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  • Original price $3,736.99 - Original price $3,736.99
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    Whirlpool - 30" Smart Built-In Electric Combination Wall Oven with Air Fry - Stainless Steel

    Whirlpool

    Smart Wall OvenWhen you’re busy in another room use your smartphone to monitor cooking progress so you’re ready to eat when dinner’s done.6-in-1 Wa...

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    Original price $3,736.99 - Original price $3,736.99
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  • Original price $2,004.99 - Original price $2,004.99
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    Whirlpool - 30" Built-In Single Electric Convection Wall Oven with WiFi - Black Stainless Steel

    Whirlpool

    Smart Wall OvenWhen you’re busy elsewhere use your smartphone to get dinner started by remotely preheating the oven. Or when your hands are full us...

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    Original price $2,004.99 - Original price $2,004.99
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  • Original price $842.99 - Original price $842.99
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    Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Broiler Drawer - Stainless Steel

    Whirlpool

    Two SpeedHeat BurnersGet dinner to the table fast with two SpeedHeat Burners that generate the high heat needed to sear and boil quicklyFrozen Bake...

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    Original price $842.99 - Original price $842.99
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  • Original price $834.99 - Original price $834.99
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    Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Broiler Drawer - White

    Whirlpool

    Two SpeedHeat BurnersGet dinner to the table fast with two SpeedHeat Burners that generate the high heat needed to sear and boil quicklyFrozen Bake...

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    Original price $834.99 - Original price $834.99
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  • Original price $892.99 - Original price $892.99
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    Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Edge to Edge Cooktop - Stainless Steel

    Whirlpool

    Two SpeedHeat BurnersGet dinner to the table fast with two SpeedHeat Burners that generate the high heat needed to sear and boil quicklyFrozen Bake...

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    Original price $892.99 - Original price $892.99
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  • Original price $2,319.99 - Original price $2,319.99
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    Whirlpool - 30" Smart Built-In Single Electric Wall Oven with Air Fry - Stainless Steel

    Whirlpool

    Smart Wall OvenWhen you’re busy elsewhere use your smartphone to get dinner started by remotely preheating the oven. Or when your hands are full us...

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    Original price $2,319.99 - Original price $2,319.99
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  • Original price $932.99 - Original price $932.99
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    Whirlpool - 7.0 Cu. Ft. Electric Dryer with Steam and Moisture Sensing - White

    Whirlpool

    Moisture SensingTwo sensors increase your dryer’s ability to measure moisture and temperature helping prevent overdrying by automatically stopping ...

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    Original price $932.99 - Original price $932.99
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  • Original price $2,048.99 - Original price $2,048.99
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    Whirlpool - 28.4 Cu. Ft. Side-by-Side Refrigerator with In-Door-Ice Storage - Stainless Steel

    Whirlpool

    In-Door-Ice StorageGet an extra full shelf with an ice bin that's moved to the doorFingerprint resistant stainless steel doorAligns perfectly with ...

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    Original price $2,048.99 - Original price $2,048.99
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  • Original price $979.99 - Original price $979.99
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    Whirlpool - 17.7 Cu. Ft. Top-Freezer Refrigerator - Monochromatic Stainless Steel

    Whirlpool

    Humidity-Controlled CrispersIncludes 2 crisper drawers that can help extend the life of fresh fruits and vegetables reducing waste.Electronic Tempe...

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    Original price $979.99 - Original price $979.99
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  • Original price $1,232.99 - Original price $1,232.99
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    Whirlpool - 4.8 Cu. Ft. Slide-In Electric Range - Stainless Steel

    Whirlpool

    Frozen Bake TechnologySkip preheating and cook frozen favorites like pizza in fewer steps with preprogrammed settings that automatically adjust coo...

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    Original price $1,232.99 - Original price $1,232.99
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  • Original price $1,000.99 - Original price $1,000.99
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    Whirlpool - 20.5 Cu. Ft. Top-Freezer Refrigerator - White

    Whirlpool

    FreshFlow keeps food odors at bay and helps preserve produceActive air circulation removes smells from your refrigerator while a produce-preserver ...

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    Original price $1,000.99 - Original price $1,000.99
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  • Original price $1,621.99 - Original price $1,621.99
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    Whirlpool - 24.6 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

    Whirlpool

    Fingerprint-resistant finishResists fingerprints and smudges with steel that easily wipes clean.Electronic temperature controlsChoose the ideal tem...

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    Original price $1,621.99 - Original price $1,621.99
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  • Original price $777.99 - Original price $777.99
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    Whirlpool - 4.6 Cu. Ft. Top Load Washer with Built-In Water Faucet - White

    Whirlpool

    Built-In Water FaucetEasily prewash clothes and other items right in the washer with a conveniently located interior faucet that gives you easy acc...

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    Original price $777.99 - Original price $777.99
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  • Original price $1,270.99 - Original price $1,270.99
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    Whirlpool - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Advanced Moisture Sensing - Chrome Shadow

    Whirlpool

    Advanced Moisture SensingHelp prevent overdrying. Three sensors track moisture and temperature adapting drying times to end the cycle at just the r...

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    Original price $1,270.99 - Original price $1,270.99
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  • Original price $1,378.99 - Original price $1,378.99
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    Whirlpool - 7.4 Cu. Ft. Smart Gas Dryer with Steam and Advanced Moisture Sensing - Chrome Shadow

    Whirlpool

    Advanced Moisture SensingHelp prevent overdrying. Three sensors track moisture and temperature adapting drying times to end the cycle at just the r...

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    Original price $1,378.99 - Original price $1,378.99
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  • Original price $2,262.99 - Original price $2,262.99
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    Whirlpool - 19.7 Cu. Ft. French Door Refrigerator - Stainless Steel

    Whirlpool

    Adjustable gallon door binsMove these adjustable bins anywhere in the door for increased loading flexibility when and where you need it.Fingerprint...

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    Original price $2,262.99 - Original price $2,262.99
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  • Original price $665.99 - Original price $665.99
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    Whirlpool - 24" Top Control Built-In Dishwasher with Boost Cycle and 55 dBa - Stainless Steel

    Whirlpool

    55 dBAKeep your kitchen quiet during cleanup with a dishwasher sound level of just 55 dBA.Three 5" Cup ShelvesThree 5" Cup Shelves fit six addition...

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    Original price $665.99 - Original price $665.99
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  • Original price $753.99 - Original price $753.99
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    Whirlpool - Top Control Built-In Dishwasher with 3rd Rack and 51 dBa - Stainless Steel

    Whirlpool

    3rd RackTake advantage of 35 more rack space with a 3rd Rack that makes it easy to load additional silverware and hard-to-fit utensils.Adjustable 2...

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    Original price $753.99 - Original price $753.99
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  • Original price $870.99 - Original price $870.99
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    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack 47 dBA

    Whirlpool

    3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

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    Original price $870.99 - Original price $870.99
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    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack FingerPrint Resistant and 47 dBA - Stainless Steel

    Whirlpool

    3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

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    Original price $871.99 - Original price $871.99
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  • Original price $1,170.99 - Original price $1,170.99
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    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack and 47 dBA - Black Stainless with PrintShield Finish

    Whirlpool

    3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

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    Original price $1,170.99 - Original price $1,170.99
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  • Original price $885.99 - Original price $885.99
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    Whirlpool - 24" Top Control Built-In Dishwasher Stainless Steel Tub with 3rd Rack and 47 dBA - Stainless Steel

    Whirlpool

    3rd Rack with Extra Wash ActionThe 3rd rack with extra wash action provides targeted cleaning for bowls mugs and utensils that you’d normally load ...

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    Original price $885.99 - Original price $885.99
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  • Original price $990.99 - Original price $990.99
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    Whirlpool - 16 Cu. Ft. Chest Freezer with Basket - White

    Whirlpool

    3-Level Flexible OrganizationQuickly find what you’re looking for with a flexible 3-level storage system that keeps food visible and organized the ...

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    Original price $990.99 - Original price $990.99
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  • Original price $1,269.99 - Original price $1,269.99
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    Whirlpool - 5.2 Cu. Ft. High Efficiency Smart Top Load Washer with 2 in 1 Removable Agitator - Chrome Shadow

    Whirlpool

    2 in 1 Removable AgitatorThe industry-first 2 in 1 Removable Agitator lets you customize any load to care for your clothes the way you want by easi...

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    Original price $1,269.99 - Original price $1,269.99
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  • Original price $932.99 - Original price $932.99
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    Whirlpool - 4.7-4.8 Cu. Ft. Top Load Washer with 2 in 1 Removable Agitator - White

    Whirlpool

    2 in 1 Removable AgitatorThe industry-first 2 in 1 Removable Agitator lets you customize any load to care for your clothes the way you want by easi...

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    Original price $932.99 - Original price $932.99
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  • Original price $172.99 - Original price $172.99
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    Whirlpool - 30" Recirculating Range Hood - White

    Whirlpool

    2 fan-speed settingsAllow you to adjust ventilation to meet your needs.Mechanical controlsOffer simple operation.Bulb light shines down on the cook...

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    Original price $172.99 - Original price $172.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.