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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $305.99 - Original price $305.99
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    Toshiba - 50" Class C350 Series LED 4K UHD Smart Fire TV

    Toshiba

    Fire TVFire TV brings live over-the-air TV streaming channels and your favorite apps together onto one convenient home screen. Subscriptions may be...

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    Original price $305.99 - Original price $305.99
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  • Original price $834.99 - Original price $834.99
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    Maytag - 4.8 Cu. Ft. High Efficiency Top Load Washer with Extra Power Button - White

    Maytag

    Extra Power ButtonThe Extra Power Button boosts stain fighting on any wash cycle with an intense pre-wash and extra agitation so you can walk away ...

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    Original price $834.99 - Original price $834.99
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  • Original price $66.99 - Original price $66.99
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    Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Deep Pink

    Microsoft

    Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Deep Pink featuring sculpted surfaces and refined geometry for...

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    Original price $66.99 - Original price $66.99
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  • Original price $94.99 - Original price $94.99
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    Fujifilm - Instax Mini 12 Instant Film Camera - Pink

    Fujifilm

    Easy operationEasily twist the lens to turn on and off.BatteriesUses (2) AA batteries.Compact and cute designAvailable in 5 colors Pastel Blue Min...

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    Original price $94.99 - Original price $94.99
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  • Original price $757.99 - Original price $757.99
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    Walker Edison - Groove Two Door Farmhouse Fireplace Corner TV Stand for Most TVs up to 60" - Rustic Oak

    Walker Edison

    Double grooved doors on adjustable soft-close hingesDesigned to fit perfectly into any corner2 adjustable shelves for customizable storageHeat fire...

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    Original price $757.99 - Original price $757.99
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  • Original price $254.99 - Original price $254.99
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    Logitech G PRO X TKL LIGHTSPEED Wireless Gaming Keyboard Tactile Switches (GX Brown) White - keyboard

    Logitech

    Designed with pros engineered to winPRO X TKL gaming keyboard is the next gen of the trusted tenkeyless PRO keyboard; it's been refined to eliminat...

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    Original price $254.99 - Original price $254.99
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  • Original price $149.99 - Original price $149.99
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    Polaroid Go Gen 2 EB White - White

    Polaroid

    CompactSmallest instant camera in the worldRecycled materialsClassic look made of 30 recycled materialsImproved PicturesImproved picture qualitySel...

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    Original price $149.99 - Original price $149.99
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  • Original price $550.99 - Original price $550.99
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    Lenovo - IdeaPad Duet 5 Chromebook - 13.3" OLED 1920x1080 Touch 2in1 Tablet - Snapdragon 7cG2 - 8GB - 128GB eMMC - with Keyboard - Abyss Blue

    Lenovo

    Chrome Operating SystemChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backu...

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    Original price $550.99 - Original price $550.99
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  • Original price $356.99 - Original price $356.99
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    SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PC PS5 PS4 Switch - Black

    Steel Series

    WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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    Original price $356.99 - Original price $356.99
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  • Original price $132.99 - Original price $132.99
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    Samsung - 27" T350 Series IPS FHD AMD FreeSync Monitor (VESA HDMI VGA) - Dark Blue Gray

    Samsung

    All-expansive viewMinimalist design maximum concentration. The 3-sided borderless display brings a clean and modern aesthetic to any working enviro...

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    Original price $132.99 - Original price $132.99
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  • Original price $183.99 - Original price $183.99
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    Razer - Naga V2 Pro MMO Wireless Optical Gaming Mouse with Interchangeable Side Plates in 2 6 12 Button Configurations - Black

    Razer

    Absolute Adaptability and ControlThe Razer Naga V2 Pro comes with a set of 12 6 and 2-button magnetic side plates allowing you adapt to any game ge...

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    Original price $183.99 - Original price $183.99
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  • Original price $310.99 - Original price $310.99
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    SteelSeries - Arena 7 2.1 Bluetooth Gaming Speakers with RGB Lighting (3 Piece) - Black

    Steel Series

    2-Way Speaker DriversSeparate silk dome tweeters and organic-fiber woofers enhance detail and precision across mid and high frequencies for immersi...

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    Original price $310.99 - Original price $310.99
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  • Original price $177.99 - Original price $177.99
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    ViewSonic OMNI VX2467U - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic OMNI VX2467U - LED monitor - gaming - 24" (23.6" viewable) - 1920 x 1080 Full HD (1080p) 60 Hz - IPS - HDMI VGA USB-C

    Original price $177.99 - Original price $177.99
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  • Original price $3,983.99 - Original price $3,983.99
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    Samsung VH55R-R 55" LED-backlit LCD display - Full HD - for digital signage

    Samsung

    Samsung VH55R-R - 55" Diagonal Class LED-backlit LCD display - digital signage - 1080p 1920 x 1080

    Original price $3,983.99 - Original price $3,983.99
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  • Original price $2,353.99 - Original price $2,353.99
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    ASUS - ProArt P16 16" 4K Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 32GB Memory - RTX 4070 - 2TB SSD - Nano Black

    ASUS

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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    Original price $2,353.99 - Original price $2,353.99
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  • Original price $1,934.99 - Original price $1,934.99
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    Samsung Galaxy Book5 Pro 360 - 16" - Intel Core Ultra 7 - 256V - Evo - 16 GB RAM - 1 TB SSD

    Samsung

    Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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    Original price $1,934.99 - Original price $1,934.99
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  • Original price $47.99 - Original price $47.99
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    PowerA - Wired Stereo Headset for Nintendo Switch - Various

    PowerA

    Virtual item includedCode for Bonus Virtual Item Included - GlyphicDesigned for comfortDesigned for Comfort Ultra-lightweight frame and over-ear b...

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    Original price $47.99 - Original price $47.99
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  • Original price $169.99 - Original price $169.99
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    Alamont Home - Fisher Rectangle Contemporary Laminate Gaming Desk - Red

    Flash Furniture

    Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Room locationY...

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    Original price $169.99 - Original price $169.99
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  • Original price $173.99 - Original price $173.99
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    Fujifilm - INSTAX WIDE 400 Instant Camera - Sage Green

    Fujifilm

    FeaturesAutomatic exposure and Flash control. Self-timer with LED countdownEasy-to-use analog-style controlsThree focus modes Normal Landscape and ...

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    Original price $173.99 - Original price $173.99
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  • Original price $243.99 - Original price $243.99
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    Acer - Nitro 31.5 VA Curved FHD 240Hz 1ms FreeSync Premium Gaming Monitor HDR10 (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesThe Nitro 31.5" Curved Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect pictu...

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    Original price $243.99 - Original price $243.99
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  • Original price $149.99 - Original price $149.99
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    TCL - S55H 2.1 Channel S-Class Soundbar with Wireless Subwoofer Dolby Atmos - Black

    TCL

    Dolby AtmosSpatial sound that immerses you in movies music and games.DTS VirtualX Surround SoundAdds dimension to what you hear with virtual 3D sou...

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    Original price $149.99 - Original price $149.99
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  • Original price $248.99 - Original price $248.99
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    Alamont Home - Ginny L Contemporary Glass Home Office Desk - Clear/Silver

    Flash Furniture

    Room locationYour Home Office Desk is intended for use in the following location(s) Home Office/Study;OfficeCleaning recommendationThe recommended ...

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    Original price $248.99 - Original price $248.99
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  • Original price $439.99 - Original price $439.99
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    TCL - Q75H Q Class 5.1.2 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black

    TCL

    5.1.2 Channel Q Class SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s ho...

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    Original price $439.99 - Original price $439.99
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  • Original price $189.99 - Original price $189.99
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    JBL - Quantum 910X Wireless Gaming Headset for Xbox PC Switch PS5 and PS4 - Black

    JBL

    Gain the competitive advantage with JBL QuantumSPATIAL 360 on your XboxEnjoy JBL QuantumSPATIAL 360 on Xobx Playstation and Nintendo Switch through...

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    Original price $189.99 - Original price $189.99
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  • Original price $233.99 - Original price $233.99
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    LG - StanbyME Wireless Speaker - White

    LG

    StandbyME DisplayPacked with powerful sound the StanbyMe Speaker is the perfect companion to the StanbyMe DisplayPerfect HarmonyCreate the perfect ...

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    Original price $233.99 - Original price $233.99
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  • Original price $4,491.99 - Original price $4,491.99
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    TCL - 98" Class QM7-Series 4K UHD HDR QD-Mini LED Smart Google TV (2024)

    TCL

    4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QD-Mini LEDUp to 1500+ local dimming zones provides st...

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    Original price $4,491.99 - Original price $4,491.99
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  • Original price $705.99 - Original price $705.99
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    BOOX - 10.3" Tab Ultra C Pro E-Paper Tablet - Cosmic Black

    BOOX

    Take a visually soothing journey that mimics the colors of newspaper print. The anti-glare Kaleido 3 screen minimizes eye strain and ensures effort...

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    Original price $705.99 - Original price $705.99
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  • Original price $236.99 - Original price $236.99
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    SCUF - Instinct Pro Wireless Performance Controller for Xbox Series XS Xbox One PC and Mobile - Fracture

    Corsair

    Faster GameplayFeatures four embedded remappable paddles that can be configured up to 16 functions and new instant triggers that eliminate trigger ...

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    Original price $236.99 - Original price $236.99
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  • Original price $42.99 - Original price $42.99
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    JBL - Quantum 100X Wired Gaming Headset for Xbox PC Switch PS5 and PS4 - Black

    JBL

    Be at the center of the game with JBL QuantumSOUND SignatureFrom the tiniest footsteps to the loudest explosion JBL QuantumSOUND Signature makes ev...

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    Original price $42.99 - Original price $42.99
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  • Original price $189.99 - Original price $189.99
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    JBL - Quantum 910P Wireless Gaming Headset for PS5 PS4 PC and Switch - White

    JBL

    Gain the competitive advantage with JBL QuantumSPATIAL 360 on your PlaystationEnjoy JBL QuantumSPATIAL 360 on Playstation and Nintendo Switch throu...

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    Original price $189.99 - Original price $189.99
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  • Original price $30.99 - Original price $30.99
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    CORSAIR - XTM60 High Performance Thermal Paste - Gray

    Corsair

    Superior Cooling PerformanceProvides exceptional thermal conductivity between your CPU or GPU and cooler resulting in improved heat dissipation and...

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    Original price $30.99 - Original price $30.99
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  • Original price $1,130.99 - Original price $1,130.99
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    Dell - Inspiron 14 Plus 14" QHD Touch Screen Laptop - Snapdragon X Plus Copilot+ PC with 16GB Memory - 512GB SSD - Ice Blue

    Dell

    Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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    Original price $1,130.99 - Original price $1,130.99
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  • Original price $162.99 - Original price $162.99
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    Current price $162.99

    Logitech - G PRO X SUPERLIGHT 2 LIGHTSPEED Lightweight Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse with 8K Polling - Magenta

    Logitech

    Fast and precise wireless gaming mouseA pro gaming icon—now faster and more precise; it is designed in collaboration with the world’s leading espor...

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    Original price $162.99 - Original price $162.99
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    $162.99
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  • Original price $3,028.99 - Original price $3,028.99
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    Microsoft - Surface Laptop Studio 2 - 14.4" Touch-Screen - Intel Core i7 with 32GB Memory -GeForce RTX 4050-1TB SSD (Latest Model) - Platinum

    Microsoft

    Be more productive in Windows 11Windows 11 is optimized for touch on Surface Laptop Studio 2. Tap drag swipe and pinch like you do on your smartpho...

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    Original price $3,028.99 - Original price $3,028.99
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  • Original price $154.99 - Original price $154.99
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    Current price $154.99

    Meta - Quest 3 Charging Dock - Gray

    Meta

    All-in-one chargingKeep your space organized while charging your headset and controllers with this all-in-one wireless charging dock.Stay powered u...

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    Original price $154.99 - Original price $154.99
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    Current price $154.99
  • Original price $241.99 - Original price $241.99
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    $241.99
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    Current price $241.99

    Fujifilm - INSTAX MINI Evo Instant Film Camera - Brown

    Fujifilm

    Compact and PortableThe INSTAX MINI Evo Brown Instant Film Camera is designed to be compact and portable making it easy to take with you wherever y...

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    Original price $241.99 - Original price $241.99
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    $241.99
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    Current price $241.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.