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Appliances

  • Original price $129.99 - Original price $129.99
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    Vornado - Whole Room Heater - Storm Gray

    Vornado

    HeaterAll metal construction. Whole room vortex heat circulation. 2 Heat settings. Adjustable thermostat.

    Original price $129.99 - Original price $129.99
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  • Original price $938.99 - Original price $938.99
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    LG - 4.8 Cu. Ft. High-Efficiency Smart Top Load Washer with 4 Way Agitator and TurboDrum - White

    LG

    Go big to save time and get more doneWith 4.8 cu. ft. capacity you can fit a king-size comforter and more in a single load for big time savings eve...

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    Original price $938.99 - Original price $938.99
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  • Original price $2,159.99 - Original price $2,159.99
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    LG - 4.5 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Electric Dryer WashTower with Steam and Built-In Intelligence - Nature Green

    LG

    Go big to save time and get more doneGet it all done in less time. Ultra Large Capacity (4.5 cu. ft. in the washer and 7.4 cu. ft. in the dryer) me...

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    Original price $2,159.99 - Original price $2,159.99
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  • Original price $2,269.99 - Original price $2,269.99
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    LG - 4.5 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Gas Dryer WashTower with Steam and Built-In Intelligence - Black Steel

    LG

    Go big to save time and get more doneFit more clothes in every load and power through laundry day in less time. With 4.5 cu. ft. in the washer and ...

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    Original price $2,269.99 - Original price $2,269.99
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  • Original price $772.99 - Original price $772.99
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    Frigidaire 24" Top Control Built-In Dishwasher with Stainless Steel Tub 3rd Rack 49 dBA - Stainless Steel

    Frigidaire

    Get a Thorough Clean with the BladeSpray ArmUnlike traditional spray arms our BladeSpray arm rotates in two directions so you get better water cove...

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    Original price $772.99 - Original price $772.99
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  • Original price $868.99 - Original price $868.99
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    LG - 24" Front Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack QuadWash and 48dba - Black Stainless Steel

    LG

    Get a spotless clean the first timeLG’s exclusive QuadWash technology gets dishes clean the first time. With four spray arms instead of just two Qu...

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    Original price $868.99 - Original price $868.99
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  • Original price $1,232.99 - Original price $1,232.99
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    Whirlpool - 4.8 Cu. Ft. Slide-In Electric Range - Stainless Steel

    Whirlpool

    Frozen Bake TechnologySkip preheating and cook frozen favorites like pizza in fewer steps with preprogrammed settings that automatically adjust coo...

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    Original price $1,232.99 - Original price $1,232.99
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  • Original price $992.99 - Original price $992.99
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    Whirlpool - 20.5 Cu. Ft. Top-Freezer Refrigerator - White

    Whirlpool

    FreshFlow keeps food odors at bay and helps preserve produceActive air circulation removes smells from your refrigerator while a produce-preserver ...

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    Original price $992.99 - Original price $992.99
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  • Original price $1,253.99 - Original price $1,253.99
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    KitchenAid - 24" Top Control Built-In Dishwasher with Stainless Steel Tub FreeFlex 3rd Rack 44dBA - Stainless Steel

    Kitchenaid

    FreeFlex third rackThe large third rack has a deep angled design that fits 6" glasses mugs and bowls.It features rotating wash jets to clean items ...

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    Original price $1,253.99 - Original price $1,253.99
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  • Original price $250.99 - Original price $250.99
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    Shark - Detect Pro Cordless Stick Vacuum QuadClean Multi-Surface Brushroll HEPA Filter Detect Technology - White/Beats Brass

    Shark

    FOUR DEEP CLEANING TECHNOLOGIESFour powerful cleaning technologies detect and react to hidden dirt different floor types edges and low-light areas ...

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    Original price $250.99 - Original price $250.99
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  • Original price $331.99 - Original price $331.99
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    Ninja - 12-in-1 Smart Double Oven FlexDoor Smart Thermometer Smart Finish Rapid Top Oven Convection Air Fry Bottom Oven - Stainless Steel/Black

    Ninja

    FlexdoorCreates two separate ovens. Access just the top for quick meals and snacks or open the full door so you can cook 2 meals 2 ways on the top ...

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    Original price $331.99 - Original price $331.99
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  • Original price $129.99 - Original price $129.99
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    Ooni - Karu 12 Gas Burner - Silver

    Ooni

    Flame performanceDual Venturi Gas burner with shaping caps for increased flame performanceLower temperaturesLow power valve added to cook at lower ...

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    Original price $129.99 - Original price $129.99
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  • Original price $2,375.99 - Original price $2,375.99
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    GE - 27.7 Cu. Ft. French Door Refrigerator - Stainless Steel

    GE

    Fingerprint-resistant stainlessEasily wipe away smudges and fingerprints for a look that's always sparkling clean.Space-saving icemakerLocated on t...

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    Original price $2,375.99 - Original price $2,375.99
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  • Original price $1,633.99 - Original price $1,633.99
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    GE - 25.1 Cu. Ft. Side-By-Side Refrigerator with External Ice Water Dispenser - Stainless Steel

    GE

    Fingerprint-resistant stainless steelHelps reduce smudges for an everyday nice appearance.Color-match dispenserCreate a seamless look with a dispen...

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    Original price $1,633.99 - Original price $1,633.99
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  • Original price $1,589.99 - Original price $1,589.99
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    Whirlpool - 24.6 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

    Whirlpool

    Fingerprint-resistant finishResists fingerprints and smudges with steel that easily wipes clean.Electronic temperature controlsChoose the ideal tem...

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    Original price $1,589.99 - Original price $1,589.99
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  • Original price $1,063.99 - Original price $1,063.99
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    Samsung - Linear Wash 24" Top Control Built-In Dishwasher with AutoRelease Dry 39 dBA - Stainless Steel

    Samsung

    Fingerprint-resistant exteriorHelps reduce smudges for an everyday great appearance.Wi-Fi connectivityRemotely monitor and control the dishwasher f...

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    Original price $1,063.99 - Original price $1,063.99
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  • Original price $3,090.99 - Original price $3,090.99
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    GE Profile - 27.9 Cu. Ft. 4-Door French Door Smart Refrigerator with Door-In-Door - Stainless Steel

    GE

    Fingerprint Resistant StainlessEasily wipe away smudges and fingerprints for a look that's always sparkling cleanHands-free autofillHands-free Auto...

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    Original price $3,090.99 - Original price $3,090.99
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  • Original price $1,448.99 - Original price $1,448.99
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    GE - 21.9 Cu. Ft. Garage-Ready Top-Freezer Refrigerator - Stainless Steel

    GE

    At GE Appliances we bring good things to life by designing and building the world's best appliances. Our goal is to help people improve their lives...

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    Original price $1,448.99 - Original price $1,448.99
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  • Original price $220.99 - Original price $220.99
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    Ninja - DualBrew PRO 12-Cup Specialty Coffee System with K-Cup Compatibility 4 Brew Styles Hot Water System Frother - Black/Silver

    Ninja

    Faster BrewingBrew a coffee pod faster than a leading Keurig coffee maker upon startup.Dual Coffee MakerGrounds and pods coffee system with 9 groun...

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    Original price $220.99 - Original price $220.99
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  • Original price $459.99 - Original price $459.99
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    Ooni - Koda 12 in Gas-Powered Outdoor Pizza Oven - black

    Ooni

    Cooks pizzas in just 60 sec.Reaching temperatures of up to a massive 950F - twice that of a normal domestic oven The Koda 12 outdoor pizza oven wil...

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    Original price $459.99 - Original price $459.99
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  • Original price $970.99 - Original price $970.99
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    Samsung - 5.5 Cu. Ft. High-Efficiency Smart Top Load Washer with Super Speed Wash - Brushed Black

    Samsung

    Extra-Large 5.5 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.Wi-Fi Connectivity with SmartThin...

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    Original price $970.99 - Original price $970.99
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  • Original price $1,060.99 - Original price $1,060.99
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    Samsung - 5.0 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Super Speed Wash - Ivory

    Samsung

    Extra-Large 5.0 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.Super Speed WashWash a full load ...

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    Original price $1,060.99 - Original price $1,060.99
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    Samsung - 5.0 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Super Speed Wash - Brushed Black

    Samsung

    Extra-Large 5.0 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.Super Speed WashWash a full load ...

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    Original price $1,060.99 - Original price $1,060.99
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  • Original price $115.99 - Original price $115.99
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    Traeger Grills - Folding Front Shelf- Ironwood 885/ Pro780 - Black

    Traeger Grills

    Extra WorkspaceUse it for prepping plating resting meat more.Convenient Folding ActionFolds down when not in use.Steel ConstructionEnsures long-la...

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    Original price $115.99 - Original price $115.99
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  • Original price $1,045.99 - Original price $1,045.99
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    Maytag - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Extra Power Button - White

    Maytag

    Extra Power buttonThe Extra Power button boosts drying power on any cycle by extending time heat and tumbling. One push helps prevent underdrying b...

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    Original price $1,045.99 - Original price $1,045.99
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    Maytag - 5.3 Cu. Ft. High Efficiency Smart Top Load Washer with Extra Power Button - White

    Maytag

    Extra Power buttonSome stains dissolve best in hot water. Others in cold. With the push of a button Maytag fights both in a single load. The Extra ...

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    Original price $1,045.99 - Original price $1,045.99
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  • Original price $307.99 - Original price $307.99
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    BISSELL - ProHeat 2X Revolution Pet Pro Plus Carpet Cleaner - silver/purple

    Bissell

    Every Purchase Saves PetsBISSELL proudly supports BISSELL Pet Foundation and its mission to help save homeless pets.Our Best Carpet Cleaning System...

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    Original price $307.99 - Original price $307.99
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  • Original price $222.99 - Original price $222.99
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    BISSELL - Little Green HydroSteam Pet Corded Portable Deep Cleaner - Titanium with Copper Harbor accents

    Bissell

    Every Purchase Saves PetsBISSELL proudly supports BISSELL Pet Foundation and its mission to help save homeless pets.Cleans up to 50 better with Hyd...

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    Original price $222.99 - Original price $222.99
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  • Original price $204.99 - Original price $204.99
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    BISSELL - Little Green Pet Pro Corded Deep Cleaner - Cobalt Blue/Titanium

    Bissell

    Every Purchase Saves Pets.BISSELL proudly supports BISSELL Pet Foundation and its mission to help save homeless pets.Our Most Powerful Portable Spo...

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    Original price $204.99 - Original price $204.99
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  • Original price $285.99 - Original price $285.99
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    BISSELL - CleanView Allergen Lift-Off Pet Vacuum - Black/ Electric Green

    Bissell

    Every Purchase Saves Pets.BISSELL proudly supports BISSELL Pet Foundation and its mission to help save homeless pets.Lift-Off Technology.Clean pet ...

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    Original price $285.99 - Original price $285.99
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  • Original price $106.99 - Original price $106.99
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    BISSELL - Pet Hair Eraser Lithium Ion Hand Vacuum - GrapeVine Purple Black Accents

    Bissell

    Every BISSELL Purchase helps save petsBISSELL proudly supports the BISSELL Pet Foundation and its mission to help save homeless pets.BISSELL Pet Ha...

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    Original price $106.99 - Original price $106.99
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  • Original price $835.99 - Original price $835.99
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    Frigidaire - 13.9 Cu. Ft. Top-Freezer Refrigerator - Brushed Steel

    Frigidaire

    EvenTemp Cooling SystemPrevent warm spots and unwanted freezing with our EvenTemp cooling system's optimized airflow that ensures a consistent temp...

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    Original price $835.99 - Original price $835.99
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  • Original price $1,519.99 - Original price $1,519.99
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    Frigidaire - 25.6 Cu. Ft. Side-by-Side Refrigerator - Black

    Frigidaire

    EvenTemp Cooling SystemKeep your food fresh and reduce freezer burn with our EvenTemp Cooling System that which reacts quickly to temperature fluct...

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    Original price $1,519.99 - Original price $1,519.99
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  • Original price $1,408.99 - Original price $1,408.99
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    Frigidaire - 22.3 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

    Frigidaire

    EvenTemp Cooling SystemKeep your food fresh and reduce freezer burn with our EvenTemp Cooling System that reacts quickly to temperature fluctuation...

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    Original price $1,408.99 - Original price $1,408.99
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  • Original price $782.99 - Original price $782.99
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    Breville - the Barista Express Espresso Machine with 15 bars of pressure Milk Frother and intergrated grinder - Stainless Steel

    Breville

    Espresso maker with a 15-bar Italian pump lets you prepare tasty beveragesA pressure gauge efficiently monitors extraction pressure for optimal res...

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    Original price $782.99 - Original price $782.99
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  • Original price $155.99 - Original price $155.99
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    Keurig - K-Elite Single Serve K-Cup Pod Coffee Maker - Brushed Silver

    Keurig

    Ensure you don't leave the coffee machine onAuto shut-off promotes safe operation.Water filtrationEnsures optimal flavor.Brew the perfect cupStreng...

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    Original price $155.99 - Original price $155.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.