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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $2,363.99 - Original price $2,363.99
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    Segway - Go Kart Pro 2 w/15.5 mi Max Operating Range 26.7 mph Max Speed - Gray

    Segway

    Speed and range detailsExperience acceleration like never before with the Segway Gokart Pro 2. With a top speed of 26.7 mph and a 15.5 miles range ...

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    Original price $2,363.99 - Original price $2,363.99
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  • Original price $60.99 - Original price $60.99
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    Tony Hawk's Pro Skater 1 + 2 Standard Edition - PlayStation 4 PlayStation 5

    Activision

    Skate as the legendary Tony Hawk and the full professional rosterSkate to songs from the era-defining soundtrackHit difficult trick combos with the...

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    Original price $60.99 - Original price $60.99
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  • Original price $201.99 - Original price $201.99
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    Samsung - Galaxy Watch FE Smartwatch 40mm BT with Pink Band - Pink Gold

    Samsung

    Track workouts. Make progress.No matter what your fitness goals are making progress is easy with fitness tracking4 on Galaxy Watch FE. Get straight...

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    Original price $201.99 - Original price $201.99
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  • Original price $291.99 - Original price $291.99
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    TP-Link - BE5000 Dual-Band Multi-Gig Whole Home Mesh WiFi 7 System 3-Pack (Deco BE5000) - White

    TP Link

    Supercharged with WiFi 7WiFi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and hi...

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    Original price $291.99 - Original price $291.99
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  • Original price $2,741.99 - Original price $2,741.99
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    MacBook Pro 16" Laptop - M3 Pro chip Built for Apple Intelligence - 18GB Memory - 18-core GPU - 512GB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $2,741.99 - Original price $2,741.99
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  • Original price $2,632.99 - Original price $2,632.99
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    MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence - 18GB Memory - 18-core GPU - 1TB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,632.99 - Original price $2,632.99
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  • Original price $2,195.99 - Original price $2,195.99
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    MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence - 18GB Memory - 14-core GPU - 512GB SSD - Silver

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,195.99 - Original price $2,195.99
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  • Original price $314.99 - Original price $314.99
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    Samsung - 40" Class 5 Series LED Full HD Smart Tizen TV (2019)

    Samsung

    SmartThings app supportControl your connected devices all in one screen.Content sync shareSync your TV to your compatible smartphone to access and...

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    Original price $314.99 - Original price $314.99
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  • Original price $553.99 - Original price $553.99
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    ViewSonic - TD2760 27" LED FHD Touch Screen Monitor (HDMI VGA) - Black

    ViewSonic

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.12 ms res...

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    Original price $553.99 - Original price $553.99
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  • Original price $1,143.99 - Original price $1,143.99
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    MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Silver

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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    Original price $1,143.99 - Original price $1,143.99
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  • Original price $116.99 - Original price $116.99
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    Fujifilm - INSTAX MINI LINK 3 Smartphone Printer - Sage Green

    Fujifilm

    Ease of UseCompact lightweight and easy to hold; beautifully textured design. Easily print photos taken with your Smartphone. Requires Smartphone d...

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    Original price $116.99 - Original price $116.99
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  • Original price $471.99 - Original price $471.99
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    Samsung - 55 Class DU6900 Series Crystal UHD 4K Smart Tizen TV (2024)

    Samsung

    PurColorSee a wide spectrum of colors than traditional RGB models with PurColor. From green turf to an amazing sunset you’ll enjoy true-to-life pic...

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    Original price $471.99 - Original price $471.99
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  • Original price $1,369.99 - Original price $1,369.99
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    MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Midnight

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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    Original price $1,369.99 - Original price $1,369.99
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  • Original price $116.99 - Original price $116.99
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    $116.99
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    Fujifilm - INSTAX MINI LINK 3 Smartphone Printer - Clay White

    Fujifilm

    Ease of UseCompact lightweight and easy to hold; beautifully textured design. Easily print photos taken with your Smartphone. Requires Smartphone d...

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    Original price $116.99 - Original price $116.99
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    $116.99
    $116.99 - $116.99
    Current price $116.99
  • Original price $116.99 - Original price $116.99
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    Fujifilm - INSTAX MINI LINK 3 Smartphone Printer - Rose Pink

    Fujifilm

    Ease of UseCompact lightweight and easy to hold; beautifully textured design. Easily print photos taken with your Smartphone. Requires Smartphone d...

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    Original price $116.99 - Original price $116.99
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    $116.99
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  • Original price $254.99 - Original price $254.99
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    Samsung - 32" Class M4500 Series LED HD Smart Tizen TV (2018)

    Samsung

    31.5" screen (measured diagonally from corner to corner)A good size for a small living room bedroom or dorm room.720p resolution for quality HD ima...

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    Original price $254.99 - Original price $254.99
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  • Original price $47.99 - Original price $47.99
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    Mind Reader - Ergonomic Lower Back Cushion Office Chair Support Posture Corrector Memory Foam 17"L x 14.75"W x 5"H - Black

    Mind Reader

    Posture improvementThe vertical backrest is designed to improve posture by aiding in proper spinal alignment helping you maintain a healthy posture...

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    Original price $47.99 - Original price $47.99
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  • Original price $42.99 - Original price $42.99
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    Mind Reader - Office Chair Cushion Ergonomic Orthopedic Portable Car Seat Memory Foam 18"L x 13.5"W x 2.75"H - Gray

    Mind Reader

    Improve posture to enhance well-beingPosture improvement helps alleviate pain associated with many orthopedic pain-triggering physical conditionsRe...

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    Original price $42.99 - Original price $42.99
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  • Original price $173.99 - Original price $173.99
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    Polk Audio - React 7" Wireless Subwoofer - Black

    Polk Audio

    Deep Impactful BassThe Polk React 7 long-throw wireless subwoofer is designed to enhance the bass of your React sound bar for an elevated home thea...

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    Original price $173.99 - Original price $173.99
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  • Original price $69.99 - Original price $69.99
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    Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and 3 - Black

    Insignia

    Compatible with Meta Quest 2 and 3.Designed specifically for use with Meta Quest 2 and 3 VR headsets and your USB-C computer.Flexible movementThe t...

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    Original price $69.99 - Original price $69.99
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  • Original price $164.99 - Original price $164.99
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    ViewSonic - VX2476-SMHD 23.8" IPS LCD FHD Monitor (DisplayPort VGA HDMI) - Black

    ViewSonic

    Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $164.99 - Original price $164.99
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  • Original price $805.99 - Original price $805.99
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    LG 43UL3J-M UL3J Series - 43" with Integrated ProIdiom LED-backlit LCD display - 4K - for digital signage

    LG

    LG 43UL3J-M - 43" Diagonal Class UL3J Series LED-backlit LCD display - digital signage with Integrated ProIdiom - webOS - 4K UHD (2160p) 3840 x 216...

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    Original price $805.99 - Original price $805.99
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  • Original price $822.99 - Original price $822.99
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    Dell Latitude 3550 - 15.54" - Intel Core i5 - 1345U - 8 GB RAM - 256 GB SSD

    Dell

    Dell Latitude 3550 - Intel Core i5 - 1345U / up to 4.7 GHz - Win 11 Pro - Intel Iris Xe Graphics - 8 GB RAM - 256 GB SSD NVMe TLC Class 35 - 15.54"...

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    Original price $822.99 - Original price $822.99
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  • Original price $1,080.99 - Original price $1,080.99
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    ASUS VivoBook S 16 Flip OLED TP3604VA-EB94T - 16" - Intel Core i9 - 13900H - 16 GB RAM

    ASUS

    ASUS VivoBook S 16 Flip OLED TP3604VA-EB94T - Flip design - Intel Core i9 - 13900H / up to 5.4 GHz - Win 11 Home - HD Graphics - 16 GB RAM - 1 TB S...

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    Original price $1,080.99 - Original price $1,080.99
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  • Original price $546.99 - Original price $546.99
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    ASUS Vivobook 16 M1605YA-ES74 - 16" - AMD Ryzen 7 - 7730U - 16 GB RAM - 1 TB SSD

    ASUS

    Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.16" DisplayAnti-glare Sc...

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    Original price $546.99 - Original price $546.99
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  • Original price $1,881.99 - Original price $1,881.99
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    ASUS ZenBook Duo UX8406MA-PS99T - 14" - Intel Core Ultra 9 - 185H - Evo - 32 GB RAM - 1 TB SSD

    ASUS

    ASUS ZenBook Duo UX8406MA-PS99T - 180-degree hinge design - Intel Core Ultra 9 - 185H / up to 5.1 GHz - Evo - Win 11 Home - Intel Arc Graphics - 32...

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    Original price $1,881.99 - Original price $1,881.99
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  • Original price $318.99 - Original price $318.99
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    Microsoft Surface Dock - docking station - Thunderbolt 4 - 3 x Thunderbolt - 1GbE 2.5GbE

    Microsoft

    Microsoft Surface Dock - Docking station - Thunderbolt 4 - 3 x Thunderbolt - 1GbE 2.5GbE - 165 Watt

    Original price $318.99 - Original price $318.99
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  • Original price $817.99 - Original price $817.99
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    Dell Latitude 3450 - 13.97" - Intel Core i5 - 1335U - 8 GB RAM - 256 GB SSD

    Dell

    Dell Latitude 3450 - Intel Core i5 - 1335U / up to 4.6 GHz - Win 11 Pro - Intel Iris Xe Graphics - 8 GB RAM - 256 GB SSD NVMe TLC Class 35 - 13.97"...

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    Original price $817.99 - Original price $817.99
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  • Original price $1,237.99 - Original price $1,237.99
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    Current price $1,237.99

    Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Elite - 16GB Memory - 512GB SSD (7th Edition) - Sapphire

    Microsoft

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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    Original price $1,237.99 - Original price $1,237.99
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  • Original price $250.99 - Original price $250.99
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    Samsung - Galaxy Tab A9+ 11" 256GB - Wi-Fi - Graphite

    Samsung

    Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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    Original price $250.99 - Original price $250.99
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  • Original price $30.99 - Original price $30.99
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    CORSAIR - XTM60 High Performance Thermal Paste

    Corsair

    Superior Cooling PerformanceProvides exceptional thermal conductivity between your CPU or GPU and cooler resulting in improved heat dissipation and...

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    Original price $30.99 - Original price $30.99
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  • Original price $225.99 - Original price $225.99
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    MSI GeForce RTX 3050 GAMING X 6G - graphics card - GF RTX 3050 - 6 GB

    MSI

    NVIDIA GeForce RTX 3050Boost Up to 1507 MHz6GB GDDR6 Memory for Advanced GamingEquipped with 6GB of advanced GDDR6 memory to provide high bandwidth...

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    Original price $225.99 - Original price $225.99
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  • Original price $1,053.99 - Original price $1,053.99
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    Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Plus - 16GB Memory - 512GB SSD (7th Edition) - Sapphire

    Microsoft

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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    Original price $1,053.99 - Original price $1,053.99
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  • Original price $896.99 - Original price $896.99
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    $896.99
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    Current price $896.99

    Samsung - 75 Class DU6900 Series Crystal UHD 4K Smart Tizen TV (2024)

    Samsung

    PurColorSee a wide spectrum of colors than traditional RGB models with Pur Color. From green turf to an amazing sunset you’ll enjoy true to life pi...

    View full details
    Original price $896.99 - Original price $896.99
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    $896.99
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    Current price $896.99
  • Original price $689.99 - Original price $689.99
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    LG - 65 Class UT75 Series LED 4K UHD Smart webOS TV (2024)

    LG Electronics

    4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.webOS 24 and LG ChannelsNo matter...

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    Original price $689.99 - Original price $689.99
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  • Original price $1,237.99 - Original price $1,237.99
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    Current price $1,237.99

    Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Elite - 16GB Memory - 512GB SSD (7th Edition) - Platinum

    Microsoft

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

    View full details
    Original price $1,237.99 - Original price $1,237.99
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    $1,237.99
    $1,237.99 - $1,237.99
    Current price $1,237.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.