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  • Original price $862.99 - Original price $862.99
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    $862.99
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    Current price $862.99

    Walker Edison - Papasan Wicker Patio Chairs with Cushion - Natural

    Walker Edison

    Having a functional contouring design for maximum comfortMixed material design for a stylish addition to your patio or deckDurable and lightweight ...

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    Original price $862.99 - Original price $862.99
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    Current price $862.99
  • Original price $309.99 - Original price $309.99
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    Current price $309.99

    Walker Edison - Patio Outdoor Cypress Acacia Wood Garden Bench - Dark Brown

    Walker Edison

    As an outdoor loveseat for your patio deck or backyardMade out of acacia wood for a natural grain finishIn a stylish design with slatted sides and ...

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    Original price $309.99 - Original price $309.99
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  • Original price $739.99 - Original price $739.99
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    Walker Edison - Premium Deluxe Twin Metal Loft Bed - White

    Walker Edison

    Contemporary twin lofted bedSupport slats included no box spring neededFull length guardrails keep sleepers safe2 secured integrated ladders for ea...

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    Original price $739.99 - Original price $739.99
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  • Original price $549.99 - Original price $549.99
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    Walker Edison - Rectangular Drop Leaf MDF Counter Table (Set of 3) - Gray Wash

    Walker Edison

    Storage compartmentThree adjustable shelves provide enough space for all your goods.Drop leaf optionIdeal for small-space living.Durable constructi...

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    Original price $549.99 - Original price $549.99
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  • Original price $302.99 - Original price $302.99
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    Current price $302.99

    Walker Edison - Retro 2-Piece 2-Drawer Nightstand Set - Black

    Walker Edison

    Comes in a setIncludes 2 nightstandsVersatile styleUse as nightstands side tables or end tablesSolid sustainable buildMade from responsibly sourced...

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    Original price $302.99 - Original price $302.99
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  • Original price $227.99 - Original price $227.99
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    Current price $227.99

    Walker Edison - Rustic Distressed Solid Wood Dining Stool (Set of 2) - Gray

    Walker Edison

    Sustainable solid wood constructionMade with solid pine wood responsibly-sourced from renewable forests.Capped feetProtect your flooring with the s...

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    Original price $227.99 - Original price $227.99
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  • Original price $221.99 - Original price $221.99
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    $221.99
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    Current price $221.99

    Walker Edison - Rustic Distressed Solid Wood Dining Stool - Gray

    Walker Edison

    Sustainable solid wood constructionMade with solid pine wood responsibly-sourced from renewable forests.Capped feetProtect your flooring with the s...

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    Original price $221.99 - Original price $221.99
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    $221.99
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    Current price $221.99
  • Original price $185.99 - Original price $185.99
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    $185.99
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    Current price $185.99

    Walker Edison - Rustic Distressed Solid Wood Dining Stool - Grey

    Walker Edison

    Sustainable solid wood constructionMade with solid pine wood responsibly-sourced from renewable forests.Capped feetProtect your flooring with the s...

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    Original price $185.99 - Original price $185.99
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    $185.99
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    Current price $185.99
  • Original price $410.99 - Original price $410.99
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    Current price $410.99

    Walker Edison - Rustic Distressed Solid Wood Round Dining Table - Gray

    Walker Edison

    Sustainable solid wood constructionMade with solid pine wood responsibly sourced from renewable forests.Accommodates 4-6 guestsComfortably seat 4-6...

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    Original price $410.99 - Original price $410.99
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    Current price $410.99
  • Original price $410.99 - Original price $410.99
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    Walker Edison - Rustic Distressed Solid Wood Round Dining Table - Mahogany

    Walker Edison

    Sustainable solid wood constructionMade with solid pine wood responsibly sourced from renewable forests.Accommodates 4-6 guestsComfortably seat 4-6...

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    Original price $410.99 - Original price $410.99
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    Current price $410.99
  • Original price $233.99 - Original price $233.99
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    Current price $233.99

    Walker Edison - Scandi Coffee Table - Black

    Walker Edison

    Small-space friendlyEasily display in your apartment or forever home.Minimalist designShow off your style with the simplicity of this modern table....

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    Original price $233.99 - Original price $233.99
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  • Original price $153.99 - Original price $153.99
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    Current price $153.99

    Walker Edison - Scandi Side Table - Black

    Walker Edison

    Small-space friendlyDisplay next to your couch or bed for a stylish minimalist aesthetic.Unique silhouetteShow off your style with the unique angle...

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    Original price $153.99 - Original price $153.99
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  • Original price $155.99 - Original price $155.99
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    Walker Edison - Scandi Side Table - English Ash

    Walker Edison

    Small-space friendlyDisplay next to your couch or bed for a stylish minimalist aesthetic.Unique silhouetteShow off your style with the unique angle...

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    Original price $155.99 - Original price $155.99
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    $155.99
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    Current price $155.99
  • Original price $230.99 - Original price $230.99
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    Walker Edison - Sliding Barn Door Hanging Wall Storage - Brushed White/Rustic Oak

    Walker Edison

    Sturdy yet stylish constructionMade with warp-resistant MDF durable laminate and powder-coated steelAmple open storageStore essentials on 2 fixed s...

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    Original price $230.99 - Original price $230.99
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    Current price $230.99
  • Original price $646.99 - Original price $646.99
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    Current price $646.99

    Walker Edison - Traditional Metal Upholstered Queen Bedframe - Gray

    Walker Edison

    Supportive slatsGet rid of the bulky box spring with a frame that includes support slats.Customizable buildStyle your space to suit you with the re...

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    Original price $646.99 - Original price $646.99
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    $646.99
    $646.99 - $646.99
    Current price $646.99
  • Original price $646.99 - Original price $646.99
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    $646.99
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    Current price $646.99

    Walker Edison - Traditional Metal Upholstered Queen Bedframe - Tan

    Walker Edison

    Supportive slatsGet rid of the bulky box spring with a frame that includes support slats.Customizable buildStyle your space to suit you with the re...

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    Original price $646.99 - Original price $646.99
    Original price
    $646.99
    $646.99 - $646.99
    Current price $646.99
  • Original price $188.99 - Original price $188.99
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    $188.99
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    Current price $188.99

    Walker Edison - Transitional Glam Swivel-Seat Barstool (2-Piece set) - Emerald

    Walker Edison

    Stylish detailsShow off your style with the glam velvet upholstery.Swivel seatsEnjoy the functionality of the swiveling seats.Sturdy buildMade from...

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    Original price $188.99 - Original price $188.99
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    $188.99
    $188.99 - $188.99
    Current price $188.99
  • Original price $188.99 - Original price $188.99
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    Current price $188.99

    Walker Edison - Transitional Glam Swivel-Seat Barstool (2-Piece set) - Rust

    Walker Edison

    Stylish detailsShow off your style with the glam velvet upholstery.Swivel seatsEnjoy the functionality of the swiveling seats.Sturdy buildMade from...

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    Original price $188.99 - Original price $188.99
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    $188.99
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    Current price $188.99
  • Original price $514.99 - Original price $514.99
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    Current price $514.99

    Walker Edison - Transitional Open and Closed-Storage Media Console for TVs up to 75 - Coastal Oak

    Walker Edison

    Stylish sturdy buildMade from warp-resistant MDF durable laminate and powder-coated steel.Cord managementKeep tech in check with 3 cord management ...

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    Original price $514.99 - Original price $514.99
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    Current price $514.99
  • Original price $514.99 - Original price $514.99
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    Current price $514.99

    Walker Edison - Transitional Open and Closed-Storage Media Console for TVs up to 75 - Dark Walnut

    Walker Edison

    Stylish sturdy buildMade from warp-resistant MDF durable laminate and powder-coated steel.Cord managementKeep tech in check with 3 cord management ...

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    Original price $514.99 - Original price $514.99
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    $514.99
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    Current price $514.99
  • Original price $645.99 - Original price $645.99
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    Current price $645.99

    Walker Edison - Urban 4-Door Accent Cabinet - Coastal Oak

    Walker Edison

    Versatile styleUse as a sideboard media console or credenza.Functional designUse the adjustable shelving and cord management ports to customize you...

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    Original price $645.99 - Original price $645.99
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    Current price $645.99
  • Original price $186.99 - Original price $186.99
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    Current price $186.99

    Walker Edison - Urban Wall Organizer with Hooks and Removable Shelf - Dark Walnut

    Walker Edison

    Durable yet stylish constructionMade with powder-coated steel warp-resistant MDF and durable laminate.Removable shelf and hooksKeep jewelry keys an...

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    Original price $186.99 - Original price $186.99
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    Current price $186.99
  • Original price $278.99 - Original price $278.99
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    $278.99
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    Current price $278.99

    Walker Edison - Windsor Acacia Wood Patio Chairs Set of 2 - White Wash

    Walker Edison

    Modern transitional styleAttractive chevron design on backrest and seatMade from solid acacia woodComfortable contoured seatsIncludes 2 patio chair...

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    Original price $278.99 - Original price $278.99
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    Current price $278.99
  • Original price $233.99 - Original price $233.99
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    Current price $233.99

    Walker Edison - Windsor Rocking Chair - Dark Brown

    Walker Edison

    Modern style with chevron detailingPerfect for your backyard patio or deckWeather resistantAcacia wood material ideal for outdoor useAssembly is re...

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    Original price $233.99 - Original price $233.99
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    Current price $233.99
  • Original price $168.99 - Original price $168.99
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    Current price $168.99

    Walker Edison - Windsor Rocking Chair - Grey Wash

    Walker Edison

    Modern style with chevron detailingPerfect for your backyard patio or deckWeather resistantAcacia wood material ideal for outdoor useAssembly is re...

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    Original price $168.99 - Original price $168.99
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    $168.99
    $168.99 - $168.99
    Current price $168.99
  • Original price $622.99 - Original price $622.99
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    Current price $622.99

    Walker Edison - X Frame Command Center Gaming Desk Station - White

    Walker Edison

    X-design legsCommand center setup great for gamingMade from tempered safety glass and powder-coated steelAssembly required.Save time by adding a Fu...

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    Original price $622.99 - Original price $622.99
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    Current price $622.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.