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  • Original price $143.99 - Original price $143.99
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    BISSELL - TurboClean PowerBrush Pet Cord Upright Carpet Deep Cleaner - Electric Green

    Bissell

    Lightweight PowerfulTackle tough spills and messes on carpet and area rugs or clean an entire room of carpet.DeepReach PowerBrush RollScrub lift a...

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    Original price $143.99 - Original price $143.99
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    Ninja - Professional Plus Blender DUO with Auto-IQ - Black/Stainless Steel

    Ninja

    The Ninja Professional Plus Blender DUO with Auto-iQ features a new modern design and a more powerful motor than Ninja's original Professional Blen...

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    Original price $144.99 - Original price $144.99
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  • Original price $538.99 - Original price $538.99
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    Insignia - 3.7 Cu. Ft. High Efficiency 12-Cycle Top-Loading Washer - White

    Insignia

    3.7 cu. ft. capacityReduces the number of loads to cut your laundry time.Top loadThis white top-load design lets you load from standing position ra...

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    Original price $538.99 - Original price $538.99
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  • Original price $132.99 - Original price $132.99
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    bella PRO - 12.6-qt. Touchscreen Air Fryer Pizza Oven with Rotisserie - Stainless Steel

    Bella Pro Series

    Extra-large 12.6-quart capacityFits a 10-inch pizza 2.2 lbs. of french fries 4 slices of bread and a 4 lb. chicken.1500W of powerHigh Performance C...

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    Original price $132.99 - Original price $132.99
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  • Original price $354.99 - Original price $354.99
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    iRobot Roomba Combo i5+ Self-Emptying Robot Vacuum Mop - Woven Neutral

    iRobot

    Double the clean with one machine.The Roomba Combo i5+ robot vacuum mop is designed for both wet and dry floor cleaning—converting from an all-flo...

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    Original price $354.99 - Original price $354.99
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  • Original price $165.99 - Original price $165.99
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    Sharp 1.1 cu. ft. 1000W Smart Countertop Microwave Works with Alexa - Stainless - Stainless Steel

    Sharp

    1.1 cu. ft. 1000 Watt Microwave Oven by SharpMid-Size Microwave Oven in Stainless Steel takes up less space on your countertop and is our smallest ...

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    Original price $165.99 - Original price $165.99
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  • Original price $1,835.99 - Original price $1,835.99
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    Samsung - 27 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Dual Auto Ice Maker - Fingerprint Resistant Stainless Look

    Samsung

    27 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 27 cu. ft. mega capacity refrigerator gives you more space with easy...

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  • Original price $273.99 - Original price $273.99
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    Ninja - CREAMi Deluxe 11-in-1 Ice Cream and Frozen Treat Maker - Silver

    Ninja

    ADDED PROGRAMSUnlock a variety of CREAMi frozen treats with 5 new programs.XL CAPACITYFamily-sized treats for everyone to enjoy. New 24 oz. CREAMi ...

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    Original price $273.99 - Original price $273.99
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  • Original price $268.99 - Original price $268.99
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    GE - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Black Stainless Steel

    GE

    2.0 Cu. Ft. Capacity1200 Watts (IEC-705 test procedure).Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.C...

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    Original price $268.99 - Original price $268.99
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  • Original price $303.99 - Original price $303.99
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    Samsung - Jet 60 Pet Cordless Stick Vacuum - Rose Gold

    Samsung

    Lightweight DesignThe 6-pound lightweight design makes cleaning easy. Maneuver to vacuum stairs under sofas and all the hard-to-reach places. Also ...

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    Original price $303.99 - Original price $303.99
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  • Original price $107.99 - Original price $107.99
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    Cuisinart Power Advantage HM-90BCS PLUS - hand mixer - brushed chrome

    Cuisinart

    Cuisinart Power Advantage HM-90BCS PLUS - Hand mixer - 220 W - brushed chrome

    Original price $107.99 - Original price $107.99
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  • Original price $102.99 - Original price $102.99
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    Ninja - Blast Max Portable Blender with 22oz Twist Go Vessel - Cream

    Ninja

    BLEND TWIST GODetachable base is the first of its kind for ultimate portability. Powerfully blend twist and take your smoothie on-the-go virtually...

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    Original price $102.99 - Original price $102.99
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    Ninja - Blast Max Portable Blender with 22oz Twist Go Vessel - Dusty Pink

    Ninja

    BLEND TWIST GODetachable base is the first of its kind for ultimate portability. Powerfully blend twist and take your smoothie on-the-go virtually...

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    Original price $102.99 - Original price $102.99
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  • Original price $217.99 - Original price $217.99
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    Keurig K-Brew + Chill Iced or Hot K-Cup Coffee Maker with MultiStream and QuickChill Technology - Black

    Keurig

    QUICKCHILL TECHNOLOGYKeurig’s latest brewing innovation flash-chills your coffee after brewing rapidly cooling it to a refreshing temperature so it...

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    Original price $217.99 - Original price $217.99
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  • Original price $2,505.99 - Original price $2,505.99
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    Whirlpool - 24.5 Cu. Ft. French Door Refrigerator with Two-Tier Freezer Storage - Stainless Steel

    Whirlpool

    Exterior Water Dispenser with EveryDrop FiltrationAccess fresh filtered water without ever opening the refrigerator door.Refrigerated Exterior Draw...

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    Original price $2,505.99 - Original price $2,505.99
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  • Original price $105.99 - Original price $105.99
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    Solo Stove - Mesa XL Firepit - Gunmetal Metallic

    Solo Stove

    Dual fuelMade to run on more Mesa’s capabilities go beyond just one fuel source. With signature 360 airflow Mesa’s flames will burn ultra-hot wheth...

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    Original price $105.99 - Original price $105.99
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  • Original price $398.99 - Original price $398.99
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    Cuisinart - Portable Wood Pellet Grill and Smoker - Black

    Cuisinart

    8-in-1 cooking capabilities256 sq.in. of cooking space with an integrated Sear Zone expands your cooking capabilities; Smoke BBQ Grill Roast Sear B...

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    Original price $398.99 - Original price $398.99
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  • Original price $1,828.99 - Original price $1,828.99
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    GE - 27.0 Cu. Ft. French Door Refrigerator with Internal Water Dispenser - Stainless Steel

    GE

    Fingerprint-resistant stainless steelEasily wipe away smudges and fingerprints for a look that's always sparkling clean.27.0 cu. ft. capacityEasily...

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  • Original price $145.99 - Original price $145.99
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    GE 1.1 CU FT COUNTER

    GE

    GE 1.1 CU FT COUNTERTOP MICROWAVE OVEN

    Original price $145.99 - Original price $145.99
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  • Original price $913.99 - Original price $913.99
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    Whirlpool - 4.5 Cu. Ft. High Efficiency Front Load Washer with Tumble Fresh Option - White

    Whirlpool

    Tumble Fresh OptionKeep clothes fresh in the washer until they're ready for the dryer. The Tumble Fresh Option activates after the wash cycle and t...

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    Original price $913.99 - Original price $913.99
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  • Original price $179.99 - Original price $179.99
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    Shark - Steam Scrub with Steam Blaster Technology Hard Floor Steam Mop - White

    Shark

    Powerful PerformancePowerful steam and rotating pads provide up to 3x better stuck-on stain removal vs. traditional steam mops.Steam BlasterA power...

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    Original price $179.99 - Original price $179.99
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  • Original price $643.99 - Original price $643.99
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    Insignia - 24 Top Control Built-In Dishwasher with 3rd Rack Sensor Wash Stainless Steel Tub 49 Dba ENERGY STAR Certification - Stainless Steel

    Insignia

    Smart wash systemAutomatically selects the appropriate cycle based on how large and soiled your load is to efficiently clean your dishes.Filter sys...

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    Original price $643.99 - Original price $643.99
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  • Original price $821.99 - Original price $821.99
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    Samsung - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with Storm Wash 48 dBA - Stainless Steel

    Samsung

    StormWash Cleaning SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spot...

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    Original price $821.99 - Original price $821.99
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    Whirlpool - 5.3 Cu. Ft. High Efficiency Top Load Washer with Deep Water Wash Option - White

    Whirlpool

    Deep Water Wash OptionGet more water to help break down loose soils. This option automatically adds more water to your load so heavily soiled cloth...

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    Original price $938.99 - Original price $938.99
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  • Original price $311.99 - Original price $311.99
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    BISSELL - Crosswave Hydrosteam Corded Wet Dry Vac - Titanium/Cooper Harbor

    Bissell

    Every purchase saves petsBISSELL proudly supports BISSELL Pet Foundation and its mission to help save homeless pets.All-in-one-cleanVacuum wash and...

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    Original price $311.99 - Original price $311.99
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  • Original price $1,473.99 - Original price $1,473.99
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    GE - 6.6 Cu. Ft. Freestanding Double Oven Electric Convection Range with Self-Steam Cleaning and No-Preheat Air Fry - Stainless Steel

    GE

    No Preheat Air FryCook healthier crispier versions of your favorite foods in less time thanks to an air fryer right in your oven that doesn’t requi...

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    Original price $1,473.99 - Original price $1,473.99
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  • Original price $192.99 - Original price $192.99
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    Ninja - Detect Duo Power Blender Pro + Single Serve with BlendSense Technology + 72oz Pitcher 1800PW Blender - Black

    Ninja

    Ninja Total Crushing Power1800 peak watt motor base that powers through the toughest of ingredients.BlendSense TechnologyBlendSense Technology acti...

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    Original price $192.99 - Original price $192.99
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  • Original price $545.99 - Original price $545.99
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    Insignia - 6.7 Cu. Ft. Electric Dryer with Sensor Dry - White

    Insignia

    6.7 cu. ft. capacityGives you the space you need to thoroughly wash blankets comforters curtains coats and more.9 sensor and manual drying cycles6 ...

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    Original price $545.99 - Original price $545.99
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  • Original price $164.99 - Original price $164.99
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    Farberware Classic FMO11AHTBKN - microwave oven - freestanding - metallic red

    Farberware

    CapacityMid-Size 1.1 cu. Ft. interior provides plenty of spaceControl PanelDigital control panel and LED display and timerTechnologyThis microwave ...

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    Original price $164.99 - Original price $164.99
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  • Original price $1,094.99 - Original price $1,094.99
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    LG - 7.4 Cu. Ft. Electric Dryer with Wrinkle Care - Middle Black

    LG

    7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $1,094.99 - Original price $1,094.99
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  • Original price $52.99 - Original price $52.99
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    Smart Choice - 6' Stainless-Steel Washing Machine Fill Hose (2-Pack) - Silver

    Smart Choice

    2-pack allows complete installation6' length allows various washer placementsBraided stainless-steel construction is much more durable than rubber ...

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    Original price $52.99 - Original price $52.99
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  • Original price $674.99 - Original price $674.99
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    Dyson - V15 Detect Extra Cordless Vacuum with 10 accessories - Yellow/Nickel

    Dyson

    Powerful and intelligent for whole-home deep cleaning. Reveals invisible dust.V15 Detect Extra exclusively at Best Buy.100 more power. 60 minutes o...

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    Original price $674.99 - Original price $674.99
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    Insignia - 3.5 Cu. Ft. Garage-Ready Chest Freezer - White

    Insignia

    Compact storageStore your favorite frozen snacks and entrees in a 3.5 cu. ft. capacity.Garage-readyWorks in temperatures from 0 to 110 F (-17.8 to ...

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    Original price $312.99 - Original price $312.99
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  • Original price $1,066.99 - Original price $1,066.99
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    Dyson - V15s Detect Submarine Cordless Vacuum with 10 accessories - Yellow/Nickel

    Dyson

    Dyson deep cleaning power now washes hard floors.All in one machine.60 minutes of run time.Advanced Dyson vacuum technology provides 100 more power...

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    Original price $1,066.99 - Original price $1,066.99
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  • Original price $306.99 - Original price $306.99
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    Ninja - Foodi 10-in-1 Smart XL Air Fry Oven Countertop Convection Oven with Dehydrate Reheat Capability - Stainless Silver

    Ninja

    True Surround ConvectionUp to 10X the convection power vs. a traditional full-size convection oven for faster crispier and juicy resultsUltimate Ve...

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    Original price $306.99 - Original price $306.99
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  • Original price $1,448.99 - Original price $1,448.99
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    Samsung - 28 cu. ft. Side-by-Side Smart Refrigerator with Large Capacity - Stainless Steel

    Samsung

    Large CapacityA completely redesigned interior with 28 cu. ft. capacity that fits 10 more groceries than ever.Modern DesignA modern look featuring ...

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    Original price $1,448.99 - Original price $1,448.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.