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Original price $538.99 - Original price $538.99Original price$538.99$538.99 - $538.99Current price $538.99| /
Insignia - 3.7 Cu. Ft. High Efficiency 12-Cycle Top-Loading Washer - White
Insignia3.7 cu. ft. capacityReduces the number of loads to cut your laundry time.Top loadThis white top-load design lets you load from standing position ra...
View full detailsOriginal price $538.99 - Original price $538.99Original price$538.99$538.99 - $538.99Current price $538.99| / -
Original price $643.99 - Original price $643.99Original price$643.99$643.99 - $643.99Current price $643.99| /
Insignia - 24 Top Control Built-In Dishwasher with 3rd Rack Sensor Wash Stainless Steel Tub 49 Dba ENERGY STAR Certification - Stainless Steel
InsigniaSmart wash systemAutomatically selects the appropriate cycle based on how large and soiled your load is to efficiently clean your dishes.Filter sys...
View full detailsOriginal price $643.99 - Original price $643.99Original price$643.99$643.99 - $643.99Current price $643.99| / -
Original price $545.99 - Original price $545.99Original price$545.99$545.99 - $545.99Current price $545.99| /
Insignia - 6.7 Cu. Ft. Electric Dryer with Sensor Dry - White
Insignia6.7 cu. ft. capacityGives you the space you need to thoroughly wash blankets comforters curtains coats and more.9 sensor and manual drying cycles6 ...
View full detailsOriginal price $545.99 - Original price $545.99Original price$545.99$545.99 - $545.99Current price $545.99| / -
Original price $312.99 - Original price $312.99Original price$312.99$312.99 - $312.99Current price $312.99| /
Insignia - 3.5 Cu. Ft. Garage-Ready Chest Freezer - White
InsigniaCompact storageStore your favorite frozen snacks and entrees in a 3.5 cu. ft. capacity.Garage-readyWorks in temperatures from 0 to 110 F (-17.8 to ...
View full detailsOriginal price $312.99 - Original price $312.99Original price$312.99$312.99 - $312.99Current price $312.99| / -
Original price $683.99 - Original price $683.99Original price$683.99$683.99 - $683.99Current price $683.99| /
Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer - White
InsigniaConvertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...
View full detailsOriginal price $683.99 - Original price $683.99Original price$683.99$683.99 - $683.99Current price $683.99| / -
Original price $859.99 - Original price $859.99Original price$859.99$859.99 - $859.99Current price $859.99| /
Insignia - 20.5 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel
Insignia20.5 cu. ft. capacityProvides plenty of space for all your essentials and much more.Reversible door hingesA freestanding design with recessed handl...
View full detailsOriginal price $859.99 - Original price $859.99Original price$859.99$859.99 - $859.99Current price $859.99| / -
Original price $622.99 - Original price $622.99Original price$622.99$622.99 - $622.99Current price $622.99| /
Insignia - 61-Bottle Wine Cooler - Stainless Steel
Insignia61-bottle capacityBuilt-in cabinet stores up to 61 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps win...
View full detailsOriginal price $622.99 - Original price $622.99Original price$622.99$622.99 - $622.99Current price $622.99| / -
Original price $586.99 - Original price $586.99Original price$586.99$586.99 - $586.99Current price $586.99| /
Insignia - 14.2 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - White
Insignia14.2 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors and rece...
View full detailsOriginal price $586.99 - Original price $586.99Original price$586.99$586.99 - $586.99Current price $586.99| / -
Original price $543.99 - Original price $543.99Original price$543.99$543.99 - $543.99Current price $543.99| /
Insignia - 350 Sq. Ft. Portable Air Conditioner - White
InsigniaUp to 350 sq. ft. cooling capacityAllows you to keep a medium-sized room cool.3-in-1 climate controlGet high power cooling dehumidifying and fan mo...
View full detailsOriginal price $543.99 - Original price $543.99Original price$543.99$543.99 - $543.99Current price $543.99| / -
Original price $471.99 - Original price $471.99Original price$471.99$471.99 - $471.99Current price $471.99| /
Insignia - 250 Sq. Ft. Portable Air Conditioner - White
InsigniaUp to 250 sq. ft. cooling capacityAllows you to keep a medium-sized room cool.6000 BTUs of cooling powerHelp keep your space at a comfortable tempe...
View full detailsOriginal price $471.99 - Original price $471.99Original price$471.99$471.99 - $471.99Current price $471.99| / -
Original price $698.99 - Original price $698.99Original price$698.99$698.99 - $698.99Current price $698.99| /
Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - White
Insignia18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...
View full detailsOriginal price $698.99 - Original price $698.99Original price$698.99$698.99 - $698.99Current price $698.99| / -
Original price $130.99 - Original price $130.99Original price$130.99$130.99 - $130.99Current price $130.99| /
Insignia - 2.5 Cu. Ft. Mini Fridge with Reversible Door and ENERGY STAR Certification - Black
InsigniaCompact design2.5 cu. ft. provides optimal space to store essentials without taking up too much space.Reversible door with recessed handleProvides ...
View full detailsOriginal price $130.99 - Original price $130.99Original price$130.99$130.99 - $130.99Current price $130.99| / -
Original price $150.99 - Original price $150.99Original price$150.99$150.99 - $150.99Current price $150.99| /
Insignia - 2.5 Cu. Ft. Mini Fridge with Reversible Door and ENERGY STAR Certification - White
InsigniaCompact design2.5 cu. ft. provides optimal space to store essentials without taking up too much space.Reversible door with recessed handleProvides ...
View full detailsOriginal price $150.99 - Original price $150.99Original price$150.99$150.99 - $150.99Current price $150.99| / -
Original price $477.99 - Original price $477.99Original price$477.99$477.99 - $477.99Current price $477.99| /
Insignia - 10.2 Cu. Ft. Garage-Ready Chest Freezer - White
Insignia10.2 cu. ft. storage capacityGives you plenty of storage space.Garage-readyWorks in temperatures from 0 to 110 F (-17.8 to 43.3 C).Counter-balanced...
View full detailsOriginal price $477.99 - Original price $477.99Original price$477.99$477.99 - $477.99Current price $477.99| / -
Original price $584.99 - Original price $584.99Original price$584.99$584.99 - $584.99Current price $584.99| /
Insignia -10 Cu Ft Top-Freezer Refrigerator w/Reversible Door ENERGY STAR -Stainless Look
Insignia10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...
View full detailsOriginal price $584.99 - Original price $584.99Original price$584.99$584.99 - $584.99Current price $584.99| / -
Original price $537.99 - Original price $537.99Original price$537.99$537.99 - $537.99Current price $537.99| /
Insignia - 24 Front Control Built-In Dishwasher with Sensor Wash Stainless Steel Tub 51 dBA and ENERGY STAR Certification - Stainless Steel
InsigniaSmart wash systemAutomatically selects the appropriate cycle based on how large and soiled your load is to efficiently clean your dishes.Filter sys...
View full detailsOriginal price $537.99 - Original price $537.99Original price$537.99$537.99 - $537.99Current price $537.99| / -
Original price $365.99 - Original price $365.99Original price$365.99$365.99 - $365.99Current price $365.99| /
Insignia - 1.7 Cu. Ft. Over-the-Range Microwave - Stainless Steel
Insignia1.7 cu. ft. interiorCook or reheat large meals with a spacious interior.Over-the-range designSaves you countertop space and adds a modern look to y...
View full detailsOriginal price $365.99 - Original price $365.99Original price$365.99$365.99 - $365.99Current price $365.99| / -
Original price $421.99 - Original price $421.99Original price$421.99$421.99 - $421.99Current price $421.99| /
Insignia - 29-Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel
Insignia3.2 cu. ft. (0.9 cu. m) capacityStores up to 29 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine a...
View full detailsOriginal price $421.99 - Original price $421.99Original price$421.99$421.99 - $421.99Current price $421.99| / -
Original price $667.99 - Original price $667.99Original price$667.99$667.99 - $667.99Current price $667.99| /
Insignia - 14.2 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel
Insignia14.2 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors pro...
View full detailsOriginal price $667.99 - Original price $667.99Original price$667.99$667.99 - $667.99Current price $667.99| / -
Original price $115.99 - Original price $115.99Original price$115.99$115.99 - $115.99Current price $115.99| /
Insignia - .9 Cu. Ft. Compact Countertop Microwave - Stainless Steel
Insignia900 wattsCook or reheat meat vegetables pasta and more at the touch of a button.2-step safety lockPrevents young children from accessing the microw...
View full detailsOriginal price $115.99 - Original price $115.99Original price$115.99$115.99 - $115.99Current price $115.99| / -
Original price $116.99 - Original price $116.99Original price$116.99$116.99 - $116.99Current price $116.99| /
Insignia - 1.1 Cu. Ft. Countertop Microwave - Black
Insignia1000 wattsFor standard microwave cooking.2-step safety lockPrevents young children from accessing the microwave9 preset functionsChoose from Popcor...
View full detailsOriginal price $116.99 - Original price $116.99Original price$116.99$116.99 - $116.99Current price $116.99| / -
Original price $104.99 - Original price $104.99Original price$104.99$104.99 - $104.99Current price $104.99| /
Insignia - .7 Cu. Ft. Retro Compact Microwave - Mint
Insignia700 wattsCook or reheat meat vegetables pasta and more at the touch of a button.Retro designMint color round viewing window and chrome details prov...
View full detailsOriginal price $104.99 - Original price $104.99Original price$104.99$104.99 - $104.99Current price $104.99| / -
Original price $104.99 - Original price $104.99Original price$104.99$104.99 - $104.99Current price $104.99| /
Insignia - .7 Cu. Ft. Retro Compact Microwave - Cream
Insignia700 wattsCook or reheat meat vegetables pasta and more at the touch of a button.Retro designCream color round viewing window and chrome details pro...
View full detailsOriginal price $104.99 - Original price $104.99Original price$104.99$104.99 - $104.99Current price $104.99| / -
Original price $646.99 - Original price $646.99Original price$646.99$646.99 - $646.99Current price $646.99| /
Insignia - NS-RTM18WHD2 - 18 Cu. Ft. Top-Freezer Refrigerator with Handles - White
Insignia18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...
View full detailsOriginal price $646.99 - Original price $646.99Original price$646.99$646.99 - $646.99Current price $646.99| / -
Original price $966.99 - Original price $966.99Original price$966.99$966.99 - $966.99Current price $966.99| /
Insignia - 21 Cu. Ft. Garage Ready Convertible Upright Freezer w ENERGY STAR- White
InsigniaConvertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...
View full detailsOriginal price $966.99 - Original price $966.99Original price$966.99$966.99 - $966.99Current price $966.99| / -
Original price $104.99 - Original price $104.99Original price$104.99$104.99 - $104.99Current price $104.99| /
Insignia - .7 Cu. Ft. Retro Compact Microwave - Red
Insignia700 wattsCook or reheat meat vegetables pasta and more at the touch of a button.Retro designRed color round viewing window and chrome details provi...
View full detailsOriginal price $104.99 - Original price $104.99Original price$104.99$104.99 - $104.99Current price $104.99| / -
Original price $442.99 - Original price $442.99Original price$442.99$442.99 - $442.99Current price $442.99| /
Insignia - 7 Cu. Ft. Garage Ready Upright Convertible Freezer with ENERGY STAR Certification - White
Insignia7 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Storage optionsFour adjustable and one fixed glass shelf...
View full detailsOriginal price $442.99 - Original price $442.99Original price$442.99$442.99 - $442.99Current price $442.99| / -
Original price $238.99 - Original price $238.99Original price$238.99$238.99 - $238.99Current price $238.99| /
Insignia - 4.4 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black
InsigniaCompact design4.4 cu. ft. gives you plenty of room to organize your essentials without taking up too much space.Glass shelvesThree shelves let you ...
View full detailsOriginal price $238.99 - Original price $238.99Original price$238.99$238.99 - $238.99Current price $238.99| / -
Original price $1,000.99 - Original price $1,000.99Original price$1,000.99$1,000.99 - $1,000.99Current price $1,000.99| /
Insignia - 4.4 Cu. Ft. 16-Cycle Stackable Electric Dryer with Ventless Drying andENERGY STAR Certification - White
Insignia4.4 cu. ft. capacitySaves space while remaining a high-efficiency dryer and accommodating sizeable loads.16 drying cyclesMore options that best sui...
View full detailsOriginal price $1,000.99 - Original price $1,000.99Original price$1,000.99$1,000.99 - $1,000.99Current price $1,000.99| / -
Original price $208.99 - Original price $208.99Original price$208.99$208.99 - $208.99Current price $208.99| /
Insignia - 1.6 Cu. Ft. Over-the-Range Microwave - Stainless Steel
Insignia1.6 cu. ft. interiorCook or reheat large meals with a spacious interior.Over-the-range designSaves you countertop space and adds a modern look to y...
View full detailsOriginal price $208.99 - Original price $208.99Original price$208.99$208.99 - $208.99Current price $208.99| / -
Original price $580.99 - Original price $580.99Original price$580.99$580.99 - $580.99Current price $580.99| /
Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door and ENERGY STAR Certification - Stainless Steel Look
Insignia10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...
View full detailsOriginal price $580.99 - Original price $580.99Original price$580.99$580.99 - $580.99Current price $580.99| / -
Original price $103.99 - Original price $103.99Original price$103.99$103.99 - $103.99Current price $103.99| /
Insignia - .7 Cu. Ft. Compact Microwave - Black
Insignia9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...
View full detailsOriginal price $103.99 - Original price $103.99Original price$103.99$103.99 - $103.99Current price $103.99| / -
Original price $215.99 - Original price $215.99Original price$215.99$215.99 - $215.99Current price $215.99| /
Insignia - 3.3 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black
InsigniaCompact design3.3 cu. ft. gives you enough room to organize your essentials without taking up too much space.Glass shelvesThree shelves let you org...
View full detailsOriginal price $215.99 - Original price $215.99Original price$215.99$215.99 - $215.99Current price $215.99| / -
Original price $93.99 - Original price $93.99Original price$93.99$93.99 - $93.99Current price $93.99| /
Insignia - .7 Cu. Ft. Compact Microwave - White
Insignia9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...
View full detailsOriginal price $93.99 - Original price $93.99Original price$93.99$93.99 - $93.99Current price $93.99| / -
Original price $362.99 - Original price $362.99Original price$362.99$362.99 - $362.99Current price $362.99| /
Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Creamy vanilla
InsigniaRetro detailsOld-school metal handles and a cream color give this fridge a retro charm that will stand out as a great accent piece.Compact but spac...
View full detailsOriginal price $362.99 - Original price $362.99Original price$362.99$362.99 - $362.99Current price $362.99| / -
Original price $393.99 - Original price $393.99Original price$393.99$393.99 - $393.99Current price $393.99| /
Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer - Creamy vanilla
InsigniaRetro detailsOld-school metal handles and a cream color give this fridge a retro charm that will stand out as a great accent piece.Compact but spac...
View full detailsOriginal price $393.99 - Original price $393.99Original price$393.99$393.99 - $393.99Current price $393.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.