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  • Original price $586.99 - Original price $586.99
    Original price
    $586.99
    $586.99 - $586.99
    Current price $586.99

    Insignia - 14.2 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - White

    Insignia

    14.2 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors and rece...

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    Original price $586.99 - Original price $586.99
    Original price
    $586.99
    $586.99 - $586.99
    Current price $586.99
  • Original price $69.99 - Original price $69.99
    Original price
    $69.99
    $69.99 - $69.99
    Current price $69.99

    Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and 3 - Black

    Insignia

    Compatible with Meta Quest 2 and 3.Designed specifically for use with Meta Quest 2 and 3 VR headsets and your USB-C computer.Flexible movementThe t...

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    Original price $69.99 - Original price $69.99
    Original price
    $69.99
    $69.99 - $69.99
    Current price $69.99
  • Original price $69.99 - Original price $69.99
    Original price
    $69.99
    $69.99 - $69.99
    Current price $69.99

    Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and Meta Quest - Black

    Insignia

    Compatible with Meta Quest 2 and Meta QuestDesigned specifically for use with Meta Quest 2 and Meta Quest VR headsets and your USB-C computer.Flexi...

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    Original price $69.99 - Original price $69.99
    Original price
    $69.99
    $69.99 - $69.99
    Current price $69.99
  • Original price $633.99 - Original price $633.99
    Original price
    $633.99
    $633.99 - $633.99
    Current price $633.99

    Insignia - 165-Can Built-In Beverage Cooler - Stainless Steel

    Insignia

    5.3 cu. ft. storage capacityProvides plenty of space to keep snacks and drinks cold.Up-front control buttonsMake it easy to adjust the internal tem...

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    Original price $633.99 - Original price $633.99
    Original price
    $633.99
    $633.99 - $633.99
    Current price $633.99
  • Original price $863.99 - Original price $863.99
    Original price
    $863.99
    $863.99 - $863.99
    Current price $863.99

    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $863.99 - Original price $863.99
    Original price
    $863.99
    $863.99 - $863.99
    Current price $863.99
  • Original price $813.99 - Original price $813.99
    Original price
    $813.99
    $813.99 - $813.99
    Current price $813.99

    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer - White

    Insignia

    17.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Garage ready when set to Freezer ModeWorks in tempera...

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    Original price $813.99 - Original price $813.99
    Original price
    $813.99
    $813.99 - $813.99
    Current price $813.99
  • Original price $858.99 - Original price $858.99
    Original price
    $858.99
    $858.99 - $858.99
    Current price $858.99

    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $858.99 - Original price $858.99
    Original price
    $858.99
    $858.99 - $858.99
    Current price $858.99
  • Original price $808.99 - Original price $808.99
    Original price
    $808.99
    $808.99 - $808.99
    Current price $808.99

    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

    Insignia

    17.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Garage ready when set to Freezer ModeWorks in tempera...

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    Original price $808.99 - Original price $808.99
    Original price
    $808.99
    $808.99 - $808.99
    Current price $808.99
  • Original price $753.99 - Original price $753.99
    Original price
    $753.99
    $753.99 - $753.99
    Current price $753.99

    Insignia - 18 Cu. Ft. Top-Freezer Refrigerator - Stainless Steel

    Insignia

    18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $753.99 - Original price $753.99
    Original price
    $753.99
    $753.99 - $753.99
    Current price $753.99
  • Original price $749.99 - Original price $749.99
    Original price
    $749.99
    $749.99 - $749.99
    Current price $749.99

    Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $749.99 - Original price $749.99
    Original price
    $749.99
    $749.99 - $749.99
    Current price $749.99
  • Original price $698.99 - Original price $698.99
    Original price
    $698.99
    $698.99 - $698.99
    Current price $698.99

    Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - White

    Insignia

    18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $698.99 - Original price $698.99
    Original price
    $698.99
    $698.99 - $698.99
    Current price $698.99
  • Original price $504.99 - Original price $504.99
    Original price
    $504.99
    $504.99 - $504.99
    Current price $504.99

    Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with Handles - White

    Insignia

    18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $504.99 - Original price $504.99
    Original price
    $504.99
    $504.99 - $504.99
    Current price $504.99
  • Original price $901.99 - Original price $901.99
    Original price
    $901.99
    $901.99 - $901.99
    Current price $901.99

    Insignia - 18.6 Cu. Ft. Bottom Freezer Refrigerator - Stainless Steel

    Insignia

    18.6 cu. ft. capacityProvides plenty of space for all your essentials and more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $901.99 - Original price $901.99
    Original price
    $901.99
    $901.99 - $901.99
    Current price $901.99
  • Original price $815.99 - Original price $815.99
    Original price
    $815.99
    $815.99 - $815.99
    Current price $815.99

    Insignia - 18.6 Cu. Ft. Bottom Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    18.6 cu. ft. capacityProvides plenty of space for all your essentials and more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $815.99 - Original price $815.99
    Original price
    $815.99
    $815.99 - $815.99
    Current price $815.99
  • Original price $59.99 - Original price $59.99
    Original price
    $59.99
    $59.99 - $59.99
    Current price $59.99

    Insignia - 2.0-Channel Soundbar - Black

    Insignia

    Improve your home theater systemEnjoy incredible audio and enhance your TV watching movie viewing or music listening experience with 40 W of total ...

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    Original price $59.99 - Original price $59.99
    Original price
    $59.99
    $59.99 - $59.99
    Current price $59.99
  • Original price $123.99 - Original price $123.99
    Original price
    $123.99
    $123.99 - $123.99
    Current price $123.99

    Insignia - 2.1-Channel Soundbar with Wireless Subwoofer - Black

    Insignia

    2.1-channel soundbarDelivers a superior listening experience with four 2-inch speaker drivers.Wireless subwooferProvides a deep powerful bass with ...

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    Original price $123.99 - Original price $123.99
    Original price
    $123.99
    $123.99 - $123.99
    Current price $123.99
  • Original price $130.99 - Original price $130.99
    Original price
    $130.99
    $130.99 - $130.99
    Current price $130.99

    Insignia - 2.5 Cu. Ft. Mini Fridge with Reversible Door and ENERGY STAR Certification - Black

    Insignia

    Compact design2.5 cu. ft. provides optimal space to store essentials without taking up too much space.Reversible door with recessed handleProvides ...

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    Original price $130.99 - Original price $130.99
    Original price
    $130.99
    $130.99 - $130.99
    Current price $130.99
  • Original price $150.99 - Original price $150.99
    Original price
    $150.99
    $150.99 - $150.99
    Current price $150.99

    Insignia - 2.5 Cu. Ft. Mini Fridge with Reversible Door and ENERGY STAR Certification - White

    Insignia

    Compact design2.5 cu. ft. provides optimal space to store essentials without taking up too much space.Reversible door with recessed handleProvides ...

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    Original price $150.99 - Original price $150.99
    Original price
    $150.99
    $150.99 - $150.99
    Current price $150.99
  • Original price $895.99 - Original price $895.99
    Original price
    $895.99
    $895.99 - $895.99
    Current price $895.99

    Insignia - 2.7 Cu. Ft. High Efficiency Stackable Front Load Washer - White

    Insignia

    2.7 cu. ft. capacitySaves space while remaining a high-efficiency washer and accommodating sizeable loads.Easy to operateLED screen and knob cycle ...

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    Original price $895.99 - Original price $895.99
    Original price
    $895.99
    $895.99 - $895.99
    Current price $895.99
  • Original price $875.99 - Original price $875.99
    Original price
    $875.99
    $875.99 - $875.99
    Current price $875.99

    Insignia - 2.7 Cu. Ft. High Efficiency Stackable Front Load Washer with ENERGY STAR Certification - White

    Insignia

    2.7 cu. ft. capacitySaves space while remaining a high-efficiency washer and accommodating sizeable loads.Easy to operateLED screen and knob cycle ...

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    Original price $875.99 - Original price $875.99
    Original price
    $875.99
    $875.99 - $875.99
    Current price $875.99
  • Original price $859.99 - Original price $859.99
    Original price
    $859.99
    $859.99 - $859.99
    Current price $859.99

    Insignia - 20.5 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    20.5 cu. ft. capacityProvides plenty of space for all your essentials and much more.Reversible door hingesA freestanding design with recessed handl...

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    Original price $859.99 - Original price $859.99
    Original price
    $859.99
    $859.99 - $859.99
    Current price $859.99
  • Original price $971.99 - Original price $971.99
    Original price
    $971.99
    $971.99 - $971.99
    Current price $971.99

    Insignia - 21 Cu. Ft. Garage Ready Convertible Upright Freezer - White

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $971.99 - Original price $971.99
    Original price
    $971.99
    $971.99 - $971.99
    Current price $971.99
  • Original price $966.99 - Original price $966.99
    Original price
    $966.99
    $966.99 - $966.99
    Current price $966.99

    Insignia - 21 Cu. Ft. Garage Ready Convertible Upright Freezer w ENERGY STAR- White

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $966.99 - Original price $966.99
    Original price
    $966.99
    $966.99 - $966.99
    Current price $966.99
  • Original price $957.99 - Original price $957.99
    Original price
    $957.99
    $957.99 - $957.99
    Current price $957.99

    Insignia - 21 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $957.99 - Original price $957.99
    Original price
    $957.99
    $957.99 - $957.99
    Current price $957.99
  • Original price $537.99 - Original price $537.99
    Original price
    $537.99
    $537.99 - $537.99
    Current price $537.99

    Insignia - 24 Front Control Built-In Dishwasher with Sensor Wash Stainless Steel Tub 51 dBA and ENERGY STAR Certification - Stainless Steel

    Insignia

    Smart wash systemAutomatically selects the appropriate cycle based on how large and soiled your load is to efficiently clean your dishes.Filter sys...

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    Original price $537.99 - Original price $537.99
    Original price
    $537.99
    $537.99 - $537.99
    Current price $537.99
  • Original price $643.99 - Original price $643.99
    Original price
    $643.99
    $643.99 - $643.99
    Current price $643.99

    Insignia - 24 Top Control Built-In Dishwasher with 3rd Rack Sensor Wash Stainless Steel Tub 49 Dba ENERGY STAR Certification - Stainless Steel

    Insignia

    Smart wash systemAutomatically selects the appropriate cycle based on how large and soiled your load is to efficiently clean your dishes.Filter sys...

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    Original price $643.99 - Original price $643.99
    Original price
    $643.99
    $643.99 - $643.99
    Current price $643.99
  • Original price $110.99 - Original price $110.99
    Original price
    $110.99
    $110.99 - $110.99
    Current price $110.99

    Insignia - 24" Class F20 Series LED Full HD Smart Fire TV

    Insignia

    Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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    Original price $110.99 - Original price $110.99
    Original price
    $110.99
    $110.99 - $110.99
    Current price $110.99
  • Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99

    Insignia - 24" Class F20 Series LED HD Smart Fire TV

    Insignia

    Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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    Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99
  • Original price $90.99 - Original price $90.99
    Original price
    $90.99
    $90.99 - $90.99
    Current price $90.99

    Insignia - 25' 4K Ultra HD HDMI Cable - Black

    Insignia

    Supports resolution up to 4K UltraHD (4096 x 2160 pixels)To aid in getting the very best picture from your 4K source.High Dynamic Range (HDR) suppo...

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    Original price $90.99 - Original price $90.99
    Original price
    $90.99
    $90.99 - $90.99
    Current price $90.99
  • Original price $471.99 - Original price $471.99
    Original price
    $471.99
    $471.99 - $471.99
    Current price $471.99

    Insignia - 250 Sq. Ft. Portable Air Conditioner - White

    Insignia

    Up to 250 sq. ft. cooling capacityAllows you to keep a medium-sized room cool.6000 BTUs of cooling powerHelp keep your space at a comfortable tempe...

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    Original price $471.99 - Original price $471.99
    Original price
    $471.99
    $471.99 - $471.99
    Current price $471.99
  • Original price $163.99 - Original price $163.99
    Original price
    $163.99
    $163.99 - $163.99
    Current price $163.99

    Insignia - 25w (per speaker 50w total) Bluetooth Bookshelf Speakers - Black

    Insignia

    Near Field Communication (NFC) and Bluetooth technologyOffers easy connectivity to your compatible device.Side panel dialsEffortlessly adjust the b...

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    Original price $163.99 - Original price $163.99
    Original price
    $163.99
    $163.99 - $163.99
    Current price $163.99
  • Original price $163.99 - Original price $163.99
    Original price
    $163.99
    $163.99 - $163.99
    Current price $163.99

    Insignia - 25W Bluetooth Bookshelf Speakers (Pair) - Black

    Insignia

    Near Field Communication (NFC) and Bluetooth technologyOffers easy connectivity to your compatible device.Side panel dialsEffortlessly adjust the b...

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    Original price $163.99 - Original price $163.99
    Original price
    $163.99
    $163.99 - $163.99
    Current price $163.99
  • Original price $421.99 - Original price $421.99
    Original price
    $421.99
    $421.99 - $421.99
    Current price $421.99

    Insignia - 29-Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel

    Insignia

    3.2 cu. ft. (0.9 cu. m) capacityStores up to 29 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine a...

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    Original price $421.99 - Original price $421.99
    Original price
    $421.99
    $421.99 - $421.99
    Current price $421.99
  • Original price $1,111.99 - Original price $1,111.99
    Original price
    $1,111.99
    $1,111.99 - $1,111.99
    Current price $1,111.99

    Insignia - 2D Zero Gravity Full Body Massage Chair - Black with silver trim

    Insignia

    Customizable massageTarget different areas of the body commonly subjected to muscle aches and pains with six preset programs (Comfort Relax Energy ...

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    Original price $1,111.99 - Original price $1,111.99
    Original price
    $1,111.99
    $1,111.99 - $1,111.99
    Current price $1,111.99
  • Original price $300.99 - Original price $300.99
    Original price
    $300.99
    $300.99 - $300.99
    Current price $300.99

    Insignia - 3-in-1 TV Stand for Most TVs Up to 70 - Charcoal Gray

    Insignia

    Supports TVs up to 70Sturdy mount and top shelf support most flat screen TVs up to 70 in. (177.8 cm) and 100 lbs. (45.4 kg).3-in-1 designChoose how...

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    Original price $300.99 - Original price $300.99
    Original price
    $300.99
    $300.99 - $300.99
    Current price $300.99
  • Original price $63.99 - Original price $63.99
    Original price
    $63.99
    $63.99 - $63.99
    Current price $63.99

    Insignia - 3-Port HDMI Switch with 4K 60Hz and HDR Pass-Through - Black

    Insignia

    Compatible with most HDMI source componentsIncluding Blu-ray Disc players DVD players digital cable and satellite boxes gaming consoles and digital...

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    Original price $63.99 - Original price $63.99
    Original price
    $63.99
    $63.99 - $63.99
    Current price $63.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.