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Appliances

Rent to Own Appliances – Upgrade Your Home with Flexible Financing

Transform your home with high-quality appliances from Finance My Cart. Choose from top brands for refrigerators, washers, dryers, ovens, and smart home essentials. Enjoy modern features, energy efficiency, and fast shipping—all with easy rent-to-own financing and no credit hassles. Upgrade your living space today!

Original price $4,274.99 - Original price $4,274.99
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Current price $4,274.99

ZLINE - Autograph 36" Legacy Dual Fuel Range in DuraSnow w/ White Bronze Accents (RASZ-WM-36-CB)

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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Original price $4,274.99 - Original price $4,274.99
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Current price $4,274.99
Original price $1,027.99 - Original price $1,027.99
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Current price $1,027.99

Whirlpool - 4.6 Cu. Ft. Top Load Impeller Washer with Built-in Faucet - White

Whirlpool

Presoak OptionSave a step by soaking and washing in one cycle. The Presoak Option starts washing your laundry after a 30 minute presoak.Quick Wash ...

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Original price $1,027.99 - Original price $1,027.99
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Original price $306.99 - Original price $306.99
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$306.99
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Current price $306.99

Whirlpool - 1.7 Cu. Ft. Over-the-Range Microwave with 1000-Watts Cooking Power - White

Whirlpool

Express Cooking ButtonsSkip typing times with Express Cooking ButtonsMicrowave PresetsPrepare snacks with the press of a button with Preset options...

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Original price $306.99 - Original price $306.99
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$306.99
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Current price $306.99
Original price $690.99 - Original price $690.99
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$690.99
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Whirlpool - 24" Top Control Built-In Dishwasher with Boost Cycle and 55 dBA - Stainless Steel

Whirlpool

55 dBAKeep your kitchen quiet during cleanup with a dishwasher sound level of just 55 dBA.Three 5" Cup ShelvesThree 5" Cup Shelves fit six addition...

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Original price $690.99 - Original price $690.99
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Original price $1,023.99 - Original price $1,023.99
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Whirlpool - 7.0 Cu. Ft. Gas Dryer with Steam and Moisture Sensing - White

Whirlpool

Moisture SensingTwo sensors increase your dryer’s ability to measure moisture and temperature helping prevent overdrying by automatically stopping ...

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Original price $1,023.99 - Original price $1,023.99
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Original price $991.99 - Original price $991.99
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Whirlpool - 24" Top Control Built-in Stainless Steel Tub Dishwasher with 3rd Rack and 41 dBA - Stainless Steel

Whirlpool

3rd rack with extra wash actionThe 3rd rack with extra wash action provides targeted cleaning for bowls mugs and utensils that you’d normally load ...

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Original price $991.99 - Original price $991.99
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$991.99
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Original price $835.99 - Original price $835.99
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Whirlpool - 30" Electric Cooktop - Black

Whirlpool

FlexHeat Dual Radiant ElementGet two elements in one with a 6" inner ring that's great for smaller pots and pans and a 10" expandable outer ring th...

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Original price $835.99 - Original price $835.99
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Original price $362.99 - Original price $362.99
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Whirlpool - 1.9 Cu. Ft. Over-the-Range Microwave with Sensor Cooking - Stainless Steel

Whirlpool

Sensor CookingTake out the guesswork with sensors that track the cooking progress of your food and automatically adjust cook times.Express Cooking ...

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Original price $362.99 - Original price $362.99
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Original price $951.99 - Original price $951.99
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Whirlpool - 20.5 Cu. Ft. Top-Freezer Refrigerator - Black

Whirlpool

Wire shelfMakes it easy to organize frozen food.Organize contents with easeIncludes 2 adjustable glass shelves 2 humidity controlled drawers 3 adju...

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Original price $951.99 - Original price $951.99
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Original price $1,673.99 - Original price $1,673.99
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Whirlpool - 21.9 Cu. Ft. Bottom-Freezer Refrigerator - Stainless Steel

Whirlpool

Smart sensors maintain optimal temperature for food storageAccu-Chill temperature management system quickly gauges and adjusts the internal tempera...

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Original price $1,673.99 - Original price $1,673.99
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Original price $127.99 - Original price $127.99
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Weber - Crafted Flat Top Griddle - GRAY

Weber

Large flat surfaceTo make pancakes eggs to fajitas on.Weber Crafted grates and frameAre required for use. (sold separately)Warp-resistant carbon s...

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Original price $127.99 - Original price $127.99
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Original price $367.99 - Original price $367.99
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Vitamix - Explorian E310 Blender - Black

VitaMix

Create Every TextureTen variable speeds allow you to refine every texture with culinary precision from the smoothest purees to the heartiest soups....

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Original price $367.99 - Original price $367.99
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Original price $107.99 - Original price $107.99
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Traeger Grills - Pro 34 Full-Length Grill Cover - Black

Traeger Grills

All-weather protectionShields grill against rain sun and snow alike.Heavy-duty materialRugged fabric is built to lastCustom fitForm-fitted to the P...

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Original price $107.99 - Original price $107.99
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Original price $711.99 - Original price $711.99
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Traeger Grills - Pro Series 22 Pellet Grill and Smoker - Bronze

Traeger Grills

Digital pro controllerDigital pro controller lets you set temperature in 25-degree increments.Porcelain-coated grill gratesPorcelain-coated grill g...

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Original price $711.99 - Original price $711.99
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Original price $776.99 - Original price $776.99
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TCL - 450 Sq. Ft. 10000 BTU 3-in-1 Smart Portable Air Conditioner - White

TCL

Compact Design. Powerful Performance.Powerfully cools up to 450 sq. ft. with a compact footprint that is only 14.1in x 16.5in perfect for living ro...

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Original price $776.99 - Original price $776.99
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Original price $572.99 - Original price $572.99
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TCL - 300 Sq. Ft. 7000 BTU 3-in-1 Smart Portable Air Conditioner - White

TCL

Ultra-Compact Design. Same Powerful Performance.Powerfully cools up to 300 sq. ft. with an ultra-compact footprint that is only 15.3 x 14.0 x 24.8 ...

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Original price $572.99 - Original price $572.99
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Original price $354.99 - Original price $354.99
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Shark - Cordless PowerDetect Stick Vacuum with Powerful Suction and HEPA Filtration - Dark Gray

Shark

The Best Debris Cleaning Of Any Cordless VacuumShark’s most advanced cordless powered by our best cordless suction.L (Based on Geomean of ASTMF2607...

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Original price $354.99 - Original price $354.99
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Original price $124.99 - Original price $124.99
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Shark - WV201 WANDVAC Cordless Hand Vac Lightweight at 1.4 lbs. with Charging Dock One-Touch Empty for Car Home - Slate

Shark

Powerful Cordless SuctionHigh-speed brushless motor delivers unbelievalbe suction power.Ultra-LightweightAt just 1.4 lbs. the hand vacuum is design...

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Original price $124.99 - Original price $124.99
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Original price $2,817.99 - Original price $2,817.99
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Samsung - Bespoke 29 cu. ft. 4-Door French Door Refrigerator with Inner Beverage Center FlexZone Drawer - Stainless Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $2,817.99 - Original price $2,817.99
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Original price $1,858.99 - Original price $1,858.99
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Samsung - Bespoke 6.0 Cu. Ft. Slide-In Gas Range with Smart Oven Camera - Stainless Steel

Samsung

Smart Oven Camera InsideMonitor your cooking with Smart Oven Camera inside. It live streams video to your smartphone so you can easily check on mea...

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Original price $1,858.99 - Original price $1,858.99
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Original price $2,027.99 - Original price $2,027.99
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Samsung - 28 Cu. Ft. 4-Door French Door Smart

Samsung

FlexZone DrawerA flexible storage drawer with four different temperature settings and an adjustable Smart Divider to stay organized.Twin Cooling Pl...

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Original price $2,027.99 - Original price $2,027.99
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Original price $597.99 - Original price $597.99
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$597.99
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Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Edge to Edge Glass Display - Matte Black Steel

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $597.99 - Original price $597.99
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Original price $3,422.99 - Original price $3,422.99
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Current price $3,422.99

Samsung - BESPOKE 29 cu. ft. 4-Door French Door Smart Refrigerator with Beverage Center - White Glass

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $3,422.99 - Original price $3,422.99
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Original price $1,238.99 - Original price $1,238.99
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$1,238.99
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Samsung - 4.6 Cu. Ft. High-Efficiency Smart Top Load Washer with ActiveWave Agitator - Black

Samsung

Large 4.6 cu. ft. CapacityOur large capacity Top Load Washer means fewer loads less time in the laundry room and more time doing the things you lov...

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Original price $1,238.99 - Original price $1,238.99
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Original price $1,346.99 - Original price $1,346.99
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Samsung - 5.4 Cu. Ft. High-Efficiency Smart Top Load Washer with ActiveWave Agitator - Brushed Black

Samsung

Extra-Large 5.4 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.ActiveWave AgitatorSamsung's Acti...

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Original price $1,346.99 - Original price $1,346.99
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Original price $2,807.99 - Original price $2,807.99
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Samsung - 25 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Family Hub - Stainless Steel

Samsung

25 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 25 cu. ft. mega capacity french door refrigerator gives you more spa...

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Original price $2,807.99 - Original price $2,807.99
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Original price $1,120.99 - Original price $1,120.99
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Current price $1,120.99

Samsung - 24" Bespoke AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack StormWash+ 42 dBA - White Glass

Samsung

Smart Dry with AutoRelease DoorThe Smart Dry with AutoRelease Door system circulates warm air to deliver 2.5x better drying performance without dam...

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Original price $1,120.99 - Original price $1,120.99
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$1,120.99
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Original price $1,738.99 - Original price $1,738.99
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Samsung - BESPOKE Side-by-Side Smart Refrigerator with Beverage Center - Stainless Steel

Samsung

Bespoke DesignCreate a stylish kitchen with your choice of color and finish Bespoke White Glass or fingerprint-resistant Stainless Steel.Beverage C...

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Original price $1,738.99 - Original price $1,738.99
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Original price $2,430.99 - Original price $2,430.99
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Current price $2,430.99

Samsung - Bespoke AI 5.3 Cu. Ft. Front Load Washer Electric dryer Combo with Super Speed Wash and Ventless Heat Pump Dryer - Dark Steel

Samsung

AI Laundry ComboAI Laundry Combo washes and dries clothes in one machine with no load transfer. Easy installation with a 120V standard outlet. No d...

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Original price $2,430.99 - Original price $2,430.99
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Current price $2,430.99
Original price $696.99 - Original price $696.99
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$696.99
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Current price $696.99

Samsung - 24" AutoRelease Dry Built-In Hybrid Stainless Steel Tub Dishwasher with 3rd Rack Fingerprint Resistant 51 dBA - Stainless Steel

Samsung

3rd RackA convenient 3rd rack provides extra space to load small mugs utensils and silverware. Frees up to 30 more space for other items enabling y...

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Original price $696.99 - Original price $696.99
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$696.99
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Current price $696.99
Original price $1,156.99 - Original price $1,156.99
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$1,156.99
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Current price $1,156.99

Samsung - 2.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and AI Smart Dial - White

Samsung

Super Speed WashWash a full load in just 40 minutes without sacrificing cleaning performance.AI Smart DialSamsung’s easy to use AI Smart Dial simpl...

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Original price $1,156.99 - Original price $1,156.99
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$1,156.99
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Original price $1,366.99 - Original price $1,366.99
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Current price $1,366.99

Samsung - 6.3 cu. ft. Front Control Slide-In Electric Range with Wi-Fi Fingerprint Resistant - Stainless Steel

Samsung

Ready2Fit GuaranteeIf your Samsung Front Control Slide-In Range doesn't fit your 30" Freestanding Range cutout enjoy 100 on us to cover any counter...

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Original price $1,366.99 - Original price $1,366.99
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Original price $1,384.99 - Original price $1,384.99
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Current price $1,384.99

Samsung - BESPOKE 7.6 Cu. Ft. Stackable Smart Gas Dryer with Steam and Super Speed Dry - Brushed Black

Samsung

Bespoke design intelligent dryLaundry reimagined with a clean flat-panel design and AI-powered features that simplify your cleaning routine. Choose...

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Original price $1,384.99 - Original price $1,384.99
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Original price $1,324.99 - Original price $1,324.99
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Current price $1,324.99

Samsung - 28 cu. ft. Side-by-Side Smart Refrigerator with Large Capacity - Stainless Steel

Samsung

Large CapacityA completely redesigned interior with 28 cu. ft. capacity that fits 10 more groceries than ever.Modern DesignA modern look featuring ...

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Original price $1,324.99 - Original price $1,324.99
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Original price $2,037.99 - Original price $2,037.99
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Current price $2,037.99

Samsung NZ36K7880US induction cooktop - 36" - stainless steel

Samsung

Ready2FitGuaranteeReplacing a similar cooktop from Samsung or another brand Samsung cooktops are guaranteed for an exact fit to make replacement ea...

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Original price $2,037.99 - Original price $2,037.99
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Current price $2,037.99
Original price $305.99 - Original price $305.99
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$305.99
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Current price $305.99

ROBOROCK F25 RT WET

Roborock

ROBOROCK F25 RT WET DRY VACUUM

Original price $305.99 - Original price $305.99
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$305.99
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Current price $305.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.