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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Insignia - .7 Cu. Ft. Compact Microwave - Black

Insignia

9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Insignia - .7 Cu. Ft. Compact Microwave - White

Insignia

9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Insignia - .9 Cu. Ft. Compact Countertop Microwave - Stainless Steel

Insignia

900 wattsCook or reheat meat vegetables pasta and more at the touch of a button.2-step safety lockPrevents young children from accessing the microw...

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Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99
Original price $128.99 - Original price $128.99
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$128.99
$128.99 - $128.99
Current price $128.99

Insignia - 1.1 Cu. Ft. Countertop Microwave - Black

Insignia

1000 wattsFor standard microwave cooking.2-step safety lockPrevents young children from accessing the microwave9 preset functionsChoose from Popcor...

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Original price $128.99 - Original price $128.99
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$128.99
$128.99 - $128.99
Current price $128.99
Original price $192.99 - Original price $192.99
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$192.99
$192.99 - $192.99
Current price $192.99

Insignia - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking and Inverter Technology - Stainless Steel

Insignia

Sensor cook functionHeats your food to the ideal temperature every time.Inverter technologyDelivers a constant stream of power to provide even heat...

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Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99
Original price $127.99 - Original price $127.99
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$127.99
$127.99 - $127.99
Current price $127.99

Insignia - 1.7 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black

Insignia

Freestanding compact 1.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.Tempered glass...

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Original price $127.99 - Original price $127.99
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$127.99
$127.99 - $127.99
Current price $127.99
Original price $241.99 - Original price $241.99
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$241.99
$241.99 - $241.99
Current price $241.99

Insignia - 1.7 Cu. Ft. Over-the-Range Microwave with 2-Stage Cooking - Stainless Steel

Insignia

Spacious 1.7 cu. ft. interiorFits larger dishes allowing you to cook or reheat more food.Removes steam and odors from your stovetopThe 2-speed exha...

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Original price $241.99 - Original price $241.99
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$241.99
$241.99 - $241.99
Current price $241.99
Original price $221.99 - Original price $221.99
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$221.99
$221.99 - $221.99
Current price $221.99

Insignia - 1.7 Cu. Ft. Over-the-Range Microwave with 2-Stage Cooking - White

Insignia

Spacious 1.7 cu. ft. interiorFits larger dishes allowing you to cook or reheat more food.Removes steam and odors from your stovetopThe 2-speed exha...

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Original price $221.99 - Original price $221.99
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$221.99
$221.99 - $221.99
Current price $221.99
Original price $43.99 - Original price $43.99
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$43.99
$43.99 - $43.99
Current price $43.99

Insignia - 10' DisplayPort Cable - Black

Insignia

Compatible with most DisplayPort devicesConnects a DisplayPort video source to a display or monitor.20-pin DisplayPort connectorPromotes reliable s...

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Original price $43.99 - Original price $43.99
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$43.99
$43.99 - $43.99
Current price $43.99
Original price $751.99 - Original price $751.99
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$751.99
$751.99 - $751.99
Current price $751.99

Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

11.5 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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Original price $751.99 - Original price $751.99
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$751.99
$751.99 - $751.99
Current price $751.99
Original price $728.99 - Original price $728.99
Original price
$728.99
$728.99 - $728.99
Current price $728.99

Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - White

Insignia

11.5 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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Original price $728.99 - Original price $728.99
Original price
$728.99
$728.99 - $728.99
Current price $728.99
Original price $364.99 - Original price $364.99
Original price
$364.99
$364.99 - $364.99
Current price $364.99

Insignia - 115-Can Beverage Cooler - Stainless steel

Insignia

3.2 cu. ft. storage capacityCompact 115 12-ounce can capacity provides plenty of space for cans bottles and more.Touch controls and LED displayMake...

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Original price $364.99 - Original price $364.99
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$364.99
$364.99 - $364.99
Current price $364.99
Original price $51.99 - Original price $51.99
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$51.99
$51.99 - $51.99
Current price $51.99

Insignia - 12' 4K Ultra HD HDMI Cable - Black

Insignia

Supports 4K ultra HD contentWorks with 4K resolutions at 60 FPS to reduce blurring during fast-motion scenes.18 Gbps bandwidthSupports high-speed d...

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Original price $51.99 - Original price $51.99
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$51.99
$51.99 - $51.99
Current price $51.99
Original price $76.99 - Original price $76.99
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$76.99
$76.99 - $76.99
Current price $76.99

Insignia - 12-Piece GoPro Accessory Kit for Most GoPro Cameras

Insignia

GoPro compatibilityWorks with your existing GoPro camera.12-piece kitContains everything you need to document your adventure.2-in-1 handheld tripod...

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Original price $76.99 - Original price $76.99
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$76.99
$76.99 - $76.99
Current price $76.99
Original price $704.99 - Original price $704.99
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$704.99
$704.99 - $704.99
Current price $704.99

Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer - Stainless steel

Insignia

Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel

Insignia

Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99
Original price $678.99 - Original price $678.99
Original price
$678.99
$678.99 - $678.99
Current price $678.99

Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

Insignia

Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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Original price $678.99 - Original price $678.99
Original price
$678.99
$678.99 - $678.99
Current price $678.99
Original price $513.99 - Original price $513.99
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$513.99
$513.99 - $513.99
Current price $513.99

Insignia - 130-Can Beverage Cooler - Silver

Insignia

4.6 cu. ft. storage capacityCompact 130 12-ounce can capacity provides plenty of space for cans bottles and more.Touch controls and LED displayMake...

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Original price $513.99 - Original price $513.99
Original price
$513.99
$513.99 - $513.99
Current price $513.99
Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99

Insignia - 14-Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel

Insignia

1.5 cu. ft. capacityStores up to 14 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine at your chose...

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Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99
Original price $586.99 - Original price $586.99
Original price
$586.99
$586.99 - $586.99
Current price $586.99

Insignia - 14.0 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia

14 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage readyWorks in temperatures from 0 to 110 ...

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Original price $586.99 - Original price $586.99
Original price
$586.99
$586.99 - $586.99
Current price $586.99
Original price $677.99 - Original price $677.99
Original price
$677.99
$677.99 - $677.99
Current price $677.99

Insignia - 14.2 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

14.2 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors pro...

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Original price $677.99 - Original price $677.99
Original price
$677.99
$677.99 - $677.99
Current price $677.99
Original price $654.99 - Original price $654.99
Original price
$654.99
$654.99 - $654.99
Current price $654.99

Insignia - 14.2 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - White

Insignia

14.2 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors recessed...

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Original price $654.99 - Original price $654.99
Original price
$654.99
$654.99 - $654.99
Current price $654.99
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Insignia - 150 ft. Cat 6A Ethernet Cable - Gray

Insignia

10 Gbps data transfer speedOffers a reliable and stable connection for home and office use.Cat-6A network cableImproved shielding reduces interfere...

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Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Insignia - 150' Cat-6 Ethernet Cable - Gray

Insignia

Cat-6 network cableConnects most computers DSL/cable modems or other peripherals to a network.Snagless designProtects the locking tabs on the RJ45 ...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and 3 - Black

Insignia

Compatible with Meta Quest 2 and 3.Designed specifically for use with Meta Quest 2 and 3 VR headsets and your USB-C computer.Flexible movementThe t...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99
Original price $641.99 - Original price $641.99
Original price
$641.99
$641.99 - $641.99
Current price $641.99

Insignia - 165-Can Built-In Beverage Cooler - Stainless Steel

Insignia

5.3 cu. ft. storage capacityStores up to 165 12-ounce cans giving you plenty of space to keep drinks cold.Up-front control buttonsMake it easy to a...

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Original price $641.99 - Original price $641.99
Original price
$641.99
$641.99 - $641.99
Current price $641.99
Original price $758.99 - Original price $758.99
Original price
$758.99
$758.99 - $758.99
Current price $758.99

Insignia - 17 Cu. Ft.

Insignia

17.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Garage ready when set to Freezer ModeWorks in tempera...

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Original price $758.99 - Original price $758.99
Original price
$758.99
$758.99 - $758.99
Current price $758.99
Original price $811.99 - Original price $811.99
Original price
$811.99
$811.99 - $811.99
Current price $811.99

Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer - Stainless steel

Insignia

Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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Original price $811.99 - Original price $811.99
Original price
$811.99
$811.99 - $811.99
Current price $811.99
Original price $811.99 - Original price $811.99
Original price
$811.99
$811.99 - $811.99
Current price $811.99

Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel

Insignia

Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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Original price $811.99 - Original price $811.99
Original price
$811.99
$811.99 - $811.99
Current price $811.99
Original price $788.99 - Original price $788.99
Original price
$788.99
$788.99 - $788.99
Current price $788.99

Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

Insignia

17.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Garage ready when set to Freezer ModeWorks in tempera...

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Original price $788.99 - Original price $788.99
Original price
$788.99
$788.99 - $788.99
Current price $788.99
Original price $750.99 - Original price $750.99
Original price
$750.99
$750.99 - $750.99
Current price $750.99

Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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Original price $750.99 - Original price $750.99
Original price
$750.99
$750.99 - $750.99
Current price $750.99
Original price $728.99 - Original price $728.99
Original price
$728.99
$728.99 - $728.99
Current price $728.99

Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - White

Insignia

18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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Original price $728.99 - Original price $728.99
Original price
$728.99
$728.99 - $728.99
Current price $728.99
Original price $696.99 - Original price $696.99
Original price
$696.99
$696.99 - $696.99
Current price $696.99

Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with Handles - White

Insignia

18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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Original price $696.99 - Original price $696.99
Original price
$696.99
$696.99 - $696.99
Current price $696.99
Original price $818.99 - Original price $818.99
Original price
$818.99
$818.99 - $818.99
Current price $818.99

Insignia - 18.6 Cu. Ft. Bottom Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

18.6 cu. ft. capacityProvides plenty of space for all your essentials and more.Versatile placementA freestanding design with reversible doors provi...

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Original price $818.99 - Original price $818.99
Original price
$818.99
$818.99 - $818.99
Current price $818.99
Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Insignia - 2.0 Channel Soundbar 32" Bluetooth - Black

Insignia

Simple setup. Stunning soundWhether you’re watching movies or streaming music experience full-bodied sound with less fuss.4 Audio ModesStandard Th...

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Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99
Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

Insignia - 2.1 Channel Soundbar with Wireless Subwoofer DTS VirtualX Bluetooth and Dialogue Enhancement - Black

Insignia

Dialogue EnhancementNever miss a word of your favorite show again. Our advanced dialogue enhancement technology isolates and amplifies voices ensur...

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Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.