion ties to reduce slipping and wind issues.Hand painted faux weathered teak.3 coa...

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    Original price $424.99 - Original price $424.99
    Original price
    $424.99
    $424.99 - $424.99
    Current price $424.99
  • Original price $377.99 - Original price $377.99
    Original price
    $377.99
    $377.99 - $377.99
    Current price $377.99

    Yardbird - Eden Armless Outdoor Dining Chair - Mist

    Yardbird

    Commercial-grade aluminum designSturdy commercial grade aluminum frames that will never rust.Secure cushion designCushion ties to reduce slipping a...

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    Original price $377.99 - Original price $377.99
    Original price
    $377.99
    $377.99 - $377.99
    Current price $377.99
  • Original price $377.99 - Original price $377.99
    Original price
    $377.99
    $377.99 - $377.99
    Current price $377.99

    Yardbird - Eden Armless Outdoor Dining Chair - Silver

    Yardbird

    Sturdy commercial grade aluminum frames that will never rust.Cushion ties to reduce slipping and wind issues.Hand painted faux weathered teak.3 coa...

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    Original price $377.99 - Original price $377.99
    Original price
    $377.99
    $377.99 - $377.99
    Current price $377.99
  • Original price $262.99 - Original price $262.99
    Original price
    $262.99
    $262.99 - $262.99
    Current price $262.99

    Yardbird - Eden Outdoor Coffee Table - Faux Weathered Teak

    Yardbird

    Sturdy commercial grade aluminum frames that will never rust.Hand painted faux weathered teak.3 coats of paint powder hand finish and then a final ...

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    Original price $262.99 - Original price $262.99
    Original price
    $262.99
    $262.99 - $262.99
    Current price $262.99
  • Original price $1,238.99 - Original price $1,238.99
    Original price
    $1,238.99
    $1,238.99 - $1,238.99
    Current price $1,238.99

    Yardbird - Eden Outdoor Dining Table - Faux Weathered Teak

    Yardbird

    Sturdy commercial grade aluminum frames that will never rust.Standard umbrella hole on dining table.Hand painted faux weathered teak.3 coats of pai...

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    Original price $1,238.99 - Original price $1,238.99
    Original price
    $1,238.99
    $1,238.99 - $1,238.99
    Current price $1,238.99
  • Original price $729.99 - Original price $729.99
    Original price
    $729.99
    $729.99 - $729.99
    Current price $729.99

    Yardbird - Eden Outdoor Fixed Chair - Mist

    Yardbird

    Sturdy commercial grade aluminum frames that will never rust.Cushion ties to reduce slipping and wind issues.Hand painted faux weathered teak.3 coa...

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    Original price $729.99 - Original price $729.99
    Original price
    $729.99
    $729.99 - $729.99
    Current price $729.99
  • Original price $730.99 - Original price $730.99
    Original price
    $730.99
    $730.99 - $730.99
    Current price $730.99

    Yardbird - Eden Outdoor Fixed Chair - Silver

    Yardbird

    Sturdy commercial grade aluminum frames that will never rust.Cushion ties to reduce slipping and wind issues.Hand painted faux weathered teak.3 coa...

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    Original price $730.99 - Original price $730.99
    Original price
    $730.99
    $730.99 - $730.99
    Current price $730.99
  • Original price $180.99 - Original price $180.99
    Original price
    $180.99
    $180.99 - $180.99
    Current price $180.99

    Yardbird - Eden Outdoor Side Table - Faux Weathered Teak

    Yardbird

    Sturdy commercial grade aluminum frames that will never rust.Hand painted faux weathered teak.3 coats of paint powder hand finish and then a final ...

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    Original price $180.99 - Original price $180.99
    Original price
    $180.99
    $180.99 - $180.99
    Current price $180.99
  • Original price $2,209.99 - Original price $2,209.99
    Original price
    $2,209.99
    $2,209.99 - $2,209.99
    Current price $2,209.99

    Yardbird - Eden Outdoor Sofa - Silver

    Yardbird

    Sturdy commercial grade aluminum frames that will never rust.Cushion ties to reduce slipping and wind issues.Hand painted faux weathered teak.3 coa...

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    Original price $2,209.99 - Original price $2,209.99
    Original price
    $2,209.99
    $2,209.99 - $2,209.99
    Current price $2,209.99
  • Original price $868.99 - Original price $868.99
    Original price
    $868.99
    $868.99 - $868.99
    Current price $868.99

    Yardbird - Eden Outdoor Swivel Rocking Chair - Mist

    Yardbird

    Sturdy commercial grade aluminum frames that will never rust.Cushion ties to reduce slipping and wind issues.Hand painted faux weathered teak.3 coa...

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    Original price $868.99 - Original price $868.99
    Original price
    $868.99
    $868.99 - $868.99
    Current price $868.99
  • Original price $871.99 - Original price $871.99
    Original price
    $871.99
    $871.99 - $871.99
    Current price $871.99

    Yardbird - Eden Outdoor Swivel Rocking Chair - Silver

    Yardbird

    Sturdy commercial grade aluminum frames that will never rust.Cushion ties to reduce slipping and wind issues.Hand painted faux weathered teak.3 coa...

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    Original price $871.99 - Original price $871.99
    Original price
    $871.99
    $871.99 - $871.99
    Current price $871.99
  • Original price $1,484.99 - Original price $1,484.99
    Original price
    $1,484.99
    $1,484.99 - $1,484.99
    Current price $1,484.99

    Yardbird - Elliot Sofa - Silver

    Yardbird

    Rounded wicker sofaCurved aluminum frames wrapped in our widest wicker and finished in a deep espresso brown colorModular DesignModular design that...

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    Original price $1,484.99 - Original price $1,484.99
    Original price
    $1,484.99
    $1,484.99 - $1,484.99
    Current price $1,484.99
  • Original price $514.99 - Original price $514.99
    Original price
    $514.99
    $514.99 - $514.99
    Current price $514.99

    Yardbird - Fire Table Base - Rectangular - Dark Espresso Brown

    Yardbird

    Commercial-grade dark brown aluminum constructionWater resistantEasy propane access with secure doorAutomatic fire starter buttonDimensionsFire Tab...

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    Original price $514.99 - Original price $514.99
    Original price
    $514.99
    $514.99 - $514.99
    Current price $514.99
  • Original price $512.99 - Original price $512.99
    Original price
    $512.99
    $512.99 - $512.99
    Current price $512.99

    Yardbird - Fire Table Base - Square - Dark Espresso Brown

    Yardbird

    Commercial-grade dark brown aluminum constructionWater resistantEasy propane access with secure doorAutomatic fire starter buttonDimensionsFire Tab...

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    Original price $512.99 - Original price $512.99
    Original price
    $512.99
    $512.99 - $512.99
    Current price $512.99
  • Original price $310.99 - Original price $310.99
    Original price
    $310.99
    $310.99 - $310.99
    Current price $310.99

    Yardbird - Fire Table Burner Insert Kit - Rectangular - Stainless Steel

    Yardbird

    Water resistantAdjustable flameBrushed stainless steel burner trayHave another question Visit Yardbird's Frequently Asked Questions Page

    Original price $310.99 - Original price $310.99
    Original price
    $310.99
    $310.99 - $310.99
    Current price $310.99
  • Original price $308.99 - Original price $308.99
    Original price
    $308.99
    $308.99 - $308.99
    Current price $308.99

    Yardbird - Fire Table Burner Insert Kit - Round - Stainless Steel

    Yardbird

    Water resistantAdjustable flameBrushed stainless steel burner trayHave another question Visit Yardbird's Frequently Asked Questions Page

    Original price $308.99 - Original price $308.99
    Original price
    $308.99
    $308.99 - $308.99
    Current price $308.99
  • Original price $434.99 - Original price $434.99
    Original price
    $434.99
    $434.99 - $434.99
    Current price $434.99

    Yardbird - Fire Table Top - Rectangular - Dark Espresso Brown

    Yardbird

    Commercial-grade dark brown aluminum constructionWater resistantDimensionsFire Pit Table Top 61.5" Width x 32" Depth x 1.75" HeightHave another que...

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    Original price $434.99 - Original price $434.99
    Original price
    $434.99
    $434.99 - $434.99
    Current price $434.99
  • Original price $418.99 - Original price $418.99
    Original price
    $418.99
    $418.99 - $418.99
    Current price $418.99

    Yardbird - Fire Table Top - Round - Dark Espresso Brown

    Yardbird

    Commercial-grade dark brown aluminum constructionWater resistantDimensionsFire Table Top 44" Width x 44" Depth x 1.75" HeightHave another question ...

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    Original price $418.99 - Original price $418.99
    Original price
    $418.99
    $418.99 - $418.99
    Current price $418.99
  • Original price $426.99 - Original price $426.99
    Original price
    $426.99
    $426.99 - $426.99
    Current price $426.99

    Yardbird - Fire Table Top - Square - Dark Espresso Brown

    Yardbird

    Commercial-grade dark brown aluminum constructionWater resistantDimensionsFire Pit Table Top 43.5" Width x 43.5" Depth x 1.75" HeightHave another q...

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    Original price $426.99 - Original price $426.99
    Original price
    $426.99
    $426.99 - $426.99
    Current price $426.99
  • Original price $59.99 - Original price $59.99
    Original price
    $59.99
    $59.99 - $59.99
    Current price $59.99

    Yardbird - Harriet Coffee Table Cover - Beige

    Yardbird

    Fitted designCarefully tailored for a close fitNeutral color to fit all outdoor spacesColor BeigeUV ResistantBuilt to withstand all of your fun in ...

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    Original price $59.99 - Original price $59.99
    Original price
    $59.99
    $59.99 - $59.99
    Current price $59.99
  • Original price $262.99 - Original price $262.99
    Original price
    $262.99
    $262.99 - $262.99
    Current price $262.99

    Yardbird - Harriet Outdoor Coffee Table - Gray/Brown

    Yardbird

    Tables are crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Frame is highly water and stain r...

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    Original price $262.99 - Original price $262.99
    Original price
    $262.99
    $262.99 - $262.99
    Current price $262.99
  • Original price $816.99 - Original price $816.99
    Original price
    $816.99
    $816.99 - $816.99
    Current price $816.99

    Yardbird - Harriet Outdoor Fixed Chair - Mist

    Yardbird

    Chairs are crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Both frames and cushions are high...

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    Original price $816.99 - Original price $816.99
    Original price
    $816.99
    $816.99 - $816.99
    Current price $816.99
  • Original price $816.99 - Original price $816.99
    Original price
    $816.99
    $816.99 - $816.99
    Current price $816.99

    Yardbird - Harriet Outdoor Fixed Chair - Silver

    Yardbird

    Chairs are crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Both frames and cushions are high...

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    Original price $816.99 - Original price $816.99
    Original price
    $816.99
    $816.99 - $816.99
    Current price $816.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.