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  • Original price $727.99 - Original price $727.99
    Original price
    $727.99
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    Current price $727.99

    Walker Edison - Modern 3-Piece Slat-Back Acacia Wood Chat Set - Dark Brown

    Walker Edison

    Dimensions (after assembly)Loveseat 37" H x 48" L x 24" W Weighs 38 LBS; Chairs 37" H x 24" L x 20" W Weighs 24 LBS each2 patio chairs and 1 lovese...

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    Original price $727.99 - Original price $727.99
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    $727.99
    $727.99 - $727.99
    Current price $727.99
  • Original price $1,378.99 - Original price $1,378.99
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    $1,378.99 - $1,378.99
    Current price $1,378.99

    Walker Edison - Modern 4-Piece Eucalyptus Outdoor Chat Set - Brown

    Walker Edison

    Lounge in styleKick back and relax with a 3-piece sectional and 1 coffee table.Comfortable designLounge in comfort with the cushioned seat and back...

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    Original price $1,378.99 - Original price $1,378.99
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    Current price $1,378.99
  • Original price $1,483.99 - Original price $1,483.99
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    Current price $1,483.99

    Walker Edison - Modern 4-Piece Eucalyptus Patio Chat Set - Brown

    Walker Edison

    Lounge in styleKick back and relax with 1 loveseat 2 lounge chairs and a coffee table.Comfortable designLounge in comfort with the cushioned seat a...

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    Original price $1,483.99 - Original price $1,483.99
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    Current price $1,483.99
  • Original price $1,996.99 - Original price $1,996.99
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    Current price $1,996.99

    Walker Edison - Modern 4-Piece Outdoor Patio Sectional - Grey

    Walker Edison

    Dimensions (after assembly)Loveseat 26 H x 54 L x 28 W weighs 62 LBS (each); Table 13 H x 52 L x 26 W weighs 30LBS and Chair 26 H x 26 L x 28 W wei...

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    Original price $1,996.99 - Original price $1,996.99
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    $1,996.99
    $1,996.99 - $1,996.99
    Current price $1,996.99
  • Original price $1,944.99 - Original price $1,944.99
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    Current price $1,944.99

    Walker Edison - Modern 4-Piece Outdoor Sectional Chat Set - Brown

    Walker Edison

    Lounge in styleKick back and relax with a 3-piece sectional and 1 coffee table.Comfortable designLounge in comfort with the cushioned seat and back...

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    Original price $1,944.99 - Original price $1,944.99
    Original price
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    $1,944.99 - $1,944.99
    Current price $1,944.99
  • Original price $906.99 - Original price $906.99
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    $906.99
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    Current price $906.99

    Walker Edison - Modern 5-Piece Acacia Wood Outdoor Dining Set - Brown

    Walker Edison

    Room for a crowdHost summer parties with 4 dining chairs and a dining table.Comfortable designKick back and relax on the comfortable cushioned seat...

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    Original price $906.99 - Original price $906.99
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    $906.99
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    Current price $906.99
  • Original price $906.99 - Original price $906.99
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    Current price $906.99

    Walker Edison - Modern 5-Piece Acacia Wood Outdoor Dining Set - Natural

    Walker Edison

    Room for a crowdHost summer parties with 4 dining chairs and a dining table.Comfortable designKick back and relax on the comfortable cushioned seat...

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    Original price $906.99 - Original price $906.99
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    $906.99
    $906.99 - $906.99
    Current price $906.99
  • Original price $1,659.99 - Original price $1,659.99
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    $1,659.99
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    Current price $1,659.99

    Walker Edison - Modern 7-Piece Acacia Wood Outdoor Dining Set - Brown

    Walker Edison

    Room for a crowdHost summer parties with 6 dining chairs and a dining table.Comfortable designKick back and relax on the comfortable cushioned seat...

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    Original price $1,659.99 - Original price $1,659.99
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    $1,659.99
    $1,659.99 - $1,659.99
    Current price $1,659.99
  • Original price $1,659.99 - Original price $1,659.99
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    $1,659.99
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    Current price $1,659.99

    Walker Edison - Modern 7-Piece Acacia Wood Outdoor Dining Set - Natural

    Walker Edison

    Room for a crowdHost summer parties with 6 dining chairs and a dining table.Comfortable designKick back and relax on the comfortable cushioned seat...

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    Original price $1,659.99 - Original price $1,659.99
    Original price
    $1,659.99
    $1,659.99 - $1,659.99
    Current price $1,659.99
  • Original price $300.99 - Original price $300.99
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    Current price $300.99

    Walker Edison - Modern Acacia Outdoor Lounge Chair - Brown

    Walker Edison

    Trendy silhouetteShow off your style with the slatted backrest and angled legs.Comfortable designKick back and relax on the comfortable cushioned s...

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    Original price $300.99 - Original price $300.99
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    Current price $300.99
  • Original price $300.99 - Original price $300.99
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    Current price $300.99

    Walker Edison - Modern Acacia Outdoor Lounge Chair - Dark Brown

    Walker Edison

    Trendy silhouetteShow off your style with the slatted backrest and angled legs.Comfortable designKick back and relax on the comfortable cushioned s...

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    Original price $300.99 - Original price $300.99
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    $300.99
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    Current price $300.99
  • Original price $433.99 - Original price $433.99
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    Current price $433.99

    Walker Edison - Modern Acacia Wood Outdoor Loveseat - Brown

    Walker Edison

    Trendy silhouetteShow off your style with the slatted backrest and angled legs.Comfortable designKick back and relax on the comfortable cushioned s...

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    Original price $433.99 - Original price $433.99
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    $433.99
    $433.99 - $433.99
    Current price $433.99
  • Original price $503.99 - Original price $503.99
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    $503.99
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    Current price $503.99

    Walker Edison - Modern Acacia Wood Outdoor Loveseat - Dark Brown

    Walker Edison

    Trendy silhouetteShow off your style with the slatted backrest and angled legs.Comfortable designKick back and relax on the comfortable cushioned s...

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    Original price $503.99 - Original price $503.99
    Original price
    $503.99
    $503.99 - $503.99
    Current price $503.99
  • Original price $520.99 - Original price $520.99
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    $520.99
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    Current price $520.99

    Walker Edison - Modern Adjustable TV Stand for TVs up to 60 - Dark Walnut

    Walker Edison

    Stylish sturdy buildMade from warp-resistant MDF durable laminate and powder-coated steel.Adjustable buildCondense the piece for small spaces lengt...

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    Original price $520.99 - Original price $520.99
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    $520.99
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    Current price $520.99
  • Original price $523.99 - Original price $523.99
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    $523.99
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    Current price $523.99

    Walker Edison - Modern Adjustable TV Stand for TVs up to 60 - English Oak

    Walker Edison

    Stylish sturdy buildMade from warp-resistant MDF durable laminate and powder-coated steel.Adjustable buildCondense the piece for small spaces lengt...

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    Original price $523.99 - Original price $523.99
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    $523.99
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    Current price $523.99
  • Original price $909.99 - Original price $909.99
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    $909.99
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    Current price $909.99

    Walker Edison - Modern Bridge-Leg Dining Table - Dark Walnut

    Walker Edison

    Unique designShow off your style with the unique metal base.Room for a crowdSeat up to 8 of your loved ones around the spacious tabletop.Sturdy bui...

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    Original price $909.99 - Original price $909.99
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    $909.99
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    Current price $909.99
  • Original price $282.99 - Original price $282.99
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    $282.99
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    Current price $282.99

    Walker Edison - Modern Cage-Base Coffee Table - Dark Walnut

    Walker Edison

    Unique designShow off your style with the unique cage-leg base.Small-space friendlyEasily display in your rented apartment or forever home.Sturdy s...

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    Original price $282.99 - Original price $282.99
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    $282.99
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    Current price $282.99
  • Original price $272.99 - Original price $272.99
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    Current price $272.99

    Walker Edison - Modern Cage-Base Coffee Table - Faux White Marble

    Walker Edison

    Unique designShow off your style with the unique caged base.Functional detailsSip worry free with a moisture-resistant tabletop.Sturdy stylish cons...

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    Original price $272.99 - Original price $272.99
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    $272.99
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    Current price $272.99
  • Original price $366.99 - Original price $366.99
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    Current price $366.99

    Walker Edison - Modern Dining Chair - Fog Grey

    Walker Edison

    Unique silhouetteLet your style shine with the unique angled metal legs.Comfortable seatingKick back and relax with the comfortable cushioned seat ...

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    Original price $366.99 - Original price $366.99
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    $366.99
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    Current price $366.99
  • Original price $98.99 - Original price $98.99
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    $98.99
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    Current price $98.99

    Walker Edison - Modern Glam Minimal Round Side Table - English Oak/Black

    Walker Edison

    Sleek durable constructionMade with gold-painted metal warp-resistant MDF and a faux marble laminate finishSimple silhouetteDisplay the minimal des...

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    Original price $98.99 - Original price $98.99
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    $98.99
    $98.99 - $98.99
    Current price $98.99
  • Original price $379.99 - Original price $379.99
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    $379.99
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    Current price $379.99

    Walker Edison - Modern Hall Tree with Mirror - Grey Wash

    Walker Edison

    Functional designStore necessities on the open shelving and hang jackets and coats on the hanger rack.Small-space friendlyDisplay in your rented ap...

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    Original price $379.99 - Original price $379.99
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    $379.99
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    Current price $379.99
  • Original price $344.99 - Original price $344.99
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    $344.99
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    Current price $344.99

    Walker Edison - Modern Hall Tree with Mirror - Rustic Oak

    Walker Edison

    Functional designStore necessities on the open shelving and hang jackets and coats on the hanger rack.Small-space friendlyDisplay in your rented ap...

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    Original price $344.99 - Original price $344.99
    Original price
    $344.99
    $344.99 - $344.99
    Current price $344.99
  • Original price $700.99 - Original price $700.99
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    $700.99
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    Current price $700.99

    Walker Edison - Modern Herringbone TV Stand for TVs up to 80 - Birch

    Walker Edison

    Versatile boho TV stand2 wood doors with an attractive herringbone pattern2 tempered safety glass doors for display space4 adjustable shelves for c...

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    Original price $700.99 - Original price $700.99
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    Current price $700.99
  • Original price $237.99 - Original price $237.99
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    $237.99
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    Current price $237.99

    Walker Edison - Modern Industrial Round Kitchen Stool - Black

    Walker Edison

    Small-space friendlyDisplay in your rented apartment or forever home.Functional designStack multiple stools to free up space in your dining area.St...

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    Original price $237.99 - Original price $237.99
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    $237.99
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    Current price $237.99
  • Original price $254.99 - Original price $254.99
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    $254.99
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    Current price $254.99

    Walker Edison - Modern Industrial Round Kitchen Stool - Dark Coffee

    Walker Edison

    Small-space friendlyDisplay in your rented apartment or forever home.Functional designStack multiple stools to free up space in your dining area.St...

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    Original price $254.99 - Original price $254.99
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    $254.99
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    Current price $254.99
  • Original price $1,214.99 - Original price $1,214.99
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    Current price $1,214.99

    Walker Edison - Modern L-Shape Twin Bunk Bed - White

    Walker Edison

    Small-space friendlyPlace in a corner of the bedroom to save on space.Unique designEncourage your kids' imagination with the unique circle cutouts....

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    Original price $1,214.99 - Original price $1,214.99
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    $1,214.99
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    Current price $1,214.99
  • Original price $506.99 - Original price $506.99
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    Current price $506.99

    Walker Edison - Modern Metal and Wood Canopy Queen Bedframe - Black

    Walker Edison

    Support slatsGet rid of the bulky box spring with a frame that includes support slats.Canopy frameSleep surrounded by your favorite draperies.Sturd...

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    Original price $506.99 - Original price $506.99
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    $506.99
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    Current price $506.99
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    Current price $506.99

    Walker Edison - Modern Metal and Wood Canopy Queen Bedframe - Smoked Oak

    Walker Edison

    Support slatsGet rid of the bulky box spring with a frame that includes support slats.Canopy frameSleep surrounded by your favorite draperies.Sturd...

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    Original price $506.99 - Original price $506.99
    Original price
    $506.99
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    Current price $506.99
  • Original price $156.99 - Original price $156.99
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    $156.99
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    Current price $156.99

    Walker Edison - Modern Metal and Wood Corner Bookshelf - Grey Wash

    Walker Edison

    Corner fitSpruce up any corner in your home with this stylish bookshelf.Small-space friendlyDisplay in your rented apartment or forever home.Sturdy...

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    Original price $156.99 - Original price $156.99
    Original price
    $156.99
    $156.99 - $156.99
    Current price $156.99
  • Original price $156.99 - Original price $156.99
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    Current price $156.99

    Walker Edison - Modern Metal and Wood Corner Bookshelf - Rustic Oak

    Walker Edison

    Corner fitSpruce up any corner in your home with this stylish bookshelf.Small-space friendlyDisplay in your rented apartment or forever home.Sturdy...

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    Original price $156.99 - Original price $156.99
    Original price
    $156.99
    $156.99 - $156.99
    Current price $156.99
  • Original price $453.99 - Original price $453.99
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    $453.99
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    Current price $453.99

    Walker Edison - Modern Metal-Arm Accent Chair - Indigo Blue

    Walker Edison

    Sturdy stylish constructionMade with sanded metal and woven fabric.Modern comfortKick back and relax on the comfortable cushioned seat and backrest...

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    Original price $453.99 - Original price $453.99
    Original price
    $453.99
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    Current price $453.99
  • Original price $500.99 - Original price $500.99
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    $500.99
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    Current price $500.99

    Walker Edison - Modern Metal-Arm Accent Chair - Mushroom

    Walker Edison

    Sturdy stylish constructionMade with sanded metal and woven fabric.Modern comfortKick back and relax on the comfortable cushioned seat and backrest...

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    Original price $500.99 - Original price $500.99
    Original price
    $500.99
    $500.99 - $500.99
    Current price $500.99
  • Original price $249.99 - Original price $249.99
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    $249.99
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    Current price $249.99

    Walker Edison - Modern Minimal Coffee Table with Floating Shelves - Coastal Oak

    Walker Edison

    Modern durable constructionMade with powder-coated steel warp-resistant MDF and durable laminateSimple silhouetteDisplay the minimal design in your...

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    Original price $249.99 - Original price $249.99
    Original price
    $249.99
    $249.99 - $249.99
    Current price $249.99
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    Current price $249.99

    Walker Edison - Modern Minimal Coffee Table with Floating Shelves - Dark Walnut

    Walker Edison

    Modern durable constructionMade with powder-coated steel warp-resistant MDF and durable laminateSimple silhouetteDisplay the minimal design in your...

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    Original price $249.99 - Original price $249.99
    Original price
    $249.99
    $249.99 - $249.99
    Current price $249.99
  • Original price $238.99 - Original price $238.99
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    $238.99
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    Current price $238.99

    Walker Edison - Modern Minimal Coffee Table with Lower Shelf - Grey Wash

    Walker Edison

    Classic durable constructionMade with warp-resistant MDF and durable laminateSimple silhouetteDisplay an ultra-minimal design in your apartment or ...

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    Original price $238.99 - Original price $238.99
    Original price
    $238.99
    $238.99 - $238.99
    Current price $238.99
  • Original price $285.99 - Original price $285.99
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    $285.99
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    Current price $285.99

    Walker Edison - Modern Minimal Coffee Table with Lower Shelf - Solid White

    Walker Edison

    Classic durable constructionMade with warp-resistant MDF and durable laminateSimple silhouetteDisplay an ultra-minimal design in your apartment or ...

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    Original price $285.99 - Original price $285.99
    Original price
    $285.99
    $285.99 - $285.99
    Current price $285.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.