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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $484.99 - Original price $484.99
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    Lenovo - Flex 5i Chromebook Plus Laptop with Google AI - 14" 2K Touch - Intel i3-1315U - 8GB RAM - Intel UHD Graphics - 128GB SSD - Storm Grey

    Lenovo

    Runs ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro des...

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    Original price $484.99 - Original price $484.99
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  • Original price $130.99 - Original price $130.99
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    Crucial X9 - SSD - 1 TB - USB 3.2 Gen 2

    Crucial

    Expand your storageSkip the monthly cloud storage fee and save more of the games photos video and file you love with read speeds up to 10050MB/s.Pl...

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    Original price $130.99 - Original price $130.99
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  • Original price $195.99 - Original price $195.99
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    Crucial X9 - SSD - 2 TB - USB 3.2 Gen 2

    Crucial

    Expand your storageSkip the monthly cloud storage fee and save more of the games photos video and file you love with read speeds up to 10050MB/s.Pl...

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    Original price $195.99 - Original price $195.99
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  • Original price $258.99 - Original price $258.99
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    Crucial X10 Pro - SSD - 2 TB - USB 3.2 Gen 2

    Crucial

    Raw performance. Real power.With read and write speeds up to 2100/2000MB/s the Crucial X10 Pro Portable SSD is powerful enough for editing directly...

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    Original price $258.99 - Original price $258.99
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    Lorcana - Disney Lorcana Into the Inklands - Card Sleeve (Scrooge McDuck)

    Lorcana

    Play in StyleElevate your gaming experience with these stunning card sleeves featuring original artwork of Scrooge McDuck - Richest Duck in the Wor...

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    Original price $25.99 - Original price $25.99
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  • Original price $759.99 - Original price $759.99
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    Acer - Chromebook Plus Spin 714 Laptop 14" WUXGA Touch Display - Intel Core Ultra 5 115U 8GB LPDDR5 256GB SSD Wi-Fi 6E - Steel Gray

    Acer

    Chrome OSChromebook Plus keeps your Google Docs Sheets and Slides always accessible whether online or offline2 so you can create wherever inspirati...

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    Original price $759.99 - Original price $759.99
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  • Original price $863.99 - Original price $863.99
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    ASUS - TUF Gaming A16 16" 165Hz Gaming Laptop FHD-AMD Ryzen 7 7735HS with 16GB DDR5 Memory- Radeon RX7700S 512GB PCIe SSD - OFF BLACK

    ASUS

    Windows 11 Operating SystemFamily friends passions music creations games Windows 11 is the one place for it all. With a fresh new feel and tools t...

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    Original price $863.99 - Original price $863.99
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  • Original price $689.99 - Original price $689.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 128GB - Blue

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
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  • Original price $74.99 - Original price $74.99
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    Corel - PaintShop Pro Ultimate - Windows

    Corel

    MultiCam Capture 2.0 LiteCapture video with MultiCam Capture 2.0 Lite to engage your viewers and grow your audience. Easily create how-to videos o...

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    Original price $74.99 - Original price $74.99
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    TP-Link - AXE5400 Wi-Fi 6E High Gain Wireless USB Adapter - Black

    TP Link

    Latest 6 GHz BandWi-Fi 6E unlocks 6 GHz band for congestion-free high-bandwidth lightning-fast low-latency experiences in streaming gaming and beyo...

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    Original price $74.99 - Original price $74.99
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  • Original price $52.99 - Original price $52.99
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    PowerA - Wireless Controller for Nintendo Switch - Sworn Protector

    PowerA

    Wireless freedomPlay wirelessly on Nintendo Switch OLED Model Nintendo Switch and Nintendo Switch LiteAdvanced gaming buttonsGet an edge over the ...

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    Original price $52.99 - Original price $52.99
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  • Original price $1,694.99 - Original price $1,694.99
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    Steelcase - Gesture Shell Back Office/Gaming Chair - Onyx

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

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    Original price $1,694.99 - Original price $1,694.99
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  • Original price $31.99 - Original price $31.99
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    Insignia - Performance Grips + Straps for Meta Quest 3 - Black

    Insignia

    Enhanced grip enhanced playElevate your gaming experience with the added benefit of superior grip. Designed to enhance your control and precision w...

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    Original price $31.99 - Original price $31.99
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  • Original price $145.99 - Original price $145.99
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    Crucial T500 - SSD - 1 TB - PCIe 4.0 (NVMe)

    Crucial

    Lightning speedsGet incredible performance with sequential reads/writes up to 7400/7000MB/s and random read/writes up to 1.18/1.44M IOPsCompatibleR...

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    Original price $145.99 - Original price $145.99
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  • Original price $314.99 - Original price $314.99
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    Samsung - HW-B550D 3.1 Channel B-Series Soundbar with Wireless Subwoofer - Black

    Samsung

    Dolby Audio / DTS VirtualXEnjoy enhanced surround sound with the combination of Dolby Audio and DTS VirtualX.Built in Center SpeakerThe built in ce...

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    Original price $314.99 - Original price $314.99
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  • Original price $28.99 - Original price $28.99
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    Razer - Goliathus Speed Gaming Mouse Pad (Medium) - Genshin Impact Edition

    Razer

    Let Control Take FlightHave your mouse zip around as effortlessly as Paimon does as it glides across the soft mat’s smooth micro-textured cloth sur...

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    Original price $28.99 - Original price $28.99
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  • Original price $675.99 - Original price $675.99
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    Samsung T5 Evo MU-PH8T0S - SSD - 8 TB - USB 3.2 Gen 1

    Samsung

    Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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    Original price $675.99 - Original price $675.99
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  • Original price $67.99 - Original price $67.99
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    Meta - Quest 3 Facial Interface Head Strap - Blood Orange

    Meta

    Match your styleChoose the Meta Quest 3 head strap and facial interface in Blood Orange a bold color inspired by what's trending in fashion gaming ...

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    Original price $67.99 - Original price $67.99
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  • Original price $363.99 - Original price $363.99
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    Crucial X9 Pro - SSD - 4 TB - USB 3.2 Gen 2

    Crucial

    Powerful performanceWith read and write speeds up to 1050MB/s the Crucial X9 Pro Portable SSD is powerful enough for editing directly from the driv...

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    Original price $363.99 - Original price $363.99
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  • Original price $40.99 - Original price $40.99
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    Razer - Mechanical Switches 36 Pack Clicky Switch - Green

    Razer

    Razer Green Clicky Mechanical Switches Gen-3Razer Green Clicky Mechanical Switches feature a classic form factor which lets you feel and hear the s...

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    Original price $40.99 - Original price $40.99
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  • Original price $158.99 - Original price $158.99
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    Serta - Essentials Mesh Task Office Chair - Moonrock Gray

    Serta

    Mesh and faux leather seat and backOffer a touch of style.Easily adjustable seat heightTo customize the height with a single touch.Swivel mechanism...

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    Original price $158.99 - Original price $158.99
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  • Original price $194.99 - Original price $194.99
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    WD - BLACK SN850P 1TB Internal SSD PCIe Gen 4 x4 with Heatsink for PS5

    Western Digital

    Officially licensed for your PS5 consoleStore and play more titles on the drive that’s officially tested and licensed for your PS5 console so you c...

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    Original price $194.99 - Original price $194.99
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  • Original price $290.99 - Original price $290.99
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    WD - BLACK SN850P 2TB Internal SSD PCIe Gen 4 x4 with Heatsink for PS5

    Western Digital

    Officially licensed for your PS5 consoleStore and play more titles on the drive that’s officially tested and licensed for your PS5 console so you c...

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    Original price $290.99 - Original price $290.99
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  • Original price $62.99 - Original price $62.99
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    GE - Cync Dynamic Effects A19 Smart LED Bulb (2-Pack) - Full Color

    General Electric

    Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

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    Original price $62.99 - Original price $62.99
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  • Original price $55.99 - Original price $55.99
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    Belkin - hub - 4 ports

    Belkin

    Achieve up to 10Gbps transfer speedsBuild a powerful workstation for seamless streaming and gaming and lightning-fast downloads and uploads.Univers...

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    Original price $55.99 - Original price $55.99
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  • Original price $44.99 - Original price $44.99
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    Sony Interactive Entertainment - PlayStation Link USB Adapter - Black

    Sony Computer Entertainment Am

    Seamless SwitchingSwitch between compatible devices with ease.Lightning-Fast SpeedSecure a stable ultra-low latency connection so your audio keeps ...

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    Original price $44.99 - Original price $44.99
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  • Original price $819.99 - Original price $819.99
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    Sony - BRAVIA Theater Bar 8 with 11 speakers Dolby Atmos/DTS X - Black

    Sony

    Unleash the full potential of surround soundHear cinema-style surround sound all around you with 360 Spatial Sound Mapping.Room optimized soundSoun...

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    Original price $819.99 - Original price $819.99
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  • Original price $63.99 - Original price $63.99
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    PowerA - Advantage Wired Controller for Xbox Series XS with Lumectra - Black

    PowerA

    Multi-Zone RGB Lighting Customize you controller with 4 individual lighting zones and 3 lighting modes for thousands of color combinationsBuilt-In...

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    Original price $63.99 - Original price $63.99
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  • Original price $21.99 - Original price $21.99
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    Lorcana - Disney Lorcana Into the Inklands - Deck Box (Scrooge McDuck)

    Lorcana

    Officially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...

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    Original price $21.99 - Original price $21.99
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  • Original price $53.99 - Original price $53.99
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    PowerA - Enhanced Wired Controller for Xbox Series XS - Purple Hex

    PowerA

    Xbox Series XS controller with superior ergonomics and intuitive button layoutTwo mappable Advanced Gaming ButtonsImmersive dual rumble motorsStand...

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    Original price $53.99 - Original price $53.99
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  • Original price $41.99 - Original price $41.99
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    SteelSeries - QcK Cloth Gaming Mouse Pad (XXL) - Black

    Steel Series

    ULTRA-DURABLE MICRO-WOVEN CLOTHWith over 10 million sold the SteelSeries QcK is the does-it-all surface empowering gamers around the world and cham...

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    Original price $41.99 - Original price $41.99
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  • Original price $1,098.99 - Original price $1,098.99
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    CyberPowerPC - Gamer Xtreme Gaming Desktop NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Black

    CyberPowerPC

    Windows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...

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    Original price $1,098.99 - Original price $1,098.99
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  • Original price $1,532.99 - Original price $1,532.99
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    LG UltraGear 32" OLED UHD 240Hz 0.03ms NVIDIA G-SYNC Compatible and AMD Freesync Premium Pro Gaming Monitor with HDR - Black

    LG

    4K UHD UltraGear OLED 240Hz4K UHD at up to 240Hz on an OLED display is the best of all gaming worlds - smooth ultra-fast OLED gaming with immersiv...

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    Original price $1,532.99 - Original price $1,532.99
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  • Original price $914.99 - Original price $914.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi 128GB - Blue

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $914.99 - Original price $914.99
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  • Original price $1,435.99 - Original price $1,435.99
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    Apple - 13-inch iPad Pro M4 chip Wi-Fi 256GB with OLED - Silver

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,435.99 - Original price $1,435.99
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  • Original price $802.99 - Original price $802.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 256GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $802.99 - Original price $802.99
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    $802.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.