2024 Holiday Gift Guide
There is something for everyone at Finance My Cart!
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Sony - XV800 X-Series Bluetooth Portable Party Speaker - Black
SonyFill your room with Omnidirectional party soundWith five tweeters between the front and rear the XV800 omnidirectional speaker powers your party an...
View full detailsPowerA - Wired Controller for Xbox Series XS - Black
PowerAErgonomic designXbox Series XS controller with superior ergonomics and intuitive button layoutImmersive gameplayDual Rumble MotorsStandard audio ja...
View full detailsQuest Elite Strap with Battery — Works with Meta Quest 3/3S — Up to 2 Extra Hours Playtime
MetaEffortless compatibilityWorks with Meta Quest 3/3S along with Charging Dock Compact Charging Dock and Carrying Case. Does not fit in the Compact Ca...
View full detailsSamsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Moonstone Gray
SamsungUltimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas. Galaxy Book4 Ultra is packed with our mightiest Intel pr...
View full detailsSamsung - Galaxy Book4 15.6" FHD Laptop - Intel Core 7- 16GB Memory - 512GB SSD - Silver
SamsungPower to elevate your everydayMake the most of every moment with Galaxy Book4 and the latest Intel processor. From daily tasks to downloads to chil...
View full detailsJBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black
JBLBring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...
View full detailsJBL - BAR 500 5.1ch Soundbar with Multibeam and Dolby Atmos - Black
JBLDolby Atmos and MultiBeam surround soundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...
View full detailsRazer - Kraken V3 X Wired Over-the-Ear Gaming Headset for PC Mac and Playstation 4 - Black
Razer285g ultra-light build for marathon gaming sessionsEngineered to be extremely light at just 285g experience superior audio as you game for hours wi...
View full detailsPolaroid - Now+ Instant Film Camera Generation 2 - White
PolaroidNew and ImprovedOur new Polaroid Now+ Generation 2 analog instant camera is now made with 40 recycled materials and the internal lithium-ion batte...
View full detailsDisney - Lorcana Deck Box (Aladdin)
LorcanaOfficially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...
View full detailsDisney - Lorcana Deck Box (Tiana)
LorcanaOfficially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...
View full detailsSony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds for PC and PS5 - White
SonySuperior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...
View full details8BitDo - Pro 2 Bluetooth Controller for Switch Windows macOS Android and Steam Deck with Hall Effect Joysticks - Black
8BitDoGyro axis functionEnhance the realism of the gaming experience making you feel like you are personally on the scene.VibrationModify the vibration i...
View full detailsResident Evil 2 - PlayStation 5
CapcomTerrifying zombiesDriven by insatiable hunger these creatures act on instinct gnashing their teeth ripping at flesh and devouring their victims. Th...
View full detailsDisney - Lorcana Ursula’s Return - Deck Box (Snow White)
LorcanaOfficially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...
View full detailsRazer - Basilisk V3 Pro 35k Optical Gaming Mouse with HyperScroll Tilt Wheel - Wireless - Black
RazerConfigurable Razer HyperScroll Tilt WheelChoose between tactile cycling and smooth free-spin scrolling or auto-switch between them based on your sc...
View full detailsASUS - ROG Zephyrus G14 14" 3K OLED 120Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 5070 Ti - 1TB - Platinum White
ASUSMake Gaming and Creating Easier With Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...
View full detailsAlienware - AW725H Tri Mode Wireless Over-the-Ear Gaming Headset for PC Xbox XS Xbox One PS5 PS4 Switch and Mobile - Lunar Light
DellDesigned for comfortFeaturing a 45mm-wide headband and an easy-to-adjust sliding suspension unlock your optimal fit.Spacious. Breathable. Soft.Boas...
View full detailsApple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsApple - MacBook Pro 16-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsApple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsApple - MacBook Pro 14-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsRazer - Wolverine V3 Pro Wireless Gaming Controller with 6 Remappable Buttons Fast Triggers Designed for Xbox Series XS PC - Black
Razer4 Mouse Click Back Buttons 2 Claw Grip Bumpers 6 Remappable Buttons to Outplay Them AllEnjoy the same ultra-responsive actuation found in our top ...
View full detailsLenovo - Yoga Slim 7i Aura Edition - Copilot+ PC - 15.3 3K 120Hz Touchscreen Laptop - Intel Core Ultra 7 258V 2024 - 32GB - 1TB - Luna Grey
LenovoCopilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...
View full detailsAOC - C27G4X 27" VA Curved Gaming Monitor FHD (1920x1080) 180Hz 0.5ms Freesync HDR10 - Black
AOC180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...
View full detailsLG - 34" WQHD 100Hz 5ms Smart Monitor with HDR10 (HDMI USB-A) - Black
LGWork Smart Play Smart on a 219 Smart ScreenLG Smart Monitor is designed for multitasking while you work play and watch. Connect the 34 219 curved d...
View full detailsPowerA - OPS v3 Pro Wireless Controller for PC Cloud Gaming with Lumectra - Black
PowerATactile Mechanical Buttons - Enhance your gaming with quick response mechanical buttons on the ABXY D-PAD and LB/RB buttons.Quick-Twist Adjustable ...
View full detailsAmazon - Fire HD 8 Kids tablet ages 3-7 3GB memory 13-hr battery 32GB (2024 release) - Disney Princess
AMAZONResponsive With Long Battery LifeFeatures 8" HD display 3GB RAM (50 more than 2022 release) 32GB up to 1 TB of expandable storage (sold separately)...
View full detailsAmazon - Fire HD 8 Kids Pro tablet ages 6-12 3GB memory 8" HD screen 13-hr battery 32GB (2024 release) - Hello Teal
AMAZONLong Lasting BatteryFeatures all-day up to 13-hour battery life powerful hexa-core processor 3GB RAM (50 more than 2022 release) and 32GB of intern...
View full detailsNEXT - Extra Long 9' Play + Charge Cable For PlayStation 4 - Black
NEXTFreedom and flexibility9 foot cable length gives you plenty of space to charge while you gameUSB Type A to Micro USB cable connectionUSB Type A to ...
View full detailsSamsung - 990 EVO PLUS SSD 2TB PCIe Gen 4x4 5x2 M.2 2280 Speeds Up to 7250 MB/s
SamsungRead/Write Speeds up to 7250/6300 MB/sThe 990 EVO Plus features the latest NAND memory boosting sequential speeds up to 7250/6300MB/s. With a read ...
View full detailsApple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Space Gray
AppleBUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...
View full detailsApple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Space Gray
AppleBUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...
View full detailsApple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Starlight
AppleBUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...
View full detailsApple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 256GB - Space Gray (Unlocked)
AppleBUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...
View full detailsApple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Space Gray (Unlocked)
AppleBUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.