2024 Holiday Gift Guide
There is something for everyone at Finance My Cart!
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Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Silver
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsAcer - Swift 16 AI - 16" 3K OLED Touch Laptop - Copilot+ PC Intel Core Ultra 7 Series 2 16GB Memory 1TB SSD - Ice Black
AcerIt's possible on your Intel AI PCMore productive. More creative. More battery life. Swift 16 AI is powered by the latest Intel Core Ultra processor...
View full detailsContixo - F28 Stratus Max 4K GPS Drone with Intelligent Flight Modes 26-Min Flight Brushless Motors Carrying Case - Gray
ContixoAdvanced 3-Axis GimbalEnsures smooth and stable footage by eliminating unwanted vibrations and movement providing professional-grade photography an...
View full detailsSonos - Arc Ultra Soundbar - White
Sonos IncNext-level immersionWith an all-new acoustic architecture powered by 14 Sonos-engineered drivers and advanced technologies like Sound Motion Arc Ul...
View full detailsAlienware - AW3225DM 32" VA LED Curved QHD 180Hz 1ms FreeSync Gaming Monitor with HDR (HDMI DisplayPort) - Interstellar Indigo
DellBig QHD visuals for any gameExplore detailed worlds in high definition with QHD resolution and fluid responsive visuals in an iconic design.Dive in...
View full detailsHP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Atmospheric Blue
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsASUS - ROG Strix G18 18" 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 HX - 32GB RAM - NVIDIA GeForce RTX 5080 - 2TB SSD - Eclipse Gray
ASUSIntuitive Windows 11 HomeGame create and connect with family and friends - Windows 11 Home is the place for it all. With a fresh new feel and tool...
View full detailsLenovo - Yoga Slim 7x - Copilot+ PC - 14.5" 3K 90Hz OLED Touch-Screen Laptop - Snapdragon X Elite X1E-78-100 2024 - 32GB - 1TB - Cosmic Blue
LenovoCopilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...
View full detailsDell - XPS 13 13.4 LCD FHD+ Laptop - Intel Core Ultra 7 Copilot+ PC with 16GB Memory - 512GB SSD - Graphite
DellCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsOura Ring 4 Charger - Size 11 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey
OuraChargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...
View full detailsGovee - AI Gaming TV Sync Box Kit 2 with HDMI 2.1 4K144Hz 4-in-1 RGBWIC Lighting for 5565 inch TVs - Multi
GoveeComplete Setup Zero Extra CostConnect up to 4 HDMI 2.1 devices at one time with the Govee AI sync box. Supports the highest refresh rate syncing wi...
View full detailsSonos - Sub 4 Wireless Subwoofer - White
Sonos IncPulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...
View full detailsApple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Trail Loop - M/L - Black - (2024)
AppleWHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...
View full detailsApple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Ocean Band - Black - (2024)
AppleWHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...
View full detailsDigiland - Android 10.1" Tablet 32GB - Gray
DigilandPower your day with GoogleWork play and connect right out of the box with Google+ Search Gmail YouTube and Hangouts. Save files in the cloud with G...
View full detailsHP OMEN MAX 16" 240Hz Intel Core Ult 9 275HX 32GB Mem NVIDIA GForce RTX 5080 1TB SSD
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsHP OMEN - Transcend 31.5" QD-OLED 4K UHD 240Hz G-SYNC Compatible Gaming Monitor with Adjustable Height - Black/White
HPQD-OLED Panel TechnologyExperience visuals like never before with an outstanding contrast ratio and a rapid 0.03ms response time ensuring vivid col...
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Microsoft Xbox Series X - All-Digital Edition - game console - 1 TB SSD - robot white
Microsoft Xbox Series X - All-Digital Edition - game console - 1 TB SSD - robot white
MicrosoftPower your dreamsExperience the fastest most powerful Xbox ever with Xbox Series X now all-digital with a 1TB SSD in Robot White.Immerse yourself w...
View full detailsSanDisk - Express 256GB microSD PCIe 3.1 NVMe UHS-I Memory Card works with Nintendo Switch 2
SanDiskReady for tomorrowA PCIe 3.1 NVMe interface and a standard microSD UHS-I interface make this card compatible with today’s devices and primed for fu...
View full detailsLG - 5.1.3-Channel S90TY Soundbar with Wireless Subwoofer Dolby Atmos WOW Orchestra - Black
LGSound that Wraps Around YouGive yourself the home audio setup you’ve always dreamed about with rich immersive sound exceptional clarity and intense...
View full detailsLG - 2.0-Channel S20A Soundbar with Built-in Woofer DTS Digital Surround Bluetooth Connectivity - Black
LGSmall in Size Big on BassUpgrade your TV sound with an all-in-one soundbar featuring enhanced LG TV connectivity. Step up your TV sound with a pass...
View full detailsAcer - Chromebook 311 - 11.6" HD Laptop - Intel Celeron N4500 - 4GB Memory - 64GB eMMC - Star Black
AcerThe Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...
View full detailsFujifilm - instax mini Link 3 Smartphone Printer - Rose Pink
FujifilmEase of UseCompact lightweight and easy to hold; beautifully textured design. Easily print photos taken with your Smartphone. Requires Smartphone d...
View full detailsAmazon - Fire HD 8 tablet 8 HD Display 3GB memory 32GB designed for portable entertainment (2024 release) - Black
AMAZONResponsive with all day battery lifeIncludes 3GB RAM (50 more than 2022 release) 32GB of storage and up to 1 TB of expandable storage (sold separat...
View full detailsLenovo - Yoga Slim 7i Aura Edition - Copilot+ PC - 15.3 3K 120Hz Touchscreen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Luna Gray
LenovoCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsSonos - Arc Ultra Soundbar - Black
Sonos IncNext-level immersionWith an all-new acoustic architecture powered by 14 Sonos-engineered drivers and advanced technologies like Sound Motion Arc Ul...
View full detailsHP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Sky Blue
HPWindows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...
View full detailsXFX - SPEEDSTER SWFT210 AMD Radeon RX 7600 Core 8GB GDDR6 PCI Express 4.0 Graphics Card - Black
XFXGDDR6 Memory for advanced gamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for tod...
View full detailsLEGO - Horizon Adventures Aloy Varl vs. Shell-Walker Sawtooth Toy 77037
LegoHorizon game LEGO set for kidsAloy Varl vs. Shell-Walker Sawtooth is packed with hands-on fun for boys and girls aged 9 and up with a passion for...
View full detailsAcer - Predator Helios Neo 16S AI Gaming Laptop - 16" OLED 240Hz - Intel Core Ultra 9 - NVIDIA GeForce RTX 5070Ti 32GB 1TB - Obsidian Black
AcerWindows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...
View full detailsASUS - ROG 65W Charger Dock for ROG Ally (HDMI 2.0 USB-A USB-C) - Black
ASUSCharge display and play simultaneouslyHave your TV monitor keyboard or other accessories pre-connected and plugged into the wall using the 65W gami...
View full detailsSuper Smash Bros. Ultimate - Nintendo Switch
Nintendo of AmericaNew stages and fighters are joined by the combined rosters of every past Super Smash Bros. gameChallenge others anytime anywhere whether you're on ...
View full detailsSony - STR-AN1000 7.2 Channel Dolby Atmos Dolby Vision 8K HDR Network A/V Receiver - Black
SonyStep up your soundWith 165W the STR-AN1000 delivers cinema-like surround sound and crystal-clear music reproduction with powerful amplification.8K ...
View full detailsSony - PlayStation VR2 Horizon Call of the Mountain bundle - White
Sony Computer Entertainment AmCutting-edge performance.4K HDR visuals.4110 field of view.Advanced graphical rendering.Single cable setup.New generation of genre-defining VR game...
View full detailsApple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Medium - Black - (2024)
AppleWHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...
View full detailsApple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Small - Black - (2024)
AppleWHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.