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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $1,504.99 - Original price $1,504.99
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    Hisense - 65" Class U8 Series Mini-LED 4K UHD QLED Google TV (2024)

    HISENSE

    Mini-LED Pro+ with Full Array Local Dimming ProExperience the latest and best in backlight technology. Mini-LED Pro+ is big on little details with ...

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    Original price $1,504.99 - Original price $1,504.99
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  • Original price $589.99 - Original price $589.99
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    Microsoft - Xbox Series X 1TB Console - Cabon Black

    Microsoft

    Power your dreamsExperience Xbox Series X the fastest most powerful Xbox ever. Explore rich new worlds with 12 teraflops of raw graphic processing ...

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    Original price $589.99 - Original price $589.99
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  • Original price $229.99 - Original price $229.99
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    HP - 14" Laptop - Intel Celeron - 4GB Memory - 128GB eMMC - Rose Gold

    HP

    Windows 11 Home in S ModeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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    Original price $229.99 - Original price $229.99
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  • Original price $1,449.99 - Original price $1,449.99
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    Skytech Gaming - Archangel 4 Gaming Desktop PC AMD Ryzen 5 7600X 32GB Memory AMD Radeon 7600 1TB NVMe SSD - White

    Skytech Gaming

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,449.99 - Original price $1,449.99
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  • Original price $689.99 - Original price $689.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 128GB - Starlight

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
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  • Original price $190.99 - Original price $190.99
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    Samsung Galaxy Tab A9+ - tablet - Android 14 - 64 GB - 11"

    Samsung

    Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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    Original price $190.99 - Original price $190.99
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  • Original price $156.99 - Original price $156.99
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    Crucial - T500 1TB Internal SSD PCIe Gen 4x4 NVMe M.2 with Heatsink for PS5

    Crucial

    Lightning speedsGet incredible performance with sequential reads/writes up to 7400/7000MB/s and random read/writes up to 1.18/1.44M IOPsPS5 readyHe...

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    Original price $156.99 - Original price $156.99
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  • Original price $819.99 - Original price $819.99
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    MSI Claw A1M-051US - handheld game console - 512 GB SSD - black

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $819.99 - Original price $819.99
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  • Original price $654.99 - Original price $654.99
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    HP - Victus 15.6" Full HD Gaming Laptop - AMD Ryzen 5-7535HS - 8GB DDR5 Memory - AMD Radeon RX 6550M - 512GB SSD - Mica Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $654.99 - Original price $654.99
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  • Original price $194.99 - Original price $194.99
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    Motorola - moto g 5G 2024 128GB (Unlocked) - Sage Green

    Motorola

    Immersive 120Hz display and Dolby AtmosWatch movies and play games on a fast fluid 6.6" display backed by multidimensional stereo sound.50MP Quad P...

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    Original price $194.99 - Original price $194.99
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  • Original price $207.99 - Original price $207.99
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    Insignia - 43" Class F30 Series LED 4K UHD Smart Fire TV

    Insignia

    4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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    Original price $207.99 - Original price $207.99
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  • Original price $56.99 - Original price $56.99
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    Crash Team Racing Nitro-Fueled Standard Edition - Nintendo Switch

    Activision Publishing

    - Start your engines with the original game modes characters tracks power-ups weapons and controls- Power slide to glory in additional karts tracks...

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    Original price $56.99 - Original price $56.99
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  • Original price $416.99 - Original price $416.99
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    Nintendo - Switch OLED Model w/ Neon Red Neon Blue Joy-Con - Multi

    Nintendo

    Vivid 7 OLED screenThree play modes TV tabletop and handheldLocal co-op online and local wireless multiplayerDetachable Joy-Con controllers64 GB in...

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    Original price $416.99 - Original price $416.99
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  • Original price $390.99 - Original price $390.99
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    STARLINK - Standard Kit AX Tri Band Wi-Fi System - White

    STARLINK

    Stream movies make video calls play online games and moreWith Starlink users can engage in activities that historically have not been possible with...

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    Original price $390.99 - Original price $390.99
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  • Original price $36.99 - Original price $36.99
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    PDP - Travel Case Plus GLOW For Nintendo Switch Nintendo Switch Lite Nintendo Switch - OLED Model - 1-Up Mushroom

    PDP

    Switch compatibilityCompatible with Nintendo Switch Nintendo Switch Lite and Nintendo Switch - OLED ModelGlow-In-The-DarkUnique design glows in the...

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    Original price $36.99 - Original price $36.99
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  • Original price $663.99 - Original price $663.99
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    X Rocker - Evo Elite 4.1 Gaming Chair with Built-in Audio Surround Sound System - Black

    X Rocker

    4.1 Surround Sound SystemImmerse yourself in a symphony of sound with a cutting-edge 4.1 surround sound system built into the chair. Experience eve...

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    Original price $663.99 - Original price $663.99
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  • Original price $876.99 - Original price $876.99
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    MSI Claw A1M-050US - handheld game console - 1 TB SSD - black

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $876.99 - Original price $876.99
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  • Original price $2,267.99 - Original price $2,267.99
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    Samsung - 75 Class Q80D Series QLED 4K Smart Tizen TV

    Samsung

    Direct Full ArraySee incredible contrast even in sunlit rooms. Get caught up in the details as you experience precision controlled contrast with de...

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    Original price $2,267.99 - Original price $2,267.99
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  • Original price $359.99 - Original price $359.99
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    Nintendo - Switch with Neon Blue and Neon Red Joy-Con - Multi

    Nintendo

    6.2 LCD screenDetachable Joy-Con controllersThree play modesTV tabletop and handheldNintendo Switch is the home of Mario friendsLocal co-op online...

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    Original price $359.99 - Original price $359.99
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  • Original price $913.99 - Original price $913.99
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    Samsung - Galaxy Book4 15.6" FHD Laptop - Intel Core 7- 16GB Memory - 512GB SSD - Silver

    Samsung

    Power to elevate your everydayMake the most of every moment with Galaxy Book4 and the latest Intel processor. From daily tasks to downloads to chil...

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    Original price $913.99 - Original price $913.99
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  • Original price $60.99 - Original price $60.99
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    NIU - Electric Scooter Helmet with LED Light - Large - Black

    NIU

    VentilationInternal recessed channels manage airflow through the biking helmet and over the head pulling cool air in through the front and pushes i...

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    Original price $60.99 - Original price $60.99
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  • Original price $217.99 - Original price $217.99
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    PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - Black

    PDP

    FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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    Original price $217.99 - Original price $217.99
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  • Original price $105.99 - Original price $105.99
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    Logitech - G535 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 - Black

    Logitech

    40 mm DriversWith 40 mm neodymium drivers this wireless gaming headset delivers crisp clear and deep stereo sound that makes your game come alive.L...

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    Original price $105.99 - Original price $105.99
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  • Original price $22.99 - Original price $22.99
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    Rocketfish - Joy-Con Racing Wheel Two Pack For Nintendo Switch Switch OLED - Red/Blue

    Rocketfish

    Enhance your MarioKart magicMakes racing games more fun and realisticRace alongside your friendsTwo wheels included - Blue and RedNo batteries requ...

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    Original price $22.99 - Original price $22.99
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  • Original price $34.99 - Original price $34.99
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    Rocketfish - USB-C Mobile Power Kit For Nintendo Switch Switch OLED Switch Lite - Black

    Rocketfish

    Travel friendlyCharge and play your Switch Switch OLED or Switch Lite console on the go or at homeUSB AC adapterCharge your Switch Switch OLED or S...

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    Original price $34.99 - Original price $34.99
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    SanDisk - 128GB microSDXC UHS-I Memory Card for Nintendo Switch

    SanDisk

    Compatible with most devices that support microSDXC cardsFor wide-ranging use.Nintendo-licensed for the Nintendo Switch consoleThe SanDisk microSDX...

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    Original price $37.99 - Original price $37.99
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  • Original price $235.99 - Original price $235.99
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    Cricut - Explore 3 - Mint

    Cricut

    SpeedThe DIY dream machine now up to 2X faster.MaterialsCuts 100+ materials.Compatible toolsCompatible with 6 tools for cutting scoring and more.Us...

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    Original price $235.99 - Original price $235.99
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  • Original price $302.99 - Original price $302.99
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    HP - 14" Chromebook Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Modern Gray

    HP

    Operating system Chrome OSThis easy-to-use operating system was designed to be fast in every possible way while keeping you safe and more secure on...

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    Original price $302.99 - Original price $302.99
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  • Original price $104.99 - Original price $104.99
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    Sony - PlayStation 5 - DualSense Wireless Controller - White

    Sony

    Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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    Original price $104.99 - Original price $104.99
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    Sony - PlayStation 5 - DualSense Wireless Controller - Starlight Blue

    Sony

    Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors.Adaptive tri...

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  • Original price $93.99 - Original price $93.99
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    Pro Wireless Controller for Nintendo Switch

    Nintendo

    Includes motion controls HD rumble built-in amiibo functionality and moreTake your gaming sessions up a notch with the Nintendo Switch Pro Controll...

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    Original price $93.99 - Original price $93.99
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  • Original price $230.99 - Original price $230.99
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    Pioneer - 50" Class LED 4K UHD Smart Xumo TV

    Pioneer

    Xumo TVAll You Can Stream With Xumo TV Streaming your favorite content is easier than ever. Enjoy top apps like Netflix YouTube Disney+ Peacock Max...

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    Original price $230.99 - Original price $230.99
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  • Original price $92.99 - Original price $92.99
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    NETGEAR - EAX12 AX1600 WiFi 6 Mesh Wall Plug Range Extender

    NETGEAR

    Wi-Fi mesh extenderWorks with your existing Wi-Fi to create a powerful whole-home mesh Wi-Fi network.Up to 1600Mbps data transfer rates with Wirele...

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    Original price $92.99 - Original price $92.99
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  • Original price $876.99 - Original price $876.99
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    EXO Drones - Blackhawk 3 Pro Drone and Remote Control (Android and iOS compatible) - Black

    EXO Drones

    Stunning photo and video48 Megapixel DNG Photos 4K HDR Video Capture and 200mbps bitrateProfessional color sharpness and clarity1/1.3in CMOS Sony I...

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  • Original price $124.99 - Original price $124.99
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    Logitech - G733 LIGHTSPEED Wireless DTS HeadphoneX v2.0 Over-the-Ear Gaming Headset for PC and PlayStation - Black

    Logitech

    Immersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...

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    Original price $124.99 - Original price $124.99
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  • Original price $1,118.99 - Original price $1,118.99
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    HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

    View full details
    Original price $1,118.99 - Original price $1,118.99
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    Current price $1,118.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.