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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $1,044.99 - Original price $1,044.99
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    Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam Sanitize+ - Black

    Samsung

    Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinkles.Wi-Fi Con...

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  • Original price $919.99 - Original price $919.99
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    Samsung - 6.3 cu. ft. Freestanding Electric Range with WiFi and Steam Clean - Stainless Steel

    Samsung

    Stainless Steel DesignOur Stainless Steel design elegantly wraps around the electric stovetop sides and up through the slim control panel elevating...

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  • Original price $1,509.99 - Original price $1,509.99
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    Samsung - Odyssey Neo G8 32" Curved 4K UHD FreeSync Premium Pro G-Sync Compatible 240Hz 1ms Gaming Monitor - Black

    Samsung

    Spellbinding visual qualityQuantum Mini-LED which achieves next-generation depth with Quantum HDR2000 delivers exceptional picture quality placing ...

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  • Original price $312.99 - Original price $312.99
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    Samsung - 40" Class 5 Series LED Full HD Smart Tizen TV

    Samsung

    SmartThings app supportControl your connected devices all in one screen.Content sync shareSync your TV to your compatible smartphone to access and...

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    Original price $312.99 - Original price $312.99
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  • Original price $359.99 - Original price $359.99
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    Samsung - 2.0.2-Channel Wireless Rear Speaker Kit with Dolby Atmos/DTSX - Black

    Samsung

    Simple space-saving setupSync up to a surround sound experience that doesn't clutter your space. Link the wireless SWA-9500S Rear Speaker Kit to yo...

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    Original price $359.99 - Original price $359.99
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  • Original price $314.99 - Original price $314.99
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    Samsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black

    Samsung

    Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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    Original price $314.99 - Original price $314.99
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  • Original price $193.99 - Original price $193.99
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    Samsung - T7 Shield 1TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Blue

    Samsung

    Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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    Original price $193.99 - Original price $193.99
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  • Original price $283.99 - Original price $283.99
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    Samsung - Odyssey G51C 32" QHD FreeSync Premium Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

    Samsung

    QHD ResolutionYour gaming world more lifelike than ever before. Packing in 1.7 times the pixel density of Full HD QHD resolution boasts incredibly ...

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    Original price $283.99 - Original price $283.99
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  • Original price $801.99 - Original price $801.99
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    Samsung - Galaxy Tab S9+ - 12.4" 256GB - Wi-Fi - with S-Pen - Graphite

    Samsung

    Power and performanceNo matter where you take your Tab S9+ unleash greatness in every experience with a superfast Snapdragon 8 Gen 2 chip our most ...

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    Original price $801.99 - Original price $801.99
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  • Original price $195.99 - Original price $195.99
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    Samsung - 990 PRO 1TB Internal SSD PCIe Gen 4x4 NVMe with Heatsink for PS5

    Samsung

    Next Level Performance With Maximum Heat ControlThe integrated heatsink disperses heat to maintain speed power efficiency and thermal control preve...

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  • Original price $508.99 - Original price $508.99
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    Samsung - Odyssey G7 28 4K UHD IPS AMD FreeSync Premium Pro G-Sync Compatible Smart 144Hz 1ms Gaming Monitor - Black

    Samsung

    Incredible 4k gaming refresh ratesConquer every enemy even at extreme speeds. The 144Hz refresh rate eliminates lag for exhilarating gameplay with ...

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  • Original price $218.99 - Original price $218.99
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    Samsung - C Series 2.1ch DTS Virtual X Soundbar - Titan Black

    Samsung

    DTS VirtualXExpand your listening experience. DTS Virtual X creates spacious 3D sound putting you at the center of the actionSubwoofer IncludedGet ...

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    Original price $218.99 - Original price $218.99
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  • Original price $3,515.99 - Original price $3,515.99
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    Samsung - BESPOKE 29 cu. ft. 4-Door French Door Smart Refrigerator with Beverage Center - White Glass

    Samsung

    Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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  • Original price $127.99 - Original price $127.99
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    Samsung - C Series 2.0 Ch Soundar W/ Built-in Woofer HW-C400 - Black

    Samsung

    Built-in SubwooferGo deep and hear more with this soundbar’s all-in-one built-in subwoofer design.One Remote ControlKeep your finger on the pulse. ...

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    Original price $127.99 - Original price $127.99
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  • Original price $508.99 - Original price $508.99
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    Samsung - MX-ST50B Sound Tower High Power Audio 240W - Black

    Samsung

    Bi-directional Sound (240 watts)Get the room jumping with 240 watts of power. Pump up the music and keep the good vibes flowing with uniquely desig...

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  • Original price $254.99 - Original price $254.99
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    Samsung - HW-S50B 3.0ch All in One Soundbar with Dolby 5.1 / DTS VirutalX - Black

    Samsung

    All-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...

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    Original price $254.99 - Original price $254.99
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  • Original price $121.99 - Original price $121.99
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    Samsung - 24" T350 Series IPS FHD AMD FreeSync Monitor (VESA HDMI VGA) - Dark Blue Gray

    Samsung

    All-expansive viewMinimalist design maximum concentration. The 3-sided borderless display brings a clean and modern aesthetic to any working enviro...

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    Original price $121.99 - Original price $121.99
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  • Original price $422.99 - Original price $422.99
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    Samsung - Galaxy Tab S9 FE - 10.9" 128GB - Wi-Fi - with S-Pen - Gray

    Samsung

    A screen for all your adventuresStart every adventure with a large beautiful 10.9" screen.Whether you’re a multitasker a gamer or a devoted movie w...

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    Original price $422.99 - Original price $422.99
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  • Original price $254.99 - Original price $254.99
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    Samsung - 32" Class M4500 Series LED HD Smart Tizen TV

    Samsung

    31.5" screen (measured diagonally from corner to corner)A good size for a small living room bedroom or dorm room.720p resolution for quality HD ima...

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    Samsung - 27 Odyssey FHD IPS 240Hz G-Sync Gaming Monitor - Black

    Samsung

    240 refresh rate 1ms response timeSpeed through scenes. 240Hz refresh rate eliminates lag for exhilarating gameplay with ultra-smooth action. Jump...

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  • Original price $132.99 - Original price $132.99
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    Samsung - 390C Series 24 LED Curved FHD AMD FreeSync Monitor (HDMI VGA) - Black

    Samsung

    1920 x 1080 resolution with 169 aspect ratioDelivers crystal-clear picture quality with stunning detail.4 ms response timeHelps prevent blurring gh...

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    Original price $132.99 - Original price $132.99
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  • Original price $182.99 - Original price $182.99
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    Samsung - 27" S39C series 1000R Curved FHD FreeSync Monitor (DisplayPort HDMI) - Black

    Samsung

    1000R CurveIn comparison to conventional monitors that have less curve 1000R fits the human field of view for less eye strain. A clinical study at ...

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    Original price $182.99 - Original price $182.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.