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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $214.99 - Original price $214.99
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    AMD Ryzen 5 5600XT 6-Core - 12-Thread 3.7 GHz (4.7 GHz Max Boost) Socket AM4 Unlocked Desktop Processor

    AMD

    Large CachesAMD Ryzen 5000 Series desktop processors feature large cache sizes for intense gaming and large data sets.AMD 500 Series ChipsetsReady ...

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    Original price $214.99 - Original price $214.99
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  • Original price $2,797.99 - Original price $2,797.99
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    Acer Predator Helios 18 PH18-72 - 18" - Intel Core i9 - i9-14900HX - 32 GB RAM - 1.024 TB SSD - US Intl

    Acer

    Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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    Original price $2,797.99 - Original price $2,797.99
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  • Original price $79.99 - Original price $79.99
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    Edifier - G1500 2.0 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - Black

    Edifier

    RGB the lighting of faithRGB colorful straps cyclically breath-stylish flashing for the dynamic expedition of championship. Wake the soul of esport...

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    Original price $79.99 - Original price $79.99
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  • Original price $1,118.99 - Original price $1,118.99
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    MSI Bravo 15 C7VE-084US - 15.6" - AMD Ryzen 5 - 7535HS - 16 GB RAM - 512 GB SSD

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,118.99 - Original price $1,118.99
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  • Original price $757.99 - Original price $757.99
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    Samsung - Galaxy Tab S9 FE+ - 12.4" 256GB - Wi-Fi - with S-Pen - Gray

    Samsung

    A screen for all your passionsBe blown away by the large 12.4" screen. There’s plenty of room to follow your passions whether you're taking an onli...

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    Original price $757.99 - Original price $757.99
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  • Original price $106.99 - Original price $106.99
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    HP - Sprocket Portable 2" x 3" Instant Photo Printer Prints From iOS or Android Devices - Black Noir

    HP

    Pocket-size printerRechargeable printer is compact enough to carry in your backpack purse or pocketPrint photos on demandHP Sprocket Instant Printe...

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    Original price $106.99 - Original price $106.99
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  • Original price $1,512.99 - Original price $1,512.99
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    Apple - MacBook Air 15-inch Laptop - M3 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,512.99 - Original price $1,512.99
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  • Original price $451.99 - Original price $451.99
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    Samsung HW-B750D - sound bar system - wireless

    Samsung

    Dolby Digital 5.1 / DTS VirtualXDolby Digital 5.1 and DTS VirtualX create realistic multi directional sound that draws you into the action.Built in...

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    Original price $451.99 - Original price $451.99
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  • Original price $259.99 - Original price $259.99
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    BOOX - 7" Page E-Reader - 2023 - Black

    BOOX

    A supercharged journey of eReadingPowered by a Qualcomm advanced octa-core CPU and an upgraded configuration of 3GB RAM + 32GB ROM the Page deliver...

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    Original price $259.99 - Original price $259.99
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  • Original price $665.99 - Original price $665.99
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    Samsung Galaxy Tab Active4 Pro - tablet - Android 14 - 64 GB - 10.1"

    Samsung

    Android 14Android operating system productivity and entertainment at your fingertips. Download apps games movies music and eBooks from Google Play....

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    Original price $665.99 - Original price $665.99
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  • Original price $377.99 - Original price $377.99
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    Lenovo Tab Plus ZADX - tablet - Android 14 or later - 256 GB - 11.5"

    Lenovo

    Powerful Connectivity With USB-C/USB 2.1Share files connect accessories and display content on the big screen with a full-size USB C port.Android 1...

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    Original price $377.99 - Original price $377.99
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  • Original price $483.99 - Original price $483.99
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    Samsung 990 PRO MZ-V9P4T0B - SSD - 4 TB - PCIe 4.0 x4 (NVMe)

    Samsung

    Meet the next genConsider this a cheat code. Our Samsung 990 PRO Gen4 SSD helps you reach near max performance with lightning fast speeds. Whether ...

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    Original price $483.99 - Original price $483.99
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  • Original price $902.99 - Original price $902.99
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    Dell - Inspiron 14" IPS LCD FHD+ Laptop - Snapdragon X Plus Copilot+ PC with 16GB Memory - 512GB SSD - Titan Gray

    Dell

    Built for AIPowered by Snapdragon X Plus the Copilot+ Inspiron 14 with on-device AI is designed to be your personal assistant.DoGet things done fas...

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    Original price $902.99 - Original price $902.99
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  • Original price $719.99 - Original price $719.99
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    TCL - 55" Class Q7 Q-Class QLED 4K HDR Smart TV with Google TV (2023)

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $719.99 - Original price $719.99
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  • Original price $1,218.99 - Original price $1,218.99
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    HP - Pavilion Desktop - AMD Ryzen 7 - 32GB Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Natural Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,218.99 - Original price $1,218.99
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  • Original price $2,443.99 - Original price $2,443.99
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    Alienware - Aurora R16 Gaming Desktop - Intel Core i7-14700KF - 32GB Memory - NVIDIA GeForce RTX 4070 SUPER - 1TB SSD - Black

    Alienware

    240 MM HEAT EXCHANGERGame cool and quietly thanks to a 240mm heat exchanger that heightens the system’s thermal resistance and ensures temperatures...

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    Original price $2,443.99 - Original price $2,443.99
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  • Original price $551.99 - Original price $551.99
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    Hisense - 55" Class A7 Series LED 4K UHD HDR WCG Smart Google TV (2024)

    HISENSE

    Wide Color GamutDive into a world of dazzling color. Special phosphor technology expands the range and depth of each hue that you’re able to percei...

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    Original price $551.99 - Original price $551.99
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  • Original price $1,848.99 - Original price $1,848.99
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    Apple - 13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi + Cellular 512GB with OLED - Space Black (Unlocked)

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,848.99 - Original price $1,848.99
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  • Original price $927.99 - Original price $927.99
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    Apple - 13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 256GB - Purple

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $927.99 - Original price $927.99
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  • Original price $61.99 - Original price $61.99
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    PowerA - Advantage Wired Controller for Xbox Series XS with Lumectra - Black/LED

    PowerA

    Multi-Zone RGB Lighting Customize your controller with 4 individual lighting zones and 3 lighting modes for thousands of color combinationsBuilt-I...

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    Original price $61.99 - Original price $61.99
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  • Original price $1,490.99 - Original price $1,490.99
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    Apple - 11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi + Cellular 512GB with OLED - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,490.99 - Original price $1,490.99
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  • Original price $814.99 - Original price $814.99
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    Apple - 13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Starlight

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $814.99 - Original price $814.99
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  • Original price $387.99 - Original price $387.99
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    Hisense - 5.1.2 Dolby ATMOS Soundbar with Wireless Rear Satellite Speakers Wireless Subwoofer - Black

    HISENSE

    5.1.2 Surround Sound9 speakers built into the soundbar. Left and right front channel center channel left and right overhead surround channel surrou...

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    Original price $387.99 - Original price $387.99
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  • Original price $152.99 - Original price $152.99
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    Canon - SELPHY CP1500 Wireless Compact Photo Printer - Black

    Canon

    Take it with youWhere is the best place to print and share images of your friends Wherever you are of course Thanks to the optional battery NB-CP...

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    Original price $152.99 - Original price $152.99
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  • Original price $130.99 - Original price $130.99
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    Canon - IVY 2 Mini Photo Printer - Blush Pink

    Canon

    ZINK (Zero Ink) printing technologyUses colorful dye-based crystals embedded inside the paper. The ZINK-enabled device uses heat to activate and co...

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    Original price $130.99 - Original price $130.99
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  • Original price $314.99 - Original price $314.99
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    Garmin - Venu Sq 2 GPS Smartwatch 40mm Fiber-reinforced polymer - Slate

    Garmin

    CompatibilityCompatible with iPhone and Android devicesCharge lessWith up to 11 days of battery life in smartwatch mode and up to 26 hours in GPS m...

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    Original price $314.99 - Original price $314.99
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  • Original price $672.99 - Original price $672.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi + Cellular - 256GB - Pink (Unlocked)

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $672.99 - Original price $672.99
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  • Original price $43.99 - Original price $43.99
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    Resident Evil 4 Standard Edition - PlayStation 5

    Capcom

    Reawaken a ClassicResident Evil 4 preserves the essence of the original game now reconstructed using Capcom’s proprietary RE Engine to deliver real...

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    Original price $43.99 - Original price $43.99
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  • Original price $134.99 - Original price $134.99
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    Logitech - G502 X LIGHTSPEED Wireless Gaming Mouse with HERO 25K Sensor - Black

    Logitech

    Icon reinventedFrom the legacy of Logitech's most popular G502 design G502 X LIGHTSPEED wireless gaming mouse is reimagined and redesigned with the...

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    Original price $134.99 - Original price $134.99
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  • Original price $676.99 - Original price $676.99
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    Roku - 65" Class Plus Series QLED 4K Smart RokuTV

    Roku

    Made by RokuFrom the brand you trust to make streaming easier comes a thoughtfully designed smart TV powered by the delightfully simple Roku experi...

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    Original price $676.99 - Original price $676.99
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  • Original price $25.99 - Original price $25.99
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    LEGO - Minecraft The Nether Lava Battle Building Toy 21266

    Lego

    MINECRAFT TOY FOR KIDSThe Nether Lava Battle is a small LEGO Minecraft set that provides big build-and-play fun for boys and girls 6 years old and ...

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    Original price $25.99 - Original price $25.99
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  • Original price $543.99 - Original price $543.99
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    ASUS - Vivobook Go 15" Laptop FHD - Ryzen 5 7520U with 8GB RAM - 512GB SSD - Mixed Black

    ASUS

    Windows 11 Home Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ne...

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    Original price $543.99 - Original price $543.99
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  • Original price $172.99 - Original price $172.99
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    Alienware - AW725H Tri Mode Wireless Gaming Headset for PC Xbox XS Xbox One PS5 PS4 Switch and Mobile - Dark Side of the Moon

    Dell

    Designed for comfortFeaturing a 45mm-wide headband and an easy-to-adjust sliding suspension unlock your optimal fit.Spacious. Breathable. Soft.Boas...

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    Original price $172.99 - Original price $172.99
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    Alienware - AW725H Tri Mode Wireless Gaming Headset for PC Xbox XS Xbox One PS5 PS4 Switch and Mobile - Lunar Light

    Dell

    Designed for comfortFeaturing a 45mm-wide headband and an easy-to-adjust sliding suspension unlock your optimal fit.Spacious. Breathable. Soft.Boas...

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    Original price $172.99 - Original price $172.99
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  • Original price $2,125.99 - Original price $2,125.99
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    HP - OmniBook Ultra Flip 2-in-1 - Copilot+ PC - 14" 3K OLED Touch-Screen Laptop - Intel Core Ultra 9 - 32G Memory - 2TB SSD - Eclipse Gray

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

    View full details
    Original price $2,125.99 - Original price $2,125.99
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  • Original price $751.99 - Original price $751.99
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    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Starlight (Unlocked)

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $751.99 - Original price $751.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.