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Original price $227.99 - Original price $227.99
Original price
$227.99
$227.99 - $227.99
Current price $227.99

Insignia - 2.2 Cu. Ft. Countertop Microwave with Sensor Cooking and Inverter Technology - Stainless Steel

Insignia

Sensor cook functionHeats your food to the ideal temperature every time.Inverter technologyDelivers a constant stream of power to provide even heat...

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Original price $227.99 - Original price $227.99
Original price
$227.99
$227.99 - $227.99
Current price $227.99
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

Insignia - 2.5 Cu. Ft. Mini Fridge with Reversible Door and ENERGY STAR Certification

Insignia

Compact design2.5 cu. ft. provides optimal space to store essentials without taking up too much space.Reversible door with recessed handleProvides ...

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Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99
Original price $268.99 - Original price $268.99
Original price
$268.99
$268.99 - $268.99
Current price $268.99

Insignia - 2.5 Cu. Ft. Mini Fridge with Reversible Door and ENERGY STAR Certification - Black

Insignia

Compact design2.5 cu. ft. provides optimal space to store essentials without taking up too much space.Reversible door with recessed handleProvides ...

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Original price $268.99 - Original price $268.99
Original price
$268.99
$268.99 - $268.99
Current price $268.99
Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

Insignia - 2.7 Cu. Ft. Mini Fridge with Door Storage - Black

Insignia

Freestanding compact 2.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.2 tempered gla...

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Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99
Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

Insignia - 2.7 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black

Insignia

Freestanding compact 2.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.2 tempered gla...

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Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99
Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99

Insignia - 2.7 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - White

Insignia

Freestanding compact 2.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.2 tempered gla...

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Original price $161.99 - Original price $161.99
Original price
$161.99
$161.99 - $161.99
Current price $161.99
Original price $860.99 - Original price $860.99
Original price
$860.99
$860.99 - $860.99
Current price $860.99

Insignia - 20.5 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

20.5 cu. ft. capacityProvides plenty of space for all your essentials and much more.Reversible door hingesA freestanding design with recessed handl...

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Original price $860.99 - Original price $860.99
Original price
$860.99
$860.99 - $860.99
Current price $860.99
Original price $917.99 - Original price $917.99
Original price
$917.99
$917.99 - $917.99
Current price $917.99

Insignia - 21 Cu. Ft. Garage Ready Convertible Upright Freezer w ENERGY STAR- White

Insignia

Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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Original price $917.99 - Original price $917.99
Original price
$917.99
$917.99 - $917.99
Current price $917.99
Original price $917.99 - Original price $917.99
Original price
$917.99
$917.99 - $917.99
Current price $917.99

Insignia - 21 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

Insignia

Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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Original price $917.99 - Original price $917.99
Original price
$917.99
$917.99 - $917.99
Current price $917.99
Original price $582.99 - Original price $582.99
Original price
$582.99
$582.99 - $582.99
Current price $582.99

Insignia - 24 Front Control Built-In Dishwasher with DishSense ENERGY STAR Certification and Operating Sound Level 52 dBA - Stainless Steel

Insignia

14 place settingsFits your whole family’s dishes with a removable silverware basket that fits on the right side of the lower rack.Four wash cycles...

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Original price $582.99 - Original price $582.99
Original price
$582.99
$582.99 - $582.99
Current price $582.99
Original price $562.99 - Original price $562.99
Original price
$562.99
$562.99 - $562.99
Current price $562.99

Insignia - 24 Front Control Built-In Dishwasher with DishSense ENERGY STAR Certification and Operating Sound Level 52 dBA - White

Insignia

14 place settingsFits your whole family’s dishes with a removable silverware basket that fits on the right side of the lower rack.Four wash cycles...

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Original price $562.99 - Original price $562.99
Original price
$562.99
$562.99 - $562.99
Current price $562.99
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Insignia - 24 Front Control Built-In Dishwasher with DishSense ENERY STAR Certification and Operating Sound Level 52 dBA - White

Insignia

14 place settingsFits your whole family’s dishes with a removable silverware basket that fits on the right side of the lower rack.Four wash cycles...

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Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Insignia - 24" Class F20 Series LED HD (720p) Smart Fire TV

Insignia

HD (720p) resolutionView your favorite movies shows and games in high definition.Alexa voice controlThe Alexa Voice Remote lets you easily control ...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Insignia - 24" Class F40 Series LED Full HD (1080p) Smart Fire TV

Insignia

Full HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

Insignia - 25' 4K Ultra HD HDMI Cable - Black

Insignia

Supports resolution up to 4K UltraHD (4096 x 2160 pixels)To aid in getting the very best picture from your 4K source.High Dynamic Range (HDR) suppo...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Insignia - 25w (per speaker 50w total) Bluetooth Bookshelf Speakers - Black

Insignia

Near Field Communication (NFC) and Bluetooth technologyOffers easy connectivity to your compatible device.Side panel dialsEffortlessly adjust the b...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99
Original price $430.99 - Original price $430.99
Original price
$430.99
$430.99 - $430.99
Current price $430.99

Insignia - 29 Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel Look

Insignia

3.3 cu. ft. capacityStores up to 29 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine at your chose...

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Original price $430.99 - Original price $430.99
Original price
$430.99
$430.99 - $430.99
Current price $430.99
Original price $400.99 - Original price $400.99
Original price
$400.99
$400.99 - $400.99
Current price $400.99

Insignia - 29-Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel

Insignia

3.2 cu. ft. capacityStores up to 29 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine at your chose...

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Original price $400.99 - Original price $400.99
Original price
$400.99
$400.99 - $400.99
Current price $400.99
Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99

Insignia - 3-Port HDMI Switch with 4K 60Hz and HDR Pass-Through - Black

Insignia

Compatible with most HDMI source componentsIncluding Blu-ray Disc players DVD players digital cable and satellite boxes gaming consoles and digital...

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Original price $41.99 - Original price $41.99
Original price
$41.99
$41.99 - $41.99
Current price $41.99
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Insignia - 3.3 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black

Insignia

Freestanding compact 3.3 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...

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Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Insignia - 3.3 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - White

Insignia

Freestanding compact 3.3 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99
Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

Insignia - 3.5 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia

3.5 cu. ft. storage capacityStore your favorite frozen snacks and entrees.Garage-readyWorks in temperatures from 0 to 110 F.Storage basketA plastic...

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Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Insignia - 3.7 Cu. Ft. High Efficiency 12-Cycle Top-Loading Washer - White

Insignia

3.7 cu. ft. capacityReduces the number of loads to cut your laundry time.Top loadThis white top-load design lets you load from standing position ra...

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Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Insignia - 32" Class F20 Series LED HD (720p) Smart Fire TV

Insignia

720p resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easily control ...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Insignia - 32" Class F40 Series LED Full HD (1080p) Smart Fire TV

Insignia

Full HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Insignia - 32" Class FE Series LED Full HD Smart Fire TV

Insignia

1080p ResolutionWatch movies and TV shows in high-definition picture quality.LED-backlit LCD screenWith reliable and long-lasting LED lighting this...

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Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99
Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Insignia - 4' 4K Ultra HD HDMI Cable - Black

Insignia

Supports 4K ultra HD contentWorks with 4K resolutions at 60 FPS to reduce blurring during fast-motion scenes.18 Gbps bandwidthSupports high-speed d...

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Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99
Original price $645.99 - Original price $645.99
Original price
$645.99
$645.99 - $645.99
Current price $645.99

Insignia - 4.1 Cu. Ft. Top Load Washer with ColdMotion Technology - White

Insignia

4.1 cu. ft. capacity with top-loading designAllows you to load from a standing position rather than an uncomfortable crouch.Easy to operateElectron...

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Original price $645.99 - Original price $645.99
Original price
$645.99
$645.99 - $645.99
Current price $645.99
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Insignia - 4.4 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black

Insignia

Freestanding compact 4.4 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...

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Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99
Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99

Insignia - 4.4 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Stainless Steel

Insignia

Freestanding compact 4.4 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...

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Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99
Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

Insignia - 4.5 Cu. Ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Stainless Steel Look

Insignia

4.5 cu. ft. storage capacityAmple space for storing your everyday essentials without taking up too much room.Freestanding designEnables flexible pl...

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Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Insignia - 40" Class F40 Series LED Full HD (1080p) Smart Fire TV

Insignia

Full HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99
Original price $154.99 - Original price $154.99
Original price
$154.99
$154.99 - $154.99
Current price $154.99

Insignia - 43" Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $154.99 - Original price $154.99
Original price
$154.99
$154.99 - $154.99
Current price $154.99
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Insignia - 48-Can Beverage Cooler - Stainless Steel

Insignia

1.5 cu. ft. capacityStores up to 48 12-ounce cans giving you space for all your favorites.Single-zone temperature controlKeeps wine at your chosen ...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99
Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

Insignia - 5 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia

5 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

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Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99
Original price $346.99 - Original price $346.99
Original price
$346.99
$346.99 - $346.99
Current price $346.99

Insignia - 5.0 Cu. Ft. Garage Ready-Chest Freezer - White

Insignia

5 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

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Original price $346.99 - Original price $346.99
Original price
$346.99
$346.99 - $346.99
Current price $346.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.