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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $570.99 - Original price $570.99
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    ASUS Chromebook Plus CX3402 14" Laptop with Google AI - Intel Core i5 1335U - 8GB Memory - 128GB SSD - Pearl White

    ASUS

    Runs ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro des...

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    Original price $570.99 - Original price $570.99
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  • Original price $254.99 - Original price $254.99
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    ION Audio - Party Rocker Max High-Power Portable Bluetooth Speaker with Customizable Party Theme Lights - Black

    Ion Audio LLC

    Bluetooth 5.0 enabledStream and control your music wirelessly.Ion sound XP APPControls audio and lighting.High-power 120-watt sound system8 woofer ...

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    Original price $254.99 - Original price $254.99
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  • Original price $1,290.99 - Original price $1,290.99
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    Dell G15 15.6" FHD 120Hz Gaming Laptop - Intel Core i7 16GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Shadow Gray w/ Black Thermal Shelf

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,290.99 - Original price $1,290.99
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  • Original price $781.99 - Original price $781.99
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    Hisense - 75" Class A7 Series LED 4K UHD HDR WCG Google TV

    HISENSE

    Wide Color GamutDive into a world of dazzling color. Special phosphor technology expands the range and depth of each hue that you’re able to percei...

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    Original price $781.99 - Original price $781.99
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  • Original price $1,270.99 - Original price $1,270.99
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    Sony - 75" Class BRAVIA 3 LED 4K UHD Smart Google TV

    Sony

    Intelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...

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    Original price $1,270.99 - Original price $1,270.99
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  • Original price $66.99 - Original price $66.99
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    CORSAIR - VENGEANCE 16GB (1x16GB) DDR5 4800MHz C40 SODIMM Laptop Memory - Black

    Corsair

    Kit of one 16GB DDR5 SODIMM DRAM memory moduleFor 16GB total memory.Up to 4800MHz operating speedFor excellent multitasking capability.Upgrade Your...

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    Original price $66.99 - Original price $66.99
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  • Original price $82.99 - Original price $82.99
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    CORSAIR - VENGEANCE Series 32GB (1x32GB) DDR4 3200MHz C22 SODIMM Laptop Memory - Black

    Corsair

    Kit of one 32GB DDR4 SODIMM DRAM memory moduleFor 32GB total memory.Up to 3200MHz operating speedFor excellent multitasking capability.Upgrade Your...

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    Original price $82.99 - Original price $82.99
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  • Original price $524.99 - Original price $524.99
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    Lenovo Ideapad 1i 15.6" FHD Touch Laptop - Intel Core i3-1215U with 8GB Memory - Intel UHD Graphics - 256GB SSD - Cloud Gray

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    Original price $524.99 - Original price $524.99
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  • Original price $211.99 - Original price $211.99
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    ASUS Chromebook CM1402 14" Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Gravity Gray

    ASUS

    Runs ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...

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    Original price $211.99 - Original price $211.99
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  • Original price $347.99 - Original price $347.99
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    ASUS Chromebook Detachable CM3001 10.5" Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Fog Silver

    ASUS

    Runs ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...

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    Original price $347.99 - Original price $347.99
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  • Original price $271.99 - Original price $271.99
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    ASUS - TUF GAMING B650-PLUS WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6 Motherboard

    ASUS

    Processor CompatibilityAMD Socket AM5 for AMD Ryzen 7000 SeriesSpeed (memory speed supported)4 x DIMM Max. 128GB DDR5 6400+(OC)/ 6200(OC)/ 6000(OC)...

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    Original price $271.99 - Original price $271.99
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  • Original price $1,379.99 - Original price $1,379.99
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    LG - 86 Class UQ75 Series LED 4K UHD Smart webOS TV

    LG

    a5 Gen 5 AI ProcessorEnhance your picture and sound with AI from the a5 Gen 5 AI Processor 4K.webOS 22Customize your viewing experience with separa...

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    Original price $1,379.99 - Original price $1,379.99
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  • Original price $633.99 - Original price $633.99
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    ASUS Chromebook Plus CX5601 16" 2-in-1 Touchscreen Laptop with Google AI - Intel Core i3 - 8GB Memory - 128GB SSD - Gray

    ASUS

    Runs ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro des...

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    Original price $633.99 - Original price $633.99
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  • Original price $106.99 - Original price $106.99
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    CORSAIR - VENGEANCE 32GB (1x32GB) DDR5 4800MHz C40 SODIMM Laptop Memory - Black

    Corsair

    One 32GB DDR5 SODIMM DRAM memory moduleFor 32GB total memory.Up to 4800MHz operating speedFor excellent multitasking capability.Upgrade Your DDR5 G...

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    Original price $106.99 - Original price $106.99
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  • Original price $47.99 - Original price $47.99
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    CORSAIR - VENGEANCE Series 16GB (1x16GB) DDR4 3200MHz C22 SODIMM Laptop Memory - Black

    Corsair

    One 16GB DDR4 SODIMM DRAM memory moduleFor 16GB total memory.Up to 3200MHz operating speedFor excellent multitasking capability.Upgrade Your DDR4 L...

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    Original price $47.99 - Original price $47.99
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  • Original price $127.99 - Original price $127.99
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    Polaroid Go Gen 2 Everything Box - White

    Polaroid

    CompactSmallest instant camera in the worldRecycled materialsClassic look made of 30 recycled materialsImproved PicturesImproved picture qualitySel...

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    Original price $127.99 - Original price $127.99
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  • Original price $40.99 - Original price $40.99
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    Razer - Mechanical Switches 36 Pack Linear Switch - Yellow

    Razer

    Razer Yellow Linear Mechanical Switches Gen-3Razer Yellow Linear Mechanical Switches feature built-in sound dampeners—allowing you to game at peak ...

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    Original price $40.99 - Original price $40.99
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  • Original price $165.99 - Original price $165.99
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    Crucial X10 Pro - SSD - 1 TB - USB 3.2 Gen 2

    Crucial

    Raw performance. Real power.With read and write speeds up to 2100/2000MB/s the Crucial X10 Pro Portable SSD is powerful enough for editing directly...

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    Original price $165.99 - Original price $165.99
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  • Original price $570.99 - Original price $570.99
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    ASUS - 14" Chromebook Plus Laptop - Intel Core i5 1335U - 8GB Memory - 128GB SSD - Pearl White

    ASUS

    Google Chrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It ...

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    Original price $570.99 - Original price $570.99
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  • Original price $81.99 - Original price $81.99
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    LEGO - Super Mario Piranha Plant Building Set for Adults 71426

    Lego

    Buildable display model of a Super Mario Piranha Plant (71426)Enjoy a building adventure as you capture the finer details of an iconic character fr...

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    Original price $81.99 - Original price $81.99
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  • Original price $66.99 - Original price $66.99
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    Glorious - Coiled USB-C Artisan Braided Keyboard Cable for Mechanical Gaming Keyboards - Blue

    Glorious

    Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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    Original price $66.99 - Original price $66.99
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  • Original price $575.99 - Original price $575.99
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    Lenovo - Flex 5i Chromebook Plus Laptop with Google AI - 14" 2K Touch - Intel i3-1315U - 8GB RAM - Intel UHD Graphics - 128GB SSD - Storm Grey

    Lenovo

    Runs ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro des...

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    Original price $575.99 - Original price $575.99
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    $575.99
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  • Original price $132.99 - Original price $132.99
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    Crucial X9 - SSD - 1 TB - USB 3.2 Gen 2

    Crucial

    Expand your storageSkip the monthly cloud storage fee and save more of the games photos video and file you love with read speeds up to 10050MB/s.Pl...

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    Original price $132.99 - Original price $132.99
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  • Original price $195.99 - Original price $195.99
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    Crucial X9 - SSD - 2 TB - USB 3.2 Gen 2

    Crucial

    Expand your storageSkip the monthly cloud storage fee and save more of the games photos video and file you love with read speeds up to 10050MB/s.Pl...

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    Original price $195.99 - Original price $195.99
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  • Original price $259.99 - Original price $259.99
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    Crucial X10 Pro - SSD - 2 TB - USB 3.2 Gen 2

    Crucial

    Raw performance. Real power.With read and write speeds up to 2100/2000MB/s the Crucial X10 Pro Portable SSD is powerful enough for editing directly...

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    Original price $259.99 - Original price $259.99
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    Lorcana - Disney Lorcana Into the Inklands - Card Sleeve (Scrooge McDuck)

    Lorcana

    Play in StyleElevate your gaming experience with these stunning card sleeves featuring original artwork of Scrooge McDuck - Richest Duck in the Wor...

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    Original price $25.99 - Original price $25.99
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  • Original price $759.99 - Original price $759.99
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    Acer - Chromebook Plus Spin 714 Laptop 14" WUXGA Touch Display - Intel Core Ultra 5 115U 8GB LPDDR5 256GB SSD Wi-Fi 6E - Steel Gray

    Acer

    Chrome OSChromebook Plus keeps your Google Docs Sheets and Slides always accessible whether online or offline2 so you can create wherever inspirati...

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    Original price $759.99 - Original price $759.99
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  • Original price $1,221.99 - Original price $1,221.99
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    ASUS - TUF Gaming A16 16" 165Hz Gaming Laptop FHD-AMD Ryzen 7 7735HS with 16GB DDR5 Memory- Radeon RX7700S 512GB PCIe SSD - OFF BLACK

    ASUS

    Windows 11 Operating SystemFamily friends passions music creations games Windows 11 is the one place for it all. With a fresh new feel and tools t...

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    Original price $1,221.99 - Original price $1,221.99
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  • Original price $689.99 - Original price $689.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 128GB - Blue

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
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  • Original price $65.99 - Original price $65.99
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    Corel - PaintShop Pro Ultimate - Windows

    Corel

    MultiCam Capture 2.0 LiteCapture video with MultiCam Capture 2.0 Lite to engage your viewers and grow your audience. Easily create how-to videos o...

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    Original price $65.99 - Original price $65.99
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  • Original price $125.99 - Original price $125.99
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    TP-Link - AXE5400 Wi-Fi 6E High Gain Wireless USB Adapter - Black

    TP Link

    Latest 6 GHz BandWi-Fi 6E unlocks 6 GHz band for congestion-free high-bandwidth lightning-fast low-latency experiences in streaming gaming and beyo...

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    Original price $125.99 - Original price $125.99
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  • Original price $63.99 - Original price $63.99
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    PowerA - Wireless Controller for Nintendo Switch - Sworn Protector

    PowerA

    Wireless freedomPlay wirelessly on Nintendo Switch OLED Model Nintendo Switch and Nintendo Switch LiteAdvanced gaming buttonsGet an edge over the ...

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    Original price $63.99 - Original price $63.99
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  • Original price $1,694.99 - Original price $1,694.99
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    Steelcase - Gesture Shell Back Office/Gaming Chair - Onyx

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

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    Original price $1,694.99 - Original price $1,694.99
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  • Original price $31.99 - Original price $31.99
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    Insignia - Performance Grips + Straps for Meta Quest 3 - Black

    Insignia

    Enhanced grip enhanced playElevate your gaming experience with the added benefit of superior grip. Designed to enhance your control and precision w...

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    Original price $31.99 - Original price $31.99
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  • Original price $162.99 - Original price $162.99
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    Crucial T500 - SSD - 1 TB - PCIe 4.0 (NVMe)

    Crucial

    Lightning speedsGet incredible performance with sequential reads/writes up to 7400/7000MB/s and random read/writes up to 1.18/1.44M IOPsPS5 readyHe...

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    Original price $162.99 - Original price $162.99
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  • Original price $314.99 - Original price $314.99
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    Samsung - HW-B550D 3.1 Channel B-Series Soundbar with Wireless Subwoofer - Black

    Samsung

    Dolby Audio / DTS VirtualXEnjoy enhanced surround sound with the combination of Dolby Audio and DTS VirtualX.Built in Center SpeakerThe built in ce...

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    Original price $314.99 - Original price $314.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.