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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $333.99 - Original price $333.99
    Original price
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    Current price $333.99

    Lenovo - Tab Plus - 11.5" Tablet - 128GB - Luna Grey

    Lenovo

    Powerful Connectivity With USB-C/USB 2.0Share files connect accessories and display content on the big screen with a full-size USB C port.Android 1...

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    Original price $333.99 - Original price $333.99
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    $333.99
    $333.99 - $333.99
    Current price $333.99
  • Original price $264.99 - Original price $264.99
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    $264.99
    $264.99 - $264.99
    Current price $264.99

    Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Midnight Sport Band - S/M - Midnight - (2024)

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

    View full details
    Original price $264.99 - Original price $264.99
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    $264.99
    $264.99 - $264.99
    Current price $264.99
  • Original price $419.99 - Original price $419.99
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    $419.99
    $419.99 - $419.99
    Current price $419.99

    Apple Watch Series 10 (GPS) 42mm Aluminum Case with Blue Cloud Sport Loop - Silver - (2024)

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

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    Original price $419.99 - Original price $419.99
    Original price
    $419.99
    $419.99 - $419.99
    Current price $419.99
  • Original price $264.99 - Original price $264.99
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    $264.99
    $264.99 - $264.99
    Current price $264.99

    Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Denim Sport Band - S/M - Silver - (2024)

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

    View full details
    Original price $264.99 - Original price $264.99
    Original price
    $264.99
    $264.99 - $264.99
    Current price $264.99
  • Original price $419.99 - Original price $419.99
    Original price
    $419.99
    $419.99 - $419.99
    Current price $419.99

    Apple Watch Series 10 (GPS) 42mm Aluminum Case with Denim Sport Band - S/M - Silver - (2024)

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

    View full details
    Original price $419.99 - Original price $419.99
    Original price
    $419.99
    $419.99 - $419.99
    Current price $419.99
  • Original price $60.99 - Original price $60.99
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    $60.99
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    Current price $60.99

    Razer Firefly V2 - mouse pad

    Razer

    Powered By Razer Chroma RGBWith 16.8 million colors countless patterns dynamic in-game lighting effects—experience full RGB customization and deepe...

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    Original price $60.99 - Original price $60.99
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    $60.99
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    Current price $60.99
  • Original price $910.99 - Original price $910.99
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    $910.99
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    Current price $910.99

    Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Navy Ocean Band - Natural - (2024)

    Apple

    WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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    Original price $910.99 - Original price $910.99
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    Current price $910.99
  • Original price $1,022.99 - Original price $1,022.99
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    $1,022.99
    $1,022.99 - $1,022.99
    Current price $1,022.99

    Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Titanium Milanese Loop - Medium - Black - (2024)

    Apple

    WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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    Original price $1,022.99 - Original price $1,022.99
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    $1,022.99
    $1,022.99 - $1,022.99
    Current price $1,022.99
  • Original price $1,096.99 - Original price $1,096.99
    Original price
    $1,096.99
    $1,096.99 - $1,096.99
    Current price $1,096.99

    Apple - MacBook Air 13-inch Apple M3 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,096.99 - Original price $1,096.99
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    $1,096.99
    $1,096.99 - $1,096.99
    Current price $1,096.99
  • Original price $987.99 - Original price $987.99
    Original price
    $987.99
    $987.99 - $987.99
    Current price $987.99

    Apple - MacBook Air 13-inch Apple M2 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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    Original price $987.99 - Original price $987.99
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    $987.99
    $987.99 - $987.99
    Current price $987.99
  • Original price $419.99 - Original price $419.99
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    $419.99
    $419.99 - $419.99
    Current price $419.99

    Apple Watch Series 10 (GPS) 42mm Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2024)

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

    View full details
    Original price $419.99 - Original price $419.99
    Original price
    $419.99
    $419.99 - $419.99
    Current price $419.99
  • Original price $298.99 - Original price $298.99
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    $298.99
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    Current price $298.99

    Apple Watch SE 2nd Generation (GPS) 44mm Aluminum Case with Ink Sport Loop - Midnight - (2024)

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

    View full details
    Original price $298.99 - Original price $298.99
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    $298.99
    $298.99 - $298.99
    Current price $298.99
  • Original price $746.99 - Original price $746.99
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    SONOS SUB (Gen 4) - White

    Sonos Inc

    Pulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...

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    Original price $746.99 - Original price $746.99
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    $746.99
    $746.99 - $746.99
    Current price $746.99
  • Original price $264.99 - Original price $264.99
    Original price
    $264.99
    $264.99 - $264.99
    Current price $264.99

    Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Ink Sport Loop - Midnight - (2024)

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

    View full details
    Original price $264.99 - Original price $264.99
    Original price
    $264.99
    $264.99 - $264.99
    Current price $264.99
  • Original price $1,096.99 - Original price $1,096.99
    Original price
    $1,096.99
    $1,096.99 - $1,096.99
    Current price $1,096.99

    Apple - MacBook Air 13-inch Apple M3 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,096.99 - Original price $1,096.99
    Original price
    $1,096.99
    $1,096.99 - $1,096.99
    Current price $1,096.99
  • Original price $264.99 - Original price $264.99
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    $264.99
    $264.99 - $264.99
    Current price $264.99

    Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Starlight Sport Band - M/L - Starlight - (2024)

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

    View full details
    Original price $264.99 - Original price $264.99
    Original price
    $264.99
    $264.99 - $264.99
    Current price $264.99
  • Original price $474.99 - Original price $474.99
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    $474.99
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    Current price $474.99

    Bose - Bass Module 500 Wireless Subwoofer - Black

    Bose

    Bose Bass Module 500 wireless subwooferDesigned for Bose soundbars this subwoofer delivers a dynamic range of bass in a small compact size that can...

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    Original price $474.99 - Original price $474.99
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    $474.99
    $474.99 - $474.99
    Current price $474.99
  • Original price $474.99 - Original price $474.99
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    $474.99
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    Current price $474.99

    Bose - Surround Speakers 120-Watt Wireless Home Theater Speakers (Pair) - Black

    Bose

    Bose Surround Speakers - Wireless Surround Sound for your HomeDesigned exclusively to pair with the Bose Soundbar 500 or the Soundbar 700 these uno...

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    Original price $474.99 - Original price $474.99
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    $474.99
    $474.99 - $474.99
    Current price $474.99
  • Original price $58.99 - Original price $58.99
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    $58.99
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    Current price $58.99

    Razer - Gigantus V2 Cloth Gaming Mouse Pad (3XL) - Black

    Razer

    Textured micro-weave cloth surface for speed and controlOptimized across all mouse sensors for pixel-precise accuracy and total tracking responsive...

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    Original price $58.99 - Original price $58.99
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    $58.99
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    Current price $58.99
  • Original price $298.99 - Original price $298.99
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    Current price $298.99

    Sharp - 350W 5-Disc Mini Component System - Black

    Sharp

    Mini systemFeatures a cassette deck 5-disc CD changer digital player and radio for a variety of entertainment options.CD WMA and MP3 playback forma...

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    Original price $298.99 - Original price $298.99
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  • Original price $165.99 - Original price $165.99
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    $165.99
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    Current price $165.99

    Apple - Magic Keyboard full size with Numeric Keypad (Lightning Port) - Silver/White

    Apple

    Magic Keyboard with Numeric Keypad features an extended layout with document navigation controls for quick scrolling and full-size arrow keys for g...

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    Original price $165.99 - Original price $165.99
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  • Original price $1,222.99 - Original price $1,222.99
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    Current price $1,222.99

    Sony Bravia XR XR-55X90L X90L Series - 55" Class (54.6" viewable) LED-backlit LCD TV - 4K

    Sony

    Intelligent and powerful TV processingSee how real your entertainment can be with immersive depth and lifelike picture quality powered by Sony’s in...

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    Original price $1,222.99 - Original price $1,222.99
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    $1,222.99
    $1,222.99 - $1,222.99
    Current price $1,222.99
  • Original price $179.99 - Original price $179.99
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    $179.99
    $179.99 - $179.99
    Current price $179.99

    SteelSeries Apex 7 TKL Ghost - keyboard - with display - QWERTY - US Input Device

    Steel Series

    Red Mechanical Gaming SwitchesGuranteed for 50 million keypresses bkue switches are known for their clicky snap-action keypresses so you feel and h...

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    Original price $179.99 - Original price $179.99
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    $179.99
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    Current price $179.99
  • Original price $69.99 - Original price $69.99
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    $69.99
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    Current price $69.99

    Razer - Strider Hybrid Gaming Mouse Pad (XXL) - Black

    Razer

    Firm Gliding SurfaceUnlike traditional fabric mats which are known for their stopping power the Razer Strider also has the smooth even glide of a h...

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    Original price $69.99 - Original price $69.99
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    $69.99
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    Current price $69.99
  • Original price $910.99 - Original price $910.99
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    $910.99
    $910.99 - $910.99
    Current price $910.99

    Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Blue Trail Loop - M/L - Natural - (2024)

    Apple

    WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

    View full details
    Original price $910.99 - Original price $910.99
    Original price
    $910.99
    $910.99 - $910.99
    Current price $910.99
  • Original price $910.99 - Original price $910.99
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    $910.99
    $910.99 - $910.99
    Current price $910.99

    Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Medium - Black - (2024)

    Apple

    WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

    View full details
    Original price $910.99 - Original price $910.99
    Original price
    $910.99
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    Current price $910.99
  • Original price $910.99 - Original price $910.99
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    $910.99
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    Current price $910.99

    Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Small - Black - (2024)

    Apple

    WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

    View full details
    Original price $910.99 - Original price $910.99
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    $910.99
    $910.99 - $910.99
    Current price $910.99
  • Original price $561.99 - Original price $561.99
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    $561.99
    $561.99 - $561.99
    Current price $561.99

    Apple Watch Series 10 (GPS+Cellular) 46mm Aluminum Case with Black Sport Band - M/L - Jet Black - (2024)

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

    View full details
    Original price $561.99 - Original price $561.99
    Original price
    $561.99
    $561.99 - $561.99
    Current price $561.99
  • Original price $459.99 - Original price $459.99
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    $459.99
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    Current price $459.99

    Walker Edison - Contemporary 2-Drawer TV Stand for Most TVs up to 60 - Birch

    Walker Edison

    Sturdy yet stylish constructionMade with warp-resistant MDF and durable laminateAmple storageKeep your tech tidy with two open cubbies and two draw...

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    Original price $459.99 - Original price $459.99
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    $459.99
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    Current price $459.99
  • Original price $3,317.99 - Original price $3,317.99
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    Current price $3,317.99

    LG - 98" CLASS UT900

    LG

    LG - 98" CLASS UT9000 SERIES LED 4K UHD

    Original price $3,317.99 - Original price $3,317.99
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    $3,317.99
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  • Original price $117.99 - Original price $117.99
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    $117.99
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    Current price $117.99

    INSTAX MINI 12 HOLID

    Fujifilm

    INSTAX MINI 12 HOLIDAY BUNDLE - PURPLE

    Original price $117.99 - Original price $117.99
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    $117.99
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    Current price $117.99
  • Original price $141.99 - Original price $141.99
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    $141.99
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    Current price $141.99

    CJ9 HOVERBOARD IN BL

    GoTrax

    CJ9 HOVERBOARD IN BLACK

    Original price $141.99 - Original price $141.99
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    $141.99
    $141.99 - $141.99
    Current price $141.99
  • Original price $445.99 - Original price $445.99
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    $445.99
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    Current price $445.99

    Apple Watch Series 9 (GPS) - midnight aluminum - watch with sport band - midnight - 64 GB

    Apple

    Apple Watch Series 9 (GPS) - 45 mm - midnight aluminum - smart watch with sport band - fluoroelastomer - midnight - band size S/M - 64 GB - Wi-Fi U...

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    Original price $445.99 - Original price $445.99
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    $445.99
    $445.99 - $445.99
    Current price $445.99
  • Original price $581.99 - Original price $581.99
    Original price
    $581.99
    $581.99 - $581.99
    Current price $581.99

    Samsung - 50" BED-H Series 4K Business Pro TV

    Samsung

    Samsung - 50" BED-H Series 4K Business Pro TV

    Original price $581.99 - Original price $581.99
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    $581.99
    $581.99 - $581.99
    Current price $581.99
  • Original price $639.99 - Original price $639.99
    Original price
    $639.99
    $639.99 - $639.99
    Current price $639.99

    Samsung - 55" BED-H Series 4K Business Pro TV

    Samsung

    Samsung - 55" BED-H Series 4K Business Pro TV

    Original price $639.99 - Original price $639.99
    Original price
    $639.99
    $639.99 - $639.99
    Current price $639.99
  • Original price $640.99 - Original price $640.99
    Original price
    $640.99
    $640.99 - $640.99
    Current price $640.99

    HP 15-FD0005DX

    HP

    HP 15-FD0005DX

    Original price $640.99 - Original price $640.99
    Original price
    $640.99
    $640.99 - $640.99
    Current price $640.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.