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  • Original price $913.99 - Original price $913.99
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    Whirlpool - 4.5 Cu. Ft. High Efficiency Front Load Washer with Tumble Fresh Option - White

    Whirlpool

    Tumble Fresh OptionKeep clothes fresh in the washer until they're ready for the dryer. The Tumble Fresh Option activates after the wash cycle and t...

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    Original price $913.99 - Original price $913.99
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  • Original price $777.99 - Original price $777.99
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    Whirlpool - 7 Cu. Ft. Electric Dryer with Moisture Sensing - White

    Whirlpool

    Moisture SensingTwo sensors increase your dryer’s ability to measure moisture and temperature helping prevent overdrying by automatically stopping ...

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    Original price $777.99 - Original price $777.99
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  • Original price $938.99 - Original price $938.99
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    Whirlpool - 5.3 Cu. Ft. High Efficiency Top Load Washer with Deep Water Wash Option - White

    Whirlpool

    Deep Water Wash OptionGet more water to help break down loose soils. This option automatically adds more water to your load so heavily soiled cloth...

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    Original price $938.99 - Original price $938.99
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  • Original price $898.99 - Original price $898.99
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    GAS COOKTOP

    Whirlpool

    GAS COOKTOP

    Original price $898.99 - Original price $898.99
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  • Original price $434.99 - Original price $434.99
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    MICROWAVE

    Whirlpool

    MICROWAVE

    Original price $434.99 - Original price $434.99
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  • Original price $1,970.99 - Original price $1,970.99
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    Whirlpool - 25.2 Cu. Ft. French Door Smart Refrigerator with Elevated Deli Drawer - Stainless Steel

    Whirlpool

    Elevated Deli DrawerThe Elevated Deli Drawer makes meats and cheese more visible so you can spend more time enjoying deli essentials and less time ...

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    Original price $1,970.99 - Original price $1,970.99
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  • Original price $1,099.99 - Original price $1,099.99
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    Whirlpool - 7.4 Cu. Ft. Smart Gas Dryer with Wrinkle Shield Option - White

    Whirlpool

    Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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    Original price $1,099.99 - Original price $1,099.99
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  • Original price $2,210.99 - Original price $2,210.99
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    Whirlpool - 19.4 Cu. Ft. 4-Door French Door Counter-Depth Refrigerator with Flexible Organization Spaces - Stainless Steel

    Whirlpool

    Flexible Organization SpacesFlexible organization spaces cut down on clutter making it easy to store and find everything from gallons of milk to fr...

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    Original price $2,210.99 - Original price $2,210.99
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  • Original price $597.99 - Original price $597.99
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    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with Boost Cycle and 55 dBA - Stainless Steel

    Whirlpool

    55 dBAKeep your kitchen quiet during cleanup with a dishwasher sound level of just 55 dBA.Three 5" Cup ShelvesThree 5" Cup Shelves fit six addition...

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    Original price $597.99 - Original price $597.99
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  • Original price $1,032.99 - Original price $1,032.99
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    Current price $1,032.99

    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with Large Capacity Tall Top Rack and 50 dBA - Stainless Steel

    Whirlpool

    Top RackExtra height in the Top Rack makes more space for tall items like stock pots blender jars or pitchers that usually only fit in the lower ra...

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    Original price $1,032.99 - Original price $1,032.99
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  • Original price $997.99 - Original price $997.99
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    Whirlpool - 7.4 Cu. Ft. Stackable Smart Electric Dryer with Wrinkle Shield Option - White

    Whirlpool

    Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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    Original price $997.99 - Original price $997.99
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  • Original price $705.99 - Original price $705.99
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    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack Fan Drying Technology 51 dBA - Stainless Steel

    Whirlpool

    3rd RackTake advantage of 35 more rack space with a 3rd Rack that makes it easy to load additional silverware and hard-to-fit utensils.Adjustable 2...

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    Original price $705.99 - Original price $705.99
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  • Original price $904.99 - Original price $904.99
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    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack Large Capacity 47 dBA - Black Stainless Steel

    Whirlpool

    3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

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    Original price $904.99 - Original price $904.99
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  • Original price $925.99 - Original price $925.99
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    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack Large Capacity 47 dBA - Stainless Steel

    Whirlpool

    3rd Rack with Extra Wash ActionThe 3rd rack with extra wash action provides targeted cleaning for bowls mugs and utensils that you’d normally load ...

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    Original price $925.99 - Original price $925.99
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  • Original price $837.99 - Original price $837.99
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    Whirlpool - 30" Electric Cooktop - Black

    Whirlpool

    FlexHeat Dual Radiant ElementGet two elements in one with a 6" inner ring that's great for smaller pots and pans and a 10" expandable outer ring th...

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    Original price $837.99 - Original price $837.99
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    $837.99
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  • Original price $1,720.99 - Original price $1,720.99
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    Whirlpool - 21.9 Cu. Ft. Bottom-Freezer Refrigerator - Stainless Steel

    Whirlpool

    Smart sensors maintain optimal temperature for food storageAccu-Chill temperature management system quickly gauges and adjusts the internal tempera...

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    Original price $1,720.99 - Original price $1,720.99
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  • Original price $1,023.99 - Original price $1,023.99
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    $1,023.99
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    Current price $1,023.99

    GAS DRYER

    Whirlpool

    GAS DRYER

    Original price $1,023.99 - Original price $1,023.99
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    Current price $1,023.99
  • Original price $3,143.99 - Original price $3,143.99
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    Whirlpool - 26 cu. ft. French Door Refrigerator with Prep Store Bins - Stainless Steel

    Whirlpool

    Prep Store BinsWhirlpool Prep Store Bins make organizing your fridge simple so you can easily find family favorites prepared meals and more.Prep ...

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    Original price $3,143.99 - Original price $3,143.99
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    $3,143.99
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  • Original price $317.99 - Original price $317.99
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    $317.99
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    Current price $317.99

    Whirlpool - 1.7 Cu. Ft. Over-the-Range Microwave with 1000-Watts Cooking Power - Stainless Steel

    Whirlpool

    Express Cooking ButtonsSkip typing times with Express Cooking ButtonsMicrowave PresetsPrepare snacks with the press of a button with Preset options...

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    Original price $317.99 - Original price $317.99
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    $317.99
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    Current price $317.99
  • Original price $301.99 - Original price $301.99
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    $301.99
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    Whirlpool - 1.7 Cu. Ft. Over-the-Range Microwave with 1000-Watts Cooking Power - White

    Whirlpool

    Express Cooking ButtonsSkip typing times with Express Cooking ButtonsMicrowave PresetsPrepare snacks with the press of a button with Preset options...

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    Original price $301.99 - Original price $301.99
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    $301.99
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  • Original price $879.99 - Original price $879.99
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    $879.99
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    Whirlpool - 9 Cu. Ft. Convertible Freezer to Refrigerator with Baskets - White

    Whirlpool

    Convertible Freezer-to-FridgeConvert from a freezer to a fridge for extra fresh storage spaceCounterbalanced LidGrab food easily with a lid that st...

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    Original price $879.99 - Original price $879.99
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    $879.99
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  • Original price $994.99 - Original price $994.99
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    $994.99
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    Whirlpool - 7.0 Cu. Ft. Gas Dryer with Steam and Moisture Sensing - White

    Whirlpool

    Moisture SensingTwo sensors increase your dryer’s ability to measure moisture and temperature helping prevent overdrying by automatically stopping ...

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    Original price $994.99 - Original price $994.99
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    $994.99
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  • Original price $1,149.99 - Original price $1,149.99
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    $1,149.99
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    Whirlpool - 5.0 Cu. Ft. High Efficiency Smart Front Load Washer with FreshFlow Vent System - Radient Silver

    Whirlpool

    FreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...

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    Original price $1,149.99 - Original price $1,149.99
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  • Original price $892.99 - Original price $892.99
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    $892.99
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    Whirlpool - 5.3 Cu. Ft. Freestanding Electric Range with Cooktop Flexibility - Stainless Steel

    Whirlpool

    No Preheat ModeTake preheating off your plate with No Preheat Mode. Simply place your food in the oven and start baking. The oven will adjust the c...

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    Original price $892.99 - Original price $892.99
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    $892.99
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  • Original price $913.99 - Original price $913.99
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    Whirlpool - 7.4 Cu. Ft. Stackable Electric Dryer with Quick Dry - White

    Whirlpool

    Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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    Original price $913.99 - Original price $913.99
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  • Original price $989.99 - Original price $989.99
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    $989.99
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    Whirlpool - 4.5 Cu Ft. High Efficiency Smart Front Load Washer with FreshFlow Vent System - White

    Whirlpool

    FreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...

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    Original price $989.99 - Original price $989.99
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    $989.99
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  • Original price $1,091.99 - Original price $1,091.99
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    $1,091.99
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    Current price $1,091.99

    Whirlpool - 7.4 Cu. Ft. Stack Smart Electric Dryer - Steam Wrinkle Shield Option - White

    Whirlpool

    Steam CapabilitiesSteam-enhanced cycles and options help prevent wrinkles refresh clothes and reduce static. So your clothes come out looking their...

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    Original price $1,091.99 - Original price $1,091.99
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    $1,091.99
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    Current price $1,091.99
  • Original price $1,001.99 - Original price $1,001.99
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    $1,001.99
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    Whirlpool - 7.4 Cu. Ft. Stackable Smart Electric Dryer with Wrinkle Shield Option - Radiant Silver

    Whirlpool

    Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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    Original price $1,001.99 - Original price $1,001.99
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    $1,001.99
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    Current price $1,001.99
  • Original price $998.99 - Original price $998.99
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    $998.99
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    Current price $998.99

    Whirlpool - 4.5 Cu. Ft. High Efficiency Smart Front Load Washer with FreshFlow Vent System - Radiant Silver

    Whirlpool

    FreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...

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    Original price $998.99 - Original price $998.99
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    $998.99
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    Current price $998.99
  • Original price $1,091.99 - Original price $1,091.99
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    $1,091.99
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    Current price $1,091.99

    Whirlpool - 5.0 Cu. Ft. High Efficiency Smart Front Load Washer with FreshFlow Vent System - White

    Whirlpool

    FreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...

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    Original price $1,091.99 - Original price $1,091.99
    Original price
    $1,091.99
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    Current price $1,091.99
  • Original price $1,016.99 - Original price $1,016.99
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    $1,016.99
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    Whirlpool - 5.0 Cu. Ft. Freestanding Gas Range with Self-Cleaning and SpeedHeat Burner - Stainless Steel

    Whirlpool

    Center oval burnerEasily fit large griddles and other longer cookware on this fifth burner so they heat evenly on the range top.Dishwasher-safe cas...

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    Original price $1,016.99 - Original price $1,016.99
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  • Original price $786.99 - Original price $786.99
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    $786.99
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    Whirlpool - 11.6 Cu. Ft. Top-Freezer Counter-Depth Refrigerator - Stainless Steel

    Whirlpool

    EZ Connect icemaker kitEasily add ice with optional EZ Connect icemaker kit W11424126.Gallon door binFree up shelf space with a gallon door bin tha...

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    Original price $786.99 - Original price $786.99
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    $786.99
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  • Original price $1,149.99 - Original price $1,149.99
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    $1,149.99
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    Current price $1,149.99

    Whirlpool - 7.4 Cu. Ft. Stackable Smart Electric Dryer with Steam and Wrinkle Shield Option - Radiant Silver

    Whirlpool

    Steam CapabilitiesSteam-enhanced cycles and options help prevent wrinkles refresh clothes and reduce static. So your clothes come out looking their...

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    Original price $1,149.99 - Original price $1,149.99
    Original price
    $1,149.99
    $1,149.99 - $1,149.99
    Current price $1,149.99
  • Original price $188.99 - Original price $188.99
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    $188.99
    $188.99 - $188.99
    Current price $188.99

    Whirlpool - 30 inches - Externally Vented - Wall Range Hood - Stainless Steel

    Whirlpool

    270 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.2 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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    Original price $188.99 - Original price $188.99
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    $188.99
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    Current price $188.99
  • Original price $1,289.99 - Original price $1,289.99
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    Current price $1,289.99

    Whirlpool - 5.8 cu. ft. Smart Freestanding Gas Range with EZ-2-Lift Grates - Stainless Steel

    Whirlpool

    Smart Freestanding RangesGet things done in multiple rooms at once by using your smartphone to remotely preheat the oven and get dinner started. Or...

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    Original price $1,289.99 - Original price $1,289.99
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  • Original price $1,618.99 - Original price $1,618.99
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    $1,618.99
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    Current price $1,618.99

    Whirlpool - 6.7 Cu. Ft. Range - Stainless Steel

    Whirlpool

    5 cooktop elementsProvide 100-3000W of power to meet various cooking requirements.Ceramic cooktop surfaceOffers a durable design.Circulates air thr...

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    Original price $1,618.99 - Original price $1,618.99
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    $1,618.99
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    Current price $1,618.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.