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  • Original price $2,505.99 - Original price $2,505.99
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    Whirlpool - 24.5 Cu. Ft. French Door Refrigerator with Two-Tier Freezer Storage - Stainless Steel

    Whirlpool

    Exterior Water Dispenser with EveryDrop FiltrationAccess fresh filtered water without ever opening the refrigerator door.Refrigerated Exterior Draw...

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    Original price $2,505.99 - Original price $2,505.99
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  • Original price $913.99 - Original price $913.99
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    Whirlpool - 4.5 Cu. Ft. High Efficiency Front Load Washer with Tumble Fresh Option - White

    Whirlpool

    Tumble Fresh OptionKeep clothes fresh in the washer until they're ready for the dryer. The Tumble Fresh Option activates after the wash cycle and t...

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    Original price $913.99 - Original price $913.99
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  • Original price $938.99 - Original price $938.99
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    Whirlpool - 5.3 Cu. Ft. High Efficiency Top Load Washer with Deep Water Wash Option - White

    Whirlpool

    Deep Water Wash OptionGet more water to help break down loose soils. This option automatically adds more water to your load so heavily soiled cloth...

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    Original price $938.99 - Original price $938.99
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  • Original price $382.99 - Original price $382.99
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    Whirlpool - 2.2 Cu. Ft. Countertop Microwave with Sensor Cooking - Stainless Steel

    Whirlpool

    Door ReleasePush ButtonControl TypeElectronic TouchNumber of Power Levels10

    Original price $382.99 - Original price $382.99
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  • Original price $345.99 - Original price $345.99
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    Whirlpool - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking - Black

    Whirlpool

    Door ReleasePush ButtonControl TypeElectronic TouchNumber of Power Levels10

    Original price $345.99 - Original price $345.99
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  • Original price $1,042.99 - Original price $1,042.99
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    Whirlpool - 7.0 Cu. Ft. Gas Dryer with Steam and Moisture Sensing - White

    Whirlpool

    Moisture SensingTwo sensors increase your dryer’s ability to measure moisture and temperature helping prevent overdrying by automatically stopping ...

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    Original price $1,042.99 - Original price $1,042.99
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  • Original price $633.99 - Original price $633.99
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    Whirlpool - 24" Front Control Built-In Dishwasher with Boost Cycle and 57 dBA - Stainless Steel

    Whirlpool

    57 dBAKeep your kitchen quiet during cleanup with a dishwasher sound level of just 57 dBA.Heavy CycleA Heavy Cycle provides extra cycle time and ta...

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    Original price $633.99 - Original price $633.99
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  • Original price $777.99 - Original price $777.99
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    Whirlpool - 7 Cu. Ft. Electric Dryer with Moisture Sensing - White

    Whirlpool

    Moisture SensingTwo sensors increase your dryer’s ability to measure moisture and temperature helping prevent overdrying by automatically stopping ...

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    Original price $777.99 - Original price $777.99
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  • Original price $1,785.99 - Original price $1,785.99
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    Whirlpool - 5.3 Cu. Ft. Slide-In Gas True Convection Range with Steam Clean and Air Cooking Technology EZ 2 Lift Grates - Stainless Steel

    Whirlpool

    SpeedHeat BurnerUse the SpeedHeat Burner to boil 20 faster with high heat so you can get dinner to the table quickly. (Compared to 9.5K burner on t...

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    Original price $1,785.99 - Original price $1,785.99
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  • Original price $864.99 - Original price $864.99
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    Whirlpool - 7 Cu. Ft. Gas Dryer with AutoDry Drying System - White

    Whirlpool

    Safely dry all your garments and linens with 1 of 14 cyclesIncludes heavy duty freshen up wrinkle shield air fluff and other drying programs.Avoid ...

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    Original price $864.99 - Original price $864.99
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  • Original price $1,506.99 - Original price $1,506.99
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    Whirlpool - 25.1 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

    Whirlpool

    Stainless-steel finishAligns perfectly with any stylish kitchen design.Upfront temperature controlsEasy-to-use controls regulate both fresh food an...

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    Original price $1,506.99 - Original price $1,506.99
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  • Original price $1,618.99 - Original price $1,618.99
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    Whirlpool - 6.7 Cu. Ft. Range - Stainless Steel

    Whirlpool

    5 cooktop elementsProvide 100-3000W of power to meet various cooking requirements.Ceramic cooktop surfaceOffers a durable design.Circulates air thr...

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    Original price $1,618.99 - Original price $1,618.99
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  • Original price $789.99 - Original price $789.99
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    Amana - 6.5 Cu. Ft. Gas Dryer with Automatic Dryness Control - White

    Whirlpool

    Large capacity so you can complete your laundry in fewer loads6.5 cu. ft. D.O.E. capacity.Safely dry your garments and linens with 1 of 11 cyclesIn...

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    Original price $789.99 - Original price $789.99
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  • Original price $545.99 - Original price $545.99
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    Whirlpool - 1.9 Cu. Ft. Over-the-Range Microwave with Sensor Cooking - Black Stainless Steel

    Whirlpool

    Sensor CookingTake out the guesswork with sensors that track the cooking progress of your food and automatically adjust cook times.Express Cooking ...

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    Original price $545.99 - Original price $545.99
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  • Original price $242.99 - Original price $242.99
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    Whirlpool - 30 inches - Convertible - Under cabinet Range Hood - Stainless Steel

    Whirlpool

    Grease FilterThe grease filter helps trap unwanted grease and helps remove odors.Hidden VentPowerful 2-Speed FanTwo fan speeds provide the right am...

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    Original price $242.99 - Original price $242.99
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  • Original price $1,023.99 - Original price $1,023.99
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    Whirlpool - 7.4 Cu. Ft. Stackable Gas Dryer with Wrinkle Shield Option - White

    Whirlpool

    Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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    Original price $1,023.99 - Original price $1,023.99
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  • Original price $1,000.99 - Original price $1,000.99
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    Whirlpool - 30" Built-In Gas Cooktop with SpeedHeat Burner - White

    Whirlpool

    SpeedHeat BurnerGet a rapid boil and perfect sear quickly with the SpeedHeat Burner which generates high heat to get dinner to the table fast.Cooki...

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    Original price $1,000.99 - Original price $1,000.99
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  • Original price $1,111.99 - Original price $1,111.99
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    Whirlpool - 7.4 cu. ft. Smart Front Load ENERGY STAR Gas Dryer with Wrinkle Shield Option - Silver

    Whirlpool

    Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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    Original price $1,111.99 - Original price $1,111.99
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    $1,111.99
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  • Original price $998.99 - Original price $998.99
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    Whirlpool - 4.5 Cu. Ft. High Efficiency Smart Front Load Washer with FreshFlow Vent System - Silver

    Whirlpool

    FreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...

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    Original price $998.99 - Original price $998.99
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  • Original price $1,001.99 - Original price $1,001.99
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    Whirlpool - 7.4 Cu. Ft. Stackable Smart Electric Dryer with Wrinkle Shield Option - Silver

    Whirlpool

    Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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    Original price $1,001.99 - Original price $1,001.99
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  • Original price $1,100.99 - Original price $1,100.99
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    Whirlpool - 5.0 Cu. Ft. High Efficiency Smart Front Load Washer with FreshFlow Vent System - Silver

    Whirlpool

    FreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...

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    Original price $1,100.99 - Original price $1,100.99
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    Whirlpool - 7.4 Cu. Ft. Stackable Smart Electric Dryer with Steam and Wrinkle Shield Option - Silver

    Whirlpool

    Steam CapabilitiesSteam-enhanced cycles and options help prevent wrinkles refresh clothes and reduce static. So your clothes come out looking their...

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    Original price $1,100.99 - Original price $1,100.99
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  • Original price $1,201.99 - Original price $1,201.99
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    Whirlpool - 7.4 Cu. Ft. Smart Gas Dryer with Steam and Wrinkle Shield Option - White

    Whirlpool

    Steam CapabilitiesSteam-enhanced cycles and options help prevent wrinkles refresh clothes and reduce static. So your clothes come out looking their...

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    Original price $1,201.99 - Original price $1,201.99
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  • Original price $1,209.99 - Original price $1,209.99
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    Whirlpool - 7.4 Cu. Ft. Smart Front Load ENERGY STAR Gas Dryer with Steam Capabilities - Silver

    Whirlpool

    Steam CapabilitiesSteam-enhanced cycles and options help prevent wrinkles refresh clothes and reduce static. So your clothes come out looking their...

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    Original price $1,209.99 - Original price $1,209.99
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  • Original price $1,004.99 - Original price $1,004.99
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    Whirlpool - 5.3 Cu. Ft. Freestanding Single Electric Range with Steam Air Fry and Air Baking - Stainless Steel

    Whirlpool

    Air Cooking technologyAdd convenience to your cooking and spice up the menu with the added power of No Preheat Air Fry and Air BakingNo Preheat Air...

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    Original price $1,004.99 - Original price $1,004.99
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  • Original price $1,000.99 - Original price $1,000.99
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    Whirlpool - 20.5 Cu. Ft. Top-Freezer Refrigerator - Black

    Whirlpool

    Wire shelfMakes it easy to organize frozen food.Organize contents with easeIncludes 2 adjustable glass shelves 2 humidity controlled drawers 3 adju...

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    Original price $1,000.99 - Original price $1,000.99
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  • Original price $434.99 - Original price $434.99
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    MICROWAVE

    Whirlpool

    MICROWAVE

    Original price $434.99 - Original price $434.99
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  • Original price $1,958.99 - Original price $1,958.99
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    Whirlpool - 25.2 Cu. Ft. French Door Smart Refrigerator with Elevated Deli Drawer - Stainless Steel

    Whirlpool

    Elevated Deli DrawerThe Elevated Deli Drawer makes meats and cheese more visible so you can spend more time enjoying deli essentials and less time ...

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    Original price $1,958.99 - Original price $1,958.99
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  • Original price $1,050.99 - Original price $1,050.99
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    Whirlpool - 7.4 Cu. Ft. Smart Gas Dryer with Wrinkle Shield Option - White

    Whirlpool

    Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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    Original price $1,050.99 - Original price $1,050.99
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  • Original price $2,110.99 - Original price $2,110.99
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    Whirlpool - 19.4 Cu. Ft. 4-Door French Door Counter-Depth Refrigerator with Flexible Organization Spaces - Stainless Steel

    Whirlpool

    Flexible Organization SpacesFlexible organization spaces cut down on clutter making it easy to store and find everything from gallons of milk to fr...

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    Original price $2,110.99 - Original price $2,110.99
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  • Original price $671.99 - Original price $671.99
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    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with Boost Cycle and 55 dBA - Stainless Steel

    Whirlpool

    55 dBAKeep your kitchen quiet during cleanup with a dishwasher sound level of just 55 dBA.Three 5" Cup ShelvesThree 5" Cup Shelves fit six addition...

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    Original price $671.99 - Original price $671.99
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  • Original price $949.99 - Original price $949.99
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    Whirlpool - 7.4 Cu. Ft. Stackable Smart Electric Dryer with Wrinkle Shield Option - White

    Whirlpool

    Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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    Original price $949.99 - Original price $949.99
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  • Original price $761.99 - Original price $761.99
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    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack Fan Drying Technology 51 dBA - Stainless Steel

    Whirlpool

    3rd RackTake advantage of 35 more rack space with a 3rd Rack that makes it easy to load additional silverware and hard-to-fit utensils.Adjustable 2...

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    Original price $761.99 - Original price $761.99
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  • Original price $1,165.99 - Original price $1,165.99
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    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack Large Capacity 47 dBA - Black Stainless Steel

    Whirlpool

    3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

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    Original price $1,165.99 - Original price $1,165.99
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  • Original price $1,043.99 - Original price $1,043.99
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    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack Large Capacity 47 dBA - Stainless Steel

    Whirlpool

    3rd Rack with Extra Wash ActionThe 3rd rack with extra wash action provides targeted cleaning for bowls mugs and utensils that you’d normally load ...

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    Original price $1,043.99 - Original price $1,043.99
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  • Original price $1,737.99 - Original price $1,737.99
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    Whirlpool - 21.9 Cu. Ft. Bottom-Freezer Refrigerator - Stainless Steel

    Whirlpool

    Smart sensors maintain optimal temperature for food storageAccu-Chill temperature management system quickly gauges and adjusts the internal tempera...

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    Original price $1,737.99 - Original price $1,737.99
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    $1,737.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.