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Appliances

Rent to Own Appliances – Upgrade Your Home with Flexible Financing

Transform your home with high-quality appliances from Finance My Cart. Choose from top brands for refrigerators, washers, dryers, ovens, and smart home essentials. Enjoy modern features, energy efficiency, and fast shipping—all with easy rent-to-own financing and no credit hassles. Upgrade your living space today!

Original price $1,472.99 - Original price $1,472.99
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Current price $1,472.99

LG - 26.6 Cu. Ft. Side-by-Side Smart Refrigerator with External Ice and Water - Stainless Steel

LG

Ultra-Large Capacity 27 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27 cu. ft. of space but the vertical door des...

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Original price $1,472.99 - Original price $1,472.99
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Current price $1,472.99
Original price $1,098.99 - Original price $1,098.99
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$1,098.99
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Current price $1,098.99

LG - 5.5 Cu. Ft. High-Efficiency Smart Top Load Washer with Steam and TurboWash3D Technology - Black Steel

LG

TurboWash3D technologyGives clothes a complete cleaning and gentle care they deserve without the wear and tear of an agitator.LG ThinQ technologySi...

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Original price $1,098.99 - Original price $1,098.99
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Current price $1,098.99
Original price $1,270.99 - Original price $1,270.99
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Current price $1,270.99

LG - 4.2 Cu. Ft. Stackable Smart Electric Dryer with Dual Inverter HeatPump - White

LG

4.2 cu. ft. Compact CapacityThis dryer handles surprisingly big loads for its size while expanding your installation options at the same time. The ...

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Original price $1,270.99 - Original price $1,270.99
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Original price $1,270.99 - Original price $1,270.99
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Current price $1,270.99

LG - 2.4 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Built-In Intelligence - White

LG

Greater flexibility for more installation optionsThis 2.4 cubic foot compact washer just 24" wide and closet depth provides enough room for loads w...

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Original price $1,270.99 - Original price $1,270.99
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Original price $1,791.99 - Original price $1,791.99
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Current price $1,791.99

LG - 27.12 Cu. Ft. Door-in-Door Side-by-Side Refrigerator with SpacePlus Ice System - Stainless Steel

LG

Ultra-Large Capacity 27.12 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27.12 cu. ft. of space but the vertical do...

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Original price $1,791.99 - Original price $1,791.99
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Original price $1,202.99 - Original price $1,202.99
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LG - 6.3 Cu. Ft. Smart Freestanding Electric Convection Range with Easy Clean Air Fry and WideView Window - Black Stainless Steel

LG

Room for the turkey and sides as well.Whether you’re baking large batches of cookies or a 20-lb turkey and the sides for the holidays this spacious...

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Original price $1,202.99 - Original price $1,202.99
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Current price $1,202.99
Original price $805.99 - Original price $805.99
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$805.99
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Current price $805.99

LG - 24" Front Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack QuadWash and 48dba - White

LG

QuadWash TechnnologyLG’s exclusive QuadWash technology gets dishes clean the first time. With four spray arms instead of just two QuadWash uses Mul...

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Original price $805.99 - Original price $805.99
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Current price $805.99
Original price $2,340.99 - Original price $2,340.99
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LG - 2.4 Cu. Ft. HE Smart Front Load Washer and 4.2 Cu. Ft. Electric Dryer WashTower wSteam and Ventless Heat Pump Technology - White

LG

Convenient Capacity Compact DesignAt just 24 wide LG delivers towering convenience and advanced cleaning to even the smallest of spaces. Built on t...

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Original price $2,340.99 - Original price $2,340.99
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Original price $662.99 - Original price $662.99
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LG - 330 Sq. Ft. 8000 BTU In Wall Air Conditioner with Remote - White

LG

Energy Efficient R-32 RefrigerantWith an energy efficiency ratio (EER) of 10.7 this wall mounted ac unit employs the most efficient refrigerant cur...

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Original price $662.99 - Original price $662.99
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Original price $2,463.99 - Original price $2,463.99
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LG - 4.5 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Gas Dryer WashTower with Steam and Built-In Intelligence - Nature Green

LG

Ultra Large Capacity 4.5 cu.ft. Washer and 7.4 cu.ft. DryerFit more clothes in every load and power through laundry day in less time. With 4.5 cu. ...

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Original price $2,463.99 - Original price $2,463.99
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Original price $1,298.99 - Original price $1,298.99
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Current price $1,298.99

LG - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack QuadWash Pro and 42dba - Black Stainless Steel

LG

1-hour wash and dryLG's exclusive QuadWash Pro and Dynamic Heat Dry technologies combine to deliver a 1-hour wash and dry cycle for sparkling table...

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Original price $1,298.99 - Original price $1,298.99
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Original price $288.99 - Original price $288.99
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$288.99
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Current price $288.99

LG - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Black Stainless Steel

LG

Large CapacityWith the spacious 2.0 cu. ft. capacity there's plenty of room to heat up larger dishes.Smart InverterTry defrosting in an ordinary mi...

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Original price $288.99 - Original price $288.99
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$288.99
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Current price $288.99
Original price $1,676.99 - Original price $1,676.99
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LG - 7.4 Cu. Ft. Stackable Smart Gas Dryer with TurboSteam - Black Steel

LG

Spend less time on laundry with more room for clothesFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads...

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Original price $1,676.99 - Original price $1,676.99
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Current price $1,676.99
Original price $1,694.99 - Original price $1,694.99
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LG - Standard Depth MAX 25.1 Cu. Ft. French Door Smart Refrigerator with Hybrid Handle - Stainless Steel

LG

Standard-Depth MAX 25 cu. ft. 33" WidthMAX out your space with a French door refrigerator designed for 33" wide cabinet openings. Enjoy premium sty...

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Original price $1,694.99 - Original price $1,694.99
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Original price $1,038.99 - Original price $1,038.99
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Current price $1,038.99

LG - 24" Top Control Smart Built-in Stainless Steel Tub Dishwasher with 3rd Rack QuadWash Pro and 46dB - Black Stainless Steel

LG

1-Hour Wash and DryLG's exclusive QuadWash Pro and Dynamic Heat Dry technologies combine to deliver our leading 1-hour wash and dry cycle for spark...

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Original price $1,038.99 - Original price $1,038.99
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Original price $2,058.99 - Original price $2,058.99
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LG - 27.7 Cu. Ft. French Door Smart Refrigerator with External Ice and Water - Stainless Steel

LG

Ultra-Large Capacity 27.7 cu. ft.Stock-up and store everything you need. With a cavernous 27.7 cubic feet of space this LG French Door refrigerator...

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Original price $2,058.99 - Original price $2,058.99
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Original price $1,098.99 - Original price $1,098.99
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LG - 7.3 Cu. Ft. Smart Electric Dryer with Steam and Sensor Dry - Black Steel

LG

Spend less time on laundry with more room for clothes.Free up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer load...

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Original price $1,098.99 - Original price $1,098.99
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Current price $1,098.99
Original price $594.99 - Original price $594.99
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LG - 8000 BTU Dual Inverter Smart Window Air Conditioner - White

LG

Ultra Quiet OperationRevolutionary DUAL Inverter technology gives powerful yet silent performance operating at sound levels as low as 44dB in sleep...

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Original price $594.99 - Original price $594.99
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$594.99
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Current price $594.99
Original price $867.99 - Original price $867.99
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$867.99
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Current price $867.99

LG - 24" Front Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack QuadWash and 48dba - Black Stainless Steel

LG

QuadWash TechnnologyLG’s exclusive QuadWash technology gets dishes clean the first time. With four spray arms instead of just two QuadWash uses Mul...

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Original price $867.99 - Original price $867.99
Original price
$867.99
$867.99 - $867.99
Current price $867.99
Original price $1,719.99 - Original price $1,719.99
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Current price $1,719.99

LG - 27.2 Cu. Ft. Side-by-Side Refrigerator with SpacePlus Ice - Stainless Steel

LG

Ultra-Large Capacity 27.2 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27.2 cu. ft. of space but the vertical door...

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Original price $1,719.99 - Original price $1,719.99
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Current price $1,719.99
Original price $1,281.99 - Original price $1,281.99
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Current price $1,281.99

LG - 24" Top Control Smart Built-in Stainless Steel Tub Dishwasher with 3rd Rack QuadWash Pro and 46dBA - Black Stainless Steel

LG

1-Hour Wash and DryLG's exclusive QuadWash Pro and Dynamic Heat Dry technologies combine to deliver our leading 1-hour wash and dry cycle for spark...

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Original price $1,281.99 - Original price $1,281.99
Original price
$1,281.99
$1,281.99 - $1,281.99
Current price $1,281.99
Original price $1,224.99 - Original price $1,224.99
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Current price $1,224.99

LG - 24" Top Control Smart Built-in Stainless Steel Tub Dishwasher with 3rd Rack QuadWash Pro and 46dBA - Stainless Steel

LG

1-Hour Wash and DryLG's exclusive QuadWash Pro and Dynamic Heat Dry technologies combine to deliver our leading 1-hour wash and dry cycle for spark...

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Original price $1,224.99 - Original price $1,224.99
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Original price $1,483.99 - Original price $1,483.99
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LG - 6.3 Cu. Ft. Smart Slide-In Electric True Convection Range with EasyClean and Air Fry - Stainless Steel

LG

Large Capacity (6.3 cu. ft.) Electric Single OvensWhether you’re baking large batches of cookies or a 20-lb turkey and the sides for the holidays t...

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Original price $1,483.99 - Original price $1,483.99
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Original price $2,868.99 - Original price $2,868.99
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Current price $2,868.99

LG - 5.0 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Electric Dryer WashTower with Steam and Center Control - Black Steel

LG

Go big to save time and get more doneGet it all done in less time. Mega and Ultra Large Capacity (5.0 cu. ft. in the washer and 7.4 cu. ft. in the ...

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Original price $2,868.99 - Original price $2,868.99
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Original price $1,261.99 - Original price $1,261.99
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LG - 7.3 Cu. Ft. Smart Gas Dryer with EasyLoad Door - Matte Black

LG

7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...

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Original price $1,261.99 - Original price $1,261.99
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Original price $1,253.99 - Original price $1,253.99
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LG - 7.4 Cu. Ft. Stackable Gas Dryer with Wrinkle Care - Middle Black

LG

7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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Original price $1,253.99 - Original price $1,253.99
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Original price $1,460.99 - Original price $1,460.99
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Current price $1,460.99

LG - 7.4 Cu. Ft. Stackable Smart Gas Dryer with Steam and Sensor Dry - Black Steel

LG

Sleek Modern StyleAward-winning design brings a premium look to your laundry space with a flat front design black steel finish tinted tempered glas...

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Original price $1,460.99 - Original price $1,460.99
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Current price $1,460.99
Original price $1,355.99 - Original price $1,355.99
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$1,355.99
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Current price $1,355.99

LG - 7.4 Cu. Ft. Stackable Smart Gas Dryer with Steam and Sensor Dry - White

LG

Sleek Modern StyleAward-winning design brings a premium look to your laundry space with a flat front design black steel finish tinted tempered glas...

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Original price $1,355.99 - Original price $1,355.99
Original price
$1,355.99
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Current price $1,355.99
Original price $1,143.99 - Original price $1,143.99
Original price
$1,143.99
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Current price $1,143.99

LG - 7.4 Cu. Ft. Stackable Gas Dryer with Wrinkle Care - White

LG

7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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Original price $1,143.99 - Original price $1,143.99
Original price
$1,143.99
$1,143.99 - $1,143.99
Current price $1,143.99
Original price $1,796.99 - Original price $1,796.99
Original price
$1,796.99
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Current price $1,796.99

LG - 6.3 Cu. Ft. Smart Slide-In Gas True Convection Range with EasyClean and Air Fry - Black Stainless Steel

LG

Room for the turkey and sides as wellWhether you’re baking large batches of cookies or a 20-lb turkey and the sides for the holidays this spacious ...

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Original price $1,796.99 - Original price $1,796.99
Original price
$1,796.99
$1,796.99 - $1,796.99
Current price $1,796.99
Original price $789.99 - Original price $789.99
Original price
$789.99
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Current price $789.99

LG - 4.1 Cu. Ft. High-Efficiency Top Load Washer with TurboDrum Technology - Monochrome Grey

LG

Ultra-Large 4.1 cu.ft. CapacityTowers of towels piles of sweatshirts and a mountain of jeans Go for it. The ultra-large capacity (4.1 cu.ft.) tub l...

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Original price $789.99 - Original price $789.99
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Current price $789.99
Original price $574.99 - Original price $574.99
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$574.99
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Current price $574.99

LG LW1016ER - air conditioner

LG

LG LW1016ER - Air conditioner - window mounted - 12 EER - white

Original price $574.99 - Original price $574.99
Original price
$574.99
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Current price $574.99
Original price $2,978.99 - Original price $2,978.99
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Current price $2,978.99

LG - 5.0 Cu.Ft. Front Load Washer and 7.4 Cu.Ft. Gas Dryer Tower-Black Steel

LG

LG - 5.0 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Gas Dryer WashTower with Steam and Center Control - Black Steel

Original price $2,978.99 - Original price $2,978.99
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Current price $2,978.99
Original price $734.99 - Original price $734.99
Original price
$734.99
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Current price $734.99

LG - 4.3 Cu. Ft. High-Efficiency Top Load Washer with SlamProof Glass Lid - White

LG

4.3 cu. ft. Ultra Large CapacityBring on your big loads of towels or jeans—this ultra large washer fits more in every load to save time.TurboDrum T...

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Original price $734.99 - Original price $734.99
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$734.99
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Current price $734.99
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

LG - 1.5 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

LG

Smart InverterTry defrosting in an ordinary microwave and you’ll get alternating blasts of full power followed by a periods of no power until the t...

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Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99
Original price $265.99 - Original price $265.99
Original price
$265.99
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Current price $265.99

LG - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

LG

Large CapacityWith the spacious 2.0 cu. ft. capacity there's plenty of room to heat up larger dishes.Smart InverterTry defrosting in an ordinary mi...

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Original price $265.99 - Original price $265.99
Original price
$265.99
$265.99 - $265.99
Current price $265.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.