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  • Original price $83.99 - Original price $83.99
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    Ooni - Perforated Pizza Peel (12-inch) - silver

    Ooni

    EASY-GRIP HANDLEGlass-reinforced nylon handle means you can grip with ease.ANODIZED ALUMINUM BLADEHigh-quality lightweight peel is perfect for slid...

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    Original price $83.99 - Original price $83.99
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    Current price $83.99
  • Original price $350.99 - Original price $350.99
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    Ooni - Karu 12 Inch Portable Pizza Oven - Silver

    Ooni

    AuthenticityFueling up on wood and charcoal will give your food wood-fired flavorsFlexibilityChoose and change your fuel as you wish Gas for low-ma...

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    Original price $350.99 - Original price $350.99
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  • Original price $876.99 - Original price $876.99
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    Samsung - 7.5 Cu. Ft. Stackable Electric Dryer with Sensor Dry - Black Stainless Steel

    Samsung

    Flexible openingChoose the direction your dryer door opens to better suit your laundry room layout.Lint Filter IndicatorStop worrying about lint or...

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    Original price $876.99 - Original price $876.99
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  • Original price $1,755.99 - Original price $1,755.99
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    LG - 7.4 Cu. Ft. Smart Gas Dryer with Steam and Sensor Dry - Black Steel

    LG

    Sleek Modern StyleAward-winning design brings a premium look to your laundry space with a flat front design black steel finish tinted tempered glas...

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    Original price $1,755.99 - Original price $1,755.99
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  • Original price $836.99 - Original price $836.99
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    ZLINE - 34" Outdoor Range Hood Insert (698-304-34) - Stainless Steel

    ZLINE

    Airflow (Q/L/M/H)280/420/560/700Noise Level (Decibels)30/41/49/52Baffle FiltersStainless Steel Baffle Filters (Dishwasher-safe)Voltage110V/60HZFini...

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    Original price $836.99 - Original price $836.99
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  • Original price $1,860.99 - Original price $1,860.99
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    Whirlpool - 20.6 Cu. Ft. Side-by-Side Counter-Depth Refrigerator - Stainless Steel

    Whirlpool

    Fingerprint-resistant finishThe door aligns perfectly with any stylish kitchen design.Electronic controlsMake operation simple.Generous storageIncl...

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    Original price $1,860.99 - Original price $1,860.99
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  • Original price $1,005.99 - Original price $1,005.99
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    Samsung - 6.3 cu. ft. Freestanding Electric Range with WiFi No-Preheat Air Fry Convection - Black Stainless Steel

    Samsung

    Stainless Steel DesignOur Stainless Steel design elegantly wraps around the cooktop sides and up through the slim control panel elevating the look ...

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    Original price $1,005.99 - Original price $1,005.99
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  • Original price $1,173.99 - Original price $1,173.99
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    Samsung - 6.0 Cu. Ft. Freestanding Gas Convection+ Range with WiFi and No-Preheat Air Fry - Stainless Steel

    Samsung

    Stainless Steel CooktopOur Stainless Steel design completely covers all gas stovetop and blackguard surfaces elevating the look of any kitchen. Erg...

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    Original price $1,173.99 - Original price $1,173.99
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  • Original price $120.99 - Original price $120.99
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    Shark - WV201 WANDVAC Cordless Hand Vac Lightweight at 1.4 lbs. with Charging Dock One-Touch Empty for Car Home - Slate

    Shark

    Powerful Cordless SuctionHigh-speed brushless motor delivers unbelievalbe suction power.Ultra-LightweightAt just 1.4 lbs. the hand vacuum is design...

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    Original price $120.99 - Original price $120.99
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  • Original price $233.99 - Original price $233.99
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    Ninja - DualBrew PRO 12-Cup Specialty Coffee System with Thermal Carafe K-Cup Compatible Hot Water System Frother - Black/Silver

    Ninja

    Dual Coffee MakerGrounds and pods coffee system with 9 grounds brew sizes (Small Cup Cup XL Cup Travel Mug XL Travel Mug Carafe Carafe Carafe or...

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    Original price $233.99 - Original price $233.99
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  • Original price $451.99 - Original price $451.99
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    Vitamix - Explorian E310 Blender Black - Black

    VitaMix

    You're In ControlVariable speed allows you to refine every texture with culinary precision from the smoothest purees to the heartiest soupPulse Fea...

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    Original price $451.99 - Original price $451.99
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  • Original price $770.99 - Original price $770.99
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    Whirlpool - 4.8 Cu. Ft. Freestanding Electric Range with Keep Warm Setting - White

    Whirlpool

    Keep Warm settingKeep dishes from getting cold with this setting that delivers low heat to the oven.Large oven windowKeep an eye on your meal throu...

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    Original price $770.99 - Original price $770.99
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  • Original price $186.99 - Original price $186.99
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    Smart Choice - 6' 30 Amp 3-Prong Dryer Cord Required for Hook-Up - Gray

    Smart Choice

    Premium 6' length provides access to hard-to-reach outletsOpen eyelet connectors provide fast simple and trouble-free installationRight-angle plug ...

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    Original price $186.99 - Original price $186.99
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  • Original price $1,237.99 - Original price $1,237.99
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    Bosch - 300 Series 24" Front Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack and AquaStop Plus 46dBA - Stainless Steel

    Bosch

    Sleek and integrated front touch controls blend functionality and beautyThe touch control panel has been simplified to offer the cycles and options...

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    Original price $1,237.99 - Original price $1,237.99
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  • Original price $750.99 - Original price $750.99
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    $750.99
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    Bosch - 100 Series 24" Front Control Smart Built-In Hybrid Stainless Steel Tub Dishwasher with 50dBA - Black

    Bosch

    Sleek and integrated front touch controls blend functionality and beautyThe touch control panel has been simplified to offer the cycles and options...

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    Original price $750.99 - Original price $750.99
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  • Original price $176.99 - Original price $176.99
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    Keurig - K-Caf Barista Bar Single Serve Coffee Maker and Frother - Black

    Keurig

    Coffeehouse VarietyEasily brew hot or iced lattes cappuccinos and more of your favorite coffeehouse beverages at home using any K-Cup pod.Hot and C...

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    Original price $176.99 - Original price $176.99
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  • Original price $165.99 - Original price $165.99
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    Ninja - NeverClog Cold Press Juicer - Charcoal

    Ninja

    Non-Stop JuicingPowers through tough ingredients for powerful non-stop juicing.Control PulpTotal Pulp Control allows for customized juice with two ...

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    Original price $165.99 - Original price $165.99
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  • Original price $246.99 - Original price $246.99
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    Keurig - K-Cafe SMART Single-Serve Coffee Maker and Latte Machine with WiFi Compatibility - Black

    Keurig

    COFFEE LATTES CAPPUCCINOSBrew full-flavored coffee and make delicious coffeehouse beverages using any K-Cup pod.BrewIDWiFi enabled BrewID technolo...

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    Original price $246.99 - Original price $246.99
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  • Original price $298.99 - Original price $298.99
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    Ninja - Espresso Coffee Barista System Single Serve Nespresso with 12-Cup Carafe 4 Styles with Ristretto - Black

    Ninja

    Barista Plus TechnologyThe 19-bar pressure system delivers ultra-flavorful espresso with a silky-smooth crema by brewing at the optimal temperature...

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    Original price $298.99 - Original price $298.99
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  • Original price $71.99 - Original price $71.99
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    Utility Box for Ooni Modular Table (Medium) - Silver

    Ooni

    DesignAffixes to Ooni Modular Table for a convenient sleek and seamless storage solution Keeps chilled beers gloves and sauce handy while cooking M...

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    Original price $71.99 - Original price $71.99
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  • Original price $1,409.99 - Original price $1,409.99
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    ZLINE - 24" 1.2 cu. ft. Built-in Microwave Drawer - Black Stainless Steel

    ZLINE

    Space-SavingSpace-Saving - Free up your countertop space with an undercounter modern design with installation location flexibility to best fit your...

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    Original price $1,409.99 - Original price $1,409.99
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  • Original price $72.99 - Original price $72.99
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    Ooni - Koda 16 Cover - Black

    Ooni

    LightweightOnly weighs 1.3 lbs.MaterialsAluminum and Polyester.

    Original price $72.99 - Original price $72.99
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  • Original price $1,364.99 - Original price $1,364.99
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    ZLINE - 24" 1.2 cu. ft. Built-in Microwave Drawer in Stainless Steel - Silver

    ZLINE

    Space-SavingSpace-Saving - Free up your countertop space with an undercounter modern design with installation location flexibility to best fit your...

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    Original price $1,364.99 - Original price $1,364.99
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  • Original price $918.99 - Original price $918.99
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    ZLINE - 36" Gas Cooktop with 6 Gas Burners - Black

    ZLINE

    Italian-Made Sealed Brass BurnersGas cooktop includes 4 hand-cast brass burners with cooking power ranging from 1000 - 18000 BTUs providing cooking...

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    Original price $918.99 - Original price $918.99
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  • Original price $1,558.99 - Original price $1,558.99
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    ZLINE - Professional 36" Gas Cooktop with 6 Burners - Black Stainless Steel

    ZLINE

    Italian BurnersHandcrafted high quality Italian Burners imported directly from Italy with premium alloy to ensure efficient and clean-burning flame...

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    Original price $1,558.99 - Original price $1,558.99
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  • Original price $1,048.99 - Original price $1,048.99
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    ZLINE - 36" Gas Cooktop with 6 Gas Burners and Black Porcelain Top - Black

    ZLINE

    Italian-Made Sealed Brass BurnersGas cooktop includes 4 hand-cast brass burners with cooking power ranging from 1000 - 18000 BTUs providing cooking...

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    Original price $1,048.99 - Original price $1,048.99
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  • Original price $1,038.99 - Original price $1,038.99
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    ZLINE - 30 in. Induction Cooktop with 4 burners (RCIND-30) - Black

    ZLINE

    Power Boost ModePower Boost Mode for maximum power over a short period of timeControlsTouch controls with white LED lighting provide accurate contr...

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    Original price $1,038.99 - Original price $1,038.99
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  • Original price $1,961.99 - Original price $1,961.99
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    ZLINE - 36" Built in Gas Rangetop - Stainless Steel

    ZLINE

    Italian BurnersZLINE's Italian brass burners give this range an elevated timeless pop of color while providing enhanced cooking benefits such as su...

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    Original price $1,961.99 - Original price $1,961.99
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  • Original price $1,709.99 - Original price $1,709.99
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    ZLINE - 36" Porcelain Gas Stovetop Fingerprint Resistant with 6 Gas Burners - Stainless Steel

    ZLINE

    Italian BurnersHandcrafted high quality Italian Burners imported directly from Italy with premium alloy to ensure efficient and clean-burning flame...

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    Original price $1,709.99 - Original price $1,709.99
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  • Original price $2,263.99 - Original price $2,263.99
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    ZLINE - Professional 48" Gas Cooktop with 7 Burners - Black

    ZLINE

    Italian BurnersHandcrafted high quality Italian Burners imported directly from Italy with premium alloy to ensure efficient and clean-burning flame...

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    Original price $2,263.99 - Original price $2,263.99
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  • Original price $2,914.99 - Original price $2,914.99
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    ZLINE - Professional 4.6 Cu. Ft. Freestanding Dual Fuel Convection Range - Stainless Steel

    ZLINE

    6 cooktop burnersProvide between 4200 and 18000 BTUs to meet various cooking requirements.Porcelain-enamel cooktop surfaceOffers a durable design.C...

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    Original price $2,914.99 - Original price $2,914.99
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  • Original price $355.99 - Original price $355.99
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    ZLINE - 21" Externally Vented Range Hood - Brushed Stainless Steel

    ZLINE

    400 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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    Original price $355.99 - Original price $355.99
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  • Original price $2,438.99 - Original price $2,438.99
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    ZLINE - 4.0 cu. ft. Dual Fuel Range with Gas Stove and Electric Oven - Stainless Steel

    ZLINE

    4 cooktop burnersProvide between 4200 and 18000 BTUs to meet various cooking requirements.Porcelain-enamel cooktop surfaceOffers a durable design.C...

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    Original price $2,438.99 - Original price $2,438.99
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  • Original price $1,021.99 - Original price $1,021.99
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    ZLINE - 46 in. Outdoor Range Hood Insert (698-304-46) - Stainless Steel

    ZLINE

    Noise level30/41/49/52 (Decibels)Warranty3-Year PartsAirflow (Q/L/M/H)280/420/560/700Voltage110V/60HZMaterialBrushed 304 Stainless Steel

    Original price $1,021.99 - Original price $1,021.99
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  • Original price $1,973.99 - Original price $1,973.99
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    ZLINE - Professional 60" Externally Vented Range Hood - Stainless Steel

    ZLINE

    500 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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    Original price $1,973.99 - Original price $1,973.99
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  • Original price $2,753.99 - Original price $2,753.99
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    ZLINE - 4.0 cu. ft. Dual Fuel Range with Gas Stove and Electric Oven with Brass Burners - Stainless Steel

    ZLINE

    Range DoorAn oven with three layers of glass and aluminum mesh seal that allows for the oven door to stay cool while oven heatsLightingDual oven li...

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    Original price $2,753.99 - Original price $2,753.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.