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Order by December 12 for best chance of Christmas delivery!
Order by December 12 for best chance of Christmas delivery!

2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

Original price $648.99 - Original price $648.99
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$648.99
$648.99 - $648.99
Current price $648.99

HP - 14" 2-in-1 Full HD Touch-Screen Chromebook Plus Laptop with Google AI - Intel Core i3 - 8GB Memory - 256GB UFS - Meteor Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Original price $648.99 - Original price $648.99
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$648.99
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Current price $648.99
Original price $3,323.99 - Original price $3,323.99
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Current price $3,323.99

Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 9 - 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Moonstone Gray

Samsung

Ultimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas. Galaxy Book4 Ultra is packed with our mightiest Intel pr...

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Original price $3,323.99 - Original price $3,323.99
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Original price $93.99 - Original price $93.99
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$93.99
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Current price $93.99

CORSAIR - K70 CORE RGB Mechanical Gaming Keyboard - Gray

Corsair

Magnificent mechanical keyboard experiencePre-lubricated CORSAIR Red linear mechanical switches deliver smooth responsive keystrokes enhanced by tw...

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Original price $93.99 - Original price $93.99
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Current price $93.99
Original price $226.99 - Original price $226.99
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$226.99
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Current price $226.99

Amazon - Fire HD 10 Kids - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Blue

AMAZON

Fully featured tabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 3-7 includes comprehensive parental ...

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Original price $226.99 - Original price $226.99
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Original price $31.99 - Original price $31.99
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Current price $31.99

Ultra PRO - 35-Point Magnetic UV One-Touch Retail 5-Pack

Ultra Pro

Value PackContains five (5) authentic Ultra PRO one-touch magnetic trading card holders.Standard SizingSized to fit standard size (2.5" x 3.5") spo...

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Original price $31.99 - Original price $31.99
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Original price $493.99 - Original price $493.99
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JBL - PartyBox Stage 320 Portable Wireless Party Speaker - 2024 - Black

JBL

Powerful JBL Pro SoundRock out with powerful JBL Pro Sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

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Original price $493.99 - Original price $493.99
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Original price $383.99 - Original price $383.99
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JBL - PartyBox Club 120 Portable Wireless Party Speaker - 2024 - Black

JBL

Powerful JBL Pro SoundRock out with powerful JBL Pro Sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

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Original price $383.99 - Original price $383.99
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Original price $1,299.99 - Original price $1,299.99
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Sony - 75" Class BRAVIA 3 LED 4K UHD Smart Google TV (2024)

Sony

Intelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...

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Original price $1,299.99 - Original price $1,299.99
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Original price $228.99 - Original price $228.99
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$228.99
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PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - White

PDP

Full Wireless Wired CompatibilityWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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Original price $228.99 - Original price $228.99
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Original price $1,416.99 - Original price $1,416.99
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Apple - 13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 256GB with OLED - Space Black

Apple

13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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Original price $1,416.99 - Original price $1,416.99
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Original price $82.99 - Original price $82.99
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$82.99
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Govee - Dreamview TV Strip Lights for 55- 65 TVs - Multi

Govee

1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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Original price $82.99 - Original price $82.99
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Original price $333.99 - Original price $333.99
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$333.99
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TP-Link - BE15000 Tri-Band Wi-Fi 7 Router - Black

TP Link

Latest Wi-Fi 7 Technology 3x FasterHarness the complete power of the 6GHz spectrum wide 320MHz channels and 4K-QAM to achieve speeds up to 3x faste...

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Original price $333.99 - Original price $333.99
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Original price $42.99 - Original price $42.99
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$42.99
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Current price $42.99

Woojer - Vest 3 Washable Lining - Apex Hunter

Generic

Hygienic maintenanceKeep your Woojer Vest 3 clean and fresh with a removable washable lining.Long-lasting comfortThe washable lining ensures ongoin...

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Original price $42.99 - Original price $42.99
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Original price $126.99 - Original price $126.99
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JBL - PartyBox Digital Wireless Microphones - Black

JBL

Clear Voice Crisp SoundThe cardioid pickup pattern of these mics deliver a warm clear and crisp vocal sound that's designed to make everyone sound ...

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Original price $126.99 - Original price $126.99
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Original price $46.99 - Original price $46.99
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SteelSeries - QcK Cloth Gaming Mouse Pad (XXL) - Black

Steel Series

Ultra-Durable Micro-Woven ClothWith over 10 million sold the steelseries qck is the does-it-all surface empowering gamers around the world and cham...

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Original price $46.99 - Original price $46.99
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Original price $934.99 - Original price $934.99
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Sony - BRAVIA Theater Bar 8 with 11 speakers Dolby Atmos/DTS X - Black

Sony

Unleash the full potential of surround soundHear cinema-style surround sound all around you with 360 Spatial Sound Mapping.Room optimized soundSoun...

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Original price $934.99 - Original price $934.99
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Original price $589.99 - Original price $589.99
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$589.99
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Current price $589.99

Samsung - Odyssey Neo G7 43" Mini 4K UHD 1ms AMD FreeSync Premium Pro Smart Gaming Monitor with HDR600 - Black

Samsung

Quantum Matrix TechnologyAn unrivaled visual experience. Revolutionary Quantum Matrix Technology with Quantum Mini LEDs create controlled brightnes...

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Original price $589.99 - Original price $589.99
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Original price $69.99 - Original price $69.99
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PowerA - Advantage Wired Controller for Xbox Series XS with Lumectra - Black

PowerA

Multi-Zone RGB Lighting Customize your controller with 4 individual lighting zones and 3 lighting modes for thousands of color combinationsNow Inc...

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Original price $69.99 - Original price $69.99
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Original price $452.99 - Original price $452.99
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Google - Pixel Tablet - 11" Android Tablet - 128GB - WiFi - Porcelain

GOOGLE

Android operating systemThe Android apps you love are already optimized for your Pixel Tablet’s larger screen; it comes with Google TV so you can w...

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Original price $452.99 - Original price $452.99
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Original price $125.99 - Original price $125.99
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Glorious - Model D 2 Wireless Optical RGB Gaming Mouse with 6 Programmable Buttons - Wireless - Matte Black

Glorious

Size stylePaired with its ergonomic shape the Model D 2’s low weight makes aiming feel effortlessly quick and precise with less risk of fatigue du...

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Original price $125.99 - Original price $125.99
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Original price $645.99 - Original price $645.99
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Class of '81 Ms. Pac Man /Galaga Deluxe Arcade Machine

Arcade1Up

12 Classic games includedMs. Pac-Man Galaga Galaga'88 Galaxian Dig Dug Dig Dug II Mappy Rally-X Rolling Thunder Rompers The Tower of Druaga King B...

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Original price $645.99 - Original price $645.99
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Original price $79.99 - Original price $79.99
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Meta Quest Compact Charging Dock — Works with Meta Quest 3/3S — Extended Headset Charging Cable — Wireless Charging

Meta

Effortless compatibilityWorks with Meta Quest 3/3S along with Touch Plus Controllers and Active StrapsConvenient drop-in chargingPower up your Touc...

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Original price $79.99 - Original price $79.99
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Original price $70.99 - Original price $70.99
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Snaptain - K30 Mini 720P HD Camera Drone with Colorful Lighting and Remote Controller - White

Snaptain

720P HD cameraThe K30 has a 720P high-definition camera that allows you to see real-time flight footage helping you capture beautiful moments durin...

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Original price $70.99 - Original price $70.99
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Original price $476.99 - Original price $476.99
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HP - 15.6" Chromebook Laptop - Intel Processor N200 - 8GB Memory - 64GB eMMC - Natural Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Original price $476.99 - Original price $476.99
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Original price $563.99 - Original price $563.99
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Arcade1Up - Infinity Game Board - Black

Arcade1Up

Games included50 included board games and activities (comes with a selection of Classic Hasbro games such as Monopoly Yahtzee Trivial Pursuit Clue ...

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Original price $563.99 - Original price $563.99
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Original price $149.99 - Original price $149.99
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Hisense - 2.1 CH Soundbar with Wireless Subwoofer - Black

HISENSE

DTS VirtualX and Dolby DigitalHisense H2100 soundbar significantly improves your TV entertainment experience. With DTS VirtualX and Dolby Digital H...

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Original price $149.99 - Original price $149.99
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Original price $201.99 - Original price $201.99
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$201.99
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WD - BLACK SN850P 1TB Internal SSD PCIe Gen 4 x4 with Heatsink for PS5

Western Digital

Officially licensed for your PS5 consoleStore and play more titles on the drive that’s officially tested and licensed for your PS5 console so you c...

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Original price $201.99 - Original price $201.99
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Original price $528.99 - Original price $528.99
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$528.99
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WD - BLACK SN850P 4TB Internal SSD PCIe Gen 4 x4 with Heatsink for PS5

Western Digital

Officially licensed for your PS5 consoleStore and play more titles on the drive that’s officially tested and licensed for your PS5 console so you c...

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Original price $528.99 - Original price $528.99
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$528.99
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Original price $52.99 - Original price $52.99
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Thermaltake - CT 120 ARGB Sync 120mm Cooling Fan with Daisy-Chain Design (2-Pack) - Black

Thermal Take

ARGB simplifiedWith 9 addressable LEDs control up to 16.8 million colors to showcase your setup.Fine tuned 7-blade designDesign for optimized CFM a...

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Original price $52.99 - Original price $52.99
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Original price $267.99 - Original price $267.99
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ASUS - TUF Gaming 27" FHD VA 240Hz 1ms Curved Gaming Monitor with FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS

Full HD 1920 X 1080 ResolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card1ms Respon...

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Original price $267.99 - Original price $267.99
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Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99

JBL - 2.0 Channel All-in-One Soundbar (MK2) - Black

JBL

Deep bassEnhance the drama of a tense thriller feel the roar of your team or sit back with your latest album. The JBL Bar 2.0 All-in-One really is ...

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Original price $194.99 - Original price $194.99
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Current price $194.99
Original price $68.99 - Original price $68.99
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$68.99
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GE - Cync 10 Foot Dynamic Effects Smart LED Neon Shape Light - Color Changing - Full Color

General Electric

Bendable LED Strip LightsBend the flexible LED strip to create shapes designs and words; Control each segment separately with “independent control ...

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Original price $68.99 - Original price $68.99
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$68.99
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Current price $68.99
Original price $1,330.99 - Original price $1,330.99
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Current price $1,330.99

Skytech Gaming - CRYSTAL Gaming Desktop PC - AMD Ryzen 7 7700 - 16GB Memory - AMD Radeon RX 9060XT 16GB - 1TB NVMe SSD - Black

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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Original price $1,330.99 - Original price $1,330.99
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Original price $79.99 - Original price $79.99
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$79.99
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Current price $79.99

Oura Ring 4 Charger - Size 10 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

Oura

Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

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Original price $79.99 - Original price $79.99
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$79.99
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Current price $79.99
Original price $53.99 - Original price $53.99
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$53.99
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Current price $53.99

SanDisk - Extreme 256GB microSDXC UHS-I Memory Card for Gaming

SanDisk

Boost your playGear up and play fiercely with this Extreme microSD card made for mobile gaming. With extreme speeds to help you level up and boost ...

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Original price $53.99 - Original price $53.99
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Current price $53.99
Original price $312.99 - Original price $312.99
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$312.99
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Current price $312.99

WD - BLACK SN850P 2TB Internal SSD PCIe Gen 4 x4 with Heatsink for PS5

Western Digital

Officially licensed for your PS5 consoleStore and play more titles on the drive that’s officially tested and licensed for your PS5 console so you c...

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Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.