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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $48.99 - Original price $48.99
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    Cobra Kai 2 Dojos Rising - PlayStation 5

    GameMill Entertainment

    Story ModeFeauring beat'em up adventure gameplaySingle and MultiplayerTournament mode allows you to duke it out between friends and rivals28 Playab...

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    Original price $48.99 - Original price $48.99
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  • Original price $336.99 - Original price $336.99
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    SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PS5 PS4 PC Switch - Black

    Steel Series

    WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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    Original price $336.99 - Original price $336.99
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  • Original price $101.99 - Original price $101.99
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    Nomad - Metal Watch Band for Apple Watch 42mm and 44mm - Black

    Nomad

    Designed for 42mm and 44mm Apple Watch Series 1 2 3 and 4For a proper fit.Designed to be worn daily and resist elementsLeveraging premium-grade ste...

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    Original price $101.99 - Original price $101.99
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  • Original price $42.99 - Original price $42.99
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    SpongeBob SquarePants Battle for Bikini Bottom - Rehydrated - Nintendo Switch

    U and I Entertainment

    Play as SpongeBob Patrick and Sandy and use their unique sets of skillsThwart Plankton's evil plan to rule Bikini Bottom with his army of wacky rob...

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    Original price $42.99 - Original price $42.99
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    LEGO Jurassic World - Nintendo Switch

    Warner Home Video

    Wreak havoc as LEGO dinosaurs - Choose from 20 dinosaurs including friendly Triceratops deadly Raptor and mighty T. rexCustomize your own dinosaur ...

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    Original price $42.99 - Original price $42.99
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  • Original price $503.99 - Original price $503.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi + Cellular - 64GB - Blue (Unlocked)

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $503.99 - Original price $503.99
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  • Original price $520.99 - Original price $520.99
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    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 64GB - Yellow

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $520.99 - Original price $520.99
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  • Original price $105.99 - Original price $105.99
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    Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Purple/Neon Orange

    Nintendo

    Include Joy-Con (L) Joy-Con (R) controllers and two black Joy-Con wrist strapsTwo Joy-Con can be used independently in each hand or together as one...

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    Original price $105.99 - Original price $105.99
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    Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Pink/Neon Green

    Nintendo of America

    Include Joy-Con (L) and Joy-Con (R) controllersTwo Joy-Cons can be used independently in each hand or together as one game controller when attached...

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    Original price $105.99 - Original price $105.99
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  • Original price $416.99 - Original price $416.99
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    Sony - PlayStation VR2 Horizon Call of the Mountain bundle - White

    Sony Computer Entertainment Am

    Cutting-edge performance.4K HDR visuals.4110 field of view.Advanced graphical rendering.Single cable setup.New generation of genre-defining VR game...

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    Original price $416.99 - Original price $416.99
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  • Original price $806.99 - Original price $806.99
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    Lenovo -Legion Go 8.8"144Hz WQXGA Handheld - AMD Ryzen Z1 Extreme-16GB with 1TB - Black

    Lenovo

    Unrivaled Visual Experience1610 8.8" WQXGA (2560x1600) 144Hz display that can be scaled down to 800P/60Hz gives you the flexibility you need for ga...

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    Original price $806.99 - Original price $806.99
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  • Original price $1,010.99 - Original price $1,010.99
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    Alienware - AW3423DWF 34" Quantum Dot OLED Curved Ultrawide Gaming Monitor - 165Hz - AMD FreeSync Premium Pro - VESA - HDMIUSB - Dark Side of the Moon

    Alienware

    OLED Display with Quantum Dot Display TechnologyQuantum Dot Display Technology with OLED enables a slim panel design and delivers a superior color ...

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    Original price $1,010.99 - Original price $1,010.99
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  • Original price $1,382.99 - Original price $1,382.99
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    DJI - Air 3 Fly More Combo Drone and RC 2 Remote Control with Built-in Screen - Gray

    DJI

    Medium Tele Wide-Angle Dual Primary CamerasDJI Air 3 features dual 1/1.3-inch-sensor cameras a 24mm f/1.7 wide-angle and a 70mm f/2.8 medium tele ...

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    Original price $1,382.99 - Original price $1,382.99
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  • Original price $254.99 - Original price $254.99
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    Logitech - G920 Driving Force Racing Wheel and pedals for Xbox Series XS Xbox One PC - Black

    Logitech

    Immersive gaming experiencePerfect for Xbox and PC gaming titles the Driving Force simulates the feeling of driving a real car with precision steer...

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    Original price $254.99 - Original price $254.99
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  • Original price $91.99 - Original price $91.99
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    Insignia - 24" Class F20 Series LED HD Smart Fire TV

    Insignia

    Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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    Original price $91.99 - Original price $91.99
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  • Original price $704.99 - Original price $704.99
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    Samsung HW-QS730D - sound bar system - wireless

    Samsung

    Q SymphonyPair a Samsung TV with a Samsung Soundbar to unlock a new level of powerful audio. Experience content like never before only with Samsung...

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    Original price $704.99 - Original price $704.99
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  • Original price $432.99 - Original price $432.99
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    Lenovo - IdeaPad 1 15" FHD Laptop - Ryzen 5 7520U - 16GB Memory with 256GB SSD Storage - Abyss Blue

    Lenovo

    Windows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...

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    Original price $432.99 - Original price $432.99
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  • Original price $688.99 - Original price $688.99
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    Arcade1Up Ms. Pac-Man/Galaga Deluxe Arcade Machine - Blue

    Arcade1Up

    12 Classic games includedMs. Pac-Man Galaga Galaga'88 Galaxian Dig Dug Dig Dug II Mappy Rally-X Rolling Thunder Rompers The Tower of Druaga King B...

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    Original price $688.99 - Original price $688.99
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  • Original price $847.99 - Original price $847.99
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    Insignia - 85" Class F50 Series LED 4K UHD Smart Fire TV

    Insignia

    4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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    Original price $847.99 - Original price $847.99
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  • Original price $377.99 - Original price $377.99
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    Insignia - 65" Class F50 Series LED 4K UHD Smart Fire TV

    Insignia

    4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.Direct LED BacklightEnjoy uniform brightness and rich con...

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    Original price $377.99 - Original price $377.99
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  • Original price $67.99 - Original price $67.99
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    Fire 7 Kids - 7" Tablet (2023) 16GB with Amazon Kids+ (6 Month Subscription) - Purple

    AMAZON

    Full featured tabletGet a full-featured tablet (not a toy) for kids ages 37 6 months of Amazon Kids+ content and a Kid-Proof Case with a built-in s...

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    Original price $67.99 - Original price $67.99
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  • Original price $90.99 - Original price $90.99
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    Amazon - Fire HD 8 Kids Pro tablet ages 6-12 3GB memory 8" HD screen 13-hr battery 32GB (2024 release) - Discovery

    AMAZON

    LONG LASTING BATTERYFeatures all-day up to 13-hour battery life powerful hexa-core processor 3GB RAM (50 more than 2022 release) and 32GB of intern...

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    Original price $90.99 - Original price $90.99
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  • Original price $1,228.99 - Original price $1,228.99
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    MSI - Cyborg 14" 144Hz Gaming Laptop (FHD+) - Intel Core i7-13620H with 16GB - NVIDIA GeForce RTX 4060 with 8G - 512GB SSD - Translucent Black

    MSI

    Windows 11 HomeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against phishing an...

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    Original price $1,228.99 - Original price $1,228.99
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  • Original price $2,624.99 - Original price $2,624.99
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    Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black

    Apple

    SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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    Original price $2,624.99 - Original price $2,624.99
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  • Original price $60.99 - Original price $60.99
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    The Smurfs - Dreams - Nintendo Switch

    Microids

    Solo or with a friendPrevent Gargamel's evil plans from suceeding alone or with a friend for a smurffabulous 2 player experience.Embark on an adven...

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    Original price $60.99 - Original price $60.99
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  • Original price $527.99 - Original price $527.99
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    Apple Watch Series 10 (GPS+Cellular) 42mm Aluminum Case with Light Blush Sport Band - M/L - Rose Gold - (2024)

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

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    Original price $527.99 - Original price $527.99
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  • Original price $40.99 - Original price $40.99
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    CASEMATIX - Hardshell Protection Case for Meta Quest 3S 3 and 2 VR Headsets - Black

    CASEMATIX

    Designed for use with Meta Quest 3S 3 and 2 VR headsetsThis protective CASEMATIX Travel Case is compatible with the Meta Quest 3S 3 and 2 256gb / 6...

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    Original price $40.99 - Original price $40.99
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  • Original price $1,008.99 - Original price $1,008.99
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    iBUYPOWER - Scale Gaming Desktop PC - AMD Ryzen 5 8400F- NVIDIA GeForce RTX 4060 8GB- 16GB DDR5 RGB RAM - 1TB NVMe SSD - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $1,008.99 - Original price $1,008.99
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  • Original price $814.99 - Original price $814.99
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    Apple - 13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $814.99 - Original price $814.99
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  • Original price $923.99 - Original price $923.99
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    Apple - MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Space Gray

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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    Original price $923.99 - Original price $923.99
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  • Original price $746.99 - Original price $746.99
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    Google - Pixel 9 128GB (Unlocked) - Obsidian

    GOOGLE

    Universal UnlockedCompatible with all major U.S. carriers including Verizon ATT and T-Mobile. Also compatible with prepaid carriers including Crick...

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    Original price $746.99 - Original price $746.99
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  • Original price $75.99 - Original price $75.99
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    Amazon - Fire HD 8 tablet 8 HD Display 3GB memory 32GB designed for portable entertainment Black (2024 release) - Black

    AMAZON

    Responsive with all day battery lifeIncludes 3GB RAM (50 more than 2022 release) 32GB of storage and up to 1 TB of expandable storage (sold separat...

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    Original price $75.99 - Original price $75.99
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  • Original price $910.99 - Original price $910.99
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    Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Ocean Band - Black

    Apple

    WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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    Original price $910.99 - Original price $910.99
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  • Original price $299.99 - Original price $299.99
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    Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Green

    Samsung

    Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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    Original price $299.99 - Original price $299.99
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  • Original price $312.99 - Original price $312.99
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    Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver

    Samsung

    Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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    Original price $312.99 - Original price $312.99
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    $312.99
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    Current price $312.99
  • Original price $503.99 - Original price $503.99
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    $503.99
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    Current price $503.99

    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi + Cellular - 64GB - Silver (Unlocked)

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

    View full details
    Original price $503.99 - Original price $503.99
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    $503.99
    $503.99 - $503.99
    Current price $503.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.