2024 Holiday Gift Guide
There is something for everyone at Finance My Cart!
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Higround - Basecamp 96+ 96 Wired Mechanical Lubed TTC Neptune Switch Gaming Keyboard with RGB Backlighting - Sega - Classic Sonic
HigroundEASY TO CUSTOMIZE AND HOT-SWAPChoose how your keyboard sounds and feels by hot-swapping in your favorite switches.DAMPENING PLUSFive layers of damp...
View full detailsApple - 11-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Silver
ApplePERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...
View full detailsHP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black
HPIntel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Windows 11 Home opera...
View full detailsDell - 15.6" FHD Laptop - AMD Ryzen 7 7730U 2023 - 16GB Memory - 1TB Storage - Carbon Black
DellEffortlessly chicAlways efficient. Finish your to-do list in no time with AMD Ryzen processors built for everyday computing.Stay connected to what ...
View full detailsTCL - 32" R84 Series 4K UHD HDR QD-Mini LED Gaming Monitor - Black and White
TCL32 Gaming Monitor with 4K UHD (3840x2160) ResolutionCrisp and clear visuals with lifelike detail on a large 32¿ screen—perfect for gaming streaming...
View full detailsHP - OmniBook X 16" 2K OLED Touch-Screen Laptop - Intel Core Ultra 7 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4050 - 2TB SSD - Meteor Silver
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsViewSonic - 31.5" VA LED Curved 180Hz 1-ms FreeSync (AMD Adaptive Sync) Monitor (HDMI) - Black
ViewSonicImmersive experienceCompletely immerse yourself with the 32" curved panel which is designed for comfort productivity and styleAdvanced gaming exper...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Dune
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsSamsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver - (2024)
SamsungPush past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...
View full detailsEdifier - G1500 2.0 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - Black
EdifierRGB the lighting of faithRGB colorful straps cyclically breath-stylish flashing for the dynamic expedition of championship. Wake the soul of esport...
View full detailsInsignia - 32" Class F40 Series LED Full HD (1080p) Smart Fire TV
InsigniaFull HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...
View full detailsHP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 7-255H - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsTCL - Q65H Q Class 5.1 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black
TCL5.1 Channel Q Series SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...
View full detailsFractal Design - North XL Charcoal Black Chassis with Walnut Front and Dark Tinted G Side Panel Mid-Tower PC Case - Black
Fractal DesignEnhance the look of your gaming station with sleek wood and alloy detailsDesigned for E-ATX / ATX / mATX / mITX motherboardsEnjoy natural ventilati...
View full detailsASUS - ROG GM700 Gaming Desktop - AMD Ryzen 7 8700F - 32GB Memory - NVIDIA GeForce RTX 5060Ti 16GB - 1TB SSD - Black
ASUSGame and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...
View full detailsMSI - NVIDIA GeForce RTX 5050 8G SHADOW 2X OC 8GB GDDR6 PCI Express Gen 5 Graphics Card - Black
MSIGraphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5050 graphics processing unit (GPU) with boost clock.8GB GDDR68GB GDDR6...
View full detailsGlorious - Model D 2 Wired Optical RGB Gaming Mouse with 6 Programmable Buttons - Wired - Matte White
GloriousSize stylePaired with its ergonomic shape the Model D 2’s low weight makes aiming feel effortlessly quick and precise with less risk of fatigue du...
View full detailsSony - HTS100F 2.0 Channel Soundbar with Bass Reflex Speaker - Black
TEAC2 channelsThe two speaker setup delivers front surround sound from a compact unit.Bass Reflex speakerA speaker that delivers punchy bass without co...
View full detailsApple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsAmazon - Fire HD 8 Kids tablet ages 3-7 3GB memory 13-hr battery 32GB (2024 release) - Blue
AMAZONResponsive With Long Battery LifeFeatures 8" HD display 3GB RAM (50 more than 2022 release) 32GB up to 1 TB of expandable storage (sold separately)...
View full detailsApple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Starlight
AppleBUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...
View full detailsViewSonic - VG2748a 27" IPS LED FHD Monitor (DisplayPort HDMI VGA) - Black
ViewSonic27" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.Two 2W speakersFeature stereo sound for a complete...
View full detailsPolk Audio - Polk Reserve Series R400 Large Center Channel Loudspeaker New 1" Pinnacle Ring Tweeter Dual 6.5" Turbine Cone Woofers - Black
Polk AudioPowerful Center Channel LoudspeakerFeaturing the new 1" Pinnacle Ring Radiator Tweeter and dual 6.5" Turbine Cone Woofers the R400 Large Center Cha...
View full detailsSamsung - 34 Odyssey G5 1000R Curved 1ms 165Hz QHD FreeSync Prem Gaming Monitor - Black
SamsungOptimal curve. True immersion.Vivid scenes wrap around you. The all-encompassing 1000R display fills every part of your peripheral vision and draws...
View full detailsLogitech - M190 Wireless Optical Ambidextrous Mouse - Wireless - Charcoal
LogitechCordless comfortThe mouse is crafted with a contoured ergonomic shape that follows the natural curve of larger hands and guides fingers into ideal ...
View full detailsSamsung - 98 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)
SamsungSupersize Picture EnhancerBigger screens mean bigger pixels. With groundbreaking enhancements exclusively on our largest screens get improved clari...
View full detailsLG - gram Pro 17" Laptop - Intel Core Ultra 9 with 32GB Memory - NVIDIA RTX5050 -1TB SSD - Black
LG2025 PC Mag Readers' Choice Top Laptop BrandLG gram earns the Top Laptop Brand accolade thanks to incredibly high scores in almost every category i...
View full detailsApple Watch Series 11 (GPS) 46mm Rose Gold Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...
View full detailsSamsung - Galaxy Tab S10 Lite - 10.9" 128GB - Wi-Fi - with S-Pen - Coral Red
SamsungBig screen entertainment right in your handsAll of your fun content pops on the 10.9" screen. Catch up on plans for the day while you cook breakfas...
View full detailsApple Watch SE 3 (GPS) 44mm Starlight Aluminum Case with Starlight Sport Band - M/L - Starlight - (2025)
AppleHEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...
View full detailsDell - 15.6" FHD Touchscreen Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 1TB Storage - Carbon Black
DellEffortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 DC15250 built for everyday computing with Intel processors.De...
View full detailsASUS - ROG Strix G16 (2025) 16" Nebula 2.5K 240Hz Gaming Laptop- Intel Core Ultra 9 275HX- 32GB DDR5- GeForce RTX 5070- 2TB SSD - Eclipse Gray
ASUSAdvanced Windows 11 ProGame create and boost your productivity—Windows 11 Pro is the place for it all. With advanced features powerful tools to enh...
View full detailsApple Watch Series 11 (GPS) 42mm Rose Gold Aluminum Case with Light Blush Sport Band - M/L - Rose Gold - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...
View full detailsPioneer - 43" Class LED 4K UHD Smart Roku TV
PioneerEndless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...
View full detailsApple Watch Series 11 (GPS+Cellular) 46mm Aluminum Case with Black Sport Band - M/L - Space Gray - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...
View full detailsAcer - Nitro KGB271U 27" WQHD IPS Up to 200Hz 0.5ms FreeSync Premium Gaming Monitor with HDR10 (DisplayPort HDMI) - Black
AcerQuality VisualsThe KGB271U 27" IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with excell...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.