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  • Original price $1,023.99 - Original price $1,023.99
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    Whirlpool - 7.4 Cu. Ft. Stackable Gas Dryer with Wrinkle Shield Option - White

    Whirlpool

    Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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    Original price $1,023.99 - Original price $1,023.99
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  • Original price $4,024.99 - Original price $4,024.99
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    KitchenAid - 19.4 Cu. Ft. French Door Refrigerator with Flexible Temperature Zone - Stainless Steel

    Kitchenaid

    4-Door Counter-Depth Design4-Door Counter-Depth Design with premium features made for entertaining. This contemporary refrigerator boasts a modern ...

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    Original price $4,024.99 - Original price $4,024.99
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  • Original price $118.99 - Original price $118.99
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    Lasko - 1500-Watt Full-Circle Warmth Ceramic Tower Space Heater with Remote Control - Black

    Lasko

    1500 Watts of comforting warmthTo thoroughly heat your room.Easy to use controlsThe front-facing controls are within easy reach and the digital dis...

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    Original price $118.99 - Original price $118.99
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    Ninja - Blast Max 22oz Portable Blender - Lavender

    Ninja

    NINJA POWERBLAST TECHNOLOGYIce Crushing power of a corded blender now in a cordless blender footprint pulverizes ice and crushes through frozen ing...

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    Original price $117.99 - Original price $117.99
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  • Original price $3,572.99 - Original price $3,572.99
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    Samsung - Bespoke 29 Cu. Ft. 4-Door Flex French Door Refrigerator with Beverage Center - White Glass

    Samsung

    Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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    Original price $3,572.99 - Original price $3,572.99
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  • Original price $565.99 - Original price $565.99
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    Samsung - 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Wi-Fi Connectivity - Matte Black Steel

    Samsung

    Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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    Original price $565.99 - Original price $565.99
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  • Original price $668.99 - Original price $668.99
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    Vitamix - Ascent X4 Blender - Black Stainless Steel

    VitaMix

    10-Year Full WarrantyBlend your favorite drinks snacks and meals for years to come.Blending Programs5 blending programs ensure convenience and cons...

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    Original price $668.99 - Original price $668.99
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  • Original price $535.99 - Original price $535.99
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    Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Wi-Fi Connectivity - White Glass

    Samsung

    Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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    Original price $535.99 - Original price $535.99
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  • Original price $170.99 - Original price $170.99
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    Traeger Grills - Timberline Outdoor Kitchen Grill Cover - Black

    Traeger Grills

    Protective cover for your built-in Timberline grill setupDurable heavy-duty 600D abrasion-resistant polyesterAll-weather fabric protects against ra...

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    Original price $170.99 - Original price $170.99
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  • Original price $108.99 - Original price $108.99
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    Ninja - Pods Grounds Specialty Single-Serve Iced Coffee Maker K-Cup Pod Compatible with Foldaway Milk Frother - Glacier Blue

    Ninja

    Brew With Pods Or GroundsBrew a single-serve cup of coffee with grounds for ultimate flavor or with a coffee pod for ultimate convenience in one sm...

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    Original price $108.99 - Original price $108.99
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  • Original price $668.99 - Original price $668.99
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    Vitamix - Ascent X4 Blender - Brushed Stainless Steel

    VitaMix

    10-Year Full WarrantyBlend your favorite drinks snacks and meals for years to come.Blending Programs5 blending programs ensure convenience and cons...

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    Original price $668.99 - Original price $668.99
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  • Original price $95.99 - Original price $95.99
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    Anova - Precision Cooker Mini - Black

    Anova

    ResultsSous vide offers the most precise cook times and temperatures to produce the most tender and perfectly cooked steak possible.EasyThree easy ...

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    Original price $95.99 - Original price $95.99
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  • Original price $1,000.99 - Original price $1,000.99
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    Whirlpool - 30" Built-In Gas Cooktop with SpeedHeat Burner - White

    Whirlpool

    SpeedHeat BurnerGet a rapid boil and perfect sear quickly with the SpeedHeat Burner which generates high heat to get dinner to the table fast.Cooki...

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    Original price $1,000.99 - Original price $1,000.99
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  • Original price $117.99 - Original price $117.99
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    Ninja - Blast Max 22oz Portable Blender - Deep Navy

    Ninja

    NINJA POWERBLAST TECHNOLOGYIce Crushing power of a corded blender now in a cordless blender footprint pulverizes ice and crushes through frozen ing...

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    Original price $117.99 - Original price $117.99
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  • Original price $3,597.99 - Original price $3,597.99
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    KitchenAid - 26 cu. ft. French Door Refrigerator with Ice and Water Dispenser - Stainless Steel

    Kitchenaid

    Cooling TypeSingle EvaporatorControl LocationExterior DispenserControl TypeElectronic TouchTypes of IceCrushed/Cubed

    Original price $3,597.99 - Original price $3,597.99
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  • Original price $117.99 - Original price $117.99
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    $117.99
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    Ninja - Blast Max 22oz Portable Blender - Cream

    Ninja

    NINJA POWERBLAST TECHNOLOGYIce Crushing power of a corded blender now in a cordless blender footprint pulverizes ice and crushes through frozen ing...

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    Original price $117.99 - Original price $117.99
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    $117.99
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    Ninja - Blast Max 22oz Portable Blender - Sea Glass

    Ninja

    NINJA POWERBLAST TECHNOLOGYIce Crushing power of a corded blender now in a cordless blender footprint pulverizes ice and crushes through frozen ing...

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    Original price $117.99 - Original price $117.99
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    $117.99
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  • Original price $651.99 - Original price $651.99
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    LG - 24" Front Control Built-In Stainless Steel Tub Dishwasher with SenseClean and 52 dBA - White

    LG

    Dynamic DryDrying clean dishes by hand just to be able to unload the dishwasher is a huge time suck—but not anymore. LG's Dynamic Dry technology us...

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    Original price $651.99 - Original price $651.99
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  • Original price $252.99 - Original price $252.99
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    Tineco GO H2O XL Cordless Floor Washer - Grey

    Tineco

    Mop Vacuum in OneStreamline your cleaning routine by mopping and vacuuming simultaneously. This cordless floor washer saves you time and effort by...

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    Original price $252.99 - Original price $252.99
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  • Original price $2,269.99 - Original price $2,269.99
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    LG - 4.5 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Gas Dryer WashTower with Steam and Built-In Intelligence - Nature Green

    LG

    Ultra Large Capacity 4.5 cu.ft. Washer and 7.4 cu.ft. DryerFit more clothes in every load and power through laundry day in less time. With 4.5 cu. ...

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    Original price $2,269.99 - Original price $2,269.99
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  • Original price $211.99 - Original price $211.99
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    Sharp 1.4 cu. ft. 1100W Smart Countertop Microwave with Inverter Cooking and Works with Alexa - Stainless - Stainless Steel

    Sharp

    1.4 cu. ft. 1100 Watt Microwave Oven with Inverter Technology by SharpFamily-Size Microwave Oven with Inverter Technology in Stainless Steel is lig...

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    Original price $211.99 - Original price $211.99
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  • Original price $844.99 - Original price $844.99
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    Dyson - V15 Detect Cordless Vacuum with 8 accessories - Yellow/Nickel

    Dyson

    Powerful and intelligent for whole-home deep cleaning.Reveals invisible dust.100 more power. 60 minutes of run time.The Dyson Hyperdymium motor spi...

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    Original price $844.99 - Original price $844.99
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  • Original price $1,199.99 - Original price $1,199.99
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    LG - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack QuadWash Pro and 42dba - Black Stainless Steel

    LG

    1-hour wash and dryLG's exclusive QuadWash Pro and Dynamic Heat Dry technologies combine to deliver a 1-hour wash and dry cycle for sparkling table...

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    Original price $1,199.99 - Original price $1,199.99
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  • Original price $698.99 - Original price $698.99
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    Cuisinart - Wood Pellet Grill Smoker 465 sq.in. - Black

    Cuisinart

    8-in-1 cooking capabilities465 sq.in. of cooking space expands your cooking capabilities; Smoke BBQ Grill Roast Braise Sear Bake and Char-Grill.¿Po...

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    Original price $698.99 - Original price $698.99
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  • Original price $202.99 - Original price $202.99
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    GE - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Stainless Steel

    GE

    1.6 Cu. Ft. Capacity1150 Watts (IEC-705 test procedure)Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.We...

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    Original price $202.99 - Original price $202.99
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  • Original price $145.99 - Original price $145.99
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    GE - 1.1 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - Stainless Steel

    GE

    1.1 Cu. Ft. Capacity950 Watts (IEC-705 test procedure).Convenience Cooking ControlsOperating made quick and easy.Weight and Time DefrostSimply ente...

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    Original price $145.99 - Original price $145.99
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  • Original price $1,111.99 - Original price $1,111.99
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    Whirlpool - 7.4 cu. ft. Smart Front Load ENERGY STAR Gas Dryer with Wrinkle Shield Option - Silver

    Whirlpool

    Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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    Original price $1,111.99 - Original price $1,111.99
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    $1,111.99
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  • Original price $998.99 - Original price $998.99
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    Whirlpool - 4.5 Cu. Ft. High Efficiency Smart Front Load Washer with FreshFlow Vent System - Silver

    Whirlpool

    FreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...

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    Original price $998.99 - Original price $998.99
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  • Original price $1,001.99 - Original price $1,001.99
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    Whirlpool - 7.4 Cu. Ft. Stackable Smart Electric Dryer with Wrinkle Shield Option - Silver

    Whirlpool

    Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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    Original price $1,001.99 - Original price $1,001.99
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    $1,001.99
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  • Original price $117.99 - Original price $117.99
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    Ninja - Blast Max 22oz Portable Blender - Dusty Pink

    Ninja

    NINJA POWERBLAST TECHNOLOGYIce Crushing power of a corded blender now in a cordless blender footprint pulverizes ice and crushes through frozen ing...

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    Original price $117.99 - Original price $117.99
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    $117.99
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  • Original price $61.99 - Original price $61.99
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    bella PRO - 8-Cup Food Processor - Stainless Steel

    Bella Pro Series

    8-cup work bowlWith stainless steel blade and reversible shredding slicing disc.Do more spend less2 food processing functions chop dough.Powerful...

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    Original price $61.99 - Original price $61.99
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    $61.99
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  • Original price $109.99 - Original price $109.99
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    Ninja - Pods Grounds Specialty Single-Serve Iced Coffee Maker K-Cup Pod Compatible with Foldaway Milk Frother - Sage Green

    Ninja

    Brew With Pods Or GroundsBrew a single-serve cup of coffee with grounds for ultimate flavor or with a coffee pod for ultimate convenience in one sm...

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    Original price $109.99 - Original price $109.99
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    $109.99
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  • Original price $165.99 - Original price $165.99
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    Shark - HydroDuo with Dirt-Reveal Technology Cordless wet dry hard floor cleaner picks up mops scrubs - Stone Metallic

    Shark

    EFFICIENT CLEANINGPicks up debris mops and scrubs all at once. Tackle both wet and dry everyday messes with ease. ¿ON-DEMAND SPRAYSpray as much or...

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    Original price $165.99 - Original price $165.99
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  • Original price $279.99 - Original price $279.99
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    LG - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Black Stainless Steel

    LG

    Large CapacityWith the spacious 2.0 cu. ft. capacity there's plenty of room to heat up larger dishes.Smart InverterTry defrosting in an ordinary mi...

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    Original price $279.99 - Original price $279.99
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  • Original price $580.99 - Original price $580.99
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    Shark - Robot Vacuum Mop PowerDetect NeverTouch Combo Self-Emptying Self-Refilling 60-Day Debris Capacity with Pad Dry - Gaia Grey

    Shark

    EFFORTLESS CLEANING CONVENIENCEAutomatically empties into 60-day-capacity bin refills its own water tank for up to 30 days and dries the mopping pa...

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    Original price $580.99 - Original price $580.99
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  • Original price $1,100.99 - Original price $1,100.99
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    Whirlpool - 5.0 Cu. Ft. High Efficiency Smart Front Load Washer with FreshFlow Vent System - Silver

    Whirlpool

    FreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...

    View full details
    Original price $1,100.99 - Original price $1,100.99
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    $1,100.99
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    Current price $1,100.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.