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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

Original price $4,004.99 - Original price $4,004.99
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TCL - 98" Class QM8K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $68.99 - Original price $68.99
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Fire 7 Kids - 7" Tablet (2023) 16GB with Amazon Kids+ (6 Month Subscription) - Blue

AMAZON

Full Featured TabletGet a full-featured tablet (not a toy) for kids ages 37 6 months of Amazon Kids+ content and a Kid-Proof Case with a built-in s...

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Soundcore - by Anker P25i True Wireless In-Ear Headphones - Black

Soundcore

IPX5 Water-Resistantsoundcore P25i true wireless earbuds are protected against water so you can wear them during workouts and outdoors whatever the...

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Original price $34.99 - Original price $34.99
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Original price $390.99 - Original price $390.99
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STARLINK - Standard Kit AX Tri Band Wi-Fi System - White

STARLINK

Stream movies make video calls play online games and moreWith Starlink users can engage in activities that historically have not been possible with...

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Polaroid - Now Instant Film Camera Generation 2 - Black White

Polaroid

New and ImprovedOur new Now Generation 2 analog instant camera is now made with 40 recycled materials and the internal lithium-ion battery charges ...

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Original price $742.99 - Original price $742.99
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LG - 3.1.3 Channel SC9S Soundbar with Wireless Subwoofer Dolby Atmos WOW Orchestra - Black

LG

WOW InterfaceNow convenience is in your hand. Control your soundbar and your LG TV with one remote179;. Adjust the volume and audio settings check ...

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HP - 23.8" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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HP - OmniBook 5 Flip 2-in-1 14" 2K Touch-Screen Laptop - Intel Core 7 - 16GB Memory - 512GB SSD - Glacier Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $647.99 - Original price $647.99
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Original price $244.99 - Original price $244.99
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Razer - BlackWidow V4 Pro Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black

Razer

Razer Green Mechanical Switches for precise execution with a clicky tactile feelWith a 1.9mm actuation point requiring just 50g of force experience...

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Original price $189.99 - Original price $189.99
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Razer - Basilisk V3 Pro Optical Gaming Mouse with HyperScroll Tilt Wheel - Wireless - White

Razer

Configurable Razer HyperScroll Tilt WheelChoose between tactile cycling and smooth free-spin scrolling or auto-switch between them based on your sc...

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Original price $189.99 - Original price $189.99
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Original price $242.99 - Original price $242.99
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TP-Link - Deco BE5000 Dual-Band WiFi 7 Whole Home Mesh System 3-Pack - White

TP Link

Supercharged with WiFi 7WiFi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and hi...

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Samsung - T7 Shield 4TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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MSI - MAG A1000GL PCIE5 - Full Modular - 80 Plus Gold 1000W - ATX 3.1 Gaming Power Supply - Black

MSI

ATX3.1 ReadyIt has an output port that is compliant with PCIE 5.1 and Intel PSDG ATX 3.1 also the power supply can hold up to 2X total power excurs...

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Original price $1,872.99 - Original price $1,872.99
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Apple - MacBook Pro 14-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 1TB SSD - Silver

Apple

SUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...

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Original price $3,967.99 - Original price $3,967.99
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Apple - MacBook Pro 16-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Silver

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $158.99 - Original price $158.99
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Samsung - T9 Portable SSD 1TB Up to 2000MB/s USB 3.2 Gen2 - Black

Samsung

Setting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...

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Original price $158.99 - Original price $158.99
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Original price $393.99 - Original price $393.99
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Samsung - T9 Portable SSD 4TB Up to 2000MB/s USB 3.2 Gen2 - Black

Samsung

Setting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...

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Original price $393.99 - Original price $393.99
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Ray-Ban Meta - Wayfarer Large (Gen 1) glasses with Meta AI Audio Photo Video Compatibility - Polarized Gradient Graphite Lenses - Matte Black

Meta

Iconic style meets Meta AICapture photos and videos listen to music make hands-free calls or ask Meta AI questions on-the-go.Meta AITake on life wi...

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Original price $298.99 - Original price $298.99
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Original price $58.99 - Original price $58.99
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LEGO - Fortnite Supply Llama Collectible Building Toy 77071

Lego

Bring The Adventure To LifeCreative fans ages 12 and up can enjoy building this LEGO Fortnite Supply Llama a video game toy for kids and teens.Icon...

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Original price $111.99 - Original price $111.99
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Acer - KA242Y G0bi 24" IPS LED FHD 120Hz 1ms FreeSync Monitor (HDMIVGA) - Black

Acer

Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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Original price $162.99 - Original price $162.99
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ASUS - ROG Falchion Ace 65 Wired Analog Gaming Keyboard with ROG HFX Magnetic Switches and Rapid Trigger Toggle - Black

ASUS

ROG HFX Magnetic SwitchesDeliver a solid feel and customizable 0.1 - 4.0 mm actuation for instant keystrokesRapid Trigger toggleConvenient switch f...

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Original price $162.99 - Original price $162.99
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Original price $3,289.99 - Original price $3,289.99
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Apple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 48GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $3,289.99 - Original price $3,289.99
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Original price $856.99 - Original price $856.99
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Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Titanium Milanese Loop - Medium - Black - (2024)

Apple

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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Original price $149.99 - Original price $149.99
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MSI - MAG Core Liquid I240 - AIO ARGB CPU Liquid Cooler - 240mm Radiator - 2x 120mm ARGB Gen 2 PWM Fans - Black

MSI

FAN DIMENSIONS120 x 120 x 25 mm / 4.7 x 4.7 x 0.98 inchesFAN SPEED235010RPMFAN POWER CONSUMPTION2.4WFAN BEARINGLoop Dynamic Bearing(LDB)FAN AIR PRE...

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Original price $239.99 - Original price $239.99
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NETGEAR - Orbi 660 Series AX3800 Tri-Band Mesh Wi-Fi 6 System (3-pack) - White

NETGEAR

AX3800 Tri-band Mesh Wi-Fi systemCoverage up to 6600 square feet and for up to 75 devices. System includes a Wi-Fi router and two satellites. Exten...

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Original price $239.99 - Original price $239.99
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Original price $763.99 - Original price $763.99
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reMarkable Paper Pro - 11.8" Paper Tablet with Marker Plus - Gray

ReMarkable

Google Drive Dropbox and OneDrive integrationAccess popular cloud storage services right from your paper tablet to improve your workflow. Browse st...

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Original price $763.99 - Original price $763.99
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Original price $179.99 - Original price $179.99
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$179.99
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Polaroid Hi-Print 4x6 Photo Printer - White

Polaroid

Plug-and-Play easily with BluetoothPolaroid Hi-Print Mobile App is compatible with iOS and AndroidPostcard-sized printsWorks with Polaroid Hi-Print...

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Original price $179.99 - Original price $179.99
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Original price $3,289.99 - Original price $3,289.99
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Apple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 48GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $3,289.99 - Original price $3,289.99
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$3,289.99
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Original price $2,838.99 - Original price $2,838.99
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Current price $2,838.99

Apple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,838.99 - Original price $2,838.99
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Original price $358.99 - Original price $358.99
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$358.99
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Lenovo - Tab Plus - 11.5" 2K Tablet - 8GB RAM - 128GB UFS - Luna Grey

Lenovo

Powerful Connectivity With USB-C/USB 2.0Share files connect accessories and display content on the big screen with a full-size USB C port.Android 1...

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Original price $358.99 - Original price $358.99
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Original price $2,078.99 - Original price $2,078.99
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Current price $2,078.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Silver

Apple

SUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...

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Original price $2,078.99 - Original price $2,078.99
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$2,078.99
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Original price $26.99 - Original price $26.99
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$26.99
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NEXT - Rechargeable Battery Pack For Xbox One

NEXT

Fully compatible with Xbox Series XS and Xbox One ControllersWorks with Microsoft Xbox Series X Xbox Series S and the original Xbox One wireless co...

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Original price $26.99 - Original price $26.99
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$26.99
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Original price $469.99 - Original price $469.99
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Acer - Chromebook Plus 516 Laptop with Google AI 16" WUXGA Display - Intel i3-1315U 8GB LPDDR5 128GB UFS Wi-Fi 6E - Steel Gray

Acer

The Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...

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Original price $147.99 - Original price $147.99
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$147.99
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Fujifilm - instax mini Link 3 Smartphone Printer - Clay White

Fujifilm

Ease of UseCompact lightweight and easy to hold; beautifully textured design. Easily print photos taken with your Smartphone. Requires Smartphone d...

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Original price $147.99 - Original price $147.99
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$147.99
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Original price $125.99 - Original price $125.99
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$125.99
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LEGO - Fortnite Battle Bus Collectible Building Toy 77073

Lego

FORTNITE BUILDING TOYThis video game toy for boys and girls ages 10 years old and up lets kids set out on adventures with the LEGO Fortnite Battle ...

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Original price $125.99 - Original price $125.99
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$125.99
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Current price $125.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.