Is a Lease-to-Own Grill Worth It? A Real Cost Comparison

If you’re wondering is a lease-to-own grill worth it, the answer becomes crystal clear once you see how much cash you’re flipping onto someone else’s griddle every week by eating out. Let’s break down a typical meal—hamburgers, fries, drinks, and dessert—for a family of four, three times per week.

Eating Out, Diner-Style at Friendly’s (3x per Week)

• 4 American Burger & Fries meals: $13.64 x 4 = $54.56
• 4 fountain drinks: $2.00 x 4 = $8.00
• 4 small ice cream sundaes: $4.99 x 4 = $19.96
• 15% tip: $12.56
  Total per meal: $95.08
  Weekly total (3 meals): $285.24

Grilling at Home (3x per Week)

• 1.5 lbs ground beef: $9.00
• 4 hamburger buns: $1.35
• Bag of Ore Ida fries: $3.99
• Gallon of milk: $4.10
• Box of 6 ice cream sandwiches: $3.49
• Propane (approx.): $1.52
• Lease-to-own payment for a 12-month lease on a $1,000 grill per meal: $13.33 or $40/wk (can be up to $46/wk depending on credit)
  Total per meal (with $40 weekly grill payment): $36.78
  Weekly total (3 meals): $110.35

Even on a $46/week lease payment, the total comes to $116.35 — still less than half the cost of eating out.

Annual Savings Potential

• Eating Out: $285.24 x 52 weeks = $14,832.48
• Grilling at Home (with $40/wk grill payment): $110.35 x 52 = $5738.20
  Annual savings: $9,454.28
• Grilling at home (with a $46/wk grill payment): $116.35 x 52 = $6050.20 Annual savings: $8782.28

Bottom Line: Save up to 63% by replacing restaurant meals with meals made on your lease-to-own grill

After the grill is paid off and you own it, your savings increase significantly. And if you buy from Finance My Cart and check out with Terrace Finance, you will be offered early payoff discounts which can reduce your total cost to own the grill even more.

More Than Just Money

Grilling at home also means fresher meals, better ingredients, and no tipping or travel. Plus, freshly grilled burgers just hit different, don't they? So, when paying in cash is not an option, is a lease-to-own grill worth it? Absolutely, positively, the answer is yes!