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Order by December 12 for best chance of Christmas delivery!

2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

Original price $225.99 - Original price $225.99
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Current price $225.99

Higround - Basecamp 96+ 96 Wired Mechanical Lubed TTC Neptune Switch Gaming Keyboard with RGB Backlighting - Sega - Classic Sonic

Higround

EASY TO CUSTOMIZE AND HOT-SWAPChoose how your keyboard sounds and feels by hot-swapping in your favorite switches.DAMPENING PLUSFive layers of damp...

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Original price $225.99 - Original price $225.99
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Current price $225.99
Original price $1,322.99 - Original price $1,322.99
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Current price $1,322.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Silver

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,322.99 - Original price $1,322.99
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Original price $2,995.99 - Original price $2,995.99
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HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black

HP

Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Windows 11 Home opera...

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Original price $2,995.99 - Original price $2,995.99
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Original price $635.99 - Original price $635.99
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Dell - 15.6" FHD Laptop - AMD Ryzen 7 7730U 2023 - 16GB Memory - 1TB Storage - Carbon Black

Dell

Effortlessly chicAlways efficient. Finish your to-do list in no time with AMD Ryzen processors built for everyday computing.Stay connected to what ...

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Original price $635.99 - Original price $635.99
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Original price $888.99 - Original price $888.99
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TCL - 32" R84 Series 4K UHD HDR QD-Mini LED Gaming Monitor - Black and White

TCL

32 Gaming Monitor with 4K UHD (3840x2160) ResolutionCrisp and clear visuals with lifelike detail on a large 32¿ screen—perfect for gaming streaming...

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Original price $888.99 - Original price $888.99
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Original price $1,748.99 - Original price $1,748.99
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HP - OmniBook X 16" 2K OLED Touch-Screen Laptop - Intel Core Ultra 7 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4050 - 2TB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,748.99 - Original price $1,748.99
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Original price $281.99 - Original price $281.99
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$281.99
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Current price $281.99

ViewSonic - 31.5" VA LED Curved 180Hz 1-ms FreeSync (AMD Adaptive Sync) Monitor (HDMI) - Black

ViewSonic

Immersive experienceCompletely immerse yourself with the 32" curved panel which is designed for comfort productivity and styleAdvanced gaming exper...

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Original price $281.99 - Original price $281.99
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$281.99
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Current price $281.99
Original price $1,221.99 - Original price $1,221.99
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Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Dune

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,221.99 - Original price $1,221.99
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Original price $223.99 - Original price $223.99
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Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver - (2024)

Samsung

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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Original price $223.99 - Original price $223.99
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Original price $90.99 - Original price $90.99
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Edifier - G1500 2.0 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - Black

Edifier

RGB the lighting of faithRGB colorful straps cyclically breath-stylish flashing for the dynamic expedition of championship. Wake the soul of esport...

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Original price $90.99 - Original price $90.99
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Original price $146.99 - Original price $146.99
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Insignia - 32" Class F40 Series LED Full HD (1080p) Smart Fire TV

Insignia

Full HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...

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Original price $146.99 - Original price $146.99
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Original price $2,032.99 - Original price $2,032.99
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HP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 7-255H - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $2,032.99 - Original price $2,032.99
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Original price $386.99 - Original price $386.99
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TCL - Q65H Q Class 5.1 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black

TCL

5.1 Channel Q Series SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

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Original price $386.99 - Original price $386.99
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Original price $248.99 - Original price $248.99
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Fractal Design - North XL Charcoal Black Chassis with Walnut Front and Dark Tinted G Side Panel Mid-Tower PC Case - Black

Fractal Design

Enhance the look of your gaming station with sleek wood and alloy detailsDesigned for E-ATX / ATX / mATX / mITX motherboardsEnjoy natural ventilati...

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Original price $248.99 - Original price $248.99
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Original price $1,537.99 - Original price $1,537.99
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ASUS - ROG GM700 Gaming Desktop - AMD Ryzen 7 8700F - 32GB Memory - NVIDIA GeForce RTX 5060Ti 16GB - 1TB SSD - Black

ASUS

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $1,537.99 - Original price $1,537.99
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Original price $303.99 - Original price $303.99
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MSI - NVIDIA GeForce RTX 5050 8G SHADOW 2X OC 8GB GDDR6 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5050 graphics processing unit (GPU) with boost clock.8GB GDDR68GB GDDR6...

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Original price $303.99 - Original price $303.99
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Original price $86.99 - Original price $86.99
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Glorious - Model D 2 Wired Optical RGB Gaming Mouse with 6 Programmable Buttons - Wired - Matte White

Glorious

Size stylePaired with its ergonomic shape the Model D 2’s low weight makes aiming feel effortlessly quick and precise with less risk of fatigue du...

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Original price $86.99 - Original price $86.99
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Original price $127.99 - Original price $127.99
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Sony - HTS100F 2.0 Channel Soundbar with Bass Reflex Speaker - Black

TEAC

2 channelsThe two speaker setup delivers front surround sound from a compact unit.Bass Reflex speakerA speaker that delivers punchy bass without co...

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Original price $127.99 - Original price $127.99
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Original price $2,485.99 - Original price $2,485.99
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Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,485.99 - Original price $2,485.99
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Original price $169.99 - Original price $169.99
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Amazon - Fire HD 8 Kids tablet ages 3-7 3GB memory 13-hr battery 32GB (2024 release) - Blue

AMAZON

Responsive With Long Battery LifeFeatures 8" HD display 3GB RAM (50 more than 2022 release) 32GB up to 1 TB of expandable storage (sold separately)...

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Original price $169.99 - Original price $169.99
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$169.99
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Current price $169.99
Original price $623.99 - Original price $623.99
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Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Starlight

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $623.99 - Original price $623.99
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Original price $292.99 - Original price $292.99
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ViewSonic - VG2748a 27" IPS LED FHD Monitor (DisplayPort HDMI VGA) - Black

ViewSonic

27" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.Two 2W speakersFeature stereo sound for a complete...

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Original price $292.99 - Original price $292.99
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Original price $741.99 - Original price $741.99
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Polk Audio - Polk Reserve Series R400 Large Center Channel Loudspeaker New 1" Pinnacle Ring Tweeter Dual 6.5" Turbine Cone Woofers - Black

Polk Audio

Powerful Center Channel LoudspeakerFeaturing the new 1" Pinnacle Ring Radiator Tweeter and dual 6.5" Turbine Cone Woofers the R400 Large Center Cha...

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Original price $741.99 - Original price $741.99
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Original price $418.99 - Original price $418.99
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Samsung - 34 Odyssey G5 1000R Curved 1ms 165Hz QHD FreeSync Prem Gaming Monitor - Black

Samsung

Optimal curve. True immersion.Vivid scenes wrap around you. The all-encompassing 1000R display fills every part of your peripheral vision and draws...

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Original price $418.99 - Original price $418.99
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Original price $33.99 - Original price $33.99
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Logitech - M190 Wireless Optical Ambidextrous Mouse - Wireless - Charcoal

Logitech

Cordless comfortThe mouse is crafted with a contoured ergonomic shape that follows the natural curve of larger hands and guides fingers into ideal ...

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Original price $33.99 - Original price $33.99
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Original price $2,999.99
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Samsung - 98 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung

Supersize Picture EnhancerBigger screens mean bigger pixels. With groundbreaking enhancements exclusively on our largest screens get improved clari...

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Original price $2,999.99
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Current price $2,899.99
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Original price $2,455.99 - Original price $2,455.99
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LG - gram Pro 17" Laptop - Intel Core Ultra 9 with 32GB Memory - NVIDIA RTX5050 -1TB SSD - Black

LG

2025 PC Mag Readers' Choice Top Laptop BrandLG gram earns the Top Laptop Brand accolade thanks to incredibly high scores in almost every category i...

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Original price $2,455.99 - Original price $2,455.99
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Original price $400.99 - Original price $400.99
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$400.99
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Current price $400.99

Apple Watch Series 11 (GPS) 46mm Rose Gold Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Original price $400.99 - Original price $400.99
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$400.99
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Current price $400.99
Original price $347.99 - Original price $347.99
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Samsung - Galaxy Tab S10 Lite - 10.9" 128GB - Wi-Fi - with S-Pen - Coral Red

Samsung

Big screen entertainment right in your handsAll of your fun content pops on the 10.9" screen. Catch up on plans for the day while you cook breakfas...

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Original price $347.99 - Original price $347.99
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$347.99
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Original price $321.99 - Original price $321.99
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$321.99
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Current price $321.99

Apple Watch SE 3 (GPS) 44mm Starlight Aluminum Case with Starlight Sport Band - M/L - Starlight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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Original price $321.99 - Original price $321.99
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Original price $818.99 - Original price $818.99
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Dell - 15.6" FHD Touchscreen Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 1TB Storage - Carbon Black

Dell

Effortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 DC15250 built for everyday computing with Intel processors.De...

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Original price $818.99 - Original price $818.99
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$818.99
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Original price $2,392.99 - Original price $2,392.99
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ASUS - ROG Strix G16 (2025) 16" Nebula 2.5K 240Hz Gaming Laptop- Intel Core Ultra 9 275HX- 32GB DDR5- GeForce RTX 5070- 2TB SSD - Eclipse Gray

ASUS

Advanced Windows 11 ProGame create and boost your productivity—Windows 11 Pro is the place for it all. With advanced features powerful tools to enh...

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Original price $2,392.99 - Original price $2,392.99
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Original price $367.99 - Original price $367.99
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$367.99
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Current price $367.99

Apple Watch Series 11 (GPS) 42mm Rose Gold Aluminum Case with Light Blush Sport Band - M/L - Rose Gold - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Original price $367.99 - Original price $367.99
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$367.99
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Original price $215.99 - Original price $215.99
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Pioneer - 43" Class LED 4K UHD Smart Roku TV

Pioneer

Endless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...

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Original price $215.99 - Original price $215.99
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Original price $510.99 - Original price $510.99
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$510.99
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Apple Watch Series 11 (GPS+Cellular) 46mm Aluminum Case with Black Sport Band - M/L - Space Gray - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

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Original price $510.99 - Original price $510.99
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$510.99
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Original price $198.99 - Original price $198.99
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Current price $198.99

Acer - Nitro KGB271U 27" WQHD IPS Up to 200Hz 0.5ms FreeSync Premium Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Acer

Quality VisualsThe KGB271U 27" IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with excell...

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Original price $198.99 - Original price $198.99
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$198.99
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Current price $198.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.