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  • Original price $1,958.99 - Original price $1,958.99
    Original price
    $1,958.99
    $1,958.99 - $1,958.99
    Current price $1,958.99

    Whirlpool - 25.2 Cu. Ft. French Door Smart Refrigerator with Elevated Deli Drawer - Stainless Steel

    Whirlpool

    Elevated Deli DrawerThe Elevated Deli Drawer makes meats and cheese more visible so you can spend more time enjoying deli essentials and less time ...

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    Original price $1,958.99 - Original price $1,958.99
    Original price
    $1,958.99
    $1,958.99 - $1,958.99
    Current price $1,958.99
  • Original price $3,124.99 - Original price $3,124.99
    Original price
    $3,124.99
    $3,124.99 - $3,124.99
    Current price $3,124.99

    Whirlpool - 26 cu. ft. French Door Refrigerator with Prep Store Bins - Stainless Steel

    Whirlpool

    Prep Store BinsWhirlpool Prep Store Bins make organizing your fridge simple so you can easily find family favorites prepared meals and more.Prep ...

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    Original price $3,124.99 - Original price $3,124.99
    Original price
    $3,124.99
    $3,124.99 - $3,124.99
    Current price $3,124.99
  • Original price $2,655.99 - Original price $2,655.99
    Original price
    $2,655.99
    $2,655.99 - $2,655.99
    Current price $2,655.99

    Whirlpool - 26.8 Cu. Ft. French Door Refrigerator - Stainless Steel

    Whirlpool

    Platter pocketWide flat items like brownie pans lasagna and pizza boxes stay tucked out of the way in this space designed to keep them safe from st...

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    Original price $2,655.99 - Original price $2,655.99
    Original price
    $2,655.99
    $2,655.99 - $2,655.99
    Current price $2,655.99
  • Original price $2,048.99 - Original price $2,048.99
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    $2,048.99
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    Current price $2,048.99

    Whirlpool - 28.4 Cu. Ft. Side-by-Side Refrigerator with In-Door-Ice Storage - Stainless Steel

    Whirlpool

    In-Door-Ice StorageGet an extra full shelf with an ice bin that's moved to the doorFingerprint resistant stainless steel doorAligns perfectly with ...

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    Original price $2,048.99 - Original price $2,048.99
    Original price
    $2,048.99
    $2,048.99 - $2,048.99
    Current price $2,048.99
  • Original price $751.99 - Original price $751.99
    Original price
    $751.99
    $751.99 - $751.99
    Current price $751.99

    Whirlpool - 3.8 Cu. Ft. High Efficiency Top Load Washer with 2 in 1 Removable Agitator - White

    Whirlpool

    2 in 1 Removable AgitatorThe 2 in 1 Removable Agitator lets you choose how you wash and care for your clothes by easily swapping the agitator post ...

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    Original price $751.99 - Original price $751.99
    Original price
    $751.99
    $751.99 - $751.99
    Current price $751.99
  • Original price $242.99 - Original price $242.99
    Original price
    $242.99
    $242.99 - $242.99
    Current price $242.99

    Whirlpool - 30 inches - Convertible - Under cabinet Range Hood - Stainless Steel

    Whirlpool

    Grease FilterThe grease filter helps trap unwanted grease and helps remove odors.Hidden VentPowerful 2-Speed FanTwo fan speeds provide the right am...

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    Original price $242.99 - Original price $242.99
    Original price
    $242.99
    $242.99 - $242.99
    Current price $242.99
  • Original price $188.99 - Original price $188.99
    Original price
    $188.99
    $188.99 - $188.99
    Current price $188.99

    Whirlpool - 30 inches - Externally Vented - Wall Range Hood - Stainless Steel

    Whirlpool

    270 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.2 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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    Original price $188.99 - Original price $188.99
    Original price
    $188.99
    $188.99 - $188.99
    Current price $188.99
  • Original price $161.99 - Original price $161.99
    Original price
    $161.99
    $161.99 - $161.99
    Current price $161.99

    Whirlpool - 30 inches - Recirculating - Under cabinet Range Hood - Stainless Steel

    Whirlpool

    2 fan-speed settingsAllow you to adjust ventilation to meet your needs.Mechanical controlsOffer simple operation.Bulb light shines down on the cook...

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    Original price $161.99 - Original price $161.99
    Original price
    $161.99
    $161.99 - $161.99
    Current price $161.99
  • Original price $173.99 - Original price $173.99
    Original price
    $173.99
    $173.99 - $173.99
    Current price $173.99

    Whirlpool - 30 inches - Recirculating - Under cabinet Range Hood - White

    Whirlpool

    2 fan-speed settingsAllow you to adjust ventilation to meet your needs.Mechanical controlsOffer simple operation.Bulb light shines down on the cook...

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    Original price $173.99 - Original price $173.99
    Original price
    $173.99
    $173.99 - $173.99
    Current price $173.99
  • Original price $1,000.99 - Original price $1,000.99
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    $1,000.99
    $1,000.99 - $1,000.99
    Current price $1,000.99

    Whirlpool - 30" Built-In Gas Cooktop with SpeedHeat Burner - White

    Whirlpool

    SpeedHeat BurnerGet a rapid boil and perfect sear quickly with the SpeedHeat Burner which generates high heat to get dinner to the table fast.Cooki...

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    Original price $1,000.99 - Original price $1,000.99
    Original price
    $1,000.99
    $1,000.99 - $1,000.99
    Current price $1,000.99
  • Original price $2,004.99 - Original price $2,004.99
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    $2,004.99
    $2,004.99 - $2,004.99
    Current price $2,004.99

    Whirlpool - 30" Built-In Single Electric Convection Wall Oven with WiFi - Black Stainless Steel

    Whirlpool

    Smart Wall OvenWhen you’re busy elsewhere use your smartphone to get dinner started by remotely preheating the oven. Or when your hands are full us...

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    Original price $2,004.99 - Original price $2,004.99
    Original price
    $2,004.99
    $2,004.99 - $2,004.99
    Current price $2,004.99
  • Original price $2,027.99 - Original price $2,027.99
    Original price
    $2,027.99
    $2,027.99 - $2,027.99
    Current price $2,027.99

    Whirlpool - 30" Built-In Single Electric Convection Wall Oven with WiFi - Stainless Steel

    Whirlpool

    Smart Wall OvenWhen you’re busy elsewhere use your smartphone to get dinner started by remotely preheating the oven. Or when your hands are full us...

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    Original price $2,027.99 - Original price $2,027.99
    Original price
    $2,027.99
    $2,027.99 - $2,027.99
    Current price $2,027.99
  • Original price $163.99 - Original price $163.99
    Original price
    $163.99
    $163.99 - $163.99
    Current price $163.99

    Whirlpool - 30" Recirculating Range Hood - Stainless Steel

    Whirlpool

    2 fan-speed settingsAllow you to adjust ventilation to meet your needs.Mechanical controlsOffer simple operation.Bulb light shines down on the cook...

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    Original price $163.99 - Original price $163.99
    Original price
    $163.99
    $163.99 - $163.99
    Current price $163.99
  • Original price $172.99 - Original price $172.99
    Original price
    $172.99
    $172.99 - $172.99
    Current price $172.99

    Whirlpool - 30" Recirculating Range Hood - White

    Whirlpool

    2 fan-speed settingsAllow you to adjust ventilation to meet your needs.Mechanical controlsOffer simple operation.Bulb light shines down on the cook...

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    Original price $172.99 - Original price $172.99
    Original price
    $172.99
    $172.99 - $172.99
    Current price $172.99
  • Original price $3,736.99 - Original price $3,736.99
    Original price
    $3,736.99
    $3,736.99 - $3,736.99
    Current price $3,736.99

    Whirlpool - 30" Smart Built-In Electric Combination Wall Oven with Air Fry - Stainless Steel

    Whirlpool

    Smart Wall OvenWhen you’re busy in another room use your smartphone to monitor cooking progress so you’re ready to eat when dinner’s done.6-in-1 Wa...

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    Original price $3,736.99 - Original price $3,736.99
    Original price
    $3,736.99
    $3,736.99 - $3,736.99
    Current price $3,736.99
  • Original price $2,319.99 - Original price $2,319.99
    Original price
    $2,319.99
    $2,319.99 - $2,319.99
    Current price $2,319.99

    Whirlpool - 30" Smart Built-In Single Electric Wall Oven with Air Fry - Stainless Steel

    Whirlpool

    Smart Wall OvenWhen you’re busy elsewhere use your smartphone to get dinner started by remotely preheating the oven. Or when your hands are full us...

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    Original price $2,319.99 - Original price $2,319.99
    Original price
    $2,319.99
    $2,319.99 - $2,319.99
    Current price $2,319.99
  • Original price $989.99 - Original price $989.99
    Original price
    $989.99
    $989.99 - $989.99
    Current price $989.99

    Whirlpool - 4.5 Cu Ft. High Efficiency Smart Front Load Washer with FreshFlow Vent System - White

    Whirlpool

    FreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...

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    Original price $989.99 - Original price $989.99
    Original price
    $989.99
    $989.99 - $989.99
    Current price $989.99
  • Original price $913.99 - Original price $913.99
    Original price
    $913.99
    $913.99 - $913.99
    Current price $913.99

    Whirlpool - 4.5 Cu. Ft. High Efficiency Front Load Washer with Tumble Fresh Option - White

    Whirlpool

    Tumble Fresh OptionKeep clothes fresh in the washer until they're ready for the dryer. The Tumble Fresh Option activates after the wash cycle and t...

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    Original price $913.99 - Original price $913.99
    Original price
    $913.99
    $913.99 - $913.99
    Current price $913.99
  • Original price $998.99 - Original price $998.99
    Original price
    $998.99
    $998.99 - $998.99
    Current price $998.99

    Whirlpool - 4.5 Cu. Ft. High Efficiency Smart Front Load Washer with FreshFlow Vent System - Radiant Silver

    Whirlpool

    FreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...

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    Original price $998.99 - Original price $998.99
    Original price
    $998.99
    $998.99 - $998.99
    Current price $998.99
  • Original price $998.99 - Original price $998.99
    Original price
    $998.99
    $998.99 - $998.99
    Current price $998.99

    Whirlpool - 4.5 Cu. Ft. High Efficiency Smart Front Load Washer with FreshFlow Vent System - Silver

    Whirlpool

    FreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...

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    Original price $998.99 - Original price $998.99
    Original price
    $998.99
    $998.99 - $998.99
    Current price $998.99
  • Original price $777.99 - Original price $777.99
    Original price
    $777.99
    $777.99 - $777.99
    Current price $777.99

    Whirlpool - 4.6 Cu. Ft. Top Load Washer with Built-In Water Faucet - White

    Whirlpool

    Built-In Water FaucetEasily prewash clothes and other items right in the washer with a conveniently located interior faucet that gives you easy acc...

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    Original price $777.99 - Original price $777.99
    Original price
    $777.99
    $777.99 - $777.99
    Current price $777.99
  • Original price $932.99 - Original price $932.99
    Original price
    $932.99
    $932.99 - $932.99
    Current price $932.99

    Whirlpool - 4.7-4.8 Cu. Ft. Top Load Washer with 2 in 1 Removable Agitator - White

    Whirlpool

    2 in 1 Removable AgitatorThe industry-first 2 in 1 Removable Agitator lets you customize any load to care for your clothes the way you want by easi...

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    Original price $932.99 - Original price $932.99
    Original price
    $932.99
    $932.99 - $932.99
    Current price $932.99
  • Original price $778.99 - Original price $778.99
    Original price
    $778.99
    $778.99 - $778.99
    Current price $778.99

    Whirlpool - 4.8 Cu. Ft. Freestanding Electric Range with Keep Warm Setting - White

    Whirlpool

    Keep Warm settingKeep dishes from getting cold with this setting that delivers low heat to the oven.Large oven windowKeep an eye on your meal throu...

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    Original price $778.99 - Original price $778.99
    Original price
    $778.99
    $778.99 - $778.99
    Current price $778.99
  • Original price $1,232.99 - Original price $1,232.99
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    $1,232.99
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    Current price $1,232.99

    Whirlpool - 4.8 Cu. Ft. Slide-In Electric Range - Stainless Steel

    Whirlpool

    Frozen Bake TechnologySkip preheating and cook frozen favorites like pizza in fewer steps with preprogrammed settings that automatically adjust coo...

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    Original price $1,232.99 - Original price $1,232.99
    Original price
    $1,232.99
    $1,232.99 - $1,232.99
    Current price $1,232.99
  • Original price $1,495.99 - Original price $1,495.99
    Original price
    $1,495.99
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    Current price $1,495.99

    Whirlpool - 5.0 Cu. Ft. Gas Burner Range with Air Fry for Frozen Foods - Stainless Steel

    Whirlpool

    5-in-1 OvenCook however you want with 5 cooking modes in 1 oven Air Fry Convect Bake Broil Frozen Bake and Bake cyclesAir FryAir fry chicken nugget...

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    Original price $1,495.99 - Original price $1,495.99
    Original price
    $1,495.99
    $1,495.99 - $1,495.99
    Current price $1,495.99
  • Original price $1,149.99 - Original price $1,149.99
    Original price
    $1,149.99
    $1,149.99 - $1,149.99
    Current price $1,149.99

    Whirlpool - 5.0 Cu. Ft. High Efficiency Smart Front Load Washer with FreshFlow Vent System - Radient Silver

    Whirlpool

    FreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...

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    Original price $1,149.99 - Original price $1,149.99
    Original price
    $1,149.99
    $1,149.99 - $1,149.99
    Current price $1,149.99
  • Original price $1,100.99 - Original price $1,100.99
    Original price
    $1,100.99
    $1,100.99 - $1,100.99
    Current price $1,100.99

    Whirlpool - 5.0 Cu. Ft. High Efficiency Smart Front Load Washer with FreshFlow Vent System - Silver

    Whirlpool

    FreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...

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    Original price $1,100.99 - Original price $1,100.99
    Original price
    $1,100.99
    $1,100.99 - $1,100.99
    Current price $1,100.99
  • Original price $1,091.99 - Original price $1,091.99
    Original price
    $1,091.99
    $1,091.99 - $1,091.99
    Current price $1,091.99

    Whirlpool - 5.0 Cu. Ft. High Efficiency Smart Front Load Washer with FreshFlow Vent System - White

    Whirlpool

    FreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...

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    Original price $1,091.99 - Original price $1,091.99
    Original price
    $1,091.99
    $1,091.99 - $1,091.99
    Current price $1,091.99
  • Original price $842.99 - Original price $842.99
    Original price
    $842.99
    $842.99 - $842.99
    Current price $842.99

    Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Broiler Drawer - Stainless Steel

    Whirlpool

    Two SpeedHeat BurnersGet dinner to the table fast with two SpeedHeat Burners that generate the high heat needed to sear and boil quicklyFrozen Bake...

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    Original price $842.99 - Original price $842.99
    Original price
    $842.99
    $842.99 - $842.99
    Current price $842.99
  • Original price $834.99 - Original price $834.99
    Original price
    $834.99
    $834.99 - $834.99
    Current price $834.99

    Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Broiler Drawer - White

    Whirlpool

    Two SpeedHeat BurnersGet dinner to the table fast with two SpeedHeat Burners that generate the high heat needed to sear and boil quicklyFrozen Bake...

    View full details
    Original price $834.99 - Original price $834.99
    Original price
    $834.99
    $834.99 - $834.99
    Current price $834.99
  • Original price $892.99 - Original price $892.99
    Original price
    $892.99
    $892.99 - $892.99
    Current price $892.99

    Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Edge to Edge Cooktop - Stainless Steel

    Whirlpool

    Two SpeedHeat BurnersGet dinner to the table fast with two SpeedHeat Burners that generate the high heat needed to sear and boil quicklyFrozen Bake...

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    Original price $892.99 - Original price $892.99
    Original price
    $892.99
    $892.99 - $892.99
    Current price $892.99
  • Original price $1,269.99 - Original price $1,269.99
    Original price
    $1,269.99
    $1,269.99 - $1,269.99
    Current price $1,269.99

    Whirlpool - 5.2 Cu. Ft. High Efficiency Smart Top Load Washer with 2 in 1 Removable Agitator - Chrome Shadow

    Whirlpool

    2 in 1 Removable AgitatorThe industry-first 2 in 1 Removable Agitator lets you customize any load to care for your clothes the way you want by easi...

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    Original price $1,269.99 - Original price $1,269.99
    Original price
    $1,269.99
    $1,269.99 - $1,269.99
    Current price $1,269.99
  • Original price $1,064.99 - Original price $1,064.99
    Original price
    $1,064.99
    $1,064.99 - $1,064.99
    Current price $1,064.99

    Whirlpool - 5.3 Cu. Ft. Freestanding Electric Convection Range with Air Fry - Stainless Steel

    Whirlpool

    5-in-1 OvenCook however you want with 5 cooking modes in 1 oven Air Fry Convect Bake Broil Frozen Bake and Bake cycles. This range gives you the fl...

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    Original price $1,064.99 - Original price $1,064.99
    Original price
    $1,064.99
    $1,064.99 - $1,064.99
    Current price $1,064.99
  • Original price $892.99 - Original price $892.99
    Original price
    $892.99
    $892.99 - $892.99
    Current price $892.99

    Whirlpool - 5.3 Cu. Ft. Freestanding Electric Range with Cooktop Flexibility - Stainless Steel

    Whirlpool

    No Preheat ModeTake preheating off your plate with No Preheat Mode. Simply place your food in the oven and start baking. The oven will adjust the c...

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    Original price $892.99 - Original price $892.99
    Original price
    $892.99
    $892.99 - $892.99
    Current price $892.99
  • Original price $1,004.99 - Original price $1,004.99
    Original price
    $1,004.99
    $1,004.99 - $1,004.99
    Current price $1,004.99

    Whirlpool - 5.3 Cu. Ft. Freestanding Single Electric Range with Steam Air Fry and Air Baking - Stainless Steel

    Whirlpool

    Air Cooking technologyAdd convenience to your cooking and spice up the menu with the added power of No Preheat Air Fry and Air BakingNo Preheat Air...

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    Original price $1,004.99 - Original price $1,004.99
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    $1,004.99
    $1,004.99 - $1,004.99
    Current price $1,004.99
  • Original price $938.99 - Original price $938.99
    Original price
    $938.99
    $938.99 - $938.99
    Current price $938.99

    Whirlpool - 5.3 Cu. Ft. High Efficiency Top Load Washer with Deep Water Wash Option - White

    Whirlpool

    Deep Water Wash OptionGet more water to help break down loose soils. This option automatically adds more water to your load so heavily soiled cloth...

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    Original price $938.99 - Original price $938.99
    Original price
    $938.99
    $938.99 - $938.99
    Current price $938.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.