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Order by December 12 for best chance of Christmas delivery!

2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

Original price $333.99 - Original price $333.99
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$333.99
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Current price $333.99

Denon - 2.1-Channel DHT Soundbar with Built-in Subwoofers Surround Sound Supported - Black

Denon

Dolby Atmos Sound BarImmerse yourself in 3D cinematic audio with Dolby Atmos technology through the Denon DHT-S218 Soundbar enhanced by its two pow...

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Original price $333.99 - Original price $333.99
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$333.99
$333.99 - $333.99
Current price $333.99
Original price $1,529.99 - Original price $1,529.99
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Current price $1,529.99

ViewSonic - ColorPro VP3881A 38" LED WQHD Curved Monitor with HDR10 (USB C/HDMI/DisplayPort) - Black

ViewSonic

CURVED DESIGNImmersive 2300R ultrawide curved viewing experience with panoramic images vivid color and incredible detailPREMIUM MONITORWQHD+ (3840x...

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Original price $1,529.99 - Original price $1,529.99
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Original price $741.99 - Original price $741.99
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Polk Audio - Polk Reserve Series R500 Floorstanding Tower Speaker New 1" Pinnacle Ring Tweeter Dual 5.25" Turbine Cone Woofers - Black

Polk Audio

Powerful Versatile Floorstanding SpeakerFeaturing the new 1" Pinnacle Ring Radiator Tweeter dual 5.25" Turbine Cone Woofer the technologically adv...

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Original price $741.99 - Original price $741.99
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Original price $1,233.99 - Original price $1,233.99
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Samsung - Galaxy Tab S11 Ultra - 14.6" 256GB - Wi-Fi -with S-Pen - Gray

Samsung

Slim design. Serious power.At 5.1mm thin Galaxy Tab S11 Ultra packs exceptional performance with effortless portability. Enjoy an immersive viewing...

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Original price $1,233.99 - Original price $1,233.99
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Original price $251.99 - Original price $251.99
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$251.99
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Samsung - 32 ViewFinity UJ590 UHD Monitor - Dark Gray/Blue

Samsung

4K Ultra HD 3840 X 2160 ResolutionOutstanding detail that's ideal for watching high-resolution videos and playing games with settings maxed out.4 M...

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Original price $251.99 - Original price $251.99
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Original price $128.99 - Original price $128.99
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$128.99
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Current price $128.99

Logitech - G903 LIGHTSPEED Wireless Gaming Ambidextrous Mouse with RGB Lighting

Logitech

HERO 25K sensorLogitech's advanced sensor with 11 tracking 400+ IPS and 100-25600 max DPI sensitivity — plus zero smoothing filtering or accelerati...

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Original price $128.99 - Original price $128.99
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$128.99
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Current price $128.99
Original price $1,820.99 - Original price $1,820.99
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Current price $1,820.99

Lenovo ThinkPad T14s Gen 6 - AI Ready - 14" - Qualcomm Snapdragon X Elite - X1E-78-100 - 32 GB RAM - 1 TB SSD - English

Lenovo

Lenovo ThinkPad T14s Gen 6 21N1 - 180-degree hinge design - Snapdragon X Elite - X1E-78-100 - Win 11 Pro (on ARM) - Qualcomm Adreno - 32 GB RAM - 1...

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Original price $1,820.99 - Original price $1,820.99
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Original price $274.99 - Original price $274.99
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$274.99
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Current price $274.99

SanDisk - Extreme Game Drive for PlayStation5 2TB External USB Type C Portable SSD - White

SanDisk

Licensed for Playstation5 ConsoleDesigned tested and approved for PlayStation5 consoles so gamers can jump into the PlayStation action fast and sea...

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Original price $274.99 - Original price $274.99
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Original price $736.99 - Original price $736.99
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Samsung - Galaxy Tab S10 FE+ - 13.1" 256GB - Wi-Fi - with S-Pen - Gray

Samsung

Unwind with a bigger screenEnjoy more downtime on a large 13.1" screenwhether you’re shopping online unwinding with cat videos or playing your favo...

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Original price $736.99 - Original price $736.99
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Original price $820.99 - Original price $820.99
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MB Quart - Jeep JL Wrangler Tuned 12" Single-Voice-Coil 2-Ohm Loaded Subwoofer Enclosure with Integrated 400W Amp - Black

MB Quart

Fits select Jeep vehiclesIncluding Jeep Wrangler (JL) 2018-up models. Uses the interior tailgate panel to mount the subwoofer enclosure and include...

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Original price $820.99 - Original price $820.99
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Original price $314.99 - Original price $314.99
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RCA Commercial TV - RCA 32" HDTV Hospitality LED TV with Premium Sound

RCA Commercial TV

Volume LimiterDolby Digital DecoderPremium Sound

Original price $314.99 - Original price $314.99
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Original price $2,659.99 - Original price $2,659.99
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Current price $2,659.99

Samsung - 57" Odyssey Neo G9 Dual 4K UHD Quantum Mini-LED 240Hz 1ms HDR 1000 Curved Gaming Monitor (HDMI 2.1 DP 2.1 USB 3.0) - Black

Samsung

The World's First Dual UHD MonitorGaming worlds feel more real. The 57" DUHD resolution brings you a display as wide as two UHD monitors with incre...

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Original price $2,659.99 - Original price $2,659.99
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Original price $582.99 - Original price $582.99
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ViewSonic ColorPro VP2468a - LED monitor - Full HD (1080p) - 24"

ViewSonic

ViewSonic ColorPro VP2468a - LED monitor - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 75 Hz - IPS - 250 cd/m² - 10001 - 5 ms - HDMI Displa...

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Original price $582.99 - Original price $582.99
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Original price $48.99 - Original price $48.99
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$48.99
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Current price $48.99

Belkin - USB-C to DisplayPort 1.4 Cable 6.6ft 8K60Hz or 4K144HZ - BLACK

Belkin

Vivid 8K HDR displayConnect USB-C devices and laptops with our USB-C to DisplayPort 1.4 cable to get vividly sharp HDR and up to 8K resolution at 6...

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Original price $48.99 - Original price $48.99
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Original price $270.99 - Original price $270.99
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$270.99
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Current price $270.99

Razer - Leviathan V2 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - Black

Razer

Multi-driver PC Soundbar and SubwooferPacked with 2 full-range drivers a down-firing subwoofer and more our all-in-one sound system is designed to ...

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Original price $270.99 - Original price $270.99
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Original price $951.99 - Original price $951.99
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HP - ProBook 460 G11 16" IPS 1920 x 1200 (WUXGA) Laptop - Intel Core Ultra 5 with 16GB Memory - 256 GB SSD - Pike Silver Aluminum Gray

HP

Microsoft Windows 11 ProMicrosoft Windows 11 Pro gives you a user-friendly interface with useful features like the taskbar turning into the dock th...

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Original price $951.99 - Original price $951.99
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$951.99
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Original price $756.99 - Original price $756.99
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$756.99
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RCA Commercial TV - RCA 55" 4K Hospitality LED TV with Premium Sound

RCA Commercial TV

Premium SoundImmersive High-quality audio from premium downfiring speakersMTI PortIntegrating 3rd-party set-top boxes it grants greater control and...

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Original price $756.99 - Original price $756.99
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Current price $756.99
Original price $539.99 - Original price $539.99
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$539.99
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LG - 65 Class UT70 Series LED 4K UHD Smart webOS TV (2024)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.¿5 AI Processor Gen7Enhanced brig...

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Original price $539.99 - Original price $539.99
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Original price $157.99 - Original price $157.99
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$157.99
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Current price $157.99

SteelSeries - Apex 9 Mini 60 Wired Optical OptiPoint Adjustable Actuation Switch Gaming Keyboard with Rapid Tap - Black

Steel Series

Play at the Speed of LightOutpace leading optical keyboards with 33 faster actuation using custom OptiPoint switches with zero debounce and a light...

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Original price $157.99 - Original price $157.99
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$157.99
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Current price $157.99
Original price $245.99 - Original price $245.99
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$245.99
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Current price $245.99

ViewSonic - VX3218-PC-MHD 31.5" LCD Curved FHD Adaptive Sync Gaming Monitor (DisplayPort HDMI) - Black

ViewSonic

Full HD31.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $245.99 - Original price $245.99
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Original price $858.99 - Original price $858.99
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$858.99
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Current price $858.99

Samsung - Galaxy Tab S11 - 11" 256GB - Wi-Fi -with S-Pen - Gray

Samsung

Slim design. Serious power.At just 5.5mm thin this sleek tablet delivers uncompromising power and productivity in a portable profile that slips eas...

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Original price $858.99 - Original price $858.99
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$858.99
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Current price $858.99
Original price $2,456.99 - Original price $2,456.99
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Current price $2,456.99

Lenovo ThinkPad T14s Gen 5 - AI Ready - 14" - Intel Core Ultra 7 - 165U - vPro Enterprise - 32 GB RAM - 1 TB SSD - English

Lenovo

Lenovo ThinkPad T14s Gen 5 21LS - 180-degree hinge design - Intel Core Ultra 7 - 165U / up to 4.9 GHz - vPro Enterprise - Win 11 Pro - Intel Graphi...

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Original price $2,456.99 - Original price $2,456.99
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Original price $781.99 - Original price $781.99
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$781.99
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Sony - 55" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

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Original price $781.99 - Original price $781.99
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$781.99
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Current price $781.99
Original price $1,029.99 - Original price $1,029.99
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LG - UltraGear 45" OLED 240Hz 0.03ms G-Sync/FreeSync Premium Pro Smart Gaming Monitor with DisplayHDR 400 TRUE BLACK - Black

LG

The 240Hz OLED Smart Gaming Monitor that’s Ahead of the (800R) CurveThe huge 45 WQHD OLED with a steep 800R curve and 1300-nit peak brightness pull...

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Original price $1,029.99 - Original price $1,029.99
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Original price $826.99 - Original price $826.99
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Lenovo - Chromebook Plus 14" OLED 2K Touchscreen Laptop - MediaTek Kompanio Ultra - 16GB Memory - 256GB UFS - Seashell

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $826.99 - Original price $826.99
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$826.99
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Current price $826.99
Original price $416.99 - Original price $416.99
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$416.99
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Current price $416.99

Garmin - Approach S50 GPS Smartwatch 43mm Anodized Aluminum - Cream Gold Aluminum Bezel with Nylon Band

Garmin

Colorful and capableThe stunning 1.2-inch AMOLED touchscreen display makes it easy to see key yardages to the green hazards and layups on 43000+ co...

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Original price $416.99 - Original price $416.99
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$416.99
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Current price $416.99
Original price $848.99 - Original price $848.99
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Current price $848.99

LG - 50" UR340C Series LED 4K UHD Digital Signage TV

LG Electronics

50" UHD (3840x2160)with HDR for vivid colors built-in speakers.Enjoy HD TV channels and programs onlinewith ATSC digital tuner.60 Hz refresh ratet...

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Original price $848.99 - Original price $848.99
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$848.99
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Current price $848.99
Original price $308.99 - Original price $308.99
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$308.99
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Current price $308.99

ASUS - DUAL NVIDIA GeForce RTX 5050 OC Edition 8GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS

AI Performance433 AI TOPS.Powered ByNVIDIA Blackwell architecture and DLSS 4.SFF-ReadyEnthusiast GeForce card.Axial-Tech FansFeature a smaller fan ...

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Original price $308.99 - Original price $308.99
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$308.99
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Current price $308.99
Original price $1,365.99 - Original price $1,365.99
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Current price $1,365.99

Samsung - Galaxy Tab S11 Ultra - 14.6" 512GB - Wi-Fi -with S-Pen - Gray

Samsung

Slim design. Serious power.At 5.1mm thin Galaxy Tab S11 Ultra packs exceptional performance with effortless portability. Enjoy an immersive viewing...

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Original price $1,365.99 - Original price $1,365.99
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$1,365.99
$1,365.99 - $1,365.99
Current price $1,365.99
Original price $142.99 - Original price $142.99
Original price
$142.99
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Current price $142.99

BenQ - GW2283 22" IPS LED 1080p 60Hz Monitor Optimized for Home Office with Adaptive Brightness Technology (VGA/HDMI) - Black

BenQ

Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

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Original price $142.99 - Original price $142.99
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$142.99
$142.99 - $142.99
Current price $142.99
Original price $1,696.99 - Original price $1,696.99
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Current price $1,696.99

LG - UltraGear 45" OLED Dual Mode (5K2K WUHD 165Hz WFHD 330Hz) 0.03ms G-Sync/FreeSync Premium Pro Gaming Monitor - Black

LG

World's First 5K2K OLED Gaming MonitorGaming like never before with the world's first 5K2K WUHD (5120 x 2160) resolution on a massive 45 curved OLE...

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Original price $1,696.99 - Original price $1,696.99
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$1,696.99
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Current price $1,696.99
Original price $2,393.99 - Original price $2,393.99
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$2,393.99
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Current price $2,393.99

ASUS - ROG Strix G18 18" 2.5K 240Hz Gaming Laptop - AMD Ryzen 9 HX - 16GB RAM - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Gray

ASUS

Intuitive Windows 11 HomeGame create and connect with family and friends - Windows 11 Home is the place for it all. With a fresh new feel and tools...

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Original price $2,393.99 - Original price $2,393.99
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$2,393.99
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Current price $2,393.99
Original price $848.99 - Original price $848.99
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$848.99
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Current price $848.99

LG 50UR340C9UD UR340C Series - 50" LED-backlit LCD TV - 4K - for digital signage

LG Electronics

50" UHD (3840x2160)with HDR for vivid colors built-in speakers.Enjoy HD TV channels and programs onlinewith ATSC digital tuner.60 Hz refresh ratet...

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Original price $848.99 - Original price $848.99
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$848.99
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Current price $848.99
Original price $542.99 - Original price $542.99
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$542.99
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Current price $542.99

ASUS - Vivobook 15 15.6" FHD Laptop - Intel Core i3 with 8GB Memory - 512GB SSD - Quiet Blue

ASUS

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $542.99 - Original price $542.99
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$542.99
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Current price $542.99
Original price $800.99 - Original price $800.99
Original price
$800.99
$800.99 - $800.99
Current price $800.99

ASUS - Vivobook 16 16" FHD+ Laptop - Intel Core i7-13620H with 16GB Memory - 512GB SSD - Cool Silver

ASUS

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $800.99 - Original price $800.99
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$800.99
$800.99 - $800.99
Current price $800.99
Original price $212.99 - Original price $212.99
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$212.99
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Current price $212.99

Fujifilm - INSTAX WIDE 400 Instant Camera - Sage Green

Fujifilm

FeaturesAutomatic exposure and Flash control. Self-timer with LED countdownEasy-to-use analog-style controlsThree focus modes Normal Landscape and ...

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Original price $212.99 - Original price $212.99
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$212.99
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Current price $212.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.