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Order by December 12 for best chance of Christmas delivery!

2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

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Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Purple
$602.99 - $602.99
$602.99
$602.99 - $602.99
$602.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Purple

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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$602.99 - $602.99
$602.99
$602.99 - $602.99
$602.99
Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Blue
$927.99 - $927.99
$927.99
$927.99 - $927.99
$927.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Blue

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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$927.99 - $927.99
$927.99
$927.99 - $927.99
$927.99
Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Blue
$602.99 - $602.99
$602.99
$602.99 - $602.99
$602.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Blue

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
$602.99 - $602.99
$602.99
$602.99 - $602.99
$602.99
Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Space Gray
$710.99 - $710.99
$710.99
$710.99 - $710.99
$710.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Space Gray

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
$710.99 - $710.99
$710.99
$710.99 - $710.99
$710.99
Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Purple
$927.99 - $927.99
$927.99
$927.99 - $927.99
$927.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Purple

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
$927.99 - $927.99
$927.99
$927.99 - $927.99
$927.99
Apple - 13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 256GB with OLED - Space Black
$1,416.99 - $1,416.99
$1,416.99
$1,416.99 - $1,416.99
$1,416.99

Apple - 13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 256GB with OLED - Space Black

Apple

13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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$1,416.99 - $1,416.99
$1,416.99
$1,416.99 - $1,416.99
$1,416.99
Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black
$2,078.99 - $2,078.99
$2,078.99
$2,078.99 - $2,078.99
$2,078.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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$2,078.99 - $2,078.99
$2,078.99
$2,078.99 - $2,078.99
$2,078.99
Apple - MacBook Pro 16-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black
$3,967.99 - $3,967.99
$3,967.99
$3,967.99 - $3,967.99
$3,967.99

Apple - MacBook Pro 16-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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$3,967.99 - $3,967.99
$3,967.99
$3,967.99 - $3,967.99
$3,967.99
Apple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
$2,838.99 - $2,838.99
$2,838.99
$2,838.99 - $2,838.99
$2,838.99

Apple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

View full details
$2,838.99 - $2,838.99
$2,838.99
$2,838.99 - $2,838.99
$2,838.99
Apple - MacBook Pro 14-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black
$3,270.99 - $3,270.99
$3,270.99
$3,270.99 - $3,270.99
$3,270.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

View full details
$3,270.99 - $3,270.99
$3,270.99
$3,270.99 - $3,270.99
$3,270.99
Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Space Gray
$623.99 - $623.99
$623.99
$623.99 - $623.99
$623.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Space Gray

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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$623.99 - $623.99
$623.99
$623.99 - $623.99
$623.99
Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Space Gray
$512.99 - $512.99
$512.99
$512.99 - $512.99
$512.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Space Gray

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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$512.99 - $512.99
$512.99
$512.99 - $512.99
$512.99
Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Starlight
$512.99 - $512.99
$512.99
$512.99 - $512.99
$512.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Starlight

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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$512.99 - $512.99
$512.99
$512.99 - $512.99
$512.99
Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 256GB - Space Gray (Unlocked)
$791.99 - $791.99
$791.99
$791.99 - $791.99
$791.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
$791.99 - $791.99
$791.99
$791.99 - $791.99
$791.99
Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Space Gray (Unlocked)
$679.99 - $679.99
$679.99
$679.99 - $679.99
$679.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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$679.99 - $679.99
$679.99
$679.99 - $679.99
$679.99
Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Large - Black - (2024)
$858.99 - $858.99
$858.99
$858.99 - $858.99
$858.99

Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Large - Black - (2024)

Apple

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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$858.99 - $858.99
$858.99
$858.99 - $858.99
$858.99
Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Trail Loop - S/M - Black - (2024)
$698.99 - $698.99
$698.99
$698.99 - $698.99
$698.99

Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Trail Loop - S/M - Black - (2024)

Apple

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

View full details
$698.99 - $698.99
$698.99
$698.99 - $698.99
$698.99
Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Purple
$512.99 - $512.99
$512.99
$512.99 - $512.99
$512.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Purple

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
$512.99 - $512.99
$512.99
$512.99 - $512.99
$512.99
Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Blue
$512.99 - $512.99
$512.99
$512.99 - $512.99
$512.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Blue

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
$512.99 - $512.99
$512.99
$512.99 - $512.99
$512.99
Apple - MacBook Pro 14-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Silver
$3,270.99 - $3,270.99
$3,270.99
$3,270.99 - $3,270.99
$3,270.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Silver

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

View full details
$3,270.99 - $3,270.99
$3,270.99
$3,270.99 - $3,270.99
$3,270.99
Apple Watch Series 11 (GPS) 46mm Space Gray Aluminum Case with Black Sport Band - M/L - Space Gray - (2025)
$400.99 - $400.99
$400.99
$400.99 - $400.99
$400.99

Apple Watch Series 11 (GPS) 46mm Space Gray Aluminum Case with Black Sport Band - M/L - Space Gray - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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$400.99 - $400.99
$400.99
$400.99 - $400.99
$400.99
Apple Watch Series 11 (GPS) 46mm Jet Black Aluminum Case with Black Sport Band - M/L - Jet Black - (2025)
$400.99 - $400.99
$400.99
$400.99 - $400.99
$400.99

Apple Watch Series 11 (GPS) 46mm Jet Black Aluminum Case with Black Sport Band - M/L - Jet Black - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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$400.99 - $400.99
$400.99
$400.99 - $400.99
$400.99
Apple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)
$478.99 - $478.99
$478.99
$478.99 - $478.99
$478.99

Apple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

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$478.99 - $478.99
$478.99
$478.99 - $478.99
$478.99
Apple Watch SE 3 (GPS) 44mm Midnight Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)
$321.99 - $321.99
$321.99
$321.99 - $321.99
$321.99

Apple Watch SE 3 (GPS) 44mm Midnight Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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$321.99 - $321.99
$321.99
$321.99 - $321.99
$321.99
Apple - 49mm Trail Loop - M/L - Black Titanium Finish - Black/Charcoal
$127.99 - $127.99
$127.99
$127.99 - $127.99
$127.99

Apple - 49mm Trail Loop - M/L - Black Titanium Finish - Black/Charcoal

Apple

Apple Watch Models44mm 45mm 46mm 49mm

$127.99 - $127.99
$127.99
$127.99 - $127.99
$127.99
Apple Watch Series 11 (GPS) 42mm Silver Aluminum Case with Purple Fog Sport Band - S/M - Silver - (2025)
$367.99 - $367.99
$367.99
$367.99 - $367.99
$367.99

Apple Watch Series 11 (GPS) 42mm Silver Aluminum Case with Purple Fog Sport Band - S/M - Silver - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

View full details
$367.99 - $367.99
$367.99
$367.99 - $367.99
$367.99
Apple Watch SE 3 (GPS) 40mm Midnight Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)
$301.99 - $301.99
$301.99
$301.99 - $301.99
$301.99

Apple Watch SE 3 (GPS) 40mm Midnight Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

View full details
$301.99 - $301.99
$301.99
$301.99 - $301.99
$301.99
Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Titanium Milanese Loop - Large - Black - (2025)
$1,022.99 - $1,022.99
$1,022.99
$1,022.99 - $1,022.99
$1,022.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Titanium Milanese Loop - Large - Black - (2025)

Apple

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

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$1,022.99 - $1,022.99
$1,022.99
$1,022.99 - $1,022.99
$1,022.99
Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Titanium Milanese Loop - Small - Black - (2025)
$1,022.99 - $1,022.99
$1,022.99
$1,022.99 - $1,022.99
$1,022.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Titanium Milanese Loop - Small - Black - (2025)

Apple

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

View full details
$1,022.99 - $1,022.99
$1,022.99
$1,022.99 - $1,022.99
$1,022.99
Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black/Charcoal Trail Loop - S/M - Black - (2025)
$910.99 - $910.99
$910.99
$910.99 - $910.99
$910.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black/Charcoal Trail Loop - S/M - Black - (2025)

Apple

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

View full details
$910.99 - $910.99
$910.99
$910.99 - $910.99
$910.99
Apple Watch Series 11 (GPS) 46mm Jet Black Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)
$400.99 - $400.99
$400.99
$400.99 - $400.99
$400.99

Apple Watch Series 11 (GPS) 46mm Jet Black Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

View full details
$400.99 - $400.99
$400.99
$400.99 - $400.99
$400.99
Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Large - Black - (2025)
$910.99 - $910.99
$910.99
$910.99 - $910.99
$910.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Large - Black - (2025)

Apple

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

View full details
$910.99 - $910.99
$910.99
$910.99 - $910.99
$910.99
Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Small - Black - (2025)
$910.99 - $910.99
$910.99
$910.99 - $910.99
$910.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Small - Black - (2025)

Apple

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

View full details
$910.99 - $910.99
$910.99
$910.99 - $910.99
$910.99
Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Titanium Milanese Loop - Small - Natural - (2025)
$1,022.99 - $1,022.99
$1,022.99
$1,022.99 - $1,022.99
$1,022.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Titanium Milanese Loop - Small - Natural - (2025)

Apple

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

View full details
$1,022.99 - $1,022.99
$1,022.99
$1,022.99 - $1,022.99
$1,022.99
Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Light Blue Alpine Loop - Medium - Natural - (2025)
$910.99 - $910.99
$910.99
$910.99 - $910.99
$910.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Light Blue Alpine Loop - Medium - Natural - (2025)

Apple

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

View full details
$910.99 - $910.99
$910.99
$910.99 - $910.99
$910.99
Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Light Blue Alpine Loop - Large - Natural - (2025)
$910.99 - $910.99
$910.99
$910.99 - $910.99
$910.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Light Blue Alpine Loop - Large - Natural - (2025)

Apple

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

View full details
$910.99 - $910.99
$910.99
$910.99 - $910.99
$910.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.