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Rent to Own Appliances – Upgrade Your Home with Flexible Financing

Transform your home with high-quality appliances from Finance My Cart. Choose from top brands for refrigerators, washers, dryers, ovens, and smart home essentials. Enjoy modern features, energy efficiency, and fast shipping—all with easy rent-to-own financing and no credit hassles. Upgrade your living space today!

Original price $978.99 - Original price $978.99
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$978.99
$978.99 - $978.99
Current price $978.99

Whirlpool - 7.4 Cu. Ft. Stackable Smart Electric Dryer with Wrinkle Shield Option - Silver

Whirlpool

Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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Original price $978.99 - Original price $978.99
Original price
$978.99
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Current price $978.99
Original price $1,129.99 - Original price $1,129.99
Original price
$1,129.99
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Current price $1,129.99

Whirlpool - 7.4 Cu. Ft. Stackable Smart Electric Dryer with Steam and Wrinkle Shield Option - Silver

Whirlpool

Steam CapabilitiesSteam-enhanced cycles and options help prevent wrinkles refresh clothes and reduce static. So your clothes come out looking their...

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Original price $1,129.99 - Original price $1,129.99
Original price
$1,129.99
$1,129.99 - $1,129.99
Current price $1,129.99
Original price $1,200.99 - Original price $1,200.99
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$1,200.99
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Current price $1,200.99

Whirlpool - 7.4 Cu. Ft. Smart Gas Dryer with Steam and Wrinkle Shield Option - White

Whirlpool

Steam CapabilitiesSteam-enhanced cycles and options help prevent wrinkles refresh clothes and reduce static. So your clothes come out looking their...

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Original price $1,200.99 - Original price $1,200.99
Original price
$1,200.99
$1,200.99 - $1,200.99
Current price $1,200.99
Original price $1,238.99 - Original price $1,238.99
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$1,238.99
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Current price $1,238.99

Whirlpool - 7.4 Cu. Ft. Smart Front Load ENERGY STAR Gas Dryer with Steam Capabilities - Silver

Whirlpool

Steam CapabilitiesSteam-enhanced cycles and options help prevent wrinkles refresh clothes and reduce static. So your clothes come out looking their...

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Original price $1,238.99 - Original price $1,238.99
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$1,238.99
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Current price $1,238.99
Original price $434.99 - Original price $434.99
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$434.99
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Current price $434.99

MICROWAVE

Whirlpool

MICROWAVE

Original price $434.99 - Original price $434.99
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$434.99
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Current price $434.99
Original price $1,860.99 - Original price $1,860.99
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$1,860.99
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Current price $1,860.99

Whirlpool - 25.2 Cu. Ft. French Door Smart Refrigerator with Elevated Deli Drawer - Stainless Steel

Whirlpool

Elevated Deli DrawerThe Elevated Deli Drawer makes meats and cheese more visible so you can spend more time enjoying deli essentials and less time ...

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Original price $1,860.99 - Original price $1,860.99
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$1,860.99
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Current price $1,860.99
Original price $1,098.99 - Original price $1,098.99
Original price
$1,098.99
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Current price $1,098.99

Whirlpool - 7.4 Cu. Ft. Smart Gas Dryer with Wrinkle Shield Option - White

Whirlpool

Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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Original price $1,098.99 - Original price $1,098.99
Original price
$1,098.99
$1,098.99 - $1,098.99
Current price $1,098.99
Original price $2,162.99 - Original price $2,162.99
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$2,162.99
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Current price $2,162.99

Whirlpool - 19.4 Cu. Ft. 4-Door French Door Counter-Depth Refrigerator with Flexible Organization Spaces - Stainless Steel

Whirlpool

Flexible Organization SpacesFlexible organization spaces cut down on clutter making it easy to store and find everything from gallons of milk to fr...

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Original price $2,162.99 - Original price $2,162.99
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$2,162.99
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Current price $2,162.99
Original price $670.99 - Original price $670.99
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$670.99
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Current price $670.99

Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with Boost Cycle and 55 dBA - Stainless Steel

Whirlpool

55 dBAKeep your kitchen quiet during cleanup with a dishwasher sound level of just 55 dBA.Three 5" Cup ShelvesThree 5" Cup Shelves fit six addition...

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Original price $670.99 - Original price $670.99
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$670.99
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Current price $670.99
Original price $969.99 - Original price $969.99
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$969.99
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Current price $969.99

Whirlpool - 7.4 Cu. Ft. Stackable Smart Electric Dryer with Wrinkle Shield Option - White

Whirlpool

Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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Original price $969.99 - Original price $969.99
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$969.99
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Current price $969.99
Original price $740.99 - Original price $740.99
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$740.99
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Current price $740.99

Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack Fan Drying Technology 51 dBA - Stainless Steel

Whirlpool

3rd RackTake advantage of 35 more rack space with a 3rd Rack that makes it easy to load additional silverware and hard-to-fit utensils.Adjustable 2...

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Original price $740.99 - Original price $740.99
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$740.99
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Current price $740.99
Original price $986.99 - Original price $986.99
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$986.99
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Current price $986.99

Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack Large Capacity 47 dBA - Black Stainless Steel

Whirlpool

3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

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Original price $986.99 - Original price $986.99
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$986.99
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Current price $986.99
Original price $1,041.99 - Original price $1,041.99
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$1,041.99
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Current price $1,041.99

Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack Large Capacity 47 dBA - Stainless Steel

Whirlpool

3rd Rack with Extra Wash ActionThe 3rd rack with extra wash action provides targeted cleaning for bowls mugs and utensils that you’d normally load ...

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Original price $1,041.99 - Original price $1,041.99
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$1,041.99
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Current price $1,041.99
Original price $2,978.99 - Original price $2,978.99
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$2,978.99
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Current price $2,978.99

Whirlpool - 26 cu. ft. French Door Refrigerator with Prep Store Bins - Stainless Steel

Whirlpool

Prep Store BinsWhirlpool Prep Store Bins make organizing your fridge simple so you can easily find family favorites prepared meals and more.Prep ...

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Original price $2,978.99 - Original price $2,978.99
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$2,978.99
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Current price $2,978.99
Original price $364.99 - Original price $364.99
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$364.99
$364.99 - $364.99
Current price $364.99

Whirlpool - 1.7 Cu. Ft. Over-the-Range Microwave with 1000-Watts Cooking Power - Stainless Steel

Whirlpool

Express Cooking ButtonsSkip typing times with Express Cooking ButtonsMicrowave PresetsPrepare snacks with the press of a button with Preset options...

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Original price $364.99 - Original price $364.99
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$364.99
$364.99 - $364.99
Current price $364.99
Original price $1,088.99 - Original price $1,088.99
Original price
$1,088.99
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Current price $1,088.99

Whirlpool - 5.3 Cu. Ft. Freestanding Electric Range with Cooktop Flexibility - Stainless Steel

Whirlpool

No Preheat ModeTake preheating off your plate with No Preheat Mode. Simply place your food in the oven and start baking. The oven will adjust the c...

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Original price $1,088.99 - Original price $1,088.99
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$1,088.99
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Current price $1,088.99
Original price $932.99 - Original price $932.99
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$932.99
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Current price $932.99

Whirlpool - 7.4 Cu. Ft. Stackable Electric Dryer with Quick Dry - White

Whirlpool

Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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Original price $932.99 - Original price $932.99
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$932.99
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Current price $932.99
Original price $1,091.99 - Original price $1,091.99
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$1,091.99
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Current price $1,091.99

Whirlpool - 7.4 Cu. Ft. Stack Smart Electric Dryer - Steam Wrinkle Shield Option - White

Whirlpool

Steam CapabilitiesSteam-enhanced cycles and options help prevent wrinkles refresh clothes and reduce static. So your clothes come out looking their...

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Original price $1,091.99 - Original price $1,091.99
Original price
$1,091.99
$1,091.99 - $1,091.99
Current price $1,091.99
Original price $1,091.99 - Original price $1,091.99
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$1,091.99
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Current price $1,091.99

Whirlpool - 5.0 Cu. Ft. High Efficiency Smart Front Load Washer with FreshFlow Vent System - White

Whirlpool

FreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...

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Original price $1,091.99 - Original price $1,091.99
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$1,091.99
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Current price $1,091.99
Original price $2,527.99 - Original price $2,527.99
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$2,527.99
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Current price $2,527.99

Whirlpool - 26.8 Cu. Ft. French Door Refrigerator - Stainless Steel

Whirlpool

Platter pocketWide flat items like brownie pans lasagna and pizza boxes stay tucked out of the way in this space designed to keep them safe from st...

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Original price $2,527.99 - Original price $2,527.99
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$2,527.99
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Current price $2,527.99
Original price $770.99 - Original price $770.99
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$770.99
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Current price $770.99

Whirlpool 1.1 Cu. Ft. Low Profile Over-the-Range Microwave Hood Combo Stainless Steel

Whirlpool

Low profile designMaximize space by moving your microwave off the countertop with a low profile design that fits in the same space as your undercab...

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Original price $770.99 - Original price $770.99
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$770.99
$770.99 - $770.99
Current price $770.99
Original price $1,448.99 - Original price $1,448.99
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$1,448.99
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Current price $1,448.99

Whirlpool - 21.4 Cu. Ft. Side-by-Side Refrigerator with Fingerprint Resistant - Stainless Steel

Whirlpool

Monochromatic stainless-steel finishAligns perfectly with any stylish kitchen design.Electronic controlsMake operation simple.Generous storageInclu...

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Original price $1,448.99 - Original price $1,448.99
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Current price $1,448.99
Original price $783.99 - Original price $783.99
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$783.99
$783.99 - $783.99
Current price $783.99

Whirlpool - 1.1 Cu. Ft. Over-the-Range Microwave with Flush Built-in Design - Stainless Steel

Whirlpool

Flush Built-In DesignElevate your kitchen with style that stands out and a microwave that fits in thanks to the Flush Built-In Design. When closed ...

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Original price $783.99 - Original price $783.99
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$783.99
$783.99 - $783.99
Current price $783.99
Original price $741.99 - Original price $741.99
Original price
$741.99
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Current price $741.99

Whirlpool - 7 Cu. Ft. Electric Dryer with AutoDry Drying System - White

Whirlpool

Safely dry all your garments and linens with 1 of 14 cyclesIncludes heavy duty freshen up wrinkle shield air fluff and other drying programs.Avoid ...

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Original price $741.99 - Original price $741.99
Original price
$741.99
$741.99 - $741.99
Current price $741.99
Original price $939.99 - Original price $939.99
Original price
$939.99
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Current price $939.99

Whirlpool - 7.0 Cu. Ft. Electric Dryer with Moisture Sensor - White

Whirlpool

Moisture SensingTwo sensors increase your dryer’s ability to measure moisture and temperature helping prevent overdrying by automatically stopping ...

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Original price $939.99 - Original price $939.99
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$939.99
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Current price $939.99
Original price $887.99 - Original price $887.99
Original price
$887.99
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Current price $887.99

Whirlpool -5.3 Cu. Ft. Freestanding Electric Range w/Cooktop Flexibility -Stainless Steel

Whirlpool

No Preheat ModeBakeBroilCooktop Flexibility2 FlexHeat Dual Radiant Elements

Original price $887.99 - Original price $887.99
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$887.99
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Current price $887.99
Original price $923.99 - Original price $923.99
Original price
$923.99
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Current price $923.99

Whirlpool - 1.1 Cu. Ft. Over the Range Microwave with Flush Built-In Design - Stainless Steel

Whirlpool

Air Fry ModeAir Fry Mode gives you the flexibility of a microwave and air fryer in one appliance to free up counter space. You can air fry chicken ...

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Original price $923.99 - Original price $923.99
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$923.99
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Current price $923.99
Original price $761.99 - Original price $761.99
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$761.99
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Current price $761.99

Whirlpool - 3.8 Cu. Ft. High Efficiency Top Load Washer with 2 in 1 Removable Agitator - White

Whirlpool

2 in 1 Removable AgitatorThe 2 in 1 Removable Agitator lets you choose how you wash and care for your clothes by easily swapping the agitator post ...

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Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99
Original price $1,099.99 - Original price $1,099.99
Original price
$1,099.99
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Current price $1,099.99

Whirlpool - 5.0 Cu. Ft. Gas Burner Range with Air Fry for Frozen Foods - Stainless Steel

Whirlpool

5-in-1 OvenCook however you want with 5 cooking modes in 1 oven Air Fry Convect Bake Broil Frozen Bake and Bake cyclesAir FryAir fry chicken nugget...

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Original price $1,099.99 - Original price $1,099.99
Original price
$1,099.99
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Current price $1,099.99
Original price $964.99 - Original price $964.99
Original price
$964.99
$964.99 - $964.99
Current price $964.99

Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Broiler Drawer - Stainless Steel

Whirlpool

Two SpeedHeat BurnersGet dinner to the table fast with two SpeedHeat Burners that generate the high heat needed to sear and boil quicklyFrozen Bake...

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Original price $964.99 - Original price $964.99
Original price
$964.99
$964.99 - $964.99
Current price $964.99
Original price $963.99 - Original price $963.99
Original price
$963.99
$963.99 - $963.99
Current price $963.99

Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Broiler Drawer - White

Whirlpool

Two SpeedHeat BurnersGet dinner to the table fast with two SpeedHeat Burners that generate the high heat needed to sear and boil quicklyFrozen Bake...

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Original price $963.99 - Original price $963.99
Original price
$963.99
$963.99 - $963.99
Current price $963.99
Original price $1,011.99 - Original price $1,011.99
Original price
$1,011.99
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Current price $1,011.99

Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Edge to Edge Cooktop - Stainless Steel

Whirlpool

Two SpeedHeat BurnersGet dinner to the table fast with two SpeedHeat Burners that generate the high heat needed to sear and boil quicklyFrozen Bake...

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Original price $1,011.99 - Original price $1,011.99
Original price
$1,011.99
$1,011.99 - $1,011.99
Current price $1,011.99
Original price $2,316.99 - Original price $2,316.99
Original price
$2,316.99
$2,316.99 - $2,316.99
Current price $2,316.99

Whirlpool - 30" Smart Built-In Single Electric Wall Oven with Air Fry - Stainless Steel

Whirlpool

Smart Wall OvenWhen you’re busy elsewhere use your smartphone to get dinner started by remotely preheating the oven. Or when your hands are full us...

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Original price $2,316.99 - Original price $2,316.99
Original price
$2,316.99
$2,316.99 - $2,316.99
Current price $2,316.99
Original price $913.99 - Original price $913.99
Original price
$913.99
$913.99 - $913.99
Current price $913.99

Whirlpool - 7.0 Cu. Ft. Electric Dryer with Steam and Moisture Sensing - White

Whirlpool

Moisture SensingTwo sensors increase your dryer’s ability to measure moisture and temperature helping prevent overdrying by automatically stopping ...

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Original price $913.99 - Original price $913.99
Original price
$913.99
$913.99 - $913.99
Current price $913.99
Original price $947.99 - Original price $947.99
Original price
$947.99
$947.99 - $947.99
Current price $947.99

Whirlpool - 17.7 Cu. Ft. Top-Freezer Refrigerator - Monochromatic Stainless Steel

Whirlpool

Humidity-Controlled CrispersIncludes 2 crisper drawers that can help extend the life of fresh fruits and vegetables reducing waste.Electronic Tempe...

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Original price $947.99 - Original price $947.99
Original price
$947.99
$947.99 - $947.99
Current price $947.99
Original price $1,763.99 - Original price $1,763.99
Original price
$1,763.99
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Current price $1,763.99

Whirlpool - 4.8 Cu. Ft. Slide-In Electric Range - Stainless Steel

Whirlpool

Frozen Bake TechnologySkip preheating and cook frozen favorites like pizza in fewer steps with preprogrammed settings that automatically adjust coo...

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Original price $1,763.99 - Original price $1,763.99
Original price
$1,763.99
$1,763.99 - $1,763.99
Current price $1,763.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.