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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $1,205.99 - Original price $1,205.99
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    Samsung - 65 Class Q70D Series QLED 4K Smart Tizen TV (2024)

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content.100 Color Volume with Quantum DotTake...

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    Original price $1,205.99 - Original price $1,205.99
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  • Original price $945.99 - Original price $945.99
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    Roku - 75" Class Plus Series QLED 4K Smart RokuTV

    Roku

    Made by RokuFrom the brand you trust to make streaming easier comes a thoughtfully designed smart TV powered by the delightfully simple Roku experi...

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    Original price $945.99 - Original price $945.99
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  • Original price $71.99 - Original price $71.99
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    Razer Basilisk V3 X HyperSpeed Customizable Wireless Gaming Mouse - Black

    Razer

    Iconic Ergonomic Form with 9 Customizable ControlsFavored by millions worldwide the mouse’s signature shape perfectly supports different grips whil...

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    Original price $71.99 - Original price $71.99
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  • Original price $1,299.99 - Original price $1,299.99
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    LG - 86 Class UQ75 Series LED 4K UHD Smart webOS TV (2022)

    LG

    a5 Gen 5 AI ProcessorEnhance your picture and sound with AI from the a5 Gen 5 AI Processor 4K.webOS 22Customize your viewing experience with separa...

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    Original price $1,299.99 - Original price $1,299.99
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  • Original price $64.99 - Original price $64.99
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    GE - Cync 8 Foot Outdoor Smart LED Light Strip Extension (Power Supply Sold Separately) - EXTENSION ONLY - Full Color

    GE

    Millions of Vibrant ColorsUse the Cync App's color wheel and TRUEImage technology to easily select colors change modes adjust brightness smart timi...

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    Original price $64.99 - Original price $64.99
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  • Original price $849.99 - Original price $849.99
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    Dell Inspiron 14 2-in-1 Touch Laptop Intel Core 5 Processor 8GB Memory 512GB SDD - Ice Blue

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $849.99 - Original price $849.99
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  • Original price $1,553.99 - Original price $1,553.99
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    Sony - 75" Class X85K LED 4K UHD Smart Google TV (2023)

    Sony

    4K HDR Processor X1Intelligent TV processing delivers a picture that is smooth and clear full of rich colors and detailed contrast.TRILUMINOS PRORe...

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    Original price $1,553.99 - Original price $1,553.99
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  • Original price $758.99 - Original price $758.99
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    LG - 70 Class UQ75 Series LED 4K UHD Smart webOS TV (2022)

    LG

    a5 Gen 5 AI ProcessorEnhance your picture and sound with AI from the a5 Gen 5 AI Processor 4K.webOS 22Customize your viewing experience with separa...

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    Original price $758.99 - Original price $758.99
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  • Original price $550.99 - Original price $550.99
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    LG - 55 Class UT75 Series LED 4K UHD Smart webOS TV (2024)

    LG

    4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.webOS 24 and LG ChannelsNo matter...

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    Original price $550.99 - Original price $550.99
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    Current price $550.99
  • Original price $730.99 - Original price $730.99
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    Acer - Predator XB323QK V3bmiiphx 31.5" IPS AMD FreeSync Premium Monitor (Display Port HDMI) - Black

    Acer

    Resolution MattersThe XB323QK 31.5" IPS monitor with 3840 x 2160 4K UHD resolution in a 169 aspect ratio presents stunning high quality images with...

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    Original price $730.99 - Original price $730.99
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  • Original price $378.99 - Original price $378.99
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    Ray-Ban Meta - Wayfarer Smart Glasses with Meta AI Audio Photo Video Compatibility - Polarized Brown Lenses - Shiny Caramel

    Meta

    Ray-Ban Style Meta TechnologyIconic style cutting-edge technology and lightweight form unite in a range of frames designed to get the most out of t...

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    Original price $378.99 - Original price $378.99
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    Ray-Ban Meta - Headliner Smart Glasses with Meta AI Audio Photo Video Compatibility - Polarized Green Lenses - Shiny Black

    Meta

    Ray-Ban Style Meta TechnologyIconic style cutting-edge technology and lightweight form unite in a range of frames designed to get the most out of t...

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    Original price $378.99 - Original price $378.99
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  • Original price $170.99 - Original price $170.99
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    Pioneer - 40 Class LED HD Smart Xumo TV

    Pioneer

    Xumo TV. All you can stream.Xumo TV brings together 250+ apps like Netflix YouTube and Disney+ pre-loaded on your TV in a simple intuitive smart TV...

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    Original price $170.99 - Original price $170.99
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  • Original price $785.99 - Original price $785.99
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    LG - 75 Class UT70 Series LED 4K UHD Smart webOS TV (2024)

    LG

    4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.¿5 AI Processor Gen7Enhanced brig...

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    Original price $785.99 - Original price $785.99
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  • Original price $395.99 - Original price $395.99
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    Samsung - 55 Class DU6900 Crystal UHD 4K Smart TV

    Samsung

    PurColorSee a wide spectrum of colors than traditional RGB models with PurColor. From green turf to an amazing sunset you’ll enjoy true-to-life pic...

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    Original price $395.99 - Original price $395.99
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  • Original price $252.99 - Original price $252.99
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    Samsung - 32" Class M4500 Series LED HD Smart Tizen TV - (2018)

    Samsung

    31.5" screen (measured diagonally from corner to corner)A good size for a small living room bedroom or dorm room.720p resolution for quality HD ima...

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    Original price $252.99 - Original price $252.99
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  • Original price $125.99 - Original price $125.99
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    NETGEAR - AC1750 Dual-Band Wi-Fi Range Extender - White

    NETGEAR

    Compatible with most 802.11 a/b/g/n/ac Wi-Fi routers and gatewaysEasily creates an extended mesh Wi-Fi system with your existing gateway router or ...

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    Original price $125.99 - Original price $125.99
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  • Original price $3,599.99 - Original price $3,599.99
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    Samsung - 98 Class DU9000 Series Crystal UHD Smart Tizen TV (2024)

    Samsung

    Supersize Picture EnhancerAI enhanced picture quality optimized for a super large screen. The Supersize Picture Enhancer reduces noise and increase...

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    Original price $3,599.99 - Original price $3,599.99
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  • Original price $127.99 - Original price $127.99
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    LG - 2.0-Channel Soundbar - Black

    LG Electronics

    Dolby Digital decoderReproduces multichannel audio to deliver a cinematic audio experience.Bluetooth music streamingMakes it easy to enjoy tracks s...

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    Original price $127.99 - Original price $127.99
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  • Original price $289.99 - Original price $289.99
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    Current price $289.99

    Samsung - 32" Class N5300 Series LED Full HD Smart Tizen TV (2018)

    Samsung

    31.5" screen (measured diagonally from corner to corner)A good size for a small living room bedroom or dorm room.1080p resolution for stunning HD i...

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    Original price $289.99 - Original price $289.99
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  • Original price $151.99 - Original price $151.99
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    Apple - Magic Keyboard full size with Numeric Keypad - Silver/White

    Apple

    Magic Keyboard with Numeric Keypad features an extended layout with document navigation controls for quick scrolling and full-size arrow keys for g...

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    Original price $151.99 - Original price $151.99
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  • Original price $1,299.99 - Original price $1,299.99
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    Sony - 55" Class BRAVIA XR X90L LED 4K UHD Smart Google TV (2023)

    Sony

    Intelligent and powerful TV processingSee how real your entertainment can be with immersive depth and lifelike picture quality powered by Sony’s in...

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    Original price $1,299.99 - Original price $1,299.99
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  • Original price $93.99 - Original price $93.99
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    HyperX - Pulsefire Haste Lightweight Wireless Optical Gaming Mouse - Black

    HyperX

    Gaming-Grade Wireless TechnologyResponsive 2.4GHz wireless RF connectivity delivers low-latency communication with a 1ms report rate.Ultra-light he...

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    Original price $93.99 - Original price $93.99
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  • Original price $837.99 - Original price $837.99
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    LG - 75 Class UT75 Series LED 4K UHD Smart webOS TV (2024)

    LG Electronics

    4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.webOS 24 and LG ChannelsNo matter...

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    Original price $837.99 - Original price $837.99
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  • Original price $86.99 - Original price $86.99
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    Crucial - DDR4 - kit - 32 GB 2 x 16 GB - DIMM 288-pin - 3200 MHz / PC4-25600 - unbuffered

    Crucial

    3200 MT/sDownclock capable for systems that only support 2933 or 2666MT/sCompatabilityCompatible with 8th13th Gen Intel Core and AMD Ryzen 10005000...

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    Original price $86.99 - Original price $86.99
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  • Original price $2,034.99 - Original price $2,034.99
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    LG - 86" Class 85 Series QNED 4K UHD Smart webOS TV (2024)

    LG Electronics

    QNED ContrastSee more natural-looking images. Powerful deep-learning algorithms help improve contrast ratio and enhance brightness.Quantum Dot Nano...

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    Original price $2,034.99 - Original price $2,034.99
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  • Original price $650.99 - Original price $650.99
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    TCL - Q85H Q Class 7.1.4 Channel Sound Bar with Dolby Atmos Wireless Subwoofer and Wireless Surround Speakers - Black

    TCL

    7.1.4 Channel Q Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s h...

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    Original price $650.99 - Original price $650.99
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  • Original price $170.99 - Original price $170.99
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    Yamaha - Natural Sound 5" 2-Way All-Weather Outdoor Speakers (Pair) - Black

    Yamaha

    2-way speaker system sounds like 1 source rather than several separate sourcesWeather-resistant speaker terminals ensure a safe connectionAluminum ...

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    Original price $170.99 - Original price $170.99
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  • Original price $1,182.99 - Original price $1,182.99
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    TCL - 85" Class S5-Series 4K UHD HDR LED Smart Google TV (2024)

    TCL

    4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...

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    Original price $1,182.99 - Original price $1,182.99
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  • Original price $492.99 - Original price $492.99
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    TCL - 55" Class S5-Series 4K UHD HDR LED Smart Google TV (2024)

    TCL

    4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...

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    Original price $492.99 - Original price $492.99
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  • Original price $820.99 - Original price $820.99
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    TCL - 75" Class S5-Series 4K UHD HDR LED Smart Google TV (2024)

    TCL

    4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...

    View full details
    Original price $820.99 - Original price $820.99
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  • Original price $100.99 - Original price $100.99
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    Aluratek - Streamcast Pro Wireless HDMI to HDMI Transmitter and Receiver - White

    Aluratek

    Connect and StreamConnect your HDMI source to Aluratek HDMI transmitter and then then connect the Aluratek HDMI receiver to a TV or projector.Sta...

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    Original price $100.99 - Original price $100.99
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  • Original price $165.99 - Original price $165.99
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    Lenovo Tab M11 11" Tablet 128GB - Storm Grey

    Lenovo

    Vivid Play11" 1920x 1200 90Hz Netflix HD certified Quad speakers with Dolby AtmosLearn SmarterCompatible Lenovo Tab Pen for note-taking drawing and...

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    Original price $165.99 - Original price $165.99
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  • Original price $86.99 - Original price $86.99
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    Current price $86.99

    NETGEAR - Essentials Edition AC1200 Dual-Band Wi-Fi 5 Wall Plug Range Extender - White

    NETGEAR

    AC1200 Wi-Fi boostImproves the range of your existing AC1200 Wi-Fi network.Simultaneous dual-band Wi-FiExtends 2.4GHz and 5GHz Wi-Fi up to 1200 Mbp...

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    Original price $86.99 - Original price $86.99
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    Current price $86.99
  • Original price $343.99 - Original price $343.99
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    Sonos Ace (Each) - Soft White

    Sonos Inc

    A new personal best for soundThe custom-designed driver renders each frequency with superior precision and clarity. From crystallized highs to thun...

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    Original price $343.99 - Original price $343.99
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  • Original price $614.99 - Original price $614.99
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    Current price $614.99

    TCL - 65" Class S5-Series 4K UHD HDR LED Smart Google TV (2024)

    TCL

    4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...

    View full details
    Original price $614.99 - Original price $614.99
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    $614.99
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    Current price $614.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.