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  • Original price $331.99 - Original price $331.99
    Original price
    $331.99
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    Current price $331.99

    Office Star Products - Exec Bonded Lthr Office Chair - Black

    Office Star Products

    Bonded leather seat and back with built in lumbar supportSupport to your lower backPneumatic seat height adjustment. Locking tilt control with adju...

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    Original price $331.99 - Original price $331.99
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    $331.99
    $331.99 - $331.99
    Current price $331.99
  • Original price $320.99 - Original price $320.99
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    Current price $320.99

    Office Star Products - Exec Bonded Lthr Office Chair - Charcoal / Titanium

    Office Star Products

    Bonded leather seat and back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. Locking tilt control...

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    Original price $320.99 - Original price $320.99
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    $320.99
    $320.99 - $320.99
    Current price $320.99
  • Original price $254.99 - Original price $254.99
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    Current price $254.99

    Office Star Products - Exec Bonded Lthr Office Chair - Taupe / Cocoa

    Office Star Products

    Bonded leather seat and back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. Locking tilt control...

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    Original price $254.99 - Original price $254.99
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  • Original price $352.99 - Original price $352.99
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    Current price $352.99

    Office Star Products - High Back Antimicrobial Fabric Chair - Dillon Blue

    Office Star Products

    Padded contoured antimicrobial fabric seat back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. ...

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    Original price $352.99 - Original price $352.99
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  • Original price $464.99 - Original price $464.99
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    Current price $464.99

    Office Star Products - High Back Antimicrobial Fabric Office Chair - Dillon Steel

    Office Star Products

    Antimicrobial fabricPromotes clean safe environments with industry-leading Silver Ion Technology that kills and inhibits bacterial growth by 99.9 f...

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    Original price $464.99 - Original price $464.99
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  • Original price $306.99 - Original price $306.99
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    Office Star Products - Mid Back Antimicrobial Fabric Chair - Dillon Snow

    Office Star Products

    Padded contoured antimicrobial fabric seat back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. ...

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    Original price $306.99 - Original price $306.99
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    Current price $306.99
  • Original price $258.99 - Original price $258.99
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    $258.99 - $258.99
    Current price $258.99

    Office Star Products - Mid Back Antimicrobial Fabric Chair - Dillon Steel

    Office Star Products

    Padded contoured antimicrobial fabric seat back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. ...

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    Original price $258.99 - Original price $258.99
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    Current price $258.99
  • Original price $227.99 - Original price $227.99
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    Current price $227.99

    Office Star Products - Mid Back Managers Office Chair - Black

    Office Star Products

    Faux Leather seat and back with built-in lumber supportSupport to your lower backOne-touch pneumatic seat height adjustment. Locking tilt control w...

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    Original price $227.99 - Original price $227.99
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  • Original price $128.99 - Original price $128.99
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    Current price $128.99

    Office Star Products - Single Monitor Arm with USB - Black

    Office Star Products

    Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

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    Original price $128.99 - Original price $128.99
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    $128.99
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    Current price $128.99
  • Original price $129.99 - Original price $129.99
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    Current price $129.99

    Office Star Products - Single Monitor Arm with USB - Silver

    Office Star Products

    Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

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    Original price $129.99 - Original price $129.99
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    $129.99
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    Current price $129.99
  • Original price $134.99 - Original price $134.99
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    Current price $134.99

    Office Star Products - Single Monitor Arm with USB - White

    Office Star Products

    Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

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    Original price $134.99 - Original price $134.99
    Original price
    $134.99
    $134.99 - $134.99
    Current price $134.99
  • Original price $202.99 - Original price $202.99
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    Current price $202.99

    Office Star Products - Work Smart 5-Piece Folding Set - Light Gray

    Office Star Products

    5-piece multipurpose setConsists of four folding chairs and a fold-in-half table.Long-lasting materialsIdeal for indoor or outdoor use.Lightweight ...

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    Original price $202.99 - Original price $202.99
    Original price
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    $202.99 - $202.99
    Current price $202.99
  • Original price $129.99 - Original price $129.99
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    Current price $129.99

    SINGLE MONITOR ARM W

    Office Star Products

    SINGLE MONITOR ARM WITH USB

    Original price $129.99 - Original price $129.99
    Original price
    $129.99
    $129.99 - $129.99
    Current price $129.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.