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Appliances

Rent to Own Appliances – Upgrade Your Home with Flexible Financing

Transform your home with high-quality appliances from Finance My Cart. Choose from top brands for refrigerators, washers, dryers, ovens, and smart home essentials. Enjoy modern features, energy efficiency, and fast shipping—all with easy rent-to-own financing and no credit hassles. Upgrade your living space today!

Original price $186.99 - Original price $186.99
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Ninja - Professional Plus Blender DUO with Auto-IQ - Black/Stainless Steel

Ninja

The Ninja Professional Plus Blender DUO with Auto-iQ features a new modern design and a more powerful motor than Ninja's original Professional Blen...

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Original price $186.99 - Original price $186.99
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$186.99
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Current price $186.99
Original price $587.99 - Original price $587.99
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$587.99
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Insignia - 3.7 Cu. Ft. High Efficiency 12-Cycle Top-Loading Washer - White

Insignia

3.7 cu. ft. capacityReduces the number of loads to cut your laundry time.Top loadThis white top-load design lets you load from standing position ra...

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Original price $587.99 - Original price $587.99
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$587.99
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Original price $154.99 - Original price $154.99
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$154.99
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bella PRO - 12.6-qt. Touchscreen Air Fryer Pizza Oven with Rotisserie - Stainless Steel

Bella Pro Series

Extra-large 12.6-quart capacityFits a 10-inch pizza 2.2 lbs. of french fries 4 slices of bread and a 4 lb. chicken.1500W of powerHigh Performance C...

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Original price $154.99 - Original price $154.99
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$154.99
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Original price $572.99 - Original price $572.99
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$572.99
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iRobot Roomba Combo i5+ Self-Emptying Robot Vacuum Mop - Woven Neutral

iRobot

Double the clean with one machine.The Roomba Combo i5+ robot vacuum mop is designed for both wet and dry floor cleaning—converting from an all-flo...

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Original price $572.99 - Original price $572.99
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Original price $1,606.99 - Original price $1,606.99
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Samsung - 27 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Dual Auto Ice Maker - Fingerprint Resistant Stainless Look

Samsung

27 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 27 cu. ft. mega capacity refrigerator gives you more space with easy...

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Original price $1,606.99 - Original price $1,606.99
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Original price $774.99 - Original price $774.99
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Samsung - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with Storm Wash 48 dBA - Stainless Steel

Samsung

StormWash Cleaning SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spot...

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Original price $774.99 - Original price $774.99
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Original price $1,066.99 - Original price $1,066.99
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Dyson - V15s Detect Submarine Cordless Vacuum with 10 accessories - Yellow/Nickel

Dyson

Dyson deep cleaning power now washes hard floors.All in one machine.60 minutes of run time.Advanced Dyson vacuum technology provides 100 more power...

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Original price $1,066.99 - Original price $1,066.99
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Original price $303.99 - Original price $303.99
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Ninja - CREAMi Deluxe 11-in-1 Ice Cream and Frozen Treat Maker - Silver

Ninja

ADDED PROGRAMSUnlock a variety of CREAMi frozen treats with 5 new programs.XL CAPACITYFamily-sized treats for everyone to enjoy. New 24 oz. CREAMi ...

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Original price $303.99 - Original price $303.99
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Original price $1,759.99 - Original price $1,759.99
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Electrolux - Laundry Tower Single Unit Front Load 4.4 Cu. Ft. Washer 8 Cu. Ft. Electric Dryer - White

Electrolux

Vertical stacked design that gives you back spaceFully integrated vertical layout takes up half the floor space of a traditional washer/dryer for g...

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Original price $1,759.99 - Original price $1,759.99
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Original price $305.99 - Original price $305.99
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Samsung - Jet 60 Pet Cordless Stick Vacuum - Rose Gold

Samsung

Lightweight DesignThe 6-pound lightweight design makes cleaning easy. Maneuver to vacuum stairs under sofas and all the hard-to-reach places. Also ...

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Original price $305.99 - Original price $305.99
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Original price $117.99 - Original price $117.99
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$117.99
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Ninja - Blast Max Portable Blender with 22oz Twist Go Vessel - Cool Gray

Ninja

BLEND TWIST GODetachable base is the first of its kind for ultimate portability. Powerfully blend twist and take your smoothie on-the-go virtually...

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Original price $117.99 - Original price $117.99
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Original price $244.99 - Original price $244.99
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Keurig K-Brew + Chill Iced or Hot K-Cup Coffee Maker with MultiStream and QuickChill Technology - Black

Keurig

QUICKCHILL TECHNOLOGYKeurig’s latest brewing innovation flash-chills your coffee after brewing rapidly cooling it to a refreshing temperature so it...

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Original price $244.99 - Original price $244.99
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Original price $2,317.99 - Original price $2,317.99
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Whirlpool - 24.5 Cu. Ft. French Door Refrigerator with Two-Tier Freezer Storage - Stainless Steel

Whirlpool

Exterior Water Dispenser with EveryDrop FiltrationAccess fresh filtered water without ever opening the refrigerator door.Refrigerated Exterior Draw...

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Original price $2,317.99 - Original price $2,317.99
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Original price $125.99 - Original price $125.99
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Solo Stove - Mesa XL Firepit - Gunmetal Metallic

Solo Stove

Dual fuelMade to run on more Mesa’s capabilities go beyond just one fuel source. With signature 360 airflow Mesa’s flames will burn ultra-hot wheth...

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Original price $125.99 - Original price $125.99
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$125.99
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Original price $1,636.99 - Original price $1,636.99
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GE - 27.0 Cu. Ft. French Door Refrigerator with Internal Water Dispenser - Stainless Steel

GE

Fingerprint-resistant stainless steelEasily wipe away smudges and fingerprints for a look that's always sparkling clean.27.0 cu. ft. capacityEasily...

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Original price $1,636.99 - Original price $1,636.99
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Original price $1,106.99 - Original price $1,106.99
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Shark - Robot Vacuum Mop PowerDetect NeverTouch Pro Combo Self-Emptying Self-Refilling with Self-Clean Pad Wash Dry - Black

Shark

UP TO A MONTH OF HANDS-FREE CLEANING AND MAINTENANCEThe robot automatically empties debris into the 60-day-capacity bin automatically refills its o...

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Original price $1,106.99 - Original price $1,106.99
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Original price $932.99 - Original price $932.99
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Whirlpool - 4.5 Cu. Ft. High Efficiency Front Load Washer with Tumble Fresh Option - White

Whirlpool

Tumble Fresh OptionKeep clothes fresh in the washer until they're ready for the dryer. The Tumble Fresh Option activates after the wash cycle and t...

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Original price $932.99 - Original price $932.99
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Original price $425.99 - Original price $425.99
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Shark - CarpetXpert HairPro Pet with StainStriker Corded Upright Deep Carpet Rug Upholstery Cleaner Pet Stain Remover - Gray

Shark

Unbeatable Deep Carpet CleaningCarpetXpert technology combines a high-speed brushroll with PowerSpray high-pressure spray and Shark's powerful suct...

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Original price $425.99 - Original price $425.99
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Original price $672.99 - Original price $672.99
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Insignia - 24 Top Control Built-In Dishwasher with 3rd Rack Sensor Wash Stainless Steel Tub 49 Dba ENERGY STAR Certification - Stainless Steel

Insignia

Smart wash systemAutomatically selects the appropriate cycle based on how large and soiled your load is to efficiently clean your dishes.Filter sys...

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Original price $672.99 - Original price $672.99
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Original price $569.99 - Original price $569.99
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Shark - PowerDetect Upright Vacuum with DuoClean Detect Technology Self-Cleaning Brushroll and XL Dustcup - Eggplant

Shark

Best Overall Cleaning Of Any VacuumMost powerful suction and most advanced cleaning technology of any vacuum.Based on ASTM F558 measured at the hos...

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Original price $569.99 - Original price $569.99
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Original price $1,238.99 - Original price $1,238.99
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Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Sensor Dry - Black

Samsung

Wi-Fi Connectivity with SmartThingsWi-Fi connected so you can receive end-of cycle alerts remotely start or stop your drying schedule cycles on you...

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Original price $1,238.99 - Original price $1,238.99
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Original price $937.99 - Original price $937.99
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Whirlpool - 5.3 Cu. Ft. High Efficiency Top Load Washer with Deep Water Wash Option - White

Whirlpool

Deep Water Wash OptionGet more water to help break down loose soils. This option automatically adds more water to your load so heavily soiled cloth...

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Original price $937.99 - Original price $937.99
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Original price $365.99 - Original price $365.99
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BISSELL - Crosswave Hydrosteam Corded Wet Dry Vac - Titanium/Cooper Harbor

Bissell

All-in-one-cleanVacuum wash and steam at the same time.HydroSteam Cleans Better.Cleans up to 20 better on tough sticky messes.Tangle-freeMinimize h...

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Original price $365.99 - Original price $365.99
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Original price $592.99 - Original price $592.99
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$592.99
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Insignia - 6.7 Cu. Ft. Electric Dryer with Sensor Dry - White

Insignia

6.7 cu. ft. capacityGives you the space you need to thoroughly wash blankets comforters curtains coats and more.9 sensor and manual drying cycles6 ...

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Original price $592.99 - Original price $592.99
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Original price $1,142.99 - Original price $1,142.99
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LG - 7.4 Cu. Ft. Electric Dryer with Wrinkle Care - Middle Black

LG

7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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Original price $1,142.99 - Original price $1,142.99
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Original price $52.99 - Original price $52.99
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Smart Choice - 6' Stainless-Steel Washing Machine Fill Hose (2-Pack) - Silver

Smart Choice

2-pack allows complete installation6' length allows various washer placementsBraided stainless-steel construction is much more durable than rubber ...

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Original price $52.99 - Original price $52.99
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Original price $893.99 - Original price $893.99
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Dyson - V15 Detect Extra Cordless Vacuum with 10 accessories - Yellow/Nickel

Dyson

Powerful and intelligent for whole-home deep cleaning. Reveals invisible dust.V15 Detect Extra exclusively at Best Buy.100 more power. 60 minutes o...

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Original price $893.99 - Original price $893.99
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Original price $312.99 - Original price $312.99
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Insignia - 3.5 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia

3.5 cu. ft. storage capacityStore your favorite frozen snacks and entrees.Garage-readyWorks in temperatures from 0 to 110 F.Storage basketA wired b...

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Original price $312.99 - Original price $312.99
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Original price $1,018.99 - Original price $1,018.99
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Samsung - 6.3 cu. ft. Freestanding Electric Range with WiFi No-Preheat Air Fry Convection - Stainless Steel

Samsung

Stainless Steel DesignOur Stainless Steel design elegantly wraps around the cooktop sides and up through the slim control panel elevating the look ...

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Original price $1,018.99 - Original price $1,018.99
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Original price $996.99 - Original price $996.99
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$996.99
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Samsung - 4.5 Cu. Ft. High-Efficiency Top Load Washer with Vibration Reduction Technology+ - White

Samsung

Fit more for fewer loadsFewer loads less time in the laundry room.Quiet washing anytime anyplaceReduces noise and vibration.Keep your washer fresh ...

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Original price $996.99 - Original price $996.99
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$996.99
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Original price $1,241.99 - Original price $1,241.99
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Samsung - 5.5 Cu. Ft. High-Efficiency Smart Top Load Washer with Super Speed Wash - White

Samsung

Extra-Large 5.5 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.Wi-Fi Connectivity with SmartThin...

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Original price $1,241.99 - Original price $1,241.99
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Original price $862.99 - Original price $862.99
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$862.99
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Maytag - 4.8 Cu. Ft. High Efficiency Top Load Washer with Extra Power Button - White

Maytag

Extra Power ButtonThe Extra Power Button boosts stain fighting on any wash cycle with an intense pre-wash and extra agitation so you can walk away ...

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Original price $862.99 - Original price $862.99
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$862.99
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Original price $347.99 - Original price $347.99
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$347.99
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Shark - CarpetXpert with Stainstriker Technology Corded Upright Deep Carpet and Upholstery Cleaner with Built-in Spot Remover - White

Shark

Unbeatable Deep Carpet CleaningShark's powerful suction and deep-cleaning innovation deliver unbeatable deep carpet cleaning‡ along with the best t...

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Original price $347.99 - Original price $347.99
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$347.99
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Original price $257.99 - Original price $257.99
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$257.99
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Breville - the Smart Oven Pro Convection Toaster Oven - Brushed Stainless Steel

Breville

Breville+Breville+ is a new ecosystem of guided recipes live and on-demand classes cook guides and more. Your culinary co-pilot gives you step-by-s...

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Original price $257.99 - Original price $257.99
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$257.99
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Original price $873.99 - Original price $873.99
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$873.99
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Samsung - 15.6 cu. ft. Top Freezer Refrigerator with All-Around Cooling - Stainless Steel

Samsung

All-Around CoolingMulti-vent technology keeps items evenly cooled on every shelf.Reversible DoorThe reversible door makes it adjustable to any spac...

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Original price $873.99 - Original price $873.99
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Original price $310.99 - Original price $310.99
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$310.99
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Danby - DAC080EB6WDB 350 Sq. Ft. Window Air Condtioner - White

Danby

8000 BTUCools space up to 350 square feet.Energy Star compliantElectronic controlsWith LED display and remote control.Powerful 3 speed fanCirculate...

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Original price $310.99 - Original price $310.99
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$310.99
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Current price $310.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.