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  • Original price $1,796.99 - Original price $1,796.99
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    LG - 6.3 Cu. Ft. Smart Slide-In Gas True Convection Range with EasyClean and Air Fry - Black Stainless Steel

    LG

    Room for the turkey and sides as wellWhether you’re baking large batches of cookies or a 20-lb turkey and the sides for the holidays this spacious ...

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    Original price $1,796.99 - Original price $1,796.99
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  • Original price $737.99 - Original price $737.99
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    LG - 8000 BTU 115V Through-the-Wall Air Conditioner with Remote Control - White

    LG

    Energy Efficient R-32 RefrigerantWith an energy efficiency ratio (EER) of 10.7 this wall mounted ac unit employs the most efficient refrigerant cur...

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    Original price $737.99 - Original price $737.99
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  • Original price $761.99 - Original price $761.99
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    LG - 4.1 Cu. Ft. High-Efficiency Top Load Washer with TurboDrum Technology - Monochrome Grey

    LG

    Ultra-Large 4.1 cu.ft. CapacityTowers of towels piles of sweatshirts and a mountain of jeans Go for it. The ultra-large capacity (4.1 cu.ft.) tub l...

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    Original price $761.99 - Original price $761.99
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  • Original price $574.99 - Original price $574.99
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    LG LW1016ER - air conditioner

    LG

    LG LW1016ER - Air conditioner - window mounted - 12 EER - white

    Original price $574.99 - Original price $574.99
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  • Original price $275.99 - Original price $275.99
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    2.0 CU FT COUNTERTOP

    LG

    2.0 CU FT COUNTERTOP MICROWAVE

    Original price $275.99 - Original price $275.99
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  • Original price $2,496.99 - Original price $2,496.99
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    LG - 5.0 Cu.Ft. Front Load Washer and 7.4 Cu.Ft. Gas Dryer Tower-Black Steel

    LG

    LG - 5.0 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Gas Dryer WashTower with Steam and Center Control - Black Steel

    Original price $2,496.99 - Original price $2,496.99
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  • Original price $482.99 - Original price $482.99
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    LG - 1.8 Cu. Ft. Over-the-Range Microwave - Black Stainless Steel

    LG

    LG - 1.8 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and EasyClean - Black Stainless Steel

    Original price $482.99 - Original price $482.99
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  • Original price $706.99 - Original price $706.99
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    LG - 4.3 Cu. Ft. High-Efficiency Top Load Washer with SlamProof Glass Lid - White

    LG

    4.3 cu. ft. Ultra Large CapacityBring on your big loads of towels or jeans—this ultra large washer fits more in every load to save time.TurboDrum T...

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    Original price $706.99 - Original price $706.99
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  • Original price $1,281.99 - Original price $1,281.99
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    LG - Top Control Smart Built-in Stainless Steel Tub Dishwasher with 3rd Rack QuadWash Pro and 46dBA - Black Stainless Steel

    LG

    1-Hour Wash and DryLG's exclusive QuadWash Pro and Dynamic Heat Dry technologies combine to deliver our leading 1-hour wash and dry cycle for spark...

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    Original price $1,281.99 - Original price $1,281.99
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  • Original price $986.99 - Original price $986.99
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    LG - Top Control Smart Built-in Stainless Steel Tub Dishwasher with 3rd Rack QuadWash Pro and 46dBA - Stainless Steel

    LG

    1-Hour Wash and DryLG's exclusive QuadWash Pro and Dynamic Heat Dry technologies combine to deliver our leading 1-hour wash and dry cycle for spark...

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    Original price $986.99 - Original price $986.99
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  • Original price $233.99 - Original price $233.99
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    LG - 1.5 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

    LG

    Smart InverterTry defrosting in an ordinary microwave and you’ll get alternating blasts of full power followed by a periods of no power until the t...

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    Original price $233.99 - Original price $233.99
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  • Original price $257.99 - Original price $257.99
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    LG - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

    LG

    Large CapacityWith the spacious 2.0 cu. ft. capacity there's plenty of room to heat up larger dishes.Smart InverterTry defrosting in an ordinary mi...

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    Original price $257.99 - Original price $257.99
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  • Original price $3,453.99 - Original price $3,453.99
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    LG - Standard-Depth MAX 30.7 Cu. Ft. French Door Smart Refrigerator with InstaView - Stainless Steel

    LG

    Super-Capacity 30.7 cu. ft. Standard-Depth MAXWith this super-capacity 30.7 cu. ft. refrigerator you have even more usable space allowing you to st...

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    Original price $3,453.99 - Original price $3,453.99
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  • Original price $1,154.99 - Original price $1,154.99
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    LG - 7.3 Cu. Ft. Smart Gas Dryer with EasyLoad Door - Alpine White

    LG

    7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $1,154.99 - Original price $1,154.99
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  • Original price $1,446.99 - Original price $1,446.99
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    LG - 7.4 Cu. Ft. Gas Dryer with Wrinkle Care - Middle Black

    LG

    7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $1,446.99 - Original price $1,446.99
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  • Original price $3,573.99 - Original price $3,573.99
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    LG - 22.5 Cu. Ft. 4-Door French Door-in-Door Counter-Depth Refrigerator with Craft Ice - Stainless Steel

    LG

    Large Capacity 22.5 cu ft.Get more space for groceries in a great feature-packed refrigerator. Nothing beats the convenience of having more food wh...

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    Original price $3,573.99 - Original price $3,573.99
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  • Original price $1,094.99 - Original price $1,094.99
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    $1,094.99
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    LG - 5.0 Cu. Ft. High-Efficiency Front Load Washer with 6Motion Technology - Middle Black

    LG

    5.0 cu. ft. Mega CapacitySay never again to never-ending piles of laundry—this mega capacity washer fits more clothes in every load and helps you p...

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    Original price $1,094.99 - Original price $1,094.99
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    $1,094.99
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  • Original price $1,106.99 - Original price $1,106.99
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    $1,106.99
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    LG - 5.5 Cu. Ft. High Efficiency Smart Top Load Washer with EasyUnload - Matte Black

    LG

    5.5 cu. ft. Mega CapacitySay never again to never-ending piles of laundry—this mega capacity washer is one of the largest top loads in its class to...

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    Original price $1,106.99 - Original price $1,106.99
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  • Original price $711.99 - Original price $711.99
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    LG - 4.1 Cu. Ft. High-Efficiency Top Load Washer with TurboDrum Technology - White

    LG

    Ultra-Large 4.1 cu.ft. CapacityTowers of towels piles of sweatshirts and a mountain of jeans Go for it. The ultra-large 4.1 cu. ft. capacity tub le...

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    Original price $711.99 - Original price $711.99
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  • Original price $812.99 - Original price $812.99
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    LG - 24" Front Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack Quadwash and 48dba - Stainless Steel

    LG

    QuadWash TechnnologyLG’s exclusive QuadWash technology gets dishes clean the first time. With four spray arms instead of just two QuadWash uses Mul...

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    Original price $812.99 - Original price $812.99
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  • Original price $546.99 - Original price $546.99
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    LG - 2.1 Cu. Ft. Over-the-Range Smart Microwave with Sensor Cooking and ExtendaVent 2.0 - Stainless Steel

    LG

    Large capacityWith 2.1 cu. ft. capacity there's always plenty of room to heat up larger dishes.ExtendaVent 2.0Reduce smoke and lingering cooking sm...

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    Original price $546.99 - Original price $546.99
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  • Original price $188.99 - Original price $188.99
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    LG - 0.9 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

    LG

    Smart InverterTry defrosting in an ordinary microwave and you’ll get alternating blasts of full power followed by a periods of no power until the t...

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    Original price $188.99 - Original price $188.99
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    $188.99
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  • Original price $1,204.99 - Original price $1,204.99
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    LG - 7.4 Cu. Ft. Stackable Smart Gas Dryer with Steam and Built-In Intelligence - Black Steel

    LG

    7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $1,204.99 - Original price $1,204.99
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    $1,204.99
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  • Original price $3,001.99 - Original price $3,001.99
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    LG - Standard-Depth MAX 28.6 Cu. Ft. 4-Door French Door Smart Refrigerator with Full-Convert Drawer - Stainless Steel

    LG

    Capacity 28.6 Cubic Feet Standard-Depth MAXTake advantage of all the space 28.6 cubic feet to be exact. This LG French Door refrigerator’s wide-op...

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    Original price $3,001.99 - Original price $3,001.99
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  • Original price $2,762.99 - Original price $2,762.99
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    LG - Standard-Depth MAX 29.6 Cu. Ft. 4-Door French Door Smart Refrigerator with Full-Convert Drawer - Stainless Steel

    LG

    Capacity 29.6 Cubic Feet Standard-Depth MAXWith 29.6 cu. ft. of usable space you can save time and stock up on your club store fresh and frozen fav...

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    Original price $2,762.99 - Original price $2,762.99
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    $2,762.99
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  • Original price $2,703.99 - Original price $2,703.99
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    LG - Standard-Depth MAX 30.7 Cu. Ft. French Door Smart Refrigerator with InstaView - Stainless Steel

    LG

    Super-Capacity 30.7 cu. ft.With the super-capacity Standard-Depth MAX 30.7 cu. ft. refrigerator you have even more usable space allowing you to sto...

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    Original price $2,703.99 - Original price $2,703.99
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  • Original price $1,622.99 - Original price $1,622.99
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    LG - Counter-Depth MAX 21 Cu. Ft. French Door Smart Refrigerator with Ice - Stainless Steel

    LG

    Large Capacity 20.8 cu. ft.Get more space for groceries in a great feature-packed refrigerator. Nothing beats the convenience of having more food w...

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    Original price $1,622.99 - Original price $1,622.99
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  • Original price $2,380.99 - Original price $2,380.99
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    LG - Counter-Depth MAX 25.5 Cu. Ft. French Door Smart Refrigerator with Dual Ice - Stainless Steel

    LG

    Counter-Depth MAX 25.5 cu. ft.Stock-up and store everything you need. With a cavernous 25.5 cubic feet of space this LG Counter-Depth MAX French Do...

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    Original price $2,380.99 - Original price $2,380.99
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  • Original price $1,955.99 - Original price $1,955.99
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    LG - Counter-Depth MAX 26.5 Cu. Ft. French Door Smart Refrigerator with Internal Water - Stainless Steel

    LG

    Ultra Large Counter-Depth Capacity (26.5 cu. ft.)LG delivers the ultra-large 26.5 cu. ft. capacity of a standard-depth fridge packaged in a counter...

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    Original price $1,955.99 - Original price $1,955.99
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  • Original price $1,952.99 - Original price $1,952.99
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    LG - Standard-Depth MAX 31.7 Cu. Ft. French Door Smart Refrigerator with Internal Water Dispenser - Stainless Steel

    LG

    Capacity 31.7 cu. ft. Standard-Depth MAXThis impressive 31.7 cu. ft. French Door refrigerator offers room for some of the biggest shopping expediti...

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    Original price $1,952.99 - Original price $1,952.99
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  • Original price $3,274.99 - Original price $3,274.99
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    LG - Counter-Depth MAX 25.5 Cu. Ft. French Door Smart Refrigerator with Mirror InstaView - Stainless Steel

    LG

    Counter-Depth MAX 25.5 cu. ft.Stock-up and store everything you need. This LG 25.5 cu. ft. French Door Counter-Depth MAX Smart Refrigerator with M...

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    Original price $3,274.99 - Original price $3,274.99
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  • Original price $2,942.99 - Original price $2,942.99
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    LG - Counter-Depth MAX 25.5 Cu. Ft. French Door Smart Refrigerator with Four Kinds of Ice - Stainless Steel

    LG

    Counter-Depth MAX 25.5 cu. ft.Stock-up and store everything you need. With a cavernous 25.5 cubic feet of space this LG French Door Counter-Depth M...

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    Original price $2,942.99 - Original price $2,942.99
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  • Original price $983.99 - Original price $983.99
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    LG - 4.8 Cu. Ft. High-Efficiency Top Load Washer with 4 Way Agitator - White

    LG

    4.8 cu. ft. Mega CapacityWith 4.8 cu. ft. capacity you can fit a king-size comforter and more in a single load for big time savings every week. Get...

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    Original price $983.99 - Original price $983.99
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  • Original price $1,592.99 - Original price $1,592.99
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    LG - 6.3 Cu. Ft. Smart Slide-In Gas True Convection Range with EasyClean and Air Fry - Stainless Steel

    LG

    Large Capacity (6.3 cu. ft.) Gas Single OvensWhether you’re baking large batches of cookies or a 20-lb turkey and the sides for the holidays this s...

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    Original price $1,592.99 - Original price $1,592.99
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  • Original price $2,402.99 - Original price $2,402.99
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    LG - 28.6 Cu. Ft. 4-Door French Door Smart Refrigerator with Full-Convert Drawer - Stainless Steel

    LG

    Capacity 28.6 Cubic Feet Standard-Depth MAXTake advantage of all the space 28.6 cubic feet to be exact. This LG French Door refrigerator’s wide-op...

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    Original price $2,402.99 - Original price $2,402.99
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  • Original price $2,761.99 - Original price $2,761.99
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    Current price $2,761.99

    LG - 29.6 Cu. Ft. 4-Door French Door Smart Refrigerator with Full-Convert Drawer - Stainless Steel

    LG

    Capacity 29.6 Cubic Feet Standard-Depth MAXWith 29.6 cu. ft. of usable space you can save time and stock up on your club store fresh and frozen fav...

    View full details
    Original price $2,761.99 - Original price $2,761.99
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    $2,761.99
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    Current price $2,761.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.