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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $2,047.99 - Original price $2,047.99
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    Apple - MacBook Pro 14" Laptop - M3 chip - 8GB Memory - 10-core GPU - 1TB SSD - Silver

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,047.99 - Original price $2,047.99
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    Current price $2,047.99
  • Original price $2,195.99 - Original price $2,195.99
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    $2,195.99 - $2,195.99
    Current price $2,195.99

    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 14-core GPU - 512GB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,195.99 - Original price $2,195.99
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    $2,195.99
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  • Original price $1,740.99 - Original price $1,740.99
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    Current price $1,740.99

    Apple - 11-inch iPad Pro M4 chip Wi-Fi 1TB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,740.99 - Original price $1,740.99
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  • Original price $2,273.99 - Original price $2,273.99
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    Apple - MacBook Pro 14-inch Laptop M3 chip - 16GB Memory - 1TB SSD - Silver

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,273.99 - Original price $2,273.99
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    Current price $2,273.99
  • Original price $273.99 - Original price $273.99
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    Current price $273.99

    MSI - NVIDIA RTX 3050 VENTUS 2X XS 8G OC - 8GB GDDR6 - PCI Express 4.0 - Graphics Card - Black

    MSI

    NVIDIA GeForce RTX 3050Boost Up to 1807 MHz8GB GDDR6 Memory for Advanced GamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth...

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    Original price $273.99 - Original price $273.99
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  • Original price $1,344.99 - Original price $1,344.99
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    HP - OmniBook X - Copilot+ PC - 14" 2.2K Touch-Screen Laptop - Snapdragon X Elite - 16GB Memory - 1TB SDD - Meteor Silver

    HP

    Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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    Original price $1,344.99 - Original price $1,344.99
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  • Original price $2,047.99 - Original price $2,047.99
    Original price
    $2,047.99
    $2,047.99 - $2,047.99
    Current price $2,047.99

    Apple - MacBook Pro 14" Laptop - M3 chip - 8GB Memory - 10-core GPU - 1TB SSD - Space Gray

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,047.99 - Original price $2,047.99
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    $2,047.99
    $2,047.99 - $2,047.99
    Current price $2,047.99
  • Original price $2,273.99 - Original price $2,273.99
    Original price
    $2,273.99
    $2,273.99 - $2,273.99
    Current price $2,273.99

    Apple - MacBook Pro 14-inch Laptop M3 chip - 16GB Memory - 1TB SSD - Space Gray

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,273.99 - Original price $2,273.99
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    Current price $2,273.99
  • Original price $1,868.99 - Original price $1,868.99
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    Apple - MacBook Air 15-inch Laptop - M3 chip - 16GB Memory - 512GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,868.99 - Original price $1,868.99
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  • Original price $187.99 - Original price $187.99
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    Seagate Game Drive for Xbox 5TB External USB 3.2 Gen 1 Portable Hard Drive with Green LED Bar - Black

    Seagate

    5TB storage capacityUp to 5TB of capacity lets you build the ultimate Game Vault without sacrificing titles.Xbox compatibilityCompatible with Xbox ...

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    Original price $187.99 - Original price $187.99
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  • Original price $164.99 - Original price $164.99
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    WD - BLACK Gaming 6TB Internal SATA Hard Drive for Desktops

    Western Digital

    Drive Your GamePerfect storage solution for your gaming rig offering large cache sizes plus large capacities to store your favorite titles and thei...

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    Original price $164.99 - Original price $164.99
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  • Original price $75.99 - Original price $75.99
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    Current price $75.99

    SteelSeries - Arctis Nova 1 Wired Gaming Headset for PC PS5 and PS4 - Black

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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    Original price $75.99 - Original price $75.99
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  • Original price $1,632.99 - Original price $1,632.99
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    Apple - 11-Inch iPad Pro (4th Generation) M2 chip Wi-Fi - 1TB - Silver

    Apple

    Brilliant 11-inch Liquid Retina display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10MP Ultr...

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    Original price $1,632.99 - Original price $1,632.99
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  • Original price $2,388.99 - Original price $2,388.99
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    Apple - 12.9-Inch iPad Pro (6th Generation) M2 chip Wi-Fi - 2TB - Space Gray

    Apple

    Brilliant 12.9-inch Liquid Retina XDR display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10M...

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    Original price $2,388.99 - Original price $2,388.99
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  • Original price $103.99 - Original price $103.99
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    $103.99
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    Current price $103.99

    SteelSeries - Arctis Nova 3 Wired Gaming Headset for PC PS5 and PS4 - Black

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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    Original price $103.99 - Original price $103.99
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    $103.99
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  • Original price $1,322.99 - Original price $1,322.99
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    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 512GB SSD - Midnight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,322.99 - Original price $1,322.99
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  • Original price $197.99 - Original price $197.99
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    Current price $197.99

    SteelSeries - Arctis Nova 7 Wireless Gaming Headset for PC PS5 and PS4 - Black

    Steel Series

    Neodymium Magnetic DriversCustom audio drivers let you hear everything you want with an ultra-detailed soundscape of crystal clear highs pinpoint m...

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    Original price $197.99 - Original price $197.99
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  • Original price $1,322.99 - Original price $1,322.99
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    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 512GB SSD - Silver

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

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    Original price $1,322.99 - Original price $1,322.99
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    $1,322.99
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  • Original price $1,323.99 - Original price $1,323.99
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    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 512GB SSD - Space Gray

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

    View full details
    Original price $1,323.99 - Original price $1,323.99
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  • Original price $1,650.99 - Original price $1,650.99
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    Apple - MacBook Air 13-inch Laptop - M3 chip - 16GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,650.99 - Original price $1,650.99
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  • Original price $305.99 - Original price $305.99
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    ASUS - ROG STRIX B650-A GAMING WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6E Motherboard - White

    ASUS

    AMD Socket AM5(LGA 1718)Ready for AMD Ryzen 7000 Series desktop processors.Robust Power Solution12 + 2 power stages with 8 + 4 pin ProCool power co...

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    Original price $305.99 - Original price $305.99
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  • Original price $1,650.99 - Original price $1,650.99
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    Current price $1,650.99

    Apple - MacBook Air 15-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

    View full details
    Original price $1,650.99 - Original price $1,650.99
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    Apple - MacBook Air 15-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

    View full details
    Original price $1,650.99 - Original price $1,650.99
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  • Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
    $1,432.99 - $1,432.99
    Current price $1,432.99

    Apple - MacBook Air 13-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

    View full details
    Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
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    Current price $1,432.99
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    Apple - MacBook Air 13-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
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    Current price $1,432.99
  • Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
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    Current price $1,432.99

    Apple - MacBook Air 13-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

    View full details
    Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
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  • Original price $1,453.99 - Original price $1,453.99
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    Samsung - 65 Class Q70D Series QLED 4K Smart Tizen TV

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content.100 Color Volume with Quantum DotTake...

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    Original price $1,453.99 - Original price $1,453.99
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  • Original price $302.99 - Original price $302.99
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    Samsung - Odyssey G50D 27" QHD IPS 180Hz 1ms AMD FreeSync Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

    Samsung

    QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

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    Original price $302.99 - Original price $302.99
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    $302.99
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  • Original price $1,650.99 - Original price $1,650.99
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    Current price $1,650.99

    Apple - MacBook Air 15-inch Laptop - M3 chip - 8GB Memory - 512GB SSD - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

    View full details
    Original price $1,650.99 - Original price $1,650.99
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    $1,650.99
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    Current price $1,650.99
  • Original price $292.99 - Original price $292.99
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    Current price $292.99

    NETGEAR - Nighthawk Mid-High Split 32 x 8 DOCSIS 3.1 Cable Modem - Black - Black

    NETGEAR

    Works seamlessly with major U.S. cable service providersHigh-split capability may not be available from all ISPs and in all regions. Modem is backw...

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    Original price $292.99 - Original price $292.99
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    $292.99
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  • Original price $1,104.99 - Original price $1,104.99
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    Current price $1,104.99

    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 256GB SSD - Silver

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

    View full details
    Original price $1,104.99 - Original price $1,104.99
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    $1,104.99
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    Current price $1,104.99
  • Original price $439.99 - Original price $439.99
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    $439.99
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    Current price $439.99

    Samsung - Odyssey G50D 32" QHD IPS 180Hz 1ms AMD FreeSync Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

    Samsung

    QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

    View full details
    Original price $439.99 - Original price $439.99
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    $439.99
    $439.99 - $439.99
    Current price $439.99
  • Original price $839.99 - Original price $839.99
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    Current price $839.99

    LG - 70 Class UQ75 Series LED 4K UHD Smart webOS TV

    LG

    a5 Gen 5 AI ProcessorEnhance your picture and sound with AI from the a5 Gen 5 AI Processor 4K.webOS 22Customize your viewing experience with separa...

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    Original price $839.99 - Original price $839.99
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    Current price $839.99
  • Original price $1,323.99 - Original price $1,323.99
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    $1,323.99
    $1,323.99 - $1,323.99
    Current price $1,323.99

    Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 512GB SSD - Starlight

    Apple

    Strikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...

    View full details
    Original price $1,323.99 - Original price $1,323.99
    Original price
    $1,323.99
    $1,323.99 - $1,323.99
    Current price $1,323.99
  • Original price $2,632.99 - Original price $2,632.99
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    $2,632.99 - $2,632.99
    Current price $2,632.99

    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 18-core GPU - 1TB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

    View full details
    Original price $2,632.99 - Original price $2,632.99
    Original price
    $2,632.99
    $2,632.99 - $2,632.99
    Current price $2,632.99
  • Original price $2,195.99 - Original price $2,195.99
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    $2,195.99
    $2,195.99 - $2,195.99
    Current price $2,195.99

    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 14-core GPU - 512GB SSD - Silver

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

    View full details
    Original price $2,195.99 - Original price $2,195.99
    Original price
    $2,195.99
    $2,195.99 - $2,195.99
    Current price $2,195.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.