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Order by December 12 for best chance of Christmas delivery!

2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

Original price $761.99 - Original price $761.99
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Current price $761.99

Sony - XV800 X-Series Bluetooth Portable Party Speaker - Black

Sony

Fill your room with Omnidirectional party soundWith five tweeters between the front and rear the XV800 omnidirectional speaker powers your party an...

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Original price $761.99 - Original price $761.99
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$761.99
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Current price $761.99
Original price $49.99 - Original price $49.99
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$49.99
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Current price $49.99

PowerA - Wired Controller for Xbox Series XS - Black

PowerA

Ergonomic designXbox Series XS controller with superior ergonomics and intuitive button layoutImmersive gameplayDual Rumble MotorsStandard audio ja...

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Original price $49.99 - Original price $49.99
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Original price $154.99 - Original price $154.99
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$154.99
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Current price $154.99

Quest Elite Strap with Battery — Works with Meta Quest 3/3S — Up to 2 Extra Hours Playtime

Meta

Effortless compatibilityWorks with Meta Quest 3/3S along with Charging Dock Compact Charging Dock and Carrying Case. Does not fit in the Compact Ca...

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Original price $154.99 - Original price $154.99
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Current price $154.99
Original price $2,686.99 - Original price $2,686.99
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Samsung - Galaxy Book4 Ultra 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Moonstone Gray

Samsung

Ultimate power for your most ambitious ideasUnleash ultimate power for your biggest ideas. Galaxy Book4 Ultra is packed with our mightiest Intel pr...

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Original price $2,686.99 - Original price $2,686.99
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Original price $753.99 - Original price $753.99
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Samsung - Galaxy Book4 15.6" FHD Laptop - Intel Core 7- 16GB Memory - 512GB SSD - Silver

Samsung

Power to elevate your everydayMake the most of every moment with Galaxy Book4 and the latest Intel processor. From daily tasks to downloads to chil...

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Original price $753.99 - Original price $753.99
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Original price $315.99 - Original price $315.99
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$315.99
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JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black

JBL

Bring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...

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Original price $315.99 - Original price $315.99
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$315.99
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Original price $462.99 - Original price $462.99
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$462.99
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JBL - BAR 500 5.1ch Soundbar with Multibeam and Dolby Atmos - Black

JBL

Dolby Atmos and MultiBeam surround soundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...

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Original price $462.99 - Original price $462.99
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$462.99
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Current price $462.99
Original price $58.99 - Original price $58.99
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$58.99
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Razer - Kraken V3 X Wired Over-the-Ear Gaming Headset for PC Mac and Playstation 4 - Black

Razer

285g ultra-light build for marathon gaming sessionsEngineered to be extremely light at just 285g experience superior audio as you game for hours wi...

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Original price $58.99 - Original price $58.99
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$58.99
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Original price $152.99 - Original price $152.99
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$152.99
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Current price $152.99

Polaroid - Now+ Instant Film Camera Generation 2 - White

Polaroid

New and ImprovedOur new Polaroid Now+ Generation 2 analog instant camera is now made with 40 recycled materials and the internal lithium-ion batte...

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Original price $152.99 - Original price $152.99
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Original price $20.99 - Original price $20.99
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Disney - Lorcana Deck Box (Aladdin)

Lorcana

Officially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...

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Original price $20.99 - Original price $20.99
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Disney - Lorcana Deck Box (Tiana)

Lorcana

Officially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...

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Original price $20.99 - Original price $20.99
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Original price $254.99 - Original price $254.99
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Sony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds for PC and PS5 - White

Sony

Superior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...

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Original price $254.99 - Original price $254.99
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$254.99
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Original price $61.99 - Original price $61.99
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$61.99
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8BitDo - Pro 2 Bluetooth Controller for Switch Windows macOS Android and Steam Deck with Hall Effect Joysticks - Black

8BitDo

Gyro axis functionEnhance the realism of the gaming experience making you feel like you are personally on the scene.VibrationModify the vibration i...

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Original price $61.99 - Original price $61.99
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$61.99
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Original price $37.99 - Original price $37.99
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$37.99
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Resident Evil 2 - PlayStation 5

Capcom

Terrifying zombiesDriven by insatiable hunger these creatures act on instinct gnashing their teeth ripping at flesh and devouring their victims. Th...

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Original price $37.99 - Original price $37.99
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$37.99
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Original price $20.99 - Original price $20.99
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Disney - Lorcana Ursula’s Return - Deck Box (Snow White)

Lorcana

Officially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...

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Original price $20.99 - Original price $20.99
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$20.99
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Original price $189.99 - Original price $189.99
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$189.99
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Current price $189.99

Razer - Basilisk V3 Pro 35k Optical Gaming Mouse with HyperScroll Tilt Wheel - Wireless - Black

Razer

Configurable Razer HyperScroll Tilt WheelChoose between tactile cycling and smooth free-spin scrolling or auto-switch between them based on your sc...

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Original price $189.99 - Original price $189.99
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$189.99
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Original price $2,253.99 - Original price $2,253.99
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ASUS - ROG Zephyrus G14 14" 3K OLED 120Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 5070 Ti - 1TB - Platinum White

ASUS

Make Gaming and Creating Easier With Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $2,253.99 - Original price $2,253.99
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Original price $151.99 - Original price $151.99
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$151.99
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Current price $151.99

Alienware - AW725H Tri Mode Wireless Over-the-Ear Gaming Headset for PC Xbox XS Xbox One PS5 PS4 Switch and Mobile - Lunar Light

Dell

Designed for comfortFeaturing a 45mm-wide headband and an easy-to-adjust sliding suspension unlock your optimal fit.Spacious. Breathable. Soft.Boas...

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Original price $151.99 - Original price $151.99
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Current price $151.99
Original price $2,078.99 - Original price $2,078.99
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Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,078.99 - Original price $2,078.99
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Original price $3,967.99 - Original price $3,967.99
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Current price $3,967.99

Apple - MacBook Pro 16-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $3,967.99 - Original price $3,967.99
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$3,967.99
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Original price $2,838.99 - Original price $2,838.99
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Current price $2,838.99

Apple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,838.99 - Original price $2,838.99
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$2,838.99
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Current price $2,838.99
Original price $3,270.99 - Original price $3,270.99
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$3,270.99
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Current price $3,270.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $3,270.99 - Original price $3,270.99
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Original price $204.99 - Original price $204.99
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$204.99
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Current price $204.99

Razer - Wolverine V3 Pro Wireless Gaming Controller with 6 Remappable Buttons Fast Triggers Designed for Xbox Series XS PC - Black

Razer

4 Mouse Click Back Buttons 2 Claw Grip Bumpers 6 Remappable Buttons to Outplay Them AllEnjoy the same ultra-responsive actuation found in our top ...

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Original price $204.99 - Original price $204.99
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Original price $1,634.99 - Original price $1,634.99
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Lenovo - Yoga Slim 7i Aura Edition - Copilot+ PC - 15.3 3K 120Hz Touchscreen Laptop - Intel Core Ultra 7 258V 2024 - 32GB - 1TB - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,634.99 - Original price $1,634.99
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Original price $177.99 - Original price $177.99
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$177.99
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AOC - C27G4X 27" VA Curved Gaming Monitor FHD (1920x1080) 180Hz 0.5ms Freesync HDR10 - Black

AOC

180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...

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Original price $177.99 - Original price $177.99
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$177.99
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Current price $177.99
Original price $401.99 - Original price $401.99
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LG - 34" WQHD 100Hz 5ms Smart Monitor with HDR10 (HDMI USB-A) - Black

LG

Work Smart Play Smart on a 219 Smart ScreenLG Smart Monitor is designed for multitasking while you work play and watch. Connect the 34 219 curved d...

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Original price $401.99 - Original price $401.99
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Current price $401.99
Original price $94.99 - Original price $94.99
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PowerA - OPS v3 Pro Wireless Controller for PC Cloud Gaming with Lumectra - Black

PowerA

Tactile Mechanical Buttons - Enhance your gaming with quick response mechanical buttons on the ABXY D-PAD and LB/RB buttons.Quick-Twist Adjustable ...

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Original price $94.99 - Original price $94.99
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Current price $94.99
Original price $181.99 - Original price $181.99
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$181.99
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Current price $181.99

Amazon - Fire HD 8 Kids tablet ages 3-7 3GB memory 13-hr battery 32GB (2024 release) - Disney Princess

AMAZON

Responsive With Long Battery LifeFeatures 8" HD display 3GB RAM (50 more than 2022 release) 32GB up to 1 TB of expandable storage (sold separately)...

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Original price $181.99 - Original price $181.99
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$181.99
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Original price $169.99 - Original price $169.99
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$169.99
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Current price $169.99

Amazon - Fire HD 8 Kids Pro tablet ages 6-12 3GB memory 8" HD screen 13-hr battery 32GB (2024 release) - Hello Teal

AMAZON

Long Lasting BatteryFeatures all-day up to 13-hour battery life powerful hexa-core processor 3GB RAM (50 more than 2022 release) and 32GB of intern...

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Original price $169.99 - Original price $169.99
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Original price $25.99 - Original price $25.99
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Current price $25.99

NEXT - Extra Long 9' Play + Charge Cable For PlayStation 4 - Black

NEXT

Freedom and flexibility9 foot cable length gives you plenty of space to charge while you gameUSB Type A to Micro USB cable connectionUSB Type A to ...

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Original price $25.99 - Original price $25.99
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$25.99
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Current price $25.99
Original price $226.99 - Original price $226.99
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$226.99
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Current price $226.99

Samsung - 990 EVO PLUS SSD 2TB PCIe Gen 4x4 5x2 M.2 2280 Speeds Up to 7250 MB/s

Samsung

Read/Write Speeds up to 7250/6300 MB/sThe 990 EVO Plus features the latest NAND memory boosting sequential speeds up to 7250/6300MB/s. With a read ...

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Original price $226.99 - Original price $226.99
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$226.99
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Original price $623.99 - Original price $623.99
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Current price $623.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Space Gray

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $623.99 - Original price $623.99
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Original price $512.99 - Original price $512.99
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$512.99
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Current price $512.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Space Gray

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $512.99 - Original price $512.99
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$512.99
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Current price $512.99
Original price $512.99 - Original price $512.99
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$512.99
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Current price $512.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Starlight

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $512.99 - Original price $512.99
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$512.99
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Current price $512.99
Original price $791.99 - Original price $791.99
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$791.99
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Current price $791.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $791.99 - Original price $791.99
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$791.99
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Current price $791.99
Original price $679.99 - Original price $679.99
Original price
$679.99
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Current price $679.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $679.99 - Original price $679.99
Original price
$679.99
$679.99 - $679.99
Current price $679.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.