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  • Original price $99.99 - Original price $99.99
    Original price
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    Current price $99.99

    Samsung - Galaxy Watch Ultra Trail Band - White Sand

    Samsung

    Customize your comfort and fitThe Trail Band features a lugless design that seamlessly blends with the Watch body ensuring a sleek look and a snug ...

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    Original price $99.99 - Original price $99.99
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    $99.99
    $99.99 - $99.99
    Current price $99.99
  • Original price $209.99 - Original price $209.99
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    $209.99
    $209.99 - $209.99
    Current price $209.99

    Samsung - Galaxy Watch6 Aluminum Smartwatch 40mm BT - Graphite

    Samsung

    Fitness TrackingWork out to your full potential with fitness tracking on Galaxy Watch6. Get useful performance insights on duration distance calori...

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    Original price $209.99 - Original price $209.99
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    $209.99
    $209.99 - $209.99
    Current price $209.99
  • Original price $233.99 - Original price $233.99
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    $233.99
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    Current price $233.99

    Samsung - Galaxy Watch6 Aluminum Smartwatch 44mm BT - Graphite

    Samsung

    Fitness TrackingWork out to your full potential with fitness tracking on Galaxy Watch6. Get useful performance insights on duration distance calori...

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    Original price $233.99 - Original price $233.99
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    $233.99
    $233.99 - $233.99
    Current price $233.99
  • Original price $233.99 - Original price $233.99
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    $233.99
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    Current price $233.99

    Samsung - Galaxy Watch6 Aluminum Smartwatch 44mm BT - Silver

    Samsung

    Fitness TrackingWork out to your full potential with fitness tracking on Galaxy Watch6. Get useful performance insights on duration distance calori...

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    Original price $233.99 - Original price $233.99
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    $233.99
    $233.99 - $233.99
    Current price $233.99
  • Original price $312.99 - Original price $312.99
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    $312.99
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    Current price $312.99

    Samsung - Galaxy Watch6 Classic Stainless Steel Smartwatch 43mm BT - Black

    Samsung

    Classic Design and Rotating BezelGalaxy Watch6 Classic features a timeless iconic look and a bezel that just clicks with your style. It not only lo...

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    Original price $312.99 - Original price $312.99
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    $312.99
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    Current price $312.99
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    $312.99
    $312.99 - $312.99
    Current price $312.99

    Samsung - Galaxy Watch6 Classic Stainless Steel Smartwatch 43mm BT - Silver

    Samsung

    Classic Design and Rotating BezelGalaxy Watch6 Classic features a timeless iconic look and a bezel that just clicks with your style. It not only lo...

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    Original price $312.99 - Original price $312.99
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    $312.99
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    Current price $312.99
  • Original price $346.99 - Original price $346.99
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    $346.99
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    Current price $346.99

    Samsung - Galaxy Watch6 Classic Stainless Steel Smartwatch 47mm BT - Black

    Samsung

    Classic Design and Rotating BezelGalaxy Watch6 Classic features a timeless iconic look and a bezel that just clicks with your style. It not only lo...

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    Original price $346.99 - Original price $346.99
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    $346.99
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    Current price $346.99
  • Original price $350.99 - Original price $350.99
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    $350.99
    $350.99 - $350.99
    Current price $350.99

    Samsung - Galaxy Watch6 Classic Stainless Steel Smartwatch 47mm BT - Silver

    Samsung

    Classic Design and Rotating BezelGalaxy Watch6 Classic features a timeless iconic look and a bezel that just clicks with your style. It not only lo...

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    Original price $350.99 - Original price $350.99
    Original price
    $350.99
    $350.99 - $350.99
    Current price $350.99
  • Original price $348.99 - Original price $348.99
    Original price
    $348.99
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    Current price $348.99

    Samsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream

    Samsung

    Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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    Original price $348.99 - Original price $348.99
    Original price
    $348.99
    $348.99 - $348.99
    Current price $348.99
  • Original price $348.99 - Original price $348.99
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    $348.99
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    Current price $348.99

    Samsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Green

    Samsung

    Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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    Original price $348.99 - Original price $348.99
    Original price
    $348.99
    $348.99 - $348.99
    Current price $348.99
  • Original price $381.99 - Original price $381.99
    Original price
    $381.99
    $381.99 - $381.99
    Current price $381.99

    Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Green

    Samsung

    Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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    Original price $381.99 - Original price $381.99
    Original price
    $381.99
    $381.99 - $381.99
    Current price $381.99
  • Original price $381.99 - Original price $381.99
    Original price
    $381.99
    $381.99 - $381.99
    Current price $381.99

    Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver

    Samsung

    Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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    Original price $381.99 - Original price $381.99
    Original price
    $381.99
    $381.99 - $381.99
    Current price $381.99
  • Original price $60.99 - Original price $60.99
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    $60.99
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    Current price $60.99

    Samsung - Galaxy Watch7 Athleisure Band M/L - Silver

    Samsung

    Change up your style in just one clickRefresh your look in an instant with a stylish new collection of bands for Galaxy Watch7 that release with ju...

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    Original price $60.99 - Original price $60.99
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    $60.99
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    Current price $60.99
  • Original price $2,056.99 - Original price $2,056.99
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    $2,056.99
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    Current price $2,056.99

    Samsung - Galaxy Z Fold5 256GB (Unlocked) - Phantom Black

    Samsung

    Expansive screen. Cinematic experience.Streaming on the go with this big screen is a big deal. Unfold the massive 7.6" screen on Galaxy Z Fold5 and...

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    Original price $2,056.99 - Original price $2,056.99
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    $2,056.99
    $2,056.99 - $2,056.99
    Current price $2,056.99
  • Original price $314.99 - Original price $314.99
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    $314.99
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    Current price $314.99

    Samsung - HW-B550D 3.1 Channel B-Series Soundbar with Wireless Subwoofer - Black

    Samsung

    Dolby Audio / DTS VirtualXEnjoy enhanced surround sound with the combination of Dolby Audio and DTS VirtualX.Built in Center SpeakerThe built in ce...

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    Original price $314.99 - Original price $314.99
    Original price
    $314.99
    $314.99 - $314.99
    Current price $314.99
  • Original price $278.99 - Original price $278.99
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    $278.99
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    Current price $278.99

    Samsung - HW-B550D 3.1 Channel B-Series Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Black

    Samsung

    Rich sound and deep bass brought to you by Dolby Audio built in center speakers and booming subwoofers. Hear the action wrap ar ound the room with ...

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    Original price $278.99 - Original price $278.99
    Original price
    $278.99
    $278.99 - $278.99
    Current price $278.99
  • Original price $314.99 - Original price $314.99
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    $314.99
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    Current price $314.99

    Samsung - HW-B650/ZA 3.1 Channel Soundbar with Wireless Subwoofer Dolby 5.1 / DTS VirtualX - Black

    Samsung

    Dolby Digital 5.1 / DTS VirtualXElevate your favorite content. Dolby Atmos creates realistic 3D sound by projecting it from all around you includin...

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    Original price $314.99 - Original price $314.99
    Original price
    $314.99
    $314.99 - $314.99
    Current price $314.99
  • Original price $324.99 - Original price $324.99
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    $324.99
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    Current price $324.99

    Samsung - HW-B750D 5.1 Channel B-Series Soundbar with Wireless Subwoofer DTS VirtualX and Bass Boost - Black

    Samsung

    Dolby Digital 5.1 / DTS VirtualXDolby Digital 5.1 and DTS VirtualX create realistic multi directional sound that draws you into the action.Built in...

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    Original price $324.99 - Original price $324.99
    Original price
    $324.99
    $324.99 - $324.99
    Current price $324.99
  • Original price $116.99 - Original price $116.99
    Original price
    $116.99
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    Current price $116.99

    Samsung - HW-C400/ZA 2.0 Channel C-Series Soundbar with Built-in Woofer - Black

    Samsung

    Built-in SubwooferGo deep and hear more with this soundbar’s all-in-one built-in subwoofer design.One Remote ControlKeep your finger on the pulse. ...

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    Original price $116.99 - Original price $116.99
    Original price
    $116.99
    $116.99 - $116.99
    Current price $116.99
  • Original price $254.99 - Original price $254.99
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    $254.99
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    Current price $254.99

    Samsung - HW-C450 2.1 Channel B-Series Soundbar with Wireless Subwoofer DTS Virtual X - Titan Black

    Samsung

    DTS VirtualXExpand your listening experience. DTS Virtual X creates spacious 3D sound putting you at the center of the actionSubwoofer IncludedGet ...

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    Original price $254.99 - Original price $254.99
    Original price
    $254.99
    $254.99 - $254.99
    Current price $254.99
  • Original price $218.99 - Original price $218.99
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    $218.99
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    Current price $218.99

    Samsung - HW-C450 2.1 Channel C-Series Soundbar with Wireless Subwoofer DTS Virtual X - Titan Black

    Samsung

    DTS VirtualXExpand your listening experience. DTS Virtual X creates spacious 3D sound putting you at the center of the actionSubwoofer IncludedGet ...

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    Original price $218.99 - Original price $218.99
    Original price
    $218.99
    $218.99 - $218.99
    Current price $218.99
  • Original price $474.99 - Original price $474.99
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    $474.99
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    Current price $474.99

    Samsung - HW-LS60D Music Frame Smart Speaker/Picture Frame Dolby Atmos - Black

    Samsung

    Customizable DesignPump up the volume on your personality. Swap a different color bezel to match your space and showcase your personal artwork phot...

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    Original price $474.99 - Original price $474.99
    Original price
    $474.99
    $474.99 - $474.99
    Current price $474.99
  • Original price $589.99 - Original price $589.99
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    $589.99
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    Current price $589.99

    Samsung - HW-Q600C 3.1.2 Channel Q-series Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Titan Black

    Samsung

    Q-SymphonyAmp up your audio with the greatest duo of all time—Samsung TVs paired with Samsung soundbars. With QSymphony your TV speakers paired wit...

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    Original price $589.99 - Original price $589.99
    Original price
    $589.99
    $589.99 - $589.99
    Current price $589.99
  • Original price $934.99 - Original price $934.99
    Original price
    $934.99
    $934.99 - $934.99
    Current price $934.99

    Samsung - HW-QS730D 3.1.2 Channel Q-Series Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Titan Black

    Samsung

    Q SymphonyPair a Samsung TV with a Samsung Soundbar to unlock a new level of powerful audio. Experience content like never before only with Samsung...

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    Original price $934.99 - Original price $934.99
    Original price
    $934.99
    $934.99 - $934.99
    Current price $934.99
  • Original price $194.99 - Original price $194.99
    Original price
    $194.99
    $194.99 - $194.99
    Current price $194.99

    Samsung - HW-S50B 3.0 Channel S-Series All-in-one Soundbar Dolby 5.1 / DTS VirtualX - Black

    Samsung

    All-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...

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    Original price $194.99 - Original price $194.99
    Original price
    $194.99
    $194.99 - $194.99
    Current price $194.99
  • Original price $254.99 - Original price $254.99
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    $254.99
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    Current price $254.99

    Samsung - HW-S50B 3.0ch All in One Soundbar with Dolby 5.1 / DTS VirutalX - Black

    Samsung

    All-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...

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    Original price $254.99 - Original price $254.99
    Original price
    $254.99
    $254.99 - $254.99
    Current price $254.99
  • Original price $416.99 - Original price $416.99
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    $416.99
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    Current price $416.99

    Samsung - HW-S60D 5.0 Channel S-Series All-in-one Soundbar Dolby Atmos and Q-Symphony - Black

    Samsung

    All in one DesignUnlock audio all around you with this compact soundbar’s powerful 5 channel sound with built in woofers.Q SymphonyPair a Samsung T...

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    Original price $416.99 - Original price $416.99
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    $416.99
    $416.99 - $416.99
    Current price $416.99
  • Original price $497.99 - Original price $497.99
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    $497.99
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    Current price $497.99

    Samsung - HW-S700D 3.1 Channel S-Series Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Titan Black

    Samsung

    Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package giving you exceptional sound while...

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    Original price $497.99 - Original price $497.99
    Original price
    $497.99
    $497.99 - $497.99
    Current price $497.99
  • Original price $1,049.99 - Original price $1,049.99
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    $1,049.99
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    Current price $1,049.99

    Samsung - HW-S800B 3.1.2ch Soundbar with Wireless Dolby Atmos / DTSX - Black

    Samsung

    Ultra-Slim DesignUnbelievably sleek low-profile soundbar delivers high quality audio in a super slim package giving you exceptional sound while bl...

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    Original price $1,049.99 - Original price $1,049.99
    Original price
    $1,049.99
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    Current price $1,049.99
  • Original price $1,049.99 - Original price $1,049.99
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    $1,049.99
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    Current price $1,049.99

    Samsung - HW-S800D 3.1.2 Channel Q-Series Ultra Slim Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Titan Black

    Samsung

    Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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    Original price $1,049.99 - Original price $1,049.99
    Original price
    $1,049.99
    $1,049.99 - $1,049.99
    Current price $1,049.99
  • Original price $1,049.99 - Original price $1,049.99
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    $1,049.99
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    Current price $1,049.99

    Samsung - HW-S801D 3.1.2 Channel Q-Series Ultra Slim Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - White

    Samsung

    Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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    Original price $1,049.99 - Original price $1,049.99
    Original price
    $1,049.99
    $1,049.99 - $1,049.99
    Current price $1,049.99
  • Original price $302.99 - Original price $302.99
    Original price
    $302.99
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    Current price $302.99

    Samsung - Jet 60 Pet Cordless Stick Vacuum - Rose Gold

    Samsung

    Lightweight DesignThe 6-pound lightweight design makes cleaning easy. Maneuver to vacuum stairs under sofas and all the hard-to-reach places. Also ...

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    Original price $302.99 - Original price $302.99
    Original price
    $302.99
    $302.99 - $302.99
    Current price $302.99
  • Original price $457.99 - Original price $457.99
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    $457.99
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    Current price $457.99

    Samsung - Jet 75 Cordless Stick Vacuum - Titan ChroMetal

    Samsung

    Removable BatteryConveniently remove battery for flexible charging. Vacuum for up to 60 minutes without needing to recharge.Turbo BrushWorks great ...

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    Original price $457.99 - Original price $457.99
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    $457.99
    $457.99 - $457.99
    Current price $457.99
  • Original price $1,174.99 - Original price $1,174.99
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    $1,174.99
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    Current price $1,174.99

    Samsung - Linear Wash 24" Top Control Built-In Dishwasher with AutoRelease Dry 39 dBA - Black Stainless Steel

    Samsung

    Fingerprint-resistant exteriorHelps reduce smudges for an everyday great appearance.Wi-Fi connectivityRemotely monitor and control the dishwasher f...

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    Original price $1,174.99 - Original price $1,174.99
    Original price
    $1,174.99
    $1,174.99 - $1,174.99
    Current price $1,174.99
  • Original price $1,063.99 - Original price $1,063.99
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    $1,063.99
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    Current price $1,063.99

    Samsung - Linear Wash 24" Top Control Built-In Dishwasher with AutoRelease Dry 39 dBA - Stainless Steel

    Samsung

    Fingerprint-resistant exteriorHelps reduce smudges for an everyday great appearance.Wi-Fi connectivityRemotely monitor and control the dishwasher f...

    View full details
    Original price $1,063.99 - Original price $1,063.99
    Original price
    $1,063.99
    $1,063.99 - $1,063.99
    Current price $1,063.99
  • Original price $474.99 - Original price $474.99
    Original price
    $474.99
    $474.99 - $474.99
    Current price $474.99

    Samsung - M70D 32" LED 4K UHD 60Hz 4ms Smart Monitor with HDR 10 (HDMI USB) - Black

    Samsung

    Smart TV AppsStream OTT content directly from the monitor or tune into Samsung TV Plus to get live TV channels and on-demand content at zero cost M...

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    Original price $474.99 - Original price $474.99
    Original price
    $474.99
    $474.99 - $474.99
    Current price $474.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.