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Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - White

Insignia
Original price $727.99 - Original price $727.99
Original price
$727.99
$727.99 - $727.99
Current price $727.99

11.5 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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Original price $727.99 - Original price $727.99
Original price
$727.99
$727.99 - $727.99
Current price $727.99

Insignia - 12’ 3 Outlet Power Strip - White

Insignia
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

3 AC outletsWide-spaced AC outlets make it easy to power multiple electronics simultaneously.12 ft. cordReaches where you need it by extending your...

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Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

Insignia
Original price $682.99 - Original price $682.99
Original price
$682.99
$682.99 - $682.99
Current price $682.99

Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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Original price $682.99 - Original price $682.99
Original price
$682.99
$682.99 - $682.99
Current price $682.99

Insignia - 14-Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel

Insignia
Original price $213.99 - Original price $213.99
Original price
$213.99
$213.99 - $213.99
Current price $213.99

1.5 cu. ft. capacityStores up to 14 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine at your chose...

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Original price $213.99 - Original price $213.99
Original price
$213.99
$213.99 - $213.99
Current price $213.99

Insignia - 14.0 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia
Original price $536.99 - Original price $536.99
Original price
$536.99
$536.99 - $536.99
Current price $536.99

14 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage readyWorks in temperatures from 0 to 110 ...

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Original price $536.99 - Original price $536.99
Original price
$536.99
$536.99 - $536.99
Current price $536.99

Insignia - 17 Cu. Ft.

Insignia
Original price $758.99 - Original price $758.99
Original price
$758.99
$758.99 - $758.99
Current price $758.99

17.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Garage ready when set to Freezer ModeWorks in tempera...

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Original price $758.99 - Original price $758.99
Original price
$758.99
$758.99 - $758.99
Current price $758.99

Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

Insignia
Original price $792.99 - Original price $792.99
Original price
$792.99
$792.99 - $792.99
Current price $792.99

17.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Garage ready when set to Freezer ModeWorks in tempera...

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Original price $792.99 - Original price $792.99
Original price
$792.99
$792.99 - $792.99
Current price $792.99

Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia
Original price $703.99 - Original price $703.99
Original price
$703.99
$703.99 - $703.99
Current price $703.99

18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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Original price $703.99 - Original price $703.99
Original price
$703.99
$703.99 - $703.99
Current price $703.99

Insignia - 2-Way Indoor/Outdoor Speakers (Pair) - Black

Insignia
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Indoor and outdoor useEnables flexible placement options both inside and outside.Weather resistantIP54 rating grants a reliably weather-resistant c...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Insignia - 2.0 Computer Speakers (2-Piece) - Black

Insignia
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

2.0-channel system with left and right speakersDelivers stereo sound for an immersive audio experience.Listen with 3.5 mm AUX connectionsA built-in...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Insignia - 2.0-Channel Soundbar - Black

Insignia
Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Powerful audio driversEnjoy louder more dynamic sound with a physical impact thanks to four high-quality drivers.Equalizer customizationFine-tune s...

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Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Insignia - 2.1 Bluetooth Computer Speaker System with RGB Lighting and Remote Control (3-Piece) - Black

Insignia
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

2.1-channel system with left/right speakers and subwooferDelivers a superior listening experience with a full speaker system.Connect with Bluetooth...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Insignia - 2.1 Channel Soundbar with Wireless Subwoofer DTS VirtualX Bluetooth and Dialogue Enhancement - Black

Insignia
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

Dialogue EnhancementNever miss a word of your favorite show again. Our advanced dialogue enhancement technology isolates and amplifies voices ensur...

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Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

Insignia - 2.7 Cu. Ft. Mini Fridge with Door Storage - Black

Insignia
Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

Freestanding compact 2.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.2 tempered gla...

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Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

Insignia - 2.7 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black

Insignia
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Freestanding compact 2.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.2 tempered gla...

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Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Insignia - 2.7 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - White

Insignia
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Freestanding compact 2.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.2 tempered gla...

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Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Insignia - 2000 Sq. Ft. 35-Pint Portable Dehumidifier with 4.86 qt Bucket Capacity and ENERGY STAR Certification - White

Insignia
Original price $227.99 - Original price $227.99
Original price
$227.99
$227.99 - $227.99
Current price $227.99

Four dehumidifying modesPick the dehumidifying setting that works best for your environment maintaining a comfortable humidity level relative to ro...

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Original price $227.99 - Original price $227.99
Original price
$227.99
$227.99 - $227.99
Current price $227.99

Insignia - 2000W Travel Converter and Plug Adapters - Black

Insignia
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Intended for international useFive plug adapters are included for use in various regions including North America South America China/Japan Hong Kon...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Insignia - 20W Qi2 Certified Fast Charge 3-in-1 Wireless Charging Stand for iPhone AirPods Apple Watch and More - Black

Insignia
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Compatible with Qi2 and MagSafe chargingDesigned for iPhone (Qi up to 15W/non-Qi up to 7.5W) AirPods (5W) Apple Watch (5W) and other wirelessly cha...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Insignia - 20W Travel Adapter with 2 AC Outlets 2 USB-C Ports 1 USB Port - Black

Insignia
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

International designUniversal design utilizes United States European Union United Kingdom and Australian plugs for compatibility with outlets in mo...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Insignia - 20W USB-C Compact Wall Charger Kit for Smartphones Tablets More - White

Insignia
Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Works with most USB-enabled devicesConnect devices with any USB-C cable to charge your smartphone tablet and more.20W outputCharges your devices qu...

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Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Insignia - 20W USB-C Fast Charger for iPhone 15/14/13/12/11/X/8 series iPhone SE - White

Insignia
Original price $23.99 - Original price $23.99
Original price
$23.99
$23.99 - $23.99
Current price $23.99

Works with most USB-enabled devicesConnect devices with any USB-C cable (not included) to charge your iPhone tablet smartwatch and more.Fast charge...

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Original price $23.99 - Original price $23.99
Original price
$23.99
$23.99 - $23.99
Current price $23.99

Insignia - 22-Key Bluetooth Scissor Switch Number Keypad for Windows macOS ChromeOS iPadOS and Android - Black

Insignia
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Works with Windows macOS ChromeOS iPadOS and AndroidConnect your keypad to a computer or tablet running Windows 11 Windows 10 macOS 10.12 through 1...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Insignia - 24 Front Control Built-In Dishwasher with DishSense ENERGY STAR Certification and Operating Sound Level 52 dBA - White

Insignia
Original price $484.99 - Original price $484.99
Original price
$484.99
$484.99 - $484.99
Current price $484.99

14 place settingsFits your whole family’s dishes with a removable silverware basket that fits on the right side of the lower rack.Four wash cycles...

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Original price $484.99 - Original price $484.99
Original price
$484.99
$484.99 - $484.99
Current price $484.99

Insignia - 24 Front Control Built-In Dishwasher with DishSense ENERY STAR Certification and Operating Sound Level 52 dBA - White

Insignia
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

14 place settingsFits your whole family’s dishes with a removable silverware basket that fits on the right side of the lower rack.Four wash cycles...

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Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Insignia - 24" Class F40 Series LED Full HD (1080p) Smart Fire TV

Insignia
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Full HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...

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Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Insignia - 24W Dual USB Port Vehicle Charger - Black

Insignia
Original price $19.99 - Original price $19.99
Original price
$19.99
$19.99 - $19.99
Current price $19.99

Works with most USB-enabled devicesUse a standard USB cable (not included) to charge your Apple or Android smartphone tablet and more.24 W total ou...

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Original price $19.99 - Original price $19.99
Original price
$19.99
$19.99 - $19.99
Current price $19.99

Insignia - 25 ft. Cat 6A Ethernet Cable - Gray

Insignia
Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

10 Gbps data transfer speedOffers a reliable and stable connection for home and office use.Cat-6A network cableImproved shielding reduces interfere...

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Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Insignia - 25' 4K Ultra HD HDMI Cable - Black

Insignia
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Supports resolution up to 4K UltraHD (4096 x 2160 pixels)To aid in getting the very best picture from your 4K source.High Dynamic Range (HDR) suppo...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Insignia - 25W Compact USB-C Wall Charger for Samsung Smartphones iPhone Tablets and More - Black

Insignia
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Works with most USB-C enabled mobile devicesConnect devices with any USB-C cable (not included) to charge your Samsung smartphone tablet smartwatch...

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Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Insignia - 25W Compact Wall Charging Kit for USB-C Smartphones Tablets and More - Black

Insignia
Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Wide-ranging USB-C compatibilityCharges Apple and Samsung smartphones and tablets as well as other USB-C devices.25-watt chargingQuickly charges yo...

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Original price $29.99 - Original price $29.99
Original price
$29.99
$29.99 - $29.99
Current price $29.99

Insignia - 29 Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel Look

Insignia
Original price $380.99 - Original price $380.99
Original price
$380.99
$380.99 - $380.99
Current price $380.99

3.3 cu. ft. capacityStores up to 29 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine at your chose...

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Original price $380.99 - Original price $380.99
Original price
$380.99
$380.99 - $380.99
Current price $380.99

Insignia - 2x Reinforced HD Glass Screen Protector for Samsung Galaxy S24 (2-pack) - Clear

Insignia
Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

Designed for Samsung Galaxy S24Custom design fits your phone’s screen with cutouts for your camera speaker and light sensor.3x shatter protectionIo...

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Original price $31.99 - Original price $31.99
Original price
$31.99
$31.99 - $31.99
Current price $31.99

Insignia - 3-Device Universal Remote - Black

Insignia
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Easily replace missing or damaged remotePairs quickly and easily with nearly all major brands.Controls up to 3 devicesUse with your TV soundbar cab...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Insignia - 3.1 Cu. Ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Stainless Steel Look

Insignia
Original price $352.99 - Original price $352.99
Original price
$352.99
$352.99 - $352.99
Current price $352.99

3.1 cu. ft. storage capacityAmple space for storing your everyday essentials without taking up too much room.Freestanding designEnables flexible pl...

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Original price $352.99 - Original price $352.99
Original price
$352.99
$352.99 - $352.99
Current price $352.99

Insignia - 3.3’ USB to USB-C 3.2 Gen 2 Superspeed+ 10Gbps Cable - Black

Insignia
Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Charges and transfers filesUSB-C to standard USB connectors let you charge or move files from tablets smartphones and more.3.3 ft. cableA 3.3 ft. c...

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Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.