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Order by December 12 for best chance of Christmas delivery!

2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

Original price $710.99 - Original price $710.99
Original price
$710.99
$710.99 - $710.99
Current price $710.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Blue

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $710.99 - Original price $710.99
Original price
$710.99
$710.99 - $710.99
Current price $710.99
Original price $1,665.99 - Original price $1,665.99
Original price
$1,665.99
$1,665.99 - $1,665.99
Current price $1,665.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...

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Original price $1,665.99 - Original price $1,665.99
Original price
$1,665.99
$1,665.99 - $1,665.99
Current price $1,665.99
Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Yellow

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99
Original price $695.99 - Original price $695.99
Original price
$695.99
$695.99 - $695.99
Current price $695.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 512GB - Silver

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $695.99 - Original price $695.99
Original price
$695.99
$695.99 - $695.99
Current price $695.99
Original price $1,322.99 - Original price $1,322.99
Original price
$1,322.99
$1,322.99 - $1,322.99
Current price $1,322.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Silver

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,322.99 - Original price $1,322.99
Original price
$1,322.99
$1,322.99 - $1,322.99
Current price $1,322.99
Original price $2,485.99 - Original price $2,485.99
Original price
$2,485.99
$2,485.99 - $2,485.99
Current price $2,485.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,485.99 - Original price $2,485.99
Original price
$2,485.99
$2,485.99 - $2,485.99
Current price $2,485.99
Original price $623.99 - Original price $623.99
Original price
$623.99
$623.99 - $623.99
Current price $623.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Starlight

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $623.99 - Original price $623.99
Original price
$623.99
$623.99 - $623.99
Current price $623.99
Original price $400.99 - Original price $400.99
Original price
$400.99
$400.99 - $400.99
Current price $400.99

Apple Watch Series 11 (GPS) 46mm Rose Gold Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Original price $400.99 - Original price $400.99
Original price
$400.99
$400.99 - $400.99
Current price $400.99
Original price $321.99 - Original price $321.99
Original price
$321.99
$321.99 - $321.99
Current price $321.99

Apple Watch SE 3 (GPS) 44mm Starlight Aluminum Case with Starlight Sport Band - M/L - Starlight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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Original price $321.99 - Original price $321.99
Original price
$321.99
$321.99 - $321.99
Current price $321.99
Original price $367.99 - Original price $367.99
Original price
$367.99
$367.99 - $367.99
Current price $367.99

Apple Watch Series 11 (GPS) 42mm Rose Gold Aluminum Case with Light Blush Sport Band - M/L - Rose Gold - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Original price $367.99 - Original price $367.99
Original price
$367.99
$367.99 - $367.99
Current price $367.99
Original price $510.99 - Original price $510.99
Original price
$510.99
$510.99 - $510.99
Current price $510.99

Apple Watch Series 11 (GPS+Cellular) 46mm Aluminum Case with Black Sport Band - M/L - Space Gray - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

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Original price $510.99 - Original price $510.99
Original price
$510.99
$510.99 - $510.99
Current price $510.99
Original price $321.99 - Original price $321.99
Original price
$321.99
$321.99 - $321.99
Current price $321.99

Apple Watch SE 3 (GPS) 44mm Midnight Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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Original price $321.99 - Original price $321.99
Original price
$321.99
$321.99 - $321.99
Current price $321.99
Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

Apple Watch SE 3 (GPS) 40mm Midnight Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99
Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

Apple Watch SE 3 (GPS) 40mm Starlight Aluminum Case with Starlight Sport Band - M/L - Starlight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

View full details
Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99
Original price $470.99 - Original price $470.99
Original price
$470.99
$470.99 - $470.99
Current price $470.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Pink

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $470.99 - Original price $470.99
Original price
$470.99
$470.99 - $470.99
Current price $470.99
Original price $400.99 - Original price $400.99
Original price
$400.99
$400.99 - $400.99
Current price $400.99

Apple Watch Series 11 (GPS) 46mm Rose Gold Aluminum Case with Light Blush Sport Band - M/L - Rose Gold - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

View full details
Original price $400.99 - Original price $400.99
Original price
$400.99
$400.99 - $400.99
Current price $400.99
Original price $2,078.99 - Original price $2,078.99
Original price
$2,078.99
$2,078.99 - $2,078.99
Current price $2,078.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...

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Original price $2,078.99 - Original price $2,078.99
Original price
$2,078.99
$2,078.99 - $2,078.99
Current price $2,078.99
Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Blue

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99
Original price $602.99 - Original price $602.99
Original price
$602.99
$602.99 - $602.99
Current price $602.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Starlight

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $602.99 - Original price $602.99
Original price
$602.99
$602.99 - $602.99
Current price $602.99
Original price $710.99 - Original price $710.99
Original price
$710.99
$710.99 - $710.99
Current price $710.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Starlight

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $710.99 - Original price $710.99
Original price
$710.99
$710.99 - $710.99
Current price $710.99
Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99
Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99
Original price $927.99 - Original price $927.99
Original price
$927.99
$927.99 - $927.99
Current price $927.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Space Gray

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $927.99 - Original price $927.99
Original price
$927.99
$927.99 - $927.99
Current price $927.99
Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Starlight

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99
Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Purple

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99
Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99
Original price $1,642.99 - Original price $1,642.99
Original price
$1,642.99
$1,642.99 - $1,642.99
Current price $1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,642.99 - Original price $1,642.99
Original price
$1,642.99
$1,642.99 - $1,642.99
Current price $1,642.99
Original price $470.99 - Original price $470.99
Original price
$470.99
$470.99 - $470.99
Current price $470.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Silver

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $470.99 - Original price $470.99
Original price
$470.99
$470.99 - $470.99
Current price $470.99
Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Silver

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99
Original price $602.99 - Original price $602.99
Original price
$602.99
$602.99 - $602.99
Current price $602.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $602.99 - Original price $602.99
Original price
$602.99
$602.99 - $602.99
Current price $602.99
Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99
Original price $957.99 - Original price $957.99
Original price
$957.99
$957.99 - $957.99
Current price $957.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $957.99 - Original price $957.99
Original price
$957.99
$957.99 - $957.99
Current price $957.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.